David Chaston

Heartland Bank slices its fixed home loan rates with big cuts to all terms, opening up a big differences to main bank rates

Heartland Bank slices its fixed home loan rates with big cuts to all terms, opening up a big differences to main bank rates

US trade deficit at 3yr lows; China's fx reserves slip less than expected; German industrial production slide extends, Ørsted stumbles, UST 10yr 4.11%; gold and oil little-changed; NZ$1 = 61.1 USc; TWI-5 = 70.4

US trade deficit at 3yr lows; China's fx reserves slip less than expected; German industrial production slide extends, Ørsted stumbles, UST 10yr 4.11%; gold and oil little-changed; NZ$1 = 61.1 USc; TWI-5 = 70.4

A review of things you need to know before you sign off on Wednesday; dairy prices rise, meat exports fall, jobless rate little-changed, analyst sees an OCR rise, NAB gets new CEO, swaps up, NZD firm

A review of things you need to know before you sign off on Wednesday; dairy prices rise, meat exports fall, jobless rate little-changed, analyst sees an OCR rise, NAB gets new CEO, swaps up, NZD firm

Dairy prices rise; US data strong; China rattled, readies rescue plan; German factory orders rebound; RBA holds hawkishly; UST 10yr 4.09%; gold down and oil up; NZ$1 = 60.7 USc; TWI-5 = 70

Dairy prices rise; US data strong; China rattled, readies rescue plan; German factory orders rebound; RBA holds hawkishly; UST 10yr 4.09%; gold down and oil up; NZ$1 = 60.7 USc; TWI-5 = 70

In an increasingly fractured world where great power rivalries are buffeting the international financial system, gold holdings and reserves are one way rogue states can insulate themselves. But the largest stakes are still Western-controlled

In an increasingly fractured world where great power rivalries are buffeting the international financial system, gold holdings and reserves are one way rogue states can insulate themselves. But the largest stakes are still Western-controlled

A review of things you need to know before you sign off on Monday; no retail rate changes, listings surge, FBU hit, commodity prices hold up, record bank funding levels, swaps up, NZD holds, & more

A review of things you need to know before you sign off on Monday; no retail rate changes, listings surge, FBU hit, commodity prices hold up, record bank funding levels, swaps up, NZD holds, & more

China's prospects dim in IMF eyes; China's housing market tough; US labour market stronger than expected; US earnings growth modest; food prices fall; UST 10yr 4.04%; gold and oil drop; NZ$1 = 60.7 USc; TWI-5 = 70

China's prospects dim in IMF eyes; China's housing market tough; US labour market stronger than expected; US earnings growth modest; food prices fall; UST 10yr 4.04%; gold and oil drop; NZ$1 = 60.7 USc; TWI-5 = 70

US jobs market rockets higher; US factory orders rise; US consumers bullish; IMF sees China growth waning; China property sales dive; world food prices fall; UST 10yr 4.04%; gold and oil drop; NZ$1 = 60.7 USc; TWI-5 = 70

US jobs market rockets higher; US factory orders rise; US consumers bullish; IMF sees China growth waning; China property sales dive; world food prices fall; UST 10yr 4.04%; gold and oil drop; NZ$1 = 60.7 USc; TWI-5 = 70

A review of things you need to know before you sign off on Friday; Barfoots weak in January, building consents weak, car sales soft, consumer confidence low, retail weak, swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Friday; Barfoots weak in January, building consents weak, car sales soft, consumer confidence low, retail weak, swaps stable, NZD firm, & more

Global factory data improves on new orders; India shutters huge payments system; inflation eases in Europe; commercial property risks jump; UST 10yr 3.87%; gold up and oil flat; NZ$1 = 61.3 USc; TWI-5 = 70.3

Global factory data improves on new orders; India shutters huge payments system; inflation eases in Europe; commercial property risks jump; UST 10yr 3.87%; gold up and oil flat; NZ$1 = 61.3 USc; TWI-5 = 70.3

A review of things you need to know before you sign off on Thursday; a hot 2yr home loan rate, household living costs higher than CPI, non-performing loans up swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Thursday; a hot 2yr home loan rate, household living costs higher than CPI, non-performing loans up swaps stable, NZD firm, & more

Eyes on US Fed; ADP jobs growth modest; China PMIs rise slightly; China moves against 2100 rural banks; Westpac slapped; Aussie inflation falls sharply; UST 10yr 3.96%; gold up and oil down; NZ$1 = 61.4 USc; TWI-5 = 70.3

Eyes on US Fed; ADP jobs growth modest; China PMIs rise slightly; China moves against 2100 rural banks; Westpac slapped; Aussie inflation falls sharply; UST 10yr 3.96%; gold up and oil down; NZ$1 = 61.4 USc; TWI-5 = 70.3

A review of things you need to know before you sign off on Wednesday; no retail rate changes, business confidence up, TDs very popular, dairy prices rise, house lending up, swaps unchanged, NZD firm, & more

