Personal Finance
New Reserve Bank data adds extended transparency to deposits held by banks, bolstering the monitoring by the central bank ahead of the introduction of a deposit guarantee
29th Dec 23, 11:00am
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New Reserve Bank data adds extended transparency to deposits held by banks, bolstering the monitoring by the central bank ahead of the introduction of a deposit guarantee
The World Gold Council says that because the probability of a 2024 recession is not insignificant, there is a strong case for a strategic allocation of gold in a 2024 portfolio
28th Dec 23, 2:43pm
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The World Gold Council says that because the probability of a 2024 recession is not insignificant, there is a strong case for a strategic allocation of gold in a 2024 portfolio
Stuff happens to everyone. That can often result in financial anxiety. It is how you deal with it that will make the difference as to how quickly you recover, says Lynda Moore
23rd Dec 23, 9:31am
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Stuff happens to everyone. That can often result in financial anxiety. It is how you deal with it that will make the difference as to how quickly you recover, says Lynda Moore
Fraudulent comparison websites which ask for personal information, use that information to supply sophisticated fake product disclosure statements and false FMA licenses, inducing millions in 'investment". Most of this fraud originates from Europe
21st Dec 23, 10:21am
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Fraudulent comparison websites which ask for personal information, use that information to supply sophisticated fake product disclosure statements and false FMA licenses, inducing millions in 'investment". Most of this fraud originates from Europe
[updated]
BNZ responds to the end of year thin slice to some carded fixed home loan rates by ANZ, making some of its own. But BNZ did not trim its term deposit offers as ANZ did
21st Dec 23, 9:12am
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BNZ responds to the end of year thin slice to some carded fixed home loan rates by ANZ, making some of its own. But BNZ did not trim its term deposit offers as ANZ did
In a pre-Christmas move, our largest bank trims some key mortgage rates, and some not-so-key term deposit offers. Given where wholesale rates have been trending, this may be the start of a move down across the board
19th Dec 23, 5:55pm
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In a pre-Christmas move, our largest bank trims some key mortgage rates, and some not-so-key term deposit offers. Given where wholesale rates have been trending, this may be the start of a move down across the board
Holidays away can be a big test of a relationship - and not only about the money side of it. But being smart about money on holidays can avoid unintended stresses before, during and after, says Lynda Moore
16th Dec 23, 9:45am
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Holidays away can be a big test of a relationship - and not only about the money side of it. But being smart about money on holidays can avoid unintended stresses before, during and after, says Lynda Moore
Bank for International Settlements fires BNPL warning shot across the bow of those tasked with maintaining financial stability
8th Dec 23, 4:07pm
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Bank for International Settlements fires BNPL warning shot across the bow of those tasked with maintaining financial stability
ASB economists estimate that average household living costs will have increased by about $115 a week in 2023 - and with a further $70 hike to come next year, but income rises will probably beat that
7th Dec 23, 10:30am
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ASB economists estimate that average household living costs will have increased by about $115 a week in 2023 - and with a further $70 hike to come next year, but income rises will probably beat that
Spend, spend, spend, shop, shop, shop and worry about paying for it next year. Lynda Moore has some ideas about how not to have a debt hangover
6th Dec 23, 9:41am
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Spend, spend, spend, shop, shop, shop and worry about paying for it next year. Lynda Moore has some ideas about how not to have a debt hangover
Latest Reserve Bank figures show 18 month fixed term mortgages are suddenly seeing increased popularity, while one-year terms are becoming less popular
5th Dec 23, 3:49pm
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Latest Reserve Bank figures show 18 month fixed term mortgages are suddenly seeing increased popularity, while one-year terms are becoming less popular
In the second part of his preview of 2024, David Hargreaves examines whether a combination of new Government policies, rampant migration and an enlivened housing market could undermine efforts to get the economy on a sound footing
3rd Dec 23, 8:00am
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In the second part of his preview of 2024, David Hargreaves examines whether a combination of new Government policies, rampant migration and an enlivened housing market could undermine efforts to get the economy on a sound footing
