Mortgages

ANZ drops two rates
18 Sep 17, 5:40pm
David Chaston
7 comments
New Zealand's largest home loan lender has reduced two of its 'special' fixed mortgage rates, following SBS Bank. But BNZ raises a key rate
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Big 5 banks lift combined June quarter profit
15 Sep 17, 11:17am
Gareth Vaughan
Average June quarter net interest margin, cost of funds drops across New Zealand's big five banks 
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Margins squeezed at TSB, SBS & Co-operative banks
8 Sep 17, 4:24pm
Gareth Vaughan
Strong lending growth continues at three NZ owned banks but profit takes a hit at two of them
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Household debt pile helped by low interest rates
6 Sep 17, 4:12pm
David Hargreaves
78 comments
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
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ASB drops most fixed mortgage rates
1 Sep 17, 10:48am
David Chaston
12 comments
ASB takes -10 bps and -20 bps off most fixed mortgage rates, taking its 18 month 'special' to a market leading low. Westpac also trims a key rate (and cuts two term deposit rates)
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Kiwibank profit smashed by big IT impairment
1 Sep 17, 10:00am
Gareth Vaughan
11 comments
Big IT project impairment hits Kiwibank's profit hard as new look board influenced by new shareholders reviews strategy
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Household borrowing increase at three year low
31 Aug 17, 3:39pm
David Hargreaves
3 comments
New RBNZ figures show the total amount of mortgage borrowing grew by the smallest amount in dollar terms for three years last month
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Steady June quarter for BNZ
30 Aug 17, 9:53am
Gareth Vaughan
BNZ net interest margin recovers and profit surges as dividend is increased
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Banks say 'no thanks' to RBNZ adding DTI tool to macro-prudential toolkit
30 Aug 17, 6:42am
Gareth Vaughan
35 comments
Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
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More mortgage rate reductions
26 Aug 17, 8:23am
David Chaston
108 comments
Two more banks cut their two year rates as the home loan market struggles to find the volumes it needs from a quiet housing market. Borrowers have the advantage
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First home buyers still in for a share
24 Aug 17, 3:42pm
David Hargreaves
22 comments
New Reserve Bank figures show the amount borrowed by first home buyers was up last month compared with a year ago - while investors borrowed $1 bln less than they did in July 2016
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Solid June quarter for Westpac NZ
24 Aug 17, 11:17am
Gareth Vaughan
Asset quality slightly better and capital ratios rise at Westpac NZ as RBNZ ordered independent review of capital modelling gets underway
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To LVR or not to LVR?
21 Aug 17, 11:26am
David Hargreaves
6 comments
Westpac economists say there is no compelling case at the moment for the Reserve Bank to loosen the limits on high loan to value ratio lending
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ANZ drops its 2 year mortgage rate; Westpac follows (almost)
16 Aug 17, 5:15pm
David Chaston
22 comments
New Zealand's largest home loan lender resets its two year rate lower, now almost the lowest for this term in the market. Westpac follows partly
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If not LVRs - then what?
16 Aug 17, 4:15pm
David Hargreaves
41 comments
It's all very well talking about removing loan to value lending limits, but we need to hear what the Government would do if house prices started to rise quickly again
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ANZ NZ June quarter NIM flat, cost of funds up
16 Aug 17, 10:20am
Gareth Vaughan
June quarter numbers show the picture changing for the country's biggest bank. Bottom line weakens
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ANZ NZ 9-month profit up 7%
15 Aug 17, 10:12am
Gareth Vaughan
6 comments
ANZ NZ posts $1.275 bln 9-month profit and says net interest margins have stabilised
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Interest rate hikes disappearing into the distance
14 Aug 17, 4:02pm
David Hargreaves
57 comments
Economists are pushing out the timeframe for interest rate rises, while ANZ economists say they are tempted to 'flat-line' their future interest rate projections
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The Government must carry the can for the housing market
14 Aug 17, 11:04am
David Hargreaves
109 comments
David Hargreaves suggests the real estate industry is singling out the wrong target by urging exemptions from the RBNZ’s LVR rules for first home buyers
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ASB drops its 2yr fixed mortgage rate
11 Aug 17, 8:39am
David Chaston
8 comments
ASB moves to improve the competitiveness of a key rate as wholesale rates fall, and real estate transactions slim down in a softening market
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Pages

10 Aug 17, 12:17pm
Regrets? None that he's talking about
14
10 Aug 17, 9:09am
RBNZ retains long term interest rate outlook
32
9 Aug 17, 10:01am
ASB annual profit tops $1 bln for the first time
21
7 Aug 17, 3:17pm
Inflation expectations recede
5
5 Aug 17, 10:35am
What banks lend for
71
5 Aug 17, 8:50am
Sharpening their pencils
42
31 Jul 17, 4:14pm
Growth in household borrowing slowing rapidly
113
31 Jul 17, 4:02pm
First Mortgage Trust profit, lending and Auckland exposure surge
31 Jul 17, 12:05pm
Rising sea levels and the 'no insurance, no mortgage' dilemma
25
29 Jul 17, 7:48am
Reconciling mortgage market money flows
14
26 Jul 17, 3:37pm
Housing investors stay away in droves
95
17 Jul 17, 4:09pm
'Less pressure on both deposits and lending'
7
17 Jul 17, 1:25pm
House price 'headwinds' for NZ economy
188
14 Jul 17, 1:24pm
RBNZ and MBIE consult on OTC derivatives foreign margin rules
1
14 Jul 17, 10:13am
Easing off on the gas
7
13 Jul 17, 12:40pm
The housing market's sting in the tail
32
12 Jul 17, 11:36am
BNZ mulls notes offer
10 Jul 17, 2:33pm
'Prospect of reasonable correction in prices grows by the day'
189
7 Jul 17, 10:02am
This week's guest Top 10
20
7 Jul 17, 9:02am
ASB raises three fixed home loan rates
17
6 Jul 17, 1:33pm
A test of nerve
60
6 Jul 17, 9:46am
Latest BNZ covered bond prices tightly
4 Jul 17, 12:01pm
The calm before the Auckland storm
115
2 Jul 17, 8:41am
Scheme to 'screw the scrum in favour of 1st home buyers' stalls
6
30 Jun 17, 5:22pm
ANZ raises a key fixed mortgage rate. Kiwibank drops theirs
5
See archive