sign up log in
Want to go ad-free? Find out how, here.

Mortgage lending

First home buyers with less than a 20% deposit are paying more for a home than buyers with a full deposit, pushing up their mortgage risk profile for banks
29th Jun 22, 11:44am
66
First home buyers with less than a 20% deposit are paying more for a home than buyers with a full deposit, pushing up their mortgage risk profile for banks
Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced
8th Feb 22, 1:21pm
155
Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced
Mortgage lending growth slows, but first-home buyers manage to cobble together deposits big enough for them to remain key players in the market
31st Jan 22, 6:03pm
29
Mortgage lending growth slows, but first-home buyers manage to cobble together deposits big enough for them to remain key players in the market
The majority of new mortgages aren't used to buy houses but the Reserve Bank is keeping the numbers secret for the time being
4th Nov 21, 3:28pm
61
The majority of new mortgages aren't used to buy houses but the Reserve Bank is keeping the numbers secret for the time being
First home buyers borrowed an average of $548,000 during September
28th Oct 21, 12:00pm
31
First home buyers borrowed an average of $548,000 during September
Finance Minister Grant Robertson says he moved as quickly as was responsible to give the Reserve Bank new tools to restrict banks' mortgage lending
3rd Aug 21, 2:47pm
71
Finance Minister Grant Robertson says he moved as quickly as was responsible to give the Reserve Bank new tools to restrict banks' mortgage lending
Finance Minister agrees 'in-principle' to give RBNZ debt-to-income tools; Consensus yet to be reached on how the impact on first-home buyers would be minimised
16th Jun 21, 10:29am
128
Finance Minister agrees 'in-principle' to give RBNZ debt-to-income tools; Consensus yet to be reached on how the impact on first-home buyers would be minimised
Grant Robertson considers RBNZ advice on new tools to potentially restrict mortgage lending; Jenée Tibshraeny doesn't see changes in the immediate future, but believes financial stability will take centre stage
26th May 21, 8:00am
104
Grant Robertson considers RBNZ advice on new tools to potentially restrict mortgage lending; Jenée Tibshraeny doesn't see changes in the immediate future, but believes financial stability will take centre stage
RBNZ to provide Govt with advice on debt-to-income and interest-only mortgage restrictions weeks after it releases its Financial Stability Report on May 5
28th Apr 21, 8:24am
92
RBNZ to provide Govt with advice on debt-to-income and interest-only mortgage restrictions weeks after it releases its Financial Stability Report on May 5
PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
17th Nov 20, 6:34am
65
PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
Westpac says the reintroduction of LVRs on new mortgage lending would probably be aimed at property investors
11th Nov 20, 10:43am
14
Westpac says the reintroduction of LVRs on new mortgage lending would probably be aimed at property investors
Westpac expects household debt levels to keep increasing but falling interest rates will keep repayments affordable for the time being
8th Sep 20, 10:48am
133
Westpac expects household debt levels to keep increasing but falling interest rates will keep repayments affordable for the time being
Existing home owners still receive the bulk of new mortgage lending but investors are the fastest growing group with first home buyers not far behind
21st Dec 19, 9:56am
17
Existing home owners still receive the bulk of new mortgage lending but investors are the fastest growing group with first home buyers not far behind
Morgan Stanley analysts pick already weak mortgage lending growth from the Aussie parents of New Zealand's big four banks to weaken further
4th Dec 19, 9:15am
6
Morgan Stanley analysts pick already weak mortgage lending growth from the Aussie parents of New Zealand's big four banks to weaken further
RBNZ enforces $10.1b increase in risk weighted assets on ANZ NZ related to mortgage and farm lending in a move that comes with an $800 mln increase to ANZ NZ's minimum regulatory capital requirements
20th May 19, 5:59pm
11
RBNZ enforces $10.1b increase in risk weighted assets on ANZ NZ related to mortgage and farm lending in a move that comes with an $800 mln increase to ANZ NZ's minimum regulatory capital requirements
Analysis of new mortgage lending shows that the slump in Auckland home sales has affected all types of buyers from people moving up the property ladder to investors and first home buyers
31st May 18, 10:06am
179
Analysis of new mortgage lending shows that the slump in Auckland home sales has affected all types of buyers from people moving up the property ladder to investors and first home buyers
Greg Ninness says KiwiBuild is not just about building more homes - it could be transformational for the construction sector and bring major changes for banks as well
24th Mar 18, 6:28am
80
Greg Ninness says KiwiBuild is not just about building more homes - it could be transformational for the construction sector and bring major changes for banks as well
Aussie regulator heightens oversight of banks' interest-only mortgages, property investor lending, serviceability metrics and mortgage securitisation
31st Mar 17, 12:07pm
10
Aussie regulator heightens oversight of banks' interest-only mortgages, property investor lending, serviceability metrics and mortgage securitisation
Analysts see growth in Australian investment property lending as a 'concerning development' due to elevated house prices and household leverage
2nd Feb 17, 10:10am
Analysts see growth in Australian investment property lending as a 'concerning development' due to elevated house prices and household leverage
Westpac economists say total mortgage lending may have held up better than banks expected under the RBNZ's LVR limits
3rd Mar 14, 2:16pm
Westpac economists say total mortgage lending may have held up better than banks expected under the RBNZ's LVR limits
RBNZ figures show there were 6523 mortgages approved last week - the most since lending limits came into force in October
27th Nov 13, 3:28pm
1
RBNZ figures show there were 6523 mortgages approved last week - the most since lending limits came into force in October
Opinion: The Reserve Bank's taking some sound and pragmatic steps toward, perhaps, saving the banks from themselves on housing lending
24th Sep 13, 11:19am
12
Opinion: The Reserve Bank's taking some sound and pragmatic steps toward, perhaps, saving the banks from themselves on housing lending
Bernard Hickey congratulates Graeme Wheeler for imposing high LVR speed limits, staring down heavyweight objectors
25th Aug 13, 7:53am
31
Bernard Hickey congratulates Graeme Wheeler for imposing high LVR speed limits, staring down heavyweight objectors
Roger J Kerr calls for the RBNZ governor to make a pre-emptive visit to the banks to tone down their mortgage lending aggression. Your view?
5th Nov 12, 2:21pm
26
Roger J Kerr calls for the RBNZ governor to make a pre-emptive visit to the banks to tone down their mortgage lending aggression. Your view?
BNZ says to secure loans businesses need strong fundamentals and home buyers need cashflow and job security
28th Oct 10, 3:59pm
6
BNZ says to secure loans businesses need strong fundamentals and home buyers need cashflow and job security