A review of things you need to know before you sign off on Wednesday; no retail rate changes, business confidence up, TDs very popular, dairy prices rise, house lending up, swaps unchanged, NZD firm, & more

US economic data positive; expectations of China stimulus fade; EU avoids recession; Aussie retail sales weak; IMF expects global economy to expand faster; UST 10yr 4.08%; gold and oil up; NZ$1 = 61.2 USc; TWI-5 = 70.2

US economic data positive; expectations of China stimulus fade; EU avoids recession; Aussie retail sales weak; IMF expects global economy to expand faster; UST 10yr 4.08%; gold and oil up; NZ$1 = 61.2 USc; TWI-5 = 70.2

A review of things you need to know before you sign off on Tuesday; migrants active house buyers, FHBs active mortgage borrowers, RBNZ holds the line, eyes on dairy prices, swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Tuesday; migrants active house buyers, FHBs active mortgage borrowers, RBNZ holds the line, eyes on dairy prices, swaps stable, NZD firm, & more

Evergrande kaput; investors question BYD; Texas factories stutter; Taiwan sentiment rises; India sees 7%+ growth ahead; UST 10yr 4.10%; gold up and oil down; NZ$1 = 61.1 USc; TWI-5 = 70.1

Evergrande kaput; investors question BYD; Texas factories stutter; Taiwan sentiment rises; India sees 7%+ growth ahead; UST 10yr 4.10%; gold up and oil down; NZ$1 = 61.1 USc; TWI-5 = 70.1

A review of things you need to know before you sign off on Monday; less trade, more jobs, bigger intervention capacity, mortgage interest cost jumps, swaps firm, NZS holds, & more

A review of things you need to know before you sign off on Monday; less trade, more jobs, bigger intervention capacity, mortgage interest cost jumps, swaps firm, NZS holds, & more

Concerns about China's debt trends rise; US inflation cools as household spending rises; eyes on Fed and response to rising real interest rates; UST 10yr 4.14%; gold and oil up; NZ$1 = 60.9 USc; TWI-5 = 69.9

Concerns about China's debt trends rise; US inflation cools as household spending rises; eyes on Fed and response to rising real interest rates; UST 10yr 4.14%; gold and oil up; NZ$1 = 60.9 USc; TWI-5 = 69.9

Momentum building in the US economy but leaking in China's; Singapore has its struggles too; Chocolate and insurance costs buck overall inflation trends; UST 10yr 4.16%; gold and oil up; NZ$1 = 61 USc; TWI-5 = 69.9

Momentum building in the US economy but leaking in China's; Singapore has its struggles too; Chocolate and insurance costs buck overall inflation trends; UST 10yr 4.16%; gold and oil up; NZ$1 = 61 USc; TWI-5 = 69.9

A review of things you need to know before you sign off on Friday; more retail rate cuts, more holiday interruptions, eyes on some large equity retreats, swaps little-changed, NZD stable, & more

A review of things you need to know before you sign off on Friday; more retail rate cuts, more holiday interruptions, eyes on some large equity retreats, swaps little-changed, NZD stable, & more

US 2023 economic growth impresses, but recent granular data mixed; China struggles with confidence; Korea grows; ECB holds; freight rates rise further; UST 10yr 4.14%; gold and oil up; NZ$1 = 61.1 USc; TWI-5 = 70.1

US 2023 economic growth impresses, but recent granular data mixed; China struggles with confidence; Korea grows; ECB holds; freight rates rise further; UST 10yr 4.14%; gold and oil up; NZ$1 = 61.1 USc; TWI-5 = 70.1

A review of things you need to know before you sign off on Thursday; both mortgage & TD rate changes, Crown accounts reveal slowdown, household savings up, swaps firm, NZD firm, & more

A review of things you need to know before you sign off on Thursday; both mortgage & TD rate changes, Crown accounts reveal slowdown, household savings up, swaps firm, NZD firm, & more

ASB moves both home loan and term deposit rates lower but only for the less popular longer terms. Still, they can claim a competitive three year home loan rate. But they can't claim unique term deposit offers

ASB moves both home loan and term deposit rates lower but only for the less popular longer terms. Still, they can claim a competitive three year home loan rate. But they can't claim unique term deposit offers

US data positive; Canada holds policy rate; Japan stronger; China cuts RRR again; ECB watching for bank runs; Aussie PMIs underwhelming; UST 10yr 4.16%; gold down and oil up; NZ$1 = 60.2 USc; TWI-5 = 70.1

US data positive; Canada holds policy rate; Japan stronger; China cuts RRR again; ECB watching for bank runs; Aussie PMIs underwhelming; UST 10yr 4.16%; gold down and oil up; NZ$1 = 60.2 USc; TWI-5 = 70.1

A review of things you need to know before you sign off on Wednesday; inflation falls but still high, real estate agent commissions at 4yr low, credit card use withers, swaps up, NZD forms, & more

A review of things you need to know before you sign off on Wednesday; inflation falls but still high, real estate agent commissions at 4yr low, credit card use withers, swaps up, NZD forms, & more