About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Thursday; tough for FHBs but they borrow anyway, fraudsters jailed, NZGB tender 880 delayed, long swaps jump, NZD lower, & more
19th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Thursday; tough for FHBs but they borrow anyway, fraudsters jailed, NZGB tender 880 delayed, long swaps jump, NZD lower, & more
US Treasury 10-year rates leap to 20-year highs near 5%. NZ bond yields jump to 2010 levels
19th Oct 23, 1:22pm
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US Treasury 10-year rates leap to 20-year highs near 5%. NZ bond yields jump to 2010 levels
US data stable except for housing; Canada housing starts up; China Q3-GDP lower but good; EU inflation eases; Aussie drought prep stress; UST 10yr 4.88%; gold and oil up; NZ$1 = 58.6 USc; TWI-5 = 68.7
19th Oct 23, 7:22am
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US data stable except for housing; Canada housing starts up; China Q3-GDP lower but good; EU inflation eases; Aussie drought prep stress; UST 10yr 4.88%; gold and oil up; NZ$1 = 58.6 USc; TWI-5 = 68.7
[updated]
A review of things you need to know before you sign off on Wednesday; higher retail rates, higher dairy prices & payout, more price indexes more frequently, swaps jump, oil up, NZD down, & more
18th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Wednesday; higher retail rates, higher dairy prices & payout, more price indexes more frequently, swaps jump, oil up, NZD down, & more
Another main bank - Kiwibank - trumps the ASB 6% term deposit offer for a six month term, pushing it to 6.05%, a market-leading level from any bank
18th Oct 23, 2:15pm
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Another main bank - Kiwibank - trumps the ASB 6% term deposit offer for a six month term, pushing it to 6.05%, a market-leading level from any bank
Dairy prices rise again; US data strong; Canada CPI eases; China on Country Garden watch; German sentiment rises; RBA minutes show a hawkish tone; UST 10yr 4.86%; gold up and oil slips; NZ$1 = 59.1 USc; TWI-5 = 60.1
18th Oct 23, 7:24am
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Dairy prices rise again; US data strong; Canada CPI eases; China on Country Garden watch; German sentiment rises; RBA minutes show a hawkish tone; UST 10yr 4.86%; gold up and oil slips; NZ$1 = 59.1 USc; TWI-5 = 60.1
[updated]
A review of things you need to know before you sign off on Tuesday; inflation falls faster than expected, work visa arrivals more than expected, RBA hawkishness unexpected, swaps stable, NZD soft, & more
17th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Tuesday; inflation falls faster than expected, work visa arrivals more than expected, RBA hawkishness unexpected, swaps stable, NZD soft, & more
US investor mood brightens, risk appetite stronger; Canadian mood sours; India data softens; China rushes out record liquidity; Poland turns west; UST 10yr 4.72%; gold and oil slip; NZ$1 = 59.2 USc; TWI-5 = 60.5
17th Oct 23, 7:19am
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US investor mood brightens, risk appetite stronger; Canadian mood sours; India data softens; China rushes out record liquidity; Poland turns west; UST 10yr 4.72%; gold and oil slip; NZ$1 = 59.2 USc; TWI-5 = 60.5
A review of things you need to know before you sign off on Monday; numerous retail rate changes & some interesting, household net worth falls, service sector expands, tractor sales low, swaps on hold, NZD stable, & more
16th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Monday; numerous retail rate changes & some interesting, household net worth falls, service sector expands, tractor sales low, swaps on hold, NZD stable, & more
[updated]
Heartland Bank raises more home loan rates, whittling back much of its rate advantage. It also unveils a 5% digital call account, besting most other call account offers
16th Oct 23, 11:39am
Heartland Bank raises more home loan rates, whittling back much of its rate advantage. It also unveils a 5% digital call account, besting most other call account offers
China flirts with deflation again; China's exports brittle; IMF warns about China's property woes; US sentiment slips; UST 10yr 4.63%; gold and oil jump; NZ$1 = 58.9 USc; TWI-5 = 60.3
16th Oct 23, 7:19am
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China flirts with deflation again; China's exports brittle; IMF warns about China's property woes; US sentiment slips; UST 10yr 4.63%; gold and oil jump; NZ$1 = 58.9 USc; TWI-5 = 60.3
Please don't be turned off by the way the election campaign has been portrayed, the lackluster leader personalities, or the silly social media chatter. Our democracy is important to protect, and your vote is the most important way you can do that
14th Oct 23, 8:46am
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Please don't be turned off by the way the election campaign has been portrayed, the lackluster leader personalities, or the silly social media chatter. Our democracy is important to protect, and your vote is the most important way you can do that
US sentiment sags; US earnings rise but fragile; Indian exports tame; China exports weak; IMF warns on China; Aussies voting too; UST 10yr 4.63%; gold and oil jump; NZ$1 = 58.9 USc; TWI-5 = 60.3
14th Oct 23, 8:01am
31
