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David Chaston

About

David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.

Member for

16 years 11 months

Latest articles

A review of things you need to know before you sign off on Thursday; BNZ & Kiwi Bond rates trimmed, business sentiment stays elevated, one in 6 disabled, bank profit problems, electricity market problems, swaps stable, NZD softish, & more
78
A review of things you need to know before you sign off on Thursday; BNZ & Kiwi Bond rates trimmed, business sentiment stays elevated, one in 6 disabled, bank profit problems, electricity market problems, swaps stable, NZD softish, & more
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their second cut in 2025
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their second cut in 2025
US housing market data weak; China eyes huge new debt moves; Singapore shines as does Taiwan; Aussie inflation under control; UST 10yr at 4.27%; gold up and oil holds low; NZ$1 = 57.1 USc; TWI = 66.9
79
US housing market data weak; China eyes huge new debt moves; Singapore shines as does Taiwan; Aussie inflation under control; UST 10yr at 4.27%; gold up and oil holds low; NZ$1 = 57.1 USc; TWI = 66.9
A review of things you need to know before you sign off on Wednesday; focus on test rates, PIEs get global attention, house build costs rise, S&P looking at local authority credit ratings, swaps stable again, NZD softish, & more
80
A review of things you need to know before you sign off on Wednesday; focus on test rates, PIEs get global attention, house build costs rise, S&P looking at local authority credit ratings, swaps stable again, NZD softish, & more
Is aversion to Elon Musk's politics behind Tesla EVs falling sharply out of favour in New Zealand?
59
Is aversion to Elon Musk's politics behind Tesla EVs falling sharply out of favour in New Zealand?
US data resilient, but consumer confidence takes a hit; financial markets react; Taiwan stays strong; Korea cuts rates; Aussie election prospects still uncertain; UST 10yr at 4.31%; gold and oil drop; NZ$1 = 57.2 USc; TWI = 66.9
119
US data resilient, but consumer confidence takes a hit; financial markets react; Taiwan stays strong; Korea cuts rates; Aussie election prospects still uncertain; UST 10yr at 4.31%; gold and oil drop; NZ$1 = 57.2 USc; TWI = 66.9
[updated]
A review of things you need to know before you sign off on Tuesday; more retail rate cuts, fewer Auckland houses built, fears over winter power, NZX hurt by Ryman, swaps stable, NZD stable, & more
78
A review of things you need to know before you sign off on Tuesday; more retail rate cuts, fewer Auckland houses built, fears over winter power, NZX hurt by Ryman, swaps stable, NZD stable, & more
More mortgage rate cuts by more banks shifts who has the lowest rates, as banks jockey for position in a very competitive marketplace because new loan growth is quite limited
40
More mortgage rate cuts by more banks shifts who has the lowest rates, as banks jockey for position in a very competitive marketplace because new loan growth is quite limited
Two key US surveys point to contractions; UST 2yr yield slips; Singapore inflation dives; local power price spike; UST 10yr at 4.41%; gold and oil firm; NZ$1 = 57.5 USc; TWI = 67.2
18
Two key US surveys point to contractions; UST 2yr yield slips; Singapore inflation dives; local power price spike; UST 10yr at 4.41%; gold and oil firm; NZ$1 = 57.5 USc; TWI = 67.2
To keep our content free we are making some changes to access to our email newsletters, and to our commenting process
157
To keep our content free we are making some changes to access to our email newsletters, and to our commenting process
A review of things you need to know before you sign off on Monday; many rate changes, all cuts, housing market sentiment firms, retail shows green shoots, NZX drops hard, swaps on hold, NZD little-changed, & more
41
A review of things you need to know before you sign off on Monday; many rate changes, all cuts, housing market sentiment firms, retail shows green shoots, NZX drops hard, swaps on hold, NZD little-changed, & more
[updated]
Another week, more term deposit rate cuts led by some large & some challenger banks. The arrival of sub-4% rates spread, and rate inversions narrow
7
Another week, more term deposit rate cuts led by some large & some challenger banks. The arrival of sub-4% rates spread, and rate inversions narrow
[updated]
ASB matches the new lower ANZ two year mortgage rates, and launches a low one year fixed rate (although not as low as Kiwibank). Now Westpac has cut too
35
ASB matches the new lower ANZ two year mortgage rates, and launches a low one year fixed rate (although not as low as Kiwibank). Now Westpac has cut too
Buyers remorse shows up in US economy; Warren Buffett sounds warning; Canada, Japan & India reveal good data; eyes on German election result; UST 10yr at 4.43%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.1
42
Buyers remorse shows up in US economy; Warren Buffett sounds warning; Canada, Japan & India reveal good data; eyes on German election result; UST 10yr at 4.43%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.1
NZ Super Funds' purchase of Canterbury dairy farms for conversion to horticulture signals a new wave of horticultural growth for a sector pushing to be our third largest export earner
7
NZ Super Funds' purchase of Canterbury dairy farms for conversion to horticulture signals a new wave of horticultural growth for a sector pushing to be our third largest export earner
We explore how the Deposit Compensation Scheme could allow savers to earn more term deposit interest by spreading investments among the covered institutions. The result: better than main bank returns
1
We explore how the Deposit Compensation Scheme could allow savers to earn more term deposit interest by spreading investments among the covered institutions. The result: better than main bank returns
US PMIs falter; US sentiment drops; US inflation expectations rise; Japan inflation up; Japan PMIs rise; India still expanding fast; commodity prices weaken; UST 10yr at 4.42%; gold and oil down; NZ$1 = 57.5 USc; TWI = 67.2
136
US PMIs falter; US sentiment drops; US inflation expectations rise; Japan inflation up; Japan PMIs rise; India still expanding fast; commodity prices weaken; UST 10yr at 4.42%; gold and oil down; NZ$1 = 57.5 USc; TWI = 67.2
A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more
90
A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more
Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end
23
Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end
US data looks topped out; Canadian PPI rises; Taiwan export orders slip; Aussie workforce grows; container freight rates fall faster; UST 10yr at 4.50%; gold up and oil holds; NZ$1 = 57.6 USc; TWI = 67.2
90
US data looks topped out; Canadian PPI rises; Taiwan export orders slip; Aussie workforce grows; container freight rates fall faster; UST 10yr at 4.50%; gold up and oil holds; NZ$1 = 57.6 USc; TWI = 67.2
[updated]
A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more
101
A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more
[updated]
The ground is about to sink faster for savers. ANZ brings back a TD rate starting with a '3', and now only one bank offers a rate starting with a '5'
23
The ground is about to sink faster for savers. ANZ brings back a TD rate starting with a '3', and now only one bank offers a rate starting with a '5'
US data shaky as US policies grow increasingly unstable; Japan machinery orders fall; China house prices fall; UK inflation rises; UST 10yr at 4.56%; gold dips and oil firms; NZ$1 = 57.1 USc; TWI = 67.2
90
US data shaky as US policies grow increasingly unstable; Japan machinery orders fall; China house prices fall; UK inflation rises; UST 10yr at 4.56%; gold dips and oil firms; NZ$1 = 57.1 USc; TWI = 67.2
[updated]
A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more
110
A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more
The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer
49
The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer