David Chaston

We review the December quarter global gold demand and supply data, noting how India's demonetisation policy shows up flaws in the 'gold is money' claim

We review the December quarter global gold demand and supply data, noting how India's demonetisation policy shows up flaws in the 'gold is money' claim

Should we care? With a new unpredictable American Administration, allies of the US are being tested. Where does New Zealand rank? Can we use that to our advantage?

Should we care? With a new unpredictable American Administration, allies of the US are being tested. Where does New Zealand rank? Can we use that to our advantage?

The State-owned bank is the latest in a steady stream of banks who are raising fixed mortgage rates. But the rises are not based on rising wholesale rates

The State-owned bank is the latest in a steady stream of banks who are raising fixed mortgage rates. But the rises are not based on rising wholesale rates

A review of things you need to know before you go home on Friday; rate rises, new mortgage lender, Akl house sales slump, commodity prices hold, record car sales, Northland drought, swaps stable, NZD holds

A review of things you need to know before you go home on Friday; rate rises, new mortgage lender, Akl house sales slump, commodity prices hold, record car sales, Northland drought, swaps stable, NZD holds

The US Fed tightens without rate hikes; US jobless claims fall; US productivity rises; air travel booms; car sales jump; BofE holds; UST 10yr yield at 2.46%; oil and gold lower; NZ$1 = 73 US¢, TWI-5 = 78.1

The US Fed tightens without rate hikes; US jobless claims fall; US productivity rises; air travel booms; car sales jump; BofE holds; UST 10yr yield at 2.46%; oil and gold lower; NZ$1 = 73 US¢, TWI-5 = 78.1

A review of things you need to know before you go home on Thursday; no rate changes, job ads dip, NZ Super Fund stars, AU posts record trade surplus, swaps stable, NZD holds its own

A review of things you need to know before you go home on Thursday; no rate changes, job ads dip, NZ Super Fund stars, AU posts record trade surplus, swaps stable, NZD holds its own

Eyes on Yellen; US payrolls strong; global factories expanding; air cargo growth very strong; credit card fraud rises; insurers look for +4% price hikes; UST 10yr yield at 2.50%; oil and gold lower; NZ$1 = 72.5 US¢, TWI-5 = 77.9

Eyes on Yellen; US payrolls strong; global factories expanding; air cargo growth very strong; credit card fraud rises; insurers look for +4% price hikes; UST 10yr yield at 2.50%; oil and gold lower; NZ$1 = 72.5 US¢, TWI-5 = 77.9

A review of things you need to know before you go home on Wednesday; TSB Bank raises rates, election date set, jobs growth strong, regional house prices up, swaps slip, NZD stays high

A review of things you need to know before you go home on Wednesday; TSB Bank raises rates, election date set, jobs growth strong, regional house prices up, swaps slip, NZD stays high

Rate rises keep coming for mortgages. These latest allow TSB Bank to hold on to near market-leading claims for terms of two years and longer

Rate rises keep coming for mortgages. These latest allow TSB Bank to hold on to near market-leading claims for terms of two years and longer

Lower asset prices see endowments shrink; EU growth & inflation higher, jobless lower; Denmark pushes back in finco regulation; AU property values to fall; UST 10yr yield at 2.45%; oil and gold up; NZ$1 = 73.2 US¢, TWI-5 = 78.5

Lower asset prices see endowments shrink; EU growth & inflation higher, jobless lower; Denmark pushes back in finco regulation; AU property values to fall; UST 10yr yield at 2.45%; oil and gold up; NZ$1 = 73.2 US¢, TWI-5 = 78.5

A review of things you need to know before you go home on Tuesday; BNZ goes over 6%, investors back off, migrants keep coming, tourists do too, online retail strong, bank accounts flush, swaps higher, NZD stronger

A review of things you need to know before you go home on Tuesday; BNZ goes over 6%, investors back off, migrants keep coming, tourists do too, online retail strong, bank accounts flush, swaps higher, NZD stronger

BNZ raises mortgage rates for four fixed terms, pushing parts of their rate card to the highest levels of any bank, and pushing the five year rate over 6% for first time in 23 months

BNZ raises mortgage rates for four fixed terms, pushing parts of their rate card to the highest levels of any bank, and pushing the five year rate over 6% for first time in 23 months

Wall Street anxious; US consumer spending rises, Canada's housing worries spread; German inflation up; EU sentiment holds; UST 10yr yield at 2.48%; oil down, gold up; NZ$1 = 72.8 US¢, TWI-5 = 78.5

