Personal Finance
We are not there yet, but Govt guaranteed bank accounts are closer - and the pricing for that protection is inching into retail deposit interest rates. We don't notice as rates shift higher. But there are ways to get a sense of what is happening
10th Jan 23, 11:30am
33
We are not there yet, but Govt guaranteed bank accounts are closer - and the pricing for that protection is inching into retail deposit interest rates. We don't notice as rates shift higher. But there are ways to get a sense of what is happening
The World Gold Council notes that recessions are typically good for gold. It assesses the yellow metal's likely performance in 2023, for scenarios of falling inflation, recessions, geopolitical flareups, a China recovery, and pressures on commodities
8th Jan 23, 8:00am
11
The World Gold Council notes that recessions are typically good for gold. It assesses the yellow metal's likely performance in 2023, for scenarios of falling inflation, recessions, geopolitical flareups, a China recovery, and pressures on commodities
2022 was a weird year. Economic activity grew and our labour markets flourished. Even holiday spending is strong. Few picked these core strengths. But how will 2023 turn out? Have we consumed our future already? Time to record your 2023 predictions
30th Dec 22, 12:00pm
277
2022 was a weird year. Economic activity grew and our labour markets flourished. Even holiday spending is strong. Few picked these core strengths. But how will 2023 turn out? Have we consumed our future already? Time to record your 2023 predictions
We look back on 2022, reveal our most popular articles, and assess how readers engaged with our broad content
22nd Dec 22, 9:15am
51
We look back on 2022, reveal our most popular articles, and assess how readers engaged with our broad content
UBS chief economist Paul Donovan probes whether giving up on the homeownership dream is why many young people have speculated on cryptocurrencies
19th Dec 22, 11:19am
121
UBS chief economist Paul Donovan probes whether giving up on the homeownership dream is why many young people have speculated on cryptocurrencies
The New Zealand Tax Podcast – Terry Baucher looks back on the big tax issues of 2022, a number of which will stay big issues in 2023. After all, taxes are what we pay to get, maintain and keep a civilised society
18th Dec 22, 10:41am
23
The New Zealand Tax Podcast – Terry Baucher looks back on the big tax issues of 2022, a number of which will stay big issues in 2023. After all, taxes are what we pay to get, maintain and keep a civilised society
RBNZ to review Open Bank Resolution policy settings once depositor compensation scheme is launched
17th Dec 22, 10:00am
25
RBNZ to review Open Bank Resolution policy settings once depositor compensation scheme is launched
For the first time in years savers might see term deposit interest rates rising towards the inflation rate in 2023 as economic forces shift in their favour
16th Dec 22, 1:39pm
47
For the first time in years savers might see term deposit interest rates rising towards the inflation rate in 2023 as economic forces shift in their favour
[updated]
Despite seasonal falls in fruit and vegetable prices, the annual rate of food price inflation increased to 10.7% in November; it's a crisis at the checkout, says National Party
13th Dec 22, 11:08am
163
Despite seasonal falls in fruit and vegetable prices, the annual rate of food price inflation increased to 10.7% in November; it's a crisis at the checkout, says National Party
Forsyth Barr research analysts see five 'potential positive macro inflections' for a recovery in the second half of next year; namely — inflation, interest rates, GDP, house prices, and government
13th Dec 22, 9:51am
16
Forsyth Barr research analysts see five 'potential positive macro inflections' for a recovery in the second half of next year; namely — inflation, interest rates, GDP, house prices, and government
Paul Mazzola & Mitchell Goroch look at FTX's demise from the perspective of retail investors noting they're largely on their own
12th Dec 22, 1:47pm
33
Paul Mazzola & Mitchell Goroch look at FTX's demise from the perspective of retail investors noting they're largely on their own
Vivien Lei introduces her award winning tax reform idea to introduce weighting factors into environmental tax loads, ensuring the full costs are brought into business decisions, and nudging behaviour away from polluting outcomes
11th Dec 22, 2:16pm
Vivien Lei introduces her award winning tax reform idea to introduce weighting factors into environmental tax loads, ensuring the full costs are brought into business decisions, and nudging behaviour away from polluting outcomes