US sentiment sags; US earnings rise but fragile; Indian exports tame; China exports weak; IMF warns on China; Aussies voting too; UST 10yr 4.63%; gold and oil jump; NZ$1 = 58.9 USc; TWI-5 = 60.3
A review of things you need to know before you sign off on Friday; Reverse mortgage rate almost touches 10%, PMI weaker, retail sales fall, SkyTV mulls takeover offer, swaps up, NZD down, & more
13th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Friday; Reverse mortgage rate almost touches 10%, PMI weaker, retail sales fall, SkyTV mulls takeover offer, swaps up, NZD down, & more
US CPI inflation not falling; US jobless claims not rising; India CPI inflation falls, industrial production surges; China new yuan loans bounce back; UST 10yr 4.71%; gold and oil fall; NZ$1 = 59.4 USc; TWI-5 = 60.7
13th Oct 23, 7:28am
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US CPI inflation not falling; US jobless claims not rising; India CPI inflation falls, industrial production surges; China new yuan loans bounce back; UST 10yr 4.71%; gold and oil fall; NZ$1 = 59.4 USc; TWI-5 = 60.7
A review of things you need to know before you sign off on Thursday; some key retail rates changes, REINZ data uninspiring, food price rises high, more regulatory penalties, huge bond demand, swaps stable, NZD slips, & more
12th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Thursday; some key retail rates changes, REINZ data uninspiring, food price rises high, more regulatory penalties, huge bond demand, swaps stable, NZD slips, & more
A main bank moves the 6% term deposit rate offer to a six month term, and raises its three year offer to a market-leading 6.10%
12th Oct 23, 9:24am
16
A main bank moves the 6% term deposit rate offer to a six month term, and raises its three year offer to a market-leading 6.10%
US data positive; Fed minutes take steam out of rate rise thoughts; Japanese machine tool orders jump; Taiwan exports rise; EU inflation expectations stay low; UST 10yr 4.61%; gold up but oil falls again; NZ$1 = 60.2 USc; TWI-5 = 70.2
12th Oct 23, 7:24am
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US data positive; Fed minutes take steam out of rate rise thoughts; Japanese machine tool orders jump; Taiwan exports rise; EU inflation expectations stay low; UST 10yr 4.61%; gold up but oil falls again; NZ$1 = 60.2 USc; TWI-5 = 70.2
A review of things you need to know before you sign off on Wednesday; Auckland house completions fall, farmer sentiment at record low, immigration high, swaps little-changed, NZD holds, & more
11th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Wednesday; Auckland house completions fall, farmer sentiment at record low, immigration high, swaps little-changed, NZD holds, & more
More mortgage borrowers are switching banks but borrowers seem to have reached their home loan obligation limit as rates and payments rise. High LVR borrowers have the fewest choices
11th Oct 23, 10:48am
14
More mortgage borrowers are switching banks but borrowers seem to have reached their home loan obligation limit as rates and payments rise. High LVR borrowers have the fewest choices
US data steady and Fed to ease up on tightening; China dusts off old stimulus playbook; Aussie sentiment varied; IMF keeps global growth forecast steady; UST 10yr 4.66%; gold up but oil slips; NZ$1 = 60.4 USc; TWI-5 = 70.3
11th Oct 23, 7:19am
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US data steady and Fed to ease up on tightening; China dusts off old stimulus playbook; Aussie sentiment varied; IMF keeps global growth forecast steady; UST 10yr 4.66%; gold up but oil slips; NZ$1 = 60.4 USc; TWI-5 = 70.3
A review of things you need to know before you sign off on Tuesday; QV sees flat market, Kiwibank sees lower card spend, RBNZ sees lower house values, swaps lower, NZD higher, & more
10th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Tuesday; QV sees flat market, Kiwibank sees lower card spend, RBNZ sees lower house values, swaps lower, NZD higher, & more
Financial markets ignore sudden new geopolitical risks; China returns from holiday in somber business mood; UST 10yr 4.65%; gold and oil up; NZ$1 = 60 USc; TWI-5 = 70.2
10th Oct 23, 7:19am
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Financial markets ignore sudden new geopolitical risks; China returns from holiday in somber business mood; UST 10yr 4.65%; gold and oil up; NZ$1 = 60 USc; TWI-5 = 70.2
A review of things you need to know before you sign off on Monday; no retail rate changes, milk payout raised, job ads retreat, grocery supplier cost rises ease, Gaza reactions muted in financial markets, swaps stable, NZD firm, & more
9th Oct 23, 3:59pm
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A review of things you need to know before you sign off on Monday; no retail rate changes, milk payout raised, job ads retreat, grocery supplier cost rises ease, Gaza reactions muted in financial markets, swaps stable, NZD firm, & more
China FX reserves shift away from the US; India uses bond sales to tackle inflation; Japan households spend more; US labour market still very strong; UST 10yr 4.78%; gold up and oil down; NZ$1 = 60 USc; TWI-5 = 70
9th Oct 23, 7:19am
48
China FX reserves shift away from the US; India uses bond sales to tackle inflation; Japan households spend more; US labour market still very strong; UST 10yr 4.78%; gold up and oil down; NZ$1 = 60 USc; TWI-5 = 70