David Chaston

A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more

US PPI stays high; US household debt rise modest; Japanese PPI rise stays elevated; EU industrial production weak; freight rates fall; UST 10yr at 4.54%; gold up and oil down; NZ$1 = 56.5 USc; TWI = 66.7

US PPI stays high; US household debt rise modest; Japanese PPI rise stays elevated; EU industrial production weak; freight rates fall; UST 10yr at 4.54%; gold up and oil down; NZ$1 = 56.5 USc; TWI = 66.7

A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more

A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more

US inflation rises along with inflation expectations; Japanese machine tool orders up; India industrial growth eases; Aussie housing investors pull back; UST 10yr at 4.63%; gold and oil down; NZ$1 = 56.3 USc; TWI = 66.7

US inflation rises along with inflation expectations; Japanese machine tool orders up; India industrial growth eases; Aussie housing investors pull back; UST 10yr at 4.63%; gold and oil down; NZ$1 = 56.3 USc; TWI = 66.7

A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more

A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more

ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes

ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes

Trump prevents corruption enforcement; Powell holds the line; Canada building activity rises; India defends the rupee; China targets food security; Aussie sentiment flat; UST 10yr at 4.54%; gold and oil up; NZ$1 = 56.6 USc; TWI = 66.8

Trump prevents corruption enforcement; Powell holds the line; Canada building activity rises; India defends the rupee; China targets food security; Aussie sentiment flat; UST 10yr at 4.54%; gold and oil up; NZ$1 = 56.6 USc; TWI = 66.8

A review of things you need to know before you sign off on Tuesday; no retail rate changes, QV sees intrigue in 2025 housing markets, Tower warns on climate risk, dairy payout has upside, swaps on hold, NZD eases, & more

A review of things you need to know before you sign off on Tuesday; no retail rate changes, QV sees intrigue in 2025 housing markets, Tower warns on climate risk, dairy payout has upside, swaps on hold, NZD eases, & more

Broader US tariffs embed inflation expectations worldwide; India's 'go for growth' plan depresses its currency; some key metals rise sharply; UST 10yr at 4.49%; gold and oil up; NZ$1 = 56.5 USc; TWI = 66.8

Broader US tariffs embed inflation expectations worldwide; India's 'go for growth' plan depresses its currency; some key metals rise sharply; UST 10yr at 4.49%; gold and oil up; NZ$1 = 56.5 USc; TWI = 66.8

A review of things you need to know before you sign off on Monday; TD rate trimmings, and a rise, big bond issues launched, grocery inflation fades, swaps up, NZD stable, bitcoin fades further, & more

A review of things you need to know before you sign off on Monday; TD rate trimmings, and a rise, big bond issues launched, grocery inflation fades, swaps up, NZD stable, bitcoin fades further, & more

Banks continue tweaking their term deposit offers with Kiwibank (down & up), and BNZ (down) the latest to move. These changes leave ANZ top of that main bank heap with its six month offer

Banks continue tweaking their term deposit offers with Kiwibank (down & up), and BNZ (down) the latest to move. These changes leave ANZ top of that main bank heap with its six month offer

The US Fed enters a tricky transition; US data mixed; US sentiment sinks; Canada jobs strong; Japan households spend more freely; China data ho-hum; UST 10yr at 4.50%; gold and oil hold; NZ$1 = 56.6 USc; TWI = 66.9

The US Fed enters a tricky transition; US data mixed; US sentiment sinks; Canada jobs strong; Japan households spend more freely; China data ho-hum; UST 10yr at 4.50%; gold and oil hold; NZ$1 = 56.6 USc; TWI = 66.9

US jobs growth weak, sentiment drops rather hard; more tariff pain coming; Canada jobs growth strong; Japan spending jumps; India cuts; UST 10yr at 4.44%; gold up, oil holds; NZ$1 = 56.7 USc; TWI = 67; El Salvador ends bitcoin's role

US jobs growth weak, sentiment drops rather hard; more tariff pain coming; Canada jobs growth strong; Japan spending jumps; India cuts; UST 10yr at 4.44%; gold up, oil holds; NZ$1 = 56.7 USc; TWI = 67; El Salvador ends bitcoin's role

