22nd May 19, 2:02pm
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
22nd May 19, 10:14am
Lower interest rates, flat house prices and slowly rising incomes are turning Auckland's housing market more in favour of first home buyers
Lower interest rates, flat house prices and slowly rising incomes are turning Auckland's housing market more in favour of first home buyers
20th May 19, 5:59pm
RBNZ enforces $10.1b increase in risk weighted assets on ANZ NZ related to mortgage and farm lending in a move that comes with an $800 mln increase to ANZ NZ's minimum regulatory capital requirements
RBNZ enforces $10.1b increase in risk weighted assets on ANZ NZ related to mortgage and farm lending in a move that comes with an $800 mln increase to ANZ NZ's minimum regulatory capital requirements
20th May 19, 9:23am
Banks continue to chip away at their home loan rate offers. Today it is BNZ offering a market leading three year fixed mortgage rate
Banks continue to chip away at their home loan rate offers. Today it is BNZ offering a market leading three year fixed mortgage rate
17th May 19, 9:57am
Macquarie analysts suggest BNZ's parent National Australia Bank and Westpac NZ's parent the Westpac Banking Corporation may be 'materially understating' their negative equity exposure
Macquarie analysts suggest BNZ's parent National Australia Bank and Westpac NZ's parent the Westpac Banking Corporation may be 'materially understating' their negative equity exposure
12th May 19, 6:31am
RBNZ's OCR cut unlikely to have much effect on the housing market due to miserly mortgage rate cuts, but savers with term deposits are facing a kick in the guts
RBNZ's OCR cut unlikely to have much effect on the housing market due to miserly mortgage rate cuts, but savers with term deposits are facing a kick in the guts
10th May 19, 3:33pm
Home loan rates continue to be cut, but somewhat surprisingly, there are a small handful of rises as well. The outliers stand out more
Home loan rates continue to be cut, but somewhat surprisingly, there are a small handful of rises as well. The outliers stand out more
10th May 19, 9:22am
The RBNZ is forecasting that house price growth will pick up again - and this week's Official Cash Rate cut would seem likely to provide a further boost
The RBNZ is forecasting that house price growth will pick up again - and this week's Official Cash Rate cut would seem likely to provide a further boost
[Updated]
9th May 19, 11:07am
We track the changes banks made to their floating rates after the Reserve Bank cut its official cash rate by 25 basis points
[Updated]
We track the changes banks made to their floating rates after the Reserve Bank cut its official cash rate by 25 basis points
[Updated]
8th May 19, 2:31pm
Following the RBNZ's -25 bps official rate cut, banks are trimming their home loan rates, including floating rates. Here is an updated list
[Updated]
Following the RBNZ's -25 bps official rate cut, banks are trimming their home loan rates, including floating rates. Here is an updated list
[Updated]
8th May 19, 2:04pm
RBNZ cuts official interest rates for the first time since November 2016; ANZ and Kiwibank immediately cut rates
[Updated]
RBNZ cuts official interest rates for the first time since November 2016; ANZ and Kiwibank immediately cut rates
8th May 19, 12:21pm
After 10 weeks as one of the lowest two-year home loan rates available, HSBC says it's 'special' two-year offer will expire at the end of this week
After 10 weeks as one of the lowest two-year home loan rates available, HSBC says it's 'special' two-year offer will expire at the end of this week
8th May 19, 11:26am
Influential RBNZ Survey of Expectations shows an improved outlook for the house price gains over the next two years
Influential RBNZ Survey of Expectations shows an improved outlook for the house price gains over the next two years
6th May 19, 2:26pm
BNZ economists doubt the Reserve Bank's ability to 'impact outcomes' in the current economic environment
BNZ economists doubt the Reserve Bank's ability to 'impact outcomes' in the current economic environment
[Updated]
6th May 19, 10:13am
Westpac NZ half-year profit rises 15% to record high boosted by sale of Paymark stake, solid income growth and drop in bad debts
[Updated]
Westpac NZ half-year profit rises 15% to record high boosted by sale of Paymark stake, solid income growth and drop in bad debts
4th May 19, 9:31am
In a slowing housing market, banks chase carded home loan rate offers lower. Weighted average offers at challenger banks are lower than for the main banks
In a slowing housing market, banks chase carded home loan rate offers lower. Weighted average offers at challenger banks are lower than for the main banks
3rd May 19, 10:05am
As if the first Official Cash Rate decision to be made by the new Monetary Policy Committee wasn't intriguing enough, there's also a fair chance we may see the first rate cut since 2016
As if the first Official Cash Rate decision to be made by the new Monetary Policy Committee wasn't intriguing enough, there's also a fair chance we may see the first rate cut since 2016
3rd May 19, 10:02am
BNZ matches two key rivals with sharp four and five year fixed home loan rates, but doesn't go as far down as Kiwibank. ANZ's equivalent offers remain uncompetitive
BNZ matches two key rivals with sharp four and five year fixed home loan rates, but doesn't go as far down as Kiwibank. ANZ's equivalent offers remain uncompetitive
[Updated]
2nd May 19, 10:35am
BNZ posts 12% increase in interim profit to $550 mln with income up and expenses & bad debts both falling. Parent NAB says BNZ may need to 'reprice and/or reduce' lending to meet RBNZ capital proposals
[Updated]
BNZ posts 12% increase in interim profit to $550 mln with income up and expenses & bad debts both falling. Parent NAB says BNZ may need to 'reprice and/or reduce' lending to meet RBNZ capital proposals
[Updated]
1st May 19, 9:55am
ANZ NZ half-year net profit after tax drops 4% from last year's record high despite higher income and lower expenses and loan impairments more than halving
[Updated]
ANZ NZ half-year net profit after tax drops 4% from last year's record high despite higher income and lower expenses and loan impairments more than halving
