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David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Wednesday; inflation stays very high but bank analysts talk it down, credit card use weak, FMA issues scam alert, swaps firm, NZD holds, & more
25th Jan 23, 3:59pm
80
A review of things you need to know before you sign off on Wednesday; inflation stays very high but bank analysts talk it down, credit card use weak, FMA issues scam alert, swaps firm, NZD holds, & more
Eyes on NZ & AU CPIs; US slowdown more evident; Japan and EU improve; Aussie business sentiment disappoints, Emirates brings back full schedule; UST 10yr 3.48%; gold up and oil down; NZ$1 = 65 USc; TWI-5 = 71.9
25th Jan 23, 7:19am
84
Eyes on NZ & AU CPIs; US slowdown more evident; Japan and EU improve; Aussie business sentiment disappoints, Emirates brings back full schedule; UST 10yr 3.48%; gold up and oil down; NZ$1 = 65 USc; TWI-5 = 71.9
A review of things you need to know before you sign off on Tuesday; no retail rate changes, regional sentiment poor, real estate agents lose, service sector barely expanding, milk price under threat; swaps steepen, NZD holds, & more
24th Jan 23, 3:59pm
48
A review of things you need to know before you sign off on Tuesday; no retail rate changes, regional sentiment poor, real estate agents lose, service sector barely expanding, milk price under threat; swaps steepen, NZD holds, & more
US leading indicators weak but equity markets ignore those signals; EU sentiment improves; Aussie leading indicators up; copper prices rise; UST 10yr 3.53%; gold dips and oil firm; NZ$1 = 64.8 USc; TWI-5 = 71.7
24th Jan 23, 7:19am
89
US leading indicators weak but equity markets ignore those signals; EU sentiment improves; Aussie leading indicators up; copper prices rise; UST 10yr 3.53%; gold dips and oil firm; NZ$1 = 64.8 USc; TWI-5 = 71.7
A review of things you need to know before you sign off on Monday; ASB mortgage rates invert; SBS Bank offers 6% for a TD, credit card demand up, Laybuy retreats, swaps hold, NZD holds, & more
23rd Jan 23, 3:59pm
57
A review of things you need to know before you sign off on Monday; ASB mortgage rates invert; SBS Bank offers 6% for a TD, credit card demand up, Laybuy retreats, swaps hold, NZD holds, & more
SBS Bank has launched a 6% rate offer for a 12 month term deposit, the highest rate offer from any bank in 14 years
23rd Jan 23, 3:57pm
12
SBS Bank has launched a 6% rate offer for a 12 month term deposit, the highest rate offer from any bank in 14 years
Responding to recent changes in wholesale rate shifts, ASB has adjusted its mortgage rates, lifting some short term rates and cutting longer rates
23rd Jan 23, 8:48am
60
Responding to recent changes in wholesale rate shifts, ASB has adjusted its mortgage rates, lifting some short term rates and cutting longer rates
Eyes on CPI; China on holiday, expected to return stronger; US slowdown not here yet; Japanese inflation rises; IMF sees gloom lifting; UST 10yr 3.48%; gold and oil little-changed; NZ$1 = 64.7 USc; TWI-5 = 71.8
23rd Jan 23, 7:19am
53
Eyes on CPI; China on holiday, expected to return stronger; US slowdown not here yet; Japanese inflation rises; IMF sees gloom lifting; UST 10yr 3.48%; gold and oil little-changed; NZ$1 = 64.7 USc; TWI-5 = 71.8
US housing markets weak; Japanese inflation high; China on holiday; US tech sheds more jobs; Aussie wheat saves the day; UST 10yr 3.48%; gold and oil firm; NZ$1 = 64.6 USc; TWI-5 = 71.7
21st Jan 23, 8:46am
78
US housing markets weak; Japanese inflation high; China on holiday; US tech sheds more jobs; Aussie wheat saves the day; UST 10yr 3.48%; gold and oil firm; NZ$1 = 64.6 USc; TWI-5 = 71.7
A review of things you need to know before you sign off on Friday; TD rates inch higher, brace for upcoming CPI data, tourists back in significant numbers, swaps stop falling, NZD slips, & more
20th Jan 23, 3:59pm
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A review of things you need to know before you sign off on Friday; TD rates inch higher, brace for upcoming CPI data, tourists back in significant numbers, swaps stop falling, NZD slips, & more
US data still not retreating as expected; Japan exports firm; ECB to stay the course; Aussie employment data disappoints; bulk cargo freight rates fall; UST 10yr 3.42%; gold up and oil flat; NZ$1 = 63.9 USc; TWI-5 = 71
20th Jan 23, 7:25am
143
US data still not retreating as expected; Japan exports firm; ECB to stay the course; Aussie employment data disappoints; bulk cargo freight rates fall; UST 10yr 3.42%; gold up and oil flat; NZ$1 = 63.9 USc; TWI-5 = 71
[updated]
A review of things you need to know before you sign off on Thursday; food prices jump, household net worth falls, savings rise, job confidence slips, Ardern quits, swaps drop, NZD holds, & more
19th Jan 23, 3:59pm
38
A review of things you need to know before you sign off on Thursday; food prices jump, household net worth falls, savings rise, job confidence slips, Ardern quits, swaps drop, NZD holds, & more
US data broadly weaker with hints of deflation; Canada PPI falls; Chinese FDI weak; OECD bullish on BEPS opportunity; IEA and IMF like China prospects; UST 10yr 3.39%; gold down and oil flat; NZ$1 = 64.5 USc; TWI-5 = 71.5
19th Jan 23, 7:30am
74
