David Chaston

Although home loan rates for a one year term are settling around a tight level, competitive pressures are opening up variances for longer fixed terms, and for cash incentives

Although home loan rates for a one year term are settling around a tight level, competitive pressures are opening up variances for longer fixed terms, and for cash incentives

US jobless claims stay low, but eyes on US food prices; China exports recover but consumer confidence dives; ECB turns hawkish to fight inflation; UST 10yr 3.02%; gold and oil lower; NZ$1 = 64 USc; TWI-5 = 71.2

US jobless claims stay low, but eyes on US food prices; China exports recover but consumer confidence dives; ECB turns hawkish to fight inflation; UST 10yr 3.02%; gold and oil lower; NZ$1 = 64 USc; TWI-5 = 71.2

A review of things you need to know before you sign off on Thursday; Westpac raises fixed rates too, QV sees falling house prices, TA sees a grim housing market, traffic activity good, swaps steepen, NZD slides, & more

A review of things you need to know before you sign off on Thursday; Westpac raises fixed rates too, QV sees falling house prices, TA sees a grim housing market, traffic activity good, swaps steepen, NZD slides, & more

US inventories rise sharply; parts of Shanghai back in lockdown; India fights inflation with another rate rise; the OECD sets 'bleak' growth outlook; UST 10yr 3.02%; gold and oil up; NZ$1 = 64.5 USc; TWI-5 = 71.5

US inventories rise sharply; parts of Shanghai back in lockdown; India fights inflation with another rate rise; the OECD sets 'bleak' growth outlook; UST 10yr 3.02%; gold and oil up; NZ$1 = 64.5 USc; TWI-5 = 71.5

Kiwibank is offering a new outsized incentive for home loan borrowers who want to go big, with up to $10,000 on offer for a million dollar mortgage

Kiwibank is offering a new outsized incentive for home loan borrowers who want to go big, with up to $10,000 on offer for a million dollar mortgage

A review of things you need to know before you sign off on Wednesday; only minor retail rate changes, dairy prices better than officially indicated, HWEN recommendations revealed, Dalio the DGM, swaps up, NZD stable & more

A review of things you need to know before you sign off on Wednesday; only minor retail rate changes, dairy prices better than officially indicated, HWEN recommendations revealed, Dalio the DGM, swaps up, NZD stable & more

Dairy price rise disappoints; US logistics inventories high; China worries about household pullback; World Bank slashes growth forecasts; UST 10yr 2.96%; gold up and oil unchanged; NZ$1 = 64.8 USc; TWI-5 = 71.7

Dairy price rise disappoints; US logistics inventories high; China worries about household pullback; World Bank slashes growth forecasts; UST 10yr 2.96%; gold up and oil unchanged; NZ$1 = 64.8 USc; TWI-5 = 71.7

ANZ raises their fixed home loan rates to the highest in the current mortgage market, underpinned by rising policy rates that are raising wholesale rates

ANZ raises their fixed home loan rates to the highest in the current mortgage market, underpinned by rising policy rates that are raising wholesale rates

A review of things you need to know before you go home on Tuesday; many small rate changes, Auckland house building slows down, job market tight, eyes on RBA, swaps up, NZD down, & more

A review of things you need to know before you go home on Tuesday; many small rate changes, Auckland house building slows down, job market tight, eyes on RBA, swaps up, NZD down, & more

Eyes on rate reactions to higher inflation, tight jobs markets; dairy prices expected to rise; minimum wages rising; UST 10yr 3.03%; gold and oil down; NZ$1 = 65 USc; TWI-5 = 72

Eyes on rate reactions to higher inflation, tight jobs markets; dairy prices expected to rise; minimum wages rising; UST 10yr 3.03%; gold and oil down; NZ$1 = 65 USc; TWI-5 = 72

Food prices stay very high, especially cereals; China clamps down as they ease pandemic restrictions; US job gains impressive; minimum wages rise; UST 10yr 2.94%; gold and oil up; NZ$1 = 65.1 USc; TWI-5 = 71.9

Food prices stay very high, especially cereals; China clamps down as they ease pandemic restrictions; US job gains impressive; minimum wages rise; UST 10yr 2.94%; gold and oil up; NZ$1 = 65.1 USc; TWI-5 = 71.9

US job gains rise; US service sector expansion solid; Fed shrinks bond holdings; Musk & Dimon downbeat; China's restrictions ease; Australia to boost minimum wages; UST 10yr 2.96%; gold down and oil firm; NZ$1 = 65.1 USc; TWI-5 = 71.9

US job gains rise; US service sector expansion solid; Fed shrinks bond holdings; Musk & Dimon downbeat; China's restrictions ease; Australia to boost minimum wages; UST 10yr 2.96%; gold down and oil firm; NZ$1 = 65.1 USc; TWI-5 = 71.9

