mortgage debt
Latest Reserve Bank figures show that in January some 76% of new owner-occupier borrowers fixed for terms of just 18 months or less
7th Mar 24, 3:48pm
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Latest Reserve Bank figures show that in January some 76% of new owner-occupier borrowers fixed for terms of just 18 months or less
Latest Reserve Bank figures indicate New Zealand's home owner-occupiers are increasingly focusing on shorter term fixed mortgage rates - presumably in the assumption that rates will come down sooner rather than later
8th Feb 24, 3:51pm
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Latest Reserve Bank figures indicate New Zealand's home owner-occupiers are increasingly focusing on shorter term fixed mortgage rates - presumably in the assumption that rates will come down sooner rather than later
Latest Reserve Bank figures indicate that New Zealand's home owner-occupiers appear to be betting that interest rates will start coming down again sooner rather than later
17th Jan 24, 11:05am
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Latest Reserve Bank figures indicate that New Zealand's home owner-occupiers appear to be betting that interest rates will start coming down again sooner rather than later
Latest Reserve Bank figures show 18 month fixed term mortgages are suddenly seeing increased popularity, while one-year terms are becoming less popular
5th Dec 23, 3:49pm
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Latest Reserve Bank figures show 18 month fixed term mortgages are suddenly seeing increased popularity, while one-year terms are becoming less popular
Latest Reserve Bank figures show that fixed term mortgages have gained their highest share of the total new mortgage monies advanced on record
6th Nov 23, 3:56pm
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Latest Reserve Bank figures show that fixed term mortgages have gained their highest share of the total new mortgage monies advanced on record
Latest Reserve Bank figures show that while small in total, the amount of mortgage money taken out for five-year fixed terms nearly doubled in August
5th Oct 23, 3:55pm
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Latest Reserve Bank figures show that while small in total, the amount of mortgage money taken out for five-year fixed terms nearly doubled in August
Latest Reserve Bank figures show fixed mortgage rates are in, with two year rates surging in popularity, but three year rates falling out of vogue again
4th Sep 23, 3:50pm
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Latest Reserve Bank figures show fixed mortgage rates are in, with two year rates surging in popularity, but three year rates falling out of vogue again
Latest Reserve Bank figures show that while one-year fixed mortgage terms remain most popular for new mortgage borrowing, three year terms are surging in popularity
7th Aug 23, 3:52pm
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Latest Reserve Bank figures show that while one-year fixed mortgage terms remain most popular for new mortgage borrowing, three year terms are surging in popularity
A new data series from the Reserve Bank shows recent promotion of lower interest rates for three-year mortgage terms by some of the major banks has swayed significant numbers of customers to 'go longer' with their terms
6th Jul 23, 3:53pm
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A new data series from the Reserve Bank shows recent promotion of lower interest rates for three-year mortgage terms by some of the major banks has swayed significant numbers of customers to 'go longer' with their terms
Roy Morgan says the number of New Zealanders worried about interest rates has risen as they've risen
9th Jun 23, 12:43pm
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Roy Morgan says the number of New Zealanders worried about interest rates has risen as they've risen
A new data series from the Reserve Bank shows that preferences for duration of fixed term loans have shifted rapidly during the past two years based on what is on offer at the time
7th Jun 23, 9:17am
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A new data series from the Reserve Bank shows that preferences for duration of fixed term loans have shifted rapidly during the past two years based on what is on offer at the time
During the past 20 years only the post-global financial crisis period saw slower starts to the year for the mortgage market, Reserve Bank data shows
5th Jun 23, 6:01am
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During the past 20 years only the post-global financial crisis period saw slower starts to the year for the mortgage market, Reserve Bank data shows
March sales to first home buyers up 7.7% compared to March last year. Prices higher, mortgages bigger than pre-Covid
29th Apr 23, 5:00am
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March sales to first home buyers up 7.7% compared to March last year. Prices higher, mortgages bigger than pre-Covid
Almost a third of first home buyers have less than a 20% deposit and the average amount they're paying for a home is down $58,300 since April last year
25th Feb 23, 7:15am
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Almost a third of first home buyers have less than a 20% deposit and the average amount they're paying for a home is down $58,300 since April last year
Fewer aspiring first home buyers are getting into a home of their own and those who do are taking on a lot more debt than pre-pandemic
28th Oct 22, 11:50am
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Fewer aspiring first home buyers are getting into a home of their own and those who do are taking on a lot more debt than pre-pandemic
First home buyers paying $736,000 on average for a home and borrowing $588,000
27th Jul 22, 11:53am
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First home buyers paying $736,000 on average for a home and borrowing $588,000
Dramatic fall in the number of first home buyers taking out riskier, low deposit mortgages
25th Mar 22, 10:42am
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Dramatic fall in the number of first home buyers taking out riskier, low deposit mortgages
Reserve Bank says 25 basis points OCR hike will see average mortgage holder pay an extra $825 a year
25th Feb 22, 5:00am
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Reserve Bank says 25 basis points OCR hike will see average mortgage holder pay an extra $825 a year
Sharply higher house prices, rising interest rates and tightening credit criteria are creating a perfect storm for first home buyers
25th Nov 21, 10:48am
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Sharply higher house prices, rising interest rates and tightening credit criteria are creating a perfect storm for first home buyers
Prices at the bottom end of Auckland's housing market increased $85,000 in October making home ownership the preserve of the highly paid
23rd Nov 21, 6:26pm
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Prices at the bottom end of Auckland's housing market increased $85,000 in October making home ownership the preserve of the highly paid
The majority of new mortgages aren't used to buy houses but the Reserve Bank is keeping the numbers secret for the time being
4th Nov 21, 3:28pm
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The majority of new mortgages aren't used to buy houses but the Reserve Bank is keeping the numbers secret for the time being
The average amount first home buyers are paying for a home is estimated to have increased by $118,000 in the year to July
27th Aug 21, 8:00am
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The average amount first home buyers are paying for a home is estimated to have increased by $118,000 in the year to July
Interest charged on home loans fell to a low in the June quarter but will start rising along with mortgage rates
27th Jul 21, 10:30am
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Interest charged on home loans fell to a low in the June quarter but will start rising along with mortgage rates
How all the mortgage debt we've racked up will see an OCR hike have a particularly large cooling effect on the economy
8th Jul 21, 9:20am
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How all the mortgage debt we've racked up will see an OCR hike have a particularly large cooling effect on the economy
Once the threat of COVID recedes we will need to tackle the enormous debt mountain that's propping up the housing market, Greg Ninness argues
21st Jan 21, 8:45am
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Once the threat of COVID recedes we will need to tackle the enormous debt mountain that's propping up the housing market, Greg Ninness argues