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Mortgages

TSB follows up a cut to its one year home loan rate with a new cut to its two year rate
19th May 22, 9:32am
4
TSB follows up a cut to its one year home loan rate with a new cut to its two year rate
TSB surprises the home loan market cutting its one-year fixed rate 'special' as term deposit rates continue to trend up
13th May 22, 9:33am
5
TSB surprises the home loan market cutting its one-year fixed rate 'special' as term deposit rates continue to trend up
Statistics New Zealand says food prices climbed 0.1% last month, with the rise in minimum wage having an impact
12th May 22, 11:14am
7
Statistics New Zealand says food prices climbed 0.1% last month, with the rise in minimum wage having an impact
BNZ the latest bank to increase the interest rate it uses to stress test mortgage applicants' ability to service their loans
12th May 22, 10:35am
13
BNZ the latest bank to increase the interest rate it uses to stress test mortgage applicants' ability to service their loans
Westpac NZ CEO Catherine McGrath 'pretty happy' with how bank staff are assessing how borrowers can afford their debt
11th May 22, 5:00am
10
Westpac NZ CEO Catherine McGrath 'pretty happy' with how bank staff are assessing how borrowers can afford their debt
[updated]
Westpac NZ interim profit falls 5% with net interest margin down eight basis points
9th May 22, 9:58am
72
Westpac NZ interim profit falls 5% with net interest margin down eight basis points
CEO Dan Huggins says despite the weaker housing market, BNZ retains the appetite to grow lending; - responsibly
6th May 22, 10:35am
9
CEO Dan Huggins says despite the weaker housing market, BNZ retains the appetite to grow lending; - responsibly
[updated]
Half-year profit increases to $709 million for BNZ as income grows and expenses fall
5th May 22, 10:29am
2
Half-year profit increases to $709 million for BNZ as income grows and expenses fall
RBNZ expects always-on retail payments next year, to stress test banks on rising interest rates & climate change, will consult on cyber data collection
5th May 22, 9:50am
RBNZ expects always-on retail payments next year, to stress test banks on rising interest rates & climate change, will consult on cyber data collection
[updated]
Record half-year profit for ANZ NZ as it grows its share of the home loan market. Aussie parent eyes group restructure
4th May 22, 10:02am
43
Record half-year profit for ANZ NZ as it grows its share of the home loan market. Aussie parent eyes group restructure
Credit bureau Centrix says business debt demand is starting to rise, suggesting improving business confidence
3rd May 22, 5:00am
8
Credit bureau Centrix says business debt demand is starting to rise, suggesting improving business confidence
ANZ New Zealand lifts its Servicing Sensitivity Rate, which it uses to stress test mortgage applicants, by 45 basis points
2nd May 22, 10:53am
71
ANZ New Zealand lifts its Servicing Sensitivity Rate, which it uses to stress test mortgage applicants, by 45 basis points
Latest Reserve Bank figures show net credit growth in the March quarter was the slowest since the third quarter of 2020
28th Apr 22, 3:51pm
1
Latest Reserve Bank figures show net credit growth in the March quarter was the slowest since the third quarter of 2020
Submitters raise a series of questions and issues they wanted answered and resolved before the RBNZ rolls out a DTI tool
28th Apr 22, 10:04am
Submitters raise a series of questions and issues they wanted answered and resolved before the RBNZ rolls out a DTI tool
[updated]
Consumer NZ says the Bank of Mum and Dad is the fifth biggest owner-occupier lender in New Zealand
28th Apr 22, 8:26am
117
Consumer NZ says the Bank of Mum and Dad is the fifth biggest owner-occupier lender in New Zealand
Westpac pushes through its third interest rate rise for home loans in April, but ends up with the most competitive card for key terms among the main banks. It raised its term deposit rates at the same time
26th Apr 22, 4:32pm
18
Westpac pushes through its third interest rate rise for home loans in April, but ends up with the most competitive card for key terms among the main banks. It raised its term deposit rates at the same time
The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
26th Apr 22, 1:56pm
6
The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
[updated]
The scale of home loan rate rises is now at a level that will crimp consumer spending for those who roll over the fixed rate mortgages. The impact will spread relentlessly over the next few months
22nd Apr 22, 9:19am
92
The scale of home loan rate rises is now at a level that will crimp consumer spending for those who roll over the fixed rate mortgages. The impact will spread relentlessly over the next few months
ASB raises its fixed home loan rates just ahead of the imminent release of the March quarter inflation data. Banks are now in two separate rate-level camps
21st Apr 22, 9:14am
27
ASB raises its fixed home loan rates just ahead of the imminent release of the March quarter inflation data. Banks are now in two separate rate-level camps
David Hargreaves says we need to be keeping a close eye on what happens when households face - as they will - enormous increases in mortgage payments
20th Apr 22, 2:13pm
191
David Hargreaves says we need to be keeping a close eye on what happens when households face - as they will - enormous increases in mortgage payments
[updated]
BNZ joins ANZ pushing fixed home loan rates higher as the relentless rise in wholesale rates compresses bank margins faster than some of them are responding. Westpac raises rates too but by less
20th Apr 22, 8:57am
81
BNZ joins ANZ pushing fixed home loan rates higher as the relentless rise in wholesale rates compresses bank margins faster than some of them are responding. Westpac raises rates too but by less
ASB economists say short term fixed mortgage rate rises 'still have quite a way to go' this year
19th Apr 22, 2:44pm
42
ASB economists say short term fixed mortgage rate rises 'still have quite a way to go' this year
RBNZ Governor says the central bank needs to 'retain anti-inflation bias in everything we do' to prevent inflation expectations becoming 'baked in' to price setting
19th Apr 22, 9:51am
205
RBNZ Governor says the central bank needs to 'retain anti-inflation bias in everything we do' to prevent inflation expectations becoming 'baked in' to price setting
ANZ raises its fixed home loan rates sharply, after passing on the full +50 bps rise in their floating rate. Their fixed rates rose between +20 bps and +40 bps too. Their rivals are sure to follow soon
13th Apr 22, 5:48pm
13
ANZ raises its fixed home loan rates sharply, after passing on the full +50 bps rise in their floating rate. Their fixed rates rose between +20 bps and +40 bps too. Their rivals are sure to follow soon
David Hargreaves says the RBNZ needed to send a message to the markets that rampant inflation is its sole priority at the moment; an approach that is made possible by the - for now - buoyant state of the labour market
13th Apr 22, 2:12pm
25
David Hargreaves says the RBNZ needed to send a message to the markets that rampant inflation is its sole priority at the moment; an approach that is made possible by the - for now - buoyant state of the labour market