A review of things you need to know before you sign off on Friday; some minor retail rate moves, FHB affordability improves, fast track launched, Tower profits higher, swaps rise, NZD firms, oil low, & more

A review of things you need to know before you sign off on Friday; some minor retail rate moves, FHB affordability improves, fast track launched, Tower profits higher, swaps rise, NZD firms, oil low, & more

US services expansion slows; US vehicle sales ease; India to change rate & inflation focus; England cuts rates; Aussie trade surplus lower; freight rates fall; UST 10yr at 4.44%; gold and oil ease; NZ$1 = 56.7 USc; TWI = 67

US services expansion slows; US vehicle sales ease; India to change rate & inflation focus; England cuts rates; Aussie trade surplus lower; freight rates fall; UST 10yr at 4.44%; gold and oil ease; NZ$1 = 56.7 USc; TWI = 67

Dreams turn into nightmares. Aussie dissatisfaction with the availability of good, affordable housing is now among the highest in OECD

Dreams turn into nightmares. Aussie dissatisfaction with the availability of good, affordable housing is now among the highest in OECD

A review of things you need to know before you sign off on Wednesday; a sub 5% home loan rate surprises, the rising jobless rate doesn't surprise, car sales soft, retail also soft, emissions dip, commodity prices jump, swaps ease, NZD firms, & more

A review of things you need to know before you sign off on Wednesday; a sub 5% home loan rate surprises, the rising jobless rate doesn't surprise, car sales soft, retail also soft, emissions dip, commodity prices jump, swaps ease, NZD firms, & more

Westpac surprises the home loan market with a big cut to its fixed three year rate, taking it below 5% to the lowest any mortgage rate has been in 27 months

Westpac surprises the home loan market with a big cut to its fixed three year rate, taking it below 5% to the lowest any mortgage rate has been in 27 months

Kiwibank makes another small home loan rate cut, possibly to be followed by another major bank. But the mortgage markets now await the RBNZ's OCR review, to be followed by a massive refixing surge

Kiwibank makes another small home loan rate cut, possibly to be followed by another major bank. But the mortgage markets now await the RBNZ's OCR review, to be followed by a massive refixing surge

Dairy prices rise; US labour market signals negative; ditto inventories; tariff counterpunches come; currency changes hurt the US; UST 10yr at 4.52%; gold at new high; oil unchanged; NZ$1 = 56.2 USc; TWI = 66.9

Dairy prices rise; US labour market signals negative; ditto inventories; tariff counterpunches come; currency changes hurt the US; UST 10yr at 4.52%; gold at new high; oil unchanged; NZ$1 = 56.2 USc; TWI = 66.9

A review of things you need to know before you sign off on Tuesday; no retail rate changes, DCS set for July launch, house prices fall in Auckland, building permits weak, eyes on dairy auction, swaps stable, NZD steady, & more

A review of things you need to know before you sign off on Tuesday; no retail rate changes, DCS set for July launch, house prices fall in Auckland, building permits weak, eyes on dairy auction, swaps stable, NZD steady, & more

US tariff backtracks start; PMIs improve in the US, Canada, China; EU inflation eases higher; Aussie retail and house prices slip; UST 10yr at 4.52%; gold at new high; oil unchanged; NZ$1 = 56 USc; TWI = 66.7

US tariff backtracks start; PMIs improve in the US, Canada, China; EU inflation eases higher; Aussie retail and house prices slip; UST 10yr at 4.52%; gold at new high; oil unchanged; NZ$1 = 56 USc; TWI = 66.7

A review of things you need to know before you sign off on Monday; many retail rate changes, inflation lingers, listings surge, the tariff war odour spreads over everything, swaps drop, NZD falls against the USD like everyone, & more

A review of things you need to know before you sign off on Monday; many retail rate changes, inflation lingers, listings surge, the tariff war odour spreads over everything, swaps drop, NZD falls against the USD like everyone, & more

ASB tweaks its mortgage rate card lower, although the shifts are minor and may indicate the main banks are struggling to justify home loan pricing at this level

ASB tweaks its mortgage rate card lower, although the shifts are minor and may indicate the main banks are struggling to justify home loan pricing at this level

Banks trim term deposit rate offers further with no main bank now offering a 5% rate

Banks trim term deposit rate offers further with no main bank now offering a 5% rate