A review of things you need to know before you go home on Friday; some interesting retail rate changes, house price expectations reset lower, freight costs jump, swaps rise, NZD up, & more

A review of things you need to know before you go home on Friday; some interesting retail rate changes, house price expectations reset lower, freight costs jump, swaps rise, NZD up, & more

Heartland Bank makes a surprising floating rate cut to 3.75%, the only sub-4% rate left in the mortgage market. But fixed rates are rising and this is the first time since 2018 that there are now no fixed rates below 4%

Heartland Bank makes a surprising floating rate cut to 3.75%, the only sub-4% rate left in the mortgage market. But fixed rates are rising and this is the first time since 2018 that there are now no fixed rates below 4%

For the first time in almost seven years, a 4% one year term deposit offer resurfaces, this one from SBS Bank, as the OCR rate hikes finally start flowing through to savers. The main banks are laggards for TD savers

For the first time in almost seven years, a 4% one year term deposit offer resurfaces, this one from SBS Bank, as the OCR rate hikes finally start flowing through to savers. The main banks are laggards for TD savers

Eyes on US jobs growth; US factory orders rise; Fed speakers say rate hikes will be extended; China struggles to keep economy growing; UST 10yr 2.92%; gold and oil firm; NZ$1 = 65.6 USc; TWI-5 = 72.3

Eyes on US jobs growth; US factory orders rise; Fed speakers say rate hikes will be extended; China struggles to keep economy growing; UST 10yr 2.92%; gold and oil firm; NZ$1 = 65.6 USc; TWI-5 = 72.3

A review of things you need to know before you go home on Thursday; more retail rate rises, Barfoots reports downturn, building costs leap, car imports up, retail tough, swaps up, NZD down, & more

A review of things you need to know before you go home on Thursday; more retail rate rises, Barfoots reports downturn, building costs leap, car imports up, retail tough, swaps up, NZD down, & more

Treasury raises Kiwi Bond interest rates at a quickening pace, trimming the risk premium from bank term deposits to the lowest we have seen them

Treasury raises Kiwi Bond interest rates at a quickening pace, trimming the risk premium from bank term deposits to the lowest we have seen them

US data remains solid but Dimon is worried; Canada hikes by another +50 bps; Shanghai released; German retail sinks; Aussie GDP slips; UST 10yr 2.94%; gold and oil firm; NZ$1 = 64.9 USc; TWI-5 = 71.9

US data remains solid but Dimon is worried; Canada hikes by another +50 bps; Shanghai released; German retail sinks; Aussie GDP slips; UST 10yr 2.94%; gold and oil firm; NZ$1 = 64.9 USc; TWI-5 = 71.9

A review of things you need to know before you go home on Wednesday; many retail rate rises, 'advanced manufacturing' is 'in', debt pressures rise, Penlink ok'd, swaps up again, NZD soft, & more

A review of things you need to know before you go home on Wednesday; many retail rate rises, 'advanced manufacturing' is 'in', debt pressures rise, Penlink ok'd, swaps up again, NZD soft, & more

US confidence holds up with industrial production; Japan struggles; China's PMI contract again; India's growth tepid; Aussie housing struggles; UST 10yr 2.85%; gold and oil down; NZ$1 = 65.2 USc; TWI-5 = 71.9

US confidence holds up with industrial production; Japan struggles; China's PMI contract again; India's growth tepid; Aussie housing struggles; UST 10yr 2.85%; gold and oil down; NZ$1 = 65.2 USc; TWI-5 = 71.9

A review of things you need to know before you go home on Tuesday; BNZ raises floating rates, tough in the property sector, proper migration policy sought, TDs popular again, swaps up, NZD soft, & more

A review of things you need to know before you go home on Tuesday; BNZ raises floating rates, tough in the property sector, proper migration policy sought, TDs popular again, swaps up, NZD soft, & more

Financial markets buoyant but retail markets fear sharp consumer pullback; German inflation leaps; Shanghai eases; ALP wins majority; UST 10yr 2.74%; gold stable and oil up; NZ$1 = 65.6 USc; TWI-5 = 72.1

Financial markets buoyant but retail markets fear sharp consumer pullback; German inflation leaps; Shanghai eases; ALP wins majority; UST 10yr 2.74%; gold stable and oil up; NZ$1 = 65.6 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Monday; rate changes coming faster now, BNZ in big bond offer, Govt talks tough to supermarkets, swaps firm, NZD firm, & more

A review of things you need to know before you go home on Monday; rate changes coming faster now, BNZ in big bond offer, Govt talks tough to supermarkets, swaps firm, NZD firm, & more

Kiwibank increases six-month & one-year mortgage rates, plus term deposit rates, other banks expected to follow

Kiwibank increases six-month & one-year mortgage rates, plus term deposit rates, other banks expected to follow