Personal Finance
Latest quarterly Reserve Bank figures show that the country's new mortgage borrowers are stretching themselves much less than has been seen in recent years in regards to the amount of debt they are taking on relative to income
20th Feb 23, 10:19am
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Latest quarterly Reserve Bank figures show that the country's new mortgage borrowers are stretching themselves much less than has been seen in recent years in regards to the amount of debt they are taking on relative to income
Terry Baucher is back, and assesses the big issues that connect households and businesses to the tax collector. These range from policy issues to gritty practical ones
19th Feb 23, 7:00am
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Terry Baucher is back, and assesses the big issues that connect households and businesses to the tax collector. These range from policy issues to gritty practical ones
Bonus saver interest rates have risen to their highest in eight years. But inflation has overwhelmed them. Savers will be in a tough spot until the battle against inflation is won
18th Feb 23, 9:00am
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Bonus saver interest rates have risen to their highest in eight years. But inflation has overwhelmed them. Savers will be in a tough spot until the battle against inflation is won
A US finance professor explains why President Biden wants to raise the tax on the controversial use of corporate capital through share buybacks
16th Feb 23, 4:29pm
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A US finance professor explains why President Biden wants to raise the tax on the controversial use of corporate capital through share buybacks
Stats NZ says food prices were up 10.3% in the year to January 2023 - which is down on the 32-year high increase of 11.3% seen as at December
14th Feb 23, 11:08am
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Stats NZ says food prices were up 10.3% in the year to January 2023 - which is down on the 32-year high increase of 11.3% seen as at December
The next major challenge the Reserve Bank faces is convincing everyone that once interest rates hit peak highs they won't start falling rapidly again
12th Feb 23, 6:00am
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The next major challenge the Reserve Bank faces is convincing everyone that once interest rates hit peak highs they won't start falling rapidly again
Only a decade ago more than half the country's mortgages were on floating rates, now the amounts on floating rates has dwindled to record lows
9th Feb 23, 12:38pm
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Only a decade ago more than half the country's mortgages were on floating rates, now the amounts on floating rates has dwindled to record lows
David Hargreaves has a trawl through some of the RBNZ's mortgage data to see how homeowners are reacting to rising rates a year and a half into a rising mortgage rate environment
9th Feb 23, 9:33am
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David Hargreaves has a trawl through some of the RBNZ's mortgage data to see how homeowners are reacting to rising rates a year and a half into a rising mortgage rate environment
[updated]
Westpac the latest big bank to cut fixed home loan rates as wholesale rates turn back up. In this confusing mortgage market haggle with your bank
8th Feb 23, 10:41am
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Westpac the latest big bank to cut fixed home loan rates as wholesale rates turn back up. In this confusing mortgage market haggle with your bank
Short selling Adani: How an obscure US firm profited from triggering the Indian giant’s price plunge
6th Feb 23, 7:00am
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Short selling Adani: How an obscure US firm profited from triggering the Indian giant’s price plunge
BNZ returns with more home loan rate reductions, a day after their first set of changes. These come as wholesale markets shift their bets to lower levels, mainly on international influences
3rd Feb 23, 9:43am
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BNZ returns with more home loan rate reductions, a day after their first set of changes. These come as wholesale markets shift their bets to lower levels, mainly on international influences
David Hargreaves says with key economic data starting to turn out softer than expected, crunch time is looming for the Reserve Bank in its inflation battle and in how far it wants to drive up interest rates
2nd Feb 23, 12:20pm
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David Hargreaves says with key economic data starting to turn out softer than expected, crunch time is looming for the Reserve Bank in its inflation battle and in how far it wants to drive up interest rates
Statistics New Zealand says annual inflation for households was 8.2% in the year to December 2022, fueled by housing, food and transport costs
2nd Feb 23, 11:13am
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Statistics New Zealand says annual inflation for households was 8.2% in the year to December 2022, fueled by housing, food and transport costs
ANZ and BNZ both change fixed mortgage rates, embedding inverted offerings into their rate cards as wholesale rates shift lower
2nd Feb 23, 8:02am
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ANZ and BNZ both change fixed mortgage rates, embedding inverted offerings into their rate cards as wholesale rates shift lower
Colossal central bank purchases at a 55-year high, aided by vigorous retail investor buying and slower ETF outflows, lifted annual gold demand to an 11-year high
1st Feb 23, 11:45am
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Colossal central bank purchases at a 55-year high, aided by vigorous retail investor buying and slower ETF outflows, lifted annual gold demand to an 11-year high
[updated]
Credit bureau Centrix says loan arrears rates are rising but remain behind historic levels
1st Feb 23, 5:00am
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Credit bureau Centrix says loan arrears rates are rising but remain behind historic levels
RBNZ figures show first home buyers might possibly be hitting the limits of their seemingly boundless enthusiasm, while investors may have just stirred slightly
31st Jan 23, 10:50am
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RBNZ figures show first home buyers might possibly be hitting the limits of their seemingly boundless enthusiasm, while investors may have just stirred slightly
Westpac has reacted to ASB's shift to an inverted mortgage rate card. They too have inverted, and matched ASB at the long end
26th Jan 23, 5:51pm
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Westpac has reacted to ASB's shift to an inverted mortgage rate card. They too have inverted, and matched ASB at the long end
The country's investment watchdog says in its annual report that during the year under review it focused its monitoring on a variety of sectors and topics
24th Jan 23, 2:47pm
The country's investment watchdog says in its annual report that during the year under review it focused its monitoring on a variety of sectors and topics
SBS Bank has launched a 6% rate offer for a 12 month term deposit, the highest rate offer from any bank in 14 years
23rd Jan 23, 3:57pm
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SBS Bank has launched a 6% rate offer for a 12 month term deposit, the highest rate offer from any bank in 14 years
Responding to recent changes in wholesale rate shifts, ASB has adjusted its mortgage rates, lifting some short term rates and cutting longer rates
23rd Jan 23, 8:48am
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Responding to recent changes in wholesale rate shifts, ASB has adjusted its mortgage rates, lifting some short term rates and cutting longer rates
Statistics New Zealand says falling property values lopped $91.1 billion off the worth of Kiwis in the first nine months of 2022, while falling share and investment values took $78.6 billion away
19th Jan 23, 11:17am
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Statistics New Zealand says falling property values lopped $91.1 billion off the worth of Kiwis in the first nine months of 2022, while falling share and investment values took $78.6 billion away
[updated]
Stats NZ says the seasonally adjusted spending fall in December was the first for nine months and was a 'large' fall for a December month; economists say consumers have taken on board Reserve Bank warnings about spending
18th Jan 23, 11:00am
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Stats NZ says the seasonally adjusted spending fall in December was the first for nine months and was a 'large' fall for a December month; economists say consumers have taken on board Reserve Bank warnings about spending
ANZ's analysts note that the gold price has started the year 'with a bang'. They say both investment and physical demand are supportive for 2023, supported by China’s reopening
17th Jan 23, 2:03pm
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ANZ's analysts note that the gold price has started the year 'with a bang'. They say both investment and physical demand are supportive for 2023, supported by China’s reopening
We are not there yet, but Govt guaranteed bank accounts are closer - and the pricing for that protection is inching into retail deposit interest rates. We don't notice as rates shift higher. But there are ways to get a sense of what is happening
10th Jan 23, 11:30am
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We are not there yet, but Govt guaranteed bank accounts are closer - and the pricing for that protection is inching into retail deposit interest rates. We don't notice as rates shift higher. But there are ways to get a sense of what is happening