Kiwibank raises fixed home loan rates, adding impetus to key mortgage rates rising to 11-year highs. But no bank has yet followed wholesale rates into an inversion
9th Dec 22, 12:21pm
12
Kiwibank raises fixed home loan rates, adding impetus to key mortgage rates rising to 11-year highs. But no bank has yet followed wholesale rates into an inversion
David Hargreaves appreciates that the Reserve Bank is trying to do the right thing with its cautious approach to cryptoassets and CBDCs, but reckons some hard deadlines need setting soon
8th Dec 22, 10:08am
71
David Hargreaves appreciates that the Reserve Bank is trying to do the right thing with its cautious approach to cryptoassets and CBDCs, but reckons some hard deadlines need setting soon
Mobile traders shut up shop or move on after Commerce Commission's compliance clampdown
8th Dec 22, 7:44am
12
Mobile traders shut up shop or move on after Commerce Commission's compliance clampdown
Kiwibank economists say the RBNZ is 'doggedly determined to deliver' OCR hikes and it is 'likely to be too much'; see bigger house price falls now, of 21%, taking prices back to 2020 levels
7th Dec 22, 8:08am
78
Kiwibank economists say the RBNZ is 'doggedly determined to deliver' OCR hikes and it is 'likely to be too much'; see bigger house price falls now, of 21%, taking prices back to 2020 levels
Government cyber security agency CERT warns of growing challenge from cyber scammers and fraudsters
7th Dec 22, 5:00am
2
Government cyber security agency CERT warns of growing challenge from cyber scammers and fraudsters
BNZ chooses a lower rate track for its floating and fixed rate offers following last week's 75 basis points RBNZ OCR hike
6th Dec 22, 9:38am
8
BNZ chooses a lower rate track for its floating and fixed rate offers following last week's 75 basis points RBNZ OCR hike
Westpac joins other banks in reducing credit card rewards as regulation of revenue banks receive from interchange fees kicks-in
5th Dec 22, 12:02pm
15
Westpac joins other banks in reducing credit card rewards as regulation of revenue banks receive from interchange fees kicks-in
Te wiki o te tāke; Insights from the latest OECD tax statistics, the Government's financial statements. And new rules about Provisional Tax when you haven't previously been a provisional taxpayer
4th Dec 22, 12:00pm
8
Te wiki o te tāke; Insights from the latest OECD tax statistics, the Government's financial statements. And new rules about Provisional Tax when you haven't previously been a provisional taxpayer
Credit bureau Centrix says the number of borrowers behind on consumer loans is rising and so is demand for consumer loans
1st Dec 22, 5:00am
17
Credit bureau Centrix says the number of borrowers behind on consumer loans is rising and so is demand for consumer loans
[updated]
Mixed in with ANZ's floating mortgage rate & term deposit rate hikes, are chunky fixed mortgage rate hikes too. But wholesale rates influential for fixed home loan rates are falling. Opportunities for borrowers are opening up
30th Nov 22, 12:13pm
90
Mixed in with ANZ's floating mortgage rate & term deposit rate hikes, are chunky fixed mortgage rate hikes too. But wholesale rates influential for fixed home loan rates are falling. Opportunities for borrowers are opening up
[updated]
Term deposit rates have jumped this week following the big OCR rise last week, and most banks are still yet to move up. But we suggest these recent rises lag what has been 'normal'. There is room for 'more' - but only if the general economy allows it
30th Nov 22, 7:29am
27
Term deposit rates have jumped this week following the big OCR rise last week, and most banks are still yet to move up. But we suggest these recent rises lag what has been 'normal'. There is room for 'more' - but only if the general economy allows it
[updated]
ANZ the first bank to raise floating mortgage rates following last week's OCR hike. They are passing through less than the full +75 bps to floating rate borrowers, but all of it to their bonus saver account. Term deposit savers get less
29th Nov 22, 2:34pm
145
ANZ the first bank to raise floating mortgage rates following last week's OCR hike. They are passing through less than the full +75 bps to floating rate borrowers, but all of it to their bonus saver account. Term deposit savers get less
Kiwibank economists believe the interest rate hikes that have already been delivered will have a huge impact on households and discretionary income will evaporate for many mortgagees
28th Nov 22, 1:57pm
119
Kiwibank economists believe the interest rate hikes that have already been delivered will have a huge impact on households and discretionary income will evaporate for many mortgagees