Wall Street anxious; US consumer spending rises, Canada's housing worries spread; German inflation up; EU sentiment holds; UST 10yr yield at 2.48%; oil down, gold up; NZ$1 = 72.8 US¢, TWI-5 = 78.5

A review of things you need to know before you go home on Monday; SBS raises rates for borrowers and savers, trade deficit lower, holidays, QBE a takeover target, swaps slip, NZD stays high

A review of things you need to know before you go home on Monday; SBS raises rates for borrowers and savers, trade deficit lower, holidays, QBE a takeover target, swaps slip, NZD stays high

Advance US Q4 growth data slows; US consumers optimistic, US factory orders fall, China bond default ripples, China outbound property investment risk; UST 10yr yield at 2.49%; oil lower, gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.3

Advance US Q4 growth data slows; US consumers optimistic, US factory orders fall, China bond default ripples, China outbound property investment risk; UST 10yr yield at 2.49%; oil lower, gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.3

SBS Bank slips into line with other banks, raising it at the same time it offers term deposit savers a new hot 9 month rate

SBS Bank slips into line with other banks, raising it at the same time it offers term deposit savers a new hot 9 month rate

Term deposit savers are being offered higher rates but the rises are more modest overall than what borrowers face. However there are standout offers from selected institutions across all terms

Term deposit savers are being offered higher rates but the rises are more modest overall than what borrowers face. However there are standout offers from selected institutions across all terms

A review of things you need to know before you go home on Friday; Some minor rate changes, tourism keeps on booming, dry in North, wool prices crashing, swaps inch up, NZD stays high

A review of things you need to know before you go home on Friday; Some minor rate changes, tourism keeps on booming, dry in North, wool prices crashing, swaps inch up, NZD stays high

Inflation expectations turn higher; yields rise in EU and US; US service sector expands strongly; Aussie bank treasurers face higher costs; UST 10yr yield at 2.53%; oil higher, gold drops; NZ$1 = 72.3 US¢, TWI-5 = 78

Inflation expectations turn higher; yields rise in EU and US; US service sector expands strongly; Aussie bank treasurers face higher costs; UST 10yr yield at 2.53%; oil higher, gold drops; NZ$1 = 72.3 US¢, TWI-5 = 78

A review of things you need to know before you go home on Thursday; no rate changes today, healthy Govt finances, CPI up into policy band, strong NZGB demand, UFB rollout expanded, swap rates rise, NZD rises

A review of things you need to know before you go home on Thursday; no rate changes today, healthy Govt finances, CPI up into policy band, strong NZGB demand, UFB rollout expanded, swap rates rise, NZD rises

Dow pushes up through 20,000 level; US mortgage rates rise; China bond stress increases; Japan posts trade surplus; dodgy Aussie RE agent tactics; UST 10yr yield at 2.53%; oil stable, gold lower; NZ$1 = 72.7 US¢, TWI-5 = 78.1

Dow pushes up through 20,000 level; US mortgage rates rise; China bond stress increases; Japan posts trade surplus; dodgy Aussie RE agent tactics; UST 10yr yield at 2.53%; oil stable, gold lower; NZ$1 = 72.7 US¢, TWI-5 = 78.1

We check the claims by bankers that mortgage rates are rising because of 'funding pressures'. We find some justification, but recent holiday hikes seem more about margin boosting

We check the claims by bankers that mortgage rates are rising because of 'funding pressures'. We find some justification, but recent holiday hikes seem more about margin boosting

A review of things you need to know before you go home on Wednesday; more rate rises, Aussie inflation stumbles, metal prices jump, NZ 'least corrupt'; EQC challenged; swaps rise, NZD holds high

A review of things you need to know before you go home on Wednesday; more rate rises, Aussie inflation stumbles, metal prices jump, NZ 'least corrupt'; EQC challenged; swaps rise, NZD holds high

Court rules no Brexit without Parliament; "TPP minus One" push; China wants regional trade agreements too; US home sales fall, factories busy; UST 10yr yield at 2.47%; oil and gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.1

Court rules no Brexit without Parliament; "TPP minus One" push; China wants regional trade agreements too; US home sales fall, factories busy; UST 10yr yield at 2.47%; oil and gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.1

SBS Bank and the Co-operative Bank both raise mortgage rates again. The Co-operative Bank uniquely makes matching term deposit rate increases

SBS Bank and the Co-operative Bank both raise mortgage rates again. The Co-operative Bank uniquely makes matching term deposit rate increases