US data broadly weaker with hints of deflation; Canada PPI falls; Chinese FDI weak; OECD bullish on BEPS opportunity; IEA and IMF like China prospects; UST 10yr 3.39%; gold down and oil flat; NZ$1 = 64.5 USc; TWI-5 = 71.5
[updated]
A review of things you need to know before you sign off on Wednesday; retail sales weak, few house buyers, dairy prices flat, Aussie house construction passing its peak, swaps up, NZD firm, & more
18th Jan 23, 4:00pm
18
A review of things you need to know before you sign off on Wednesday; retail sales weak, few house buyers, dairy prices flat, Aussie house construction passing its peak, swaps up, NZD firm, & more
Dairy prices hold lower; NY factories shudder; Canada inflation eases; China's growth unusually low, population falls; German confidence jumps; UST 10yr 3.54%; gold down and oil up; NZ$1 = 63.9 USc; TWI-5 = 70.9
18th Jan 23, 7:21am
60
Dairy prices hold lower; NY factories shudder; Canada inflation eases; China's growth unusually low, population falls; German confidence jumps; UST 10yr 3.54%; gold down and oil up; NZ$1 = 63.9 USc; TWI-5 = 70.9
A review of things you need to know before you sign off on Tuesday; a few rate changes, business confidence dives sharply, Cigna slapped, carbon price retreats, swaps soft, NZD firm, & more
17th Jan 23, 3:59pm
53
A review of things you need to know before you sign off on Tuesday; a few rate changes, business confidence dives sharply, Cigna slapped, carbon price retreats, swaps soft, NZD firm, & more
Canadian house prices fall; Japanese inflation rises; Chinese house prices fall; Australian inflation eases; Australian immigration takes; off UST 10yr 3.50%; gold unchanged and oil down; NZ$1 = 63.9 USc; TWI-5 = 70.9
17th Jan 23, 7:19am
148
Canadian house prices fall; Japanese inflation rises; Chinese house prices fall; Australian inflation eases; Australian immigration takes; off UST 10yr 3.50%; gold unchanged and oil down; NZ$1 = 63.9 USc; TWI-5 = 70.9
A review of things you need to know before you sign off on Monday; only minor retail rate changes, building consents weak, job ad data not flash, grocery price pressures still extreme, swaps firm, NZD stable, & more
16th Jan 23, 3:59pm
33
A review of things you need to know before you sign off on Monday; only minor retail rate changes, building consents weak, job ad data not flash, grocery price pressures still extreme, swaps firm, NZD stable, & more
China's exports sink, but investors look ahead optimistically; commodity prices rise; US sentiment improves; Germany grows; Aussie housing lending falls; UST 10yr 3.50%; gold and oil up; NZ$1 = 63.8 USc; TWI-5 = 70.7
16th Jan 23, 7:19am
80
China's exports sink, but investors look ahead optimistically; commodity prices rise; US sentiment improves; Germany grows; Aussie housing lending falls; UST 10yr 3.50%; gold and oil up; NZ$1 = 63.8 USc; TWI-5 = 70.7
According to the latest RBNZ data, the value of our houses fell the most-ever in Q3-2022, extending the 2022 retreat. But we are still a long way from winding back the outrageous gains that began in 2020
14th Jan 23, 9:55am
71
According to the latest RBNZ data, the value of our houses fell the most-ever in Q3-2022, extending the 2022 retreat. But we are still a long way from winding back the outrageous gains that began in 2020
US sentiment rises; Washington starts 'dumbest debate' again; China exports fall sharply; Germany expands; Aussie house lending falls sharply; UST 10yr 3.51%; gold and oil up; NZ$1 = 63.7 USc; TWI-5 = 70.6
14th Jan 23, 8:29am
58
US sentiment rises; Washington starts 'dumbest debate' again; China exports fall sharply; Germany expands; Aussie house lending falls sharply; UST 10yr 3.51%; gold and oil up; NZ$1 = 63.7 USc; TWI-5 = 70.6
[updated]
Suddenly our wholesale rate curves have turned very negative. We check the history books to see what happened when we last had rate inversions as steep as they are now
13th Jan 23, 9:58am
57
Suddenly our wholesale rate curves have turned very negative. We check the history books to see what happened when we last had rate inversions as steep as they are now
Pressure goes out of American inflation; US jobless claims stay low; Chinese inflation modest; Indian inflation eases; Australia records another giant trade surplus; UST 10yr 3.44%; gold and oil up; NZ$1 = 63.8 USc; TWI-5 = 70.9
13th Jan 23, 7:21am
89
Pressure goes out of American inflation; US jobless claims stay low; Chinese inflation modest; Indian inflation eases; Australia records another giant trade surplus; UST 10yr 3.44%; gold and oil up; NZ$1 = 63.8 USc; TWI-5 = 70.9
Price stability the bedrock, says Powell; China pleads for its banks to lend more faster; wages start to rise fast in Japan; Australian inflation rises; UST 10yr 3.58%; gold unchanged and oil up; NZ$1 = 63.5 USc; TWI-5 = 71.1
12th Jan 23, 7:23am
128
Price stability the bedrock, says Powell; China pleads for its banks to lend more faster; wages start to rise fast in Japan; Australian inflation rises; UST 10yr 3.58%; gold unchanged and oil up; NZ$1 = 63.5 USc; TWI-5 = 71.1
Australian consumers faced sharply higher living costs in November with no sign inflation is easing for households there. The RBA may have to get tougher in its inflation fight
11th Jan 23, 2:25pm
95
Australian consumers faced sharply higher living costs in November with no sign inflation is easing for households there. The RBA may have to get tougher in its inflation fight