David Chaston

A review of things you need to know before you sign off on Tuesday; QV sees lid on house prices, businesses prioritise employees, Council rates rise fast, big fraud, APRA stamps on AT1 hybrids, swaps stable, NZD soft, & more

A review of things you need to know before you sign off on Tuesday; QV sees lid on house prices, businesses prioritise employees, Council rates rise fast, big fraud, APRA stamps on AT1 hybrids, swaps stable, NZD soft, & more

American inflation expectations modest & stable; US consumer debt jumps; Taiwan exports shine; China wards off deflation, just; EU told to invest or be irrelevant; UST 10yr 3.70%; gold up and oil up; NZ$1 = 61.6; TWI = 69.6

American inflation expectations modest & stable; US consumer debt jumps; Taiwan exports shine; China wards off deflation, just; EU told to invest or be irrelevant; UST 10yr 3.70%; gold up and oil up; NZ$1 = 61.6; TWI = 69.6

A review of things you need to know before you sign off on Monday; strategic reviews by Tower and the energy regulators, SkyCity Auckland shut as punishment, swaps unchanged, NZD on hold, & more

A review of things you need to know before you sign off on Monday; strategic reviews by Tower and the energy regulators, SkyCity Auckland shut as punishment, swaps unchanged, NZD on hold, & more

How will we know if the spring real estate market is really on the up, or whether any lift is just a weak shadowing of the changing season?

How will we know if the spring real estate market is really on the up, or whether any lift is just a weak shadowing of the changing season?

American labour market expands less than expected; China still in property funk; Aussie home loans expand; food prices low and stable; UST 10yr 3.72%; gold up and oil down; NZ$1 = 61.7; TWI = 69.7

American labour market expands less than expected; China still in property funk; Aussie home loans expand; food prices low and stable; UST 10yr 3.72%; gold up and oil down; NZ$1 = 61.7; TWI = 69.7

US jobs growth eases; Canada adds jobs; China property crisis worse, far from resolved; Germany struggles; world food prices stay low; UST 10yr 3.72%; gold and oil down; NZ$1 = 61.7; TWI = 69.7

US jobs growth eases; Canada adds jobs; China property crisis worse, far from resolved; Germany struggles; world food prices stay low; UST 10yr 3.72%; gold and oil down; NZ$1 = 61.7; TWI = 69.7

A review of things you need to know before you sign off on Friday; TSB raises TD rates, building work eases less than expected, passport processing back to normal, carbon price dips, swasp stable, NZD firmish, & more

A review of things you need to know before you sign off on Friday; TSB raises TD rates, building work eases less than expected, passport processing back to normal, carbon price dips, swasp stable, NZD firmish, & more

Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels

Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels

Eyes on US labour market; other US data is positive; Japan wages rise; EU retail rises; Australia trade surplus rises; China warns on steel prospects; UST 10yr 3.73%; gold up and oil down; NZ$1 = 62.3; TWI = 70

Eyes on US labour market; other US data is positive; Japan wages rise; EU retail rises; Australia trade surplus rises; China warns on steel prospects; UST 10yr 3.73%; gold up and oil down; NZ$1 = 62.3; TWI = 70

A review of things you need to know before you sign off on Thursday; no retail rate changes, house values fall again, construction red tape in focus, NZGB yields rise, swaps and NZD stable, & more

A review of things you need to know before you sign off on Thursday; no retail rate changes, house values fall again, construction red tape in focus, NZGB yields rise, swaps and NZD stable, & more

US data largely positive although job ads soften; Canada cuts rates; China mulls big mortgage relief; Aussie GDP disappoints; UST 10yr 3.77%; gold and oil stable; NZ$1 = 61.9; TWI = 69.9

US data largely positive although job ads soften; Canada cuts rates; China mulls big mortgage relief; Aussie GDP disappoints; UST 10yr 3.77%; gold and oil stable; NZ$1 = 61.9; TWI = 69.9

A review of things you need to know before you sign off on Wednesday; commodity prices hold, but retail struggles, new lending rises, global signals not great, swaps fall, NZD falls, & more

A review of things you need to know before you sign off on Wednesday; commodity prices hold, but retail struggles, new lending rises, global signals not great, swaps fall, NZD falls, & more

Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved

Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved

Dairy prices slip; US PMIs disappoint; other US data positive; China to retaliate against Canada; Australia posts current account deficit; UST 10yr 3.84%; equities drop; gold and oil drop; NZ$1 = 61.9; TWI = 70.2

Dairy prices slip; US PMIs disappoint; other US data positive; China to retaliate against Canada; Australia posts current account deficit; UST 10yr 3.84%; equities drop; gold and oil drop; NZ$1 = 61.9; TWI = 70.2

A review of things you need to know before you sign off on Tuesday; no retail rate changes, Auckland house sales soft, non-performing housing loans rise, liquidations rise, swaps stable, NZD eases slightly, & more

A review of things you need to know before you sign off on Tuesday; no retail rate changes, Auckland house sales soft, non-performing housing loans rise, liquidations rise, swaps stable, NZD eases slightly, & more

Global August PMIs point to rising risks of China's inventory and housing imbalances; Australia dealing with its own imbalances; UST 10yr 3.93%; gold and oil little-changed; NZ$1 = 62.3; TWI = 70.2

Global August PMIs point to rising risks of China's inventory and housing imbalances; Australia dealing with its own imbalances; UST 10yr 3.93%; gold and oil little-changed; NZ$1 = 62.3; TWI = 70.2

A review of things you need to know before you sign off on Monday; more retail cuts, house listings at decade high, rental yields low, more electricity price extremes, swaps stable, NZD stays firm, & more

A review of things you need to know before you sign off on Monday; more retail cuts, house listings at decade high, rental yields low, more electricity price extremes, swaps stable, NZD stays firm, & more

China PMIs stay lackluster; South Korea & Japan release good data; US PCE inflation bolsters Fed rate cut; Aussie retail sales disappoint; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4

China PMIs stay lackluster; South Korea & Japan release good data; US PCE inflation bolsters Fed rate cut; Aussie retail sales disappoint; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4

US data confirms inflation beaten; Canada and India grow as expected;; Japan data good; EU inflation low; Aussie retail weak; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4

US data confirms inflation beaten; Canada and India grow as expected;; Japan data good; EU inflation low; Aussie retail weak; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4

US mortgage rates fall as do UST yields; China dissent rising along with temperature stress; Aussie inflation remains high; UST 10yr 3.84%; gold and oil down; NZ$1 = 62.3 USc; TWI-5 = 70.1

US mortgage rates fall as do UST yields; China dissent rising along with temperature stress; Aussie inflation remains high; UST 10yr 3.84%; gold and oil down; NZ$1 = 62.3 USc; TWI-5 = 70.1

A review of things you need to know before you sign off on Wednesday; labour market weakens, Woolworth profit drops, RBNZs FX intervention capacity at record high, swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Wednesday; labour market weakens, Woolworth profit drops, RBNZs FX intervention capacity at record high, swaps stable, NZD firm, & more

US retail and services sectors buoy sentiment, factories not so much; China says profits rising but demographics bite hard; Taiwan sentiment surges; UST 10yr 3.84%; gold unchanged and oil down; NZ$1 = 62.5 USc; TWI-5 = 70.1

US retail and services sectors buoy sentiment, factories not so much; China says profits rising but demographics bite hard; Taiwan sentiment surges; UST 10yr 3.84%; gold unchanged and oil down; NZ$1 = 62.5 USc; TWI-5 = 70.1

A review of things you need to know before you sign off on Tuesday; no significant rate changes, easier for FHBs, tougher for commercial property, analysts more bullish on milk price, TSB cops big fine, swaps & NZD stable, & much more

A review of things you need to know before you sign off on Tuesday; no significant rate changes, easier for FHBs, tougher for commercial property, analysts more bullish on milk price, TSB cops big fine, swaps & NZD stable, & much more

Dear readers, thank you for your support. You have helped us to consecutive record months of readership

Dear readers, thank you for your support. You have helped us to consecutive record months of readership

US factory orders jump; Texas struggles; Germany struggles; China faces bond bubble; Insurance hits housing affordability; UST 10yr 3.81%; gold at new high and oil up; NZ$1 = 62.1 USc; TWI-5 = 69.6

US factory orders jump; Texas struggles; Germany struggles; China faces bond bubble; Insurance hits housing affordability; UST 10yr 3.81%; gold at new high and oil up; NZ$1 = 62.1 USc; TWI-5 = 69.6