David Hargreaves explains what he is looking for in the economy in 2024 as we wait to see if the battle against inflation really can be won
2nd Dec 23, 10:23am
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David Hargreaves explains what he is looking for in the economy in 2024 as we wait to see if the battle against inflation really can be won
Sheryl Sutherland says while economic history shows it is just a constant chain of surprises and setbacks, the setbacks tend to be short-term and the positive surprises last and compound
2nd Dec 23, 9:00am
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Sheryl Sutherland says while economic history shows it is just a constant chain of surprises and setbacks, the setbacks tend to be short-term and the positive surprises last and compound
David Hargreaves has a look at the economic developments in the past year and lines these up against what the expectations were at the start of the year
1st Dec 23, 9:44am
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David Hargreaves has a look at the economic developments in the past year and lines these up against what the expectations were at the start of the year
Latest RBNZ figures show a $71 million rise in non-performing housing loans during October, while across the whole banking system there was a rise of $237 million in non-performing loans
30th Nov 23, 4:14pm
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Latest RBNZ figures show a $71 million rise in non-performing housing loans during October, while across the whole banking system there was a rise of $237 million in non-performing loans
Sadly, the Christmas-New Year period is when many relationships break. Lynda Moore has 7 key points to consider whatever side you find yourself on when things near the breaking point
29th Nov 23, 9:32am
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Sadly, the Christmas-New Year period is when many relationships break. Lynda Moore has 7 key points to consider whatever side you find yourself on when things near the breaking point
New Zealand remains a better place to save than Australia via a term deposit, with our interest rates higher. But the advantages may ease back in 2024
27th Nov 23, 12:47pm
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New Zealand remains a better place to save than Australia via a term deposit, with our interest rates higher. But the advantages may ease back in 2024
Latest RBNZ figures show first home buyers remain active in the market, while the long sleeping investors may just be showing signs of stirring
27th Nov 23, 12:01pm
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Latest RBNZ figures show first home buyers remain active in the market, while the long sleeping investors may just be showing signs of stirring
Westpac adds to the sense the home loan market may be about to u-turn and start offering lower fixed rates
23rd Nov 23, 5:15pm
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Westpac adds to the sense the home loan market may be about to u-turn and start offering lower fixed rates
Lynda Moore exposes the psychological retailing game where scarcity breeds desire, building on the satisfaction of scoring a deal, and urges you to make mindful choices
21st Nov 23, 9:30am
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Lynda Moore exposes the psychological retailing game where scarcity breeds desire, building on the satisfaction of scoring a deal, and urges you to make mindful choices
Money undeniably makes life easier, reduces stress and adds a layer of comfort. But let’s not mistake comfort for happiness, says Lynda Moore
15th Nov 23, 4:51pm
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Money undeniably makes life easier, reduces stress and adds a layer of comfort. But let’s not mistake comfort for happiness, says Lynda Moore
A quarterly survey for the Reserve Bank shows that households' views on the likely rate of inflation in a year are unchanged from the previous survey, but they see stronger house prices
15th Nov 23, 3:45pm
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A quarterly survey for the Reserve Bank shows that households' views on the likely rate of inflation in a year are unchanged from the previous survey, but they see stronger house prices
Latest quarterly Reserve Bank figures show that ahead of the possible introduction of debt to income restrictions next year, new buyers are, in any case, mostly borrowing on low DTI ratios
14th Nov 23, 3:51pm
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Latest quarterly Reserve Bank figures show that ahead of the possible introduction of debt to income restrictions next year, new buyers are, in any case, mostly borrowing on low DTI ratios
As Fraud Awareness Week launches, MBIE says scammers are targeting everyone across NZ, but especially those with savings or investments looking to earn a little bit more from their money
13th Nov 23, 1:00am
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As Fraud Awareness Week launches, MBIE says scammers are targeting everyone across NZ, but especially those with savings or investments looking to earn a little bit more from their money
