Housing debt

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The 'Housing debt growth (C5)' chart will be drawn here.
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Source: RBNZ
The 'Housing debt (C5)' chart will be drawn here.
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Source: RBNZ
The 'New FHB debt growth (C31)' chart will be drawn here.
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growth all new home loans 
growth this component
Source: RBNZ
The 'New other owner occupier debt growth (C31)' chart will be drawn here.
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growth all new home loans 
growth this component
Source: RBNZ
The 'New investor debt growth (C31)' chart will be drawn here.
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growth all new home loans 
growth this component
Source: RBNZ

The Reserve Bank publishes the total volume of housing debt issued by almost all financial insitutions every month, about 4 weeks after month end.

This data enables us to derive the growth in housing debt, and adjust for 'series breaks' as necessary, so that the growth data is corrected.

The total amounts loaned for housing is dominated by bank lending, and this one category of lending is almost as much as the country's annual GDP.

Lending for housing far exceeds any other lending, and is more than lending for agriculture, and lending to all other businesses, combined.   

This is how much housing debt we have right now ...

NZ$