Core funding ratio

6th Apr 19, 7:01am
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
6th Apr 19, 7:01am
6th Dec 18, 10:09am
Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
6th Dec 18, 10:09am
15th Sep 18, 8:27am
The collapse of Lehman Brothers, the GFC and all that it spawned, from sub-prime mortgages to Donald Trump. Plus reminiscing with 2 Kiwis who had front row seats
The collapse of Lehman Brothers, the GFC and all that it spawned, from sub-prime mortgages to Donald Trump. Plus reminiscing with 2 Kiwis who had front row seats
15th Sep 18, 8:27am
6th Sep 18, 1:25pm
by Guest
Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
6th Sep 18, 1:25pm
20th Jun 18, 7:36am
Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses
Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses
20th Jun 18, 7:36am
28th May 18, 1:49pm
Economists doubt the Reserve Bank will want to further roll back mortgage lending restrictions this week and will prefer to wait longer to see how the housing market develops this year
Economists doubt the Reserve Bank will want to further roll back mortgage lending restrictions this week and will prefer to wait longer to see how the housing market develops this year
28th May 18, 1:49pm
12th May 18, 9:22am
Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
12th May 18, 9:22am
4th Apr 18, 7:45am
New RBNZ Governor Adrian Orr gets an early opportunity to strike a favourable impression with the public late next month by further loosening the LVR lending restrictions
New RBNZ Governor Adrian Orr gets an early opportunity to strike a favourable impression with the public late next month by further loosening the LVR lending restrictions
4th Apr 18, 7:45am
27th Mar 18, 7:59am
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
30th Nov 17, 1:27pm
The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment
The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment
30th Nov 17, 1:27pm
29th Nov 17, 3:56pm
Reserve Bank doesn't see a collapse of house prices 'as a particularly high risk' due to Government policies, but says the new policies reinforce the RBNZ's decision to relax LVR restrictions
Reserve Bank doesn't see a collapse of house prices 'as a particularly high risk' due to Government policies, but says the new policies reinforce the RBNZ's decision to relax LVR restrictions
29th Nov 17, 3:56pm
[Updated]
29th Nov 17, 9:13am
Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
[Updated]
Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
29th Nov 17, 9:13am
30th Nov 16, 4:57pm
RBNZ wary of increasing use by banks of wholesale offshore funding to fill gap left by falling growth of local deposits; says banks raising deposit and mortgage rates to help fill gap; see long term rates having bottomed out
RBNZ wary of increasing use by banks of wholesale offshore funding to fill gap left by falling growth of local deposits; says banks raising deposit and mortgage rates to help fill gap; see long term rates having bottomed out
30th Nov 16, 4:57pm
15th Sep 16, 11:35am
Fitch predicts NZ's Australian owned banks will want to boost deposit funding to meet incoming APRA rule
Fitch predicts NZ's Australian owned banks will want to boost deposit funding to meet incoming APRA rule
15th Sep 16, 11:35am
6th Sep 16, 11:26am
Bank customers park their money in banks on very short-term arrangements with low to no interest earnings, even though these funds stay there a long time. Banks smile
Bank customers park their money in banks on very short-term arrangements with low to no interest earnings, even though these funds stay there a long time. Banks smile
6th Sep 16, 11:26am
29th Aug 16, 10:21am
CEO Paul Brock says Kiwibank's still finding ways to compete for deposits in low interest rate world; Core banking system upgrade halfway there
CEO Paul Brock says Kiwibank's still finding ways to compete for deposits in low interest rate world; Core banking system upgrade halfway there
29th Aug 16, 10:21am
13th May 16, 5:03am
What's keeping Graeme Wheeler up at night; The RBNZ runs the ruler over current and developing risks facing the economy
What's keeping Graeme Wheeler up at night; The RBNZ runs the ruler over current and developing risks facing the economy
13th May 16, 5:03am
12th May 16, 11:54am
RBNZ says it has no plans to prevent outsourcing in general after banks baulked at broad-based review of outsourcing policy
RBNZ says it has no plans to prevent outsourcing in general after banks baulked at broad-based review of outsourcing policy
12th May 16, 11:54am
12th Nov 15, 4:02pm
RBNZ puts the blowtorch on big 4 banks' capital models, doesn't expect to find major differences; Bank liquidity requirements under review
RBNZ puts the blowtorch on big 4 banks' capital models, doesn't expect to find major differences; Bank liquidity requirements under review
12th Nov 15, 4:02pm
6th Oct 15, 7:02am
by Guest
Treasury points out the RBNZ's Core Funding Ratio & market re-pricing of risk, have both mean't the spread between the OCR and mortgage rates is now permanently higher
Treasury points out the RBNZ's Core Funding Ratio & market re-pricing of risk, have both mean't the spread between the OCR and mortgage rates is now permanently higher
6th Oct 15, 7:02am

Pages