Mortgages

Houses sizzle in the regions while Auckland chills

20 Nov 18, 11:02am

ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
More...

NZ vs AU mortgage rates

18 Nov 18, 5:23pm

David Chaston

21 comments

Surprise! For the first time ever we are now not paying more than the Aussies for one key fixed rate. We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans
More...

TSB tips the average lower

15 Nov 18, 9:26am

David Chaston

16 comments

History is made with the weighted average one year fixed mortgage rate falling below 4% for the first time ever, bumped lower by Thursday's cut by TSB
More...

Housing conditions 'right for further LVR loosening'

14 Nov 18, 11:45am

David Hargreaves

39 comments

Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
More...

ASB cuts one rate below 4%, raises two others

13 Nov 18, 1:59pm

David Chaston

27 comments

ASB cuts one rate to 3.95% but raises two others as the sub 4% rate level embeds in the current home loan market; only three stragglers to go now
More...

Lighting the housing market's fire?

13 Nov 18, 7:50am

David Hargreaves

60 comments

David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
More...

and now Westpac ...

12 Nov 18, 5:05pm

David Chaston

19 comments

Another major bank reduces one mortgage rate below 4%, leaving only ASB and Kiwibank as majors with no offers at this new level
More...

BNZ to offer 3.99% two-year mortgage rate

12 Nov 18, 1:31pm

Gareth Vaughan

39 comments

BNZ unveils two year 3.99% home loan rate from November 13 as mortgage wars intensify
More...

Here come the overt cash-back incentives again

12 Nov 18, 9:05am

David Chaston

71 comments

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years
More...

Why now ?

10 Nov 18, 9:43am

David Chaston

33 comments

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move
More...

ANZ goes under 4%

10 Nov 18, 9:00am

David Chaston

41 comments

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up
More...

RBNZ says interest rates still on hold till 2020

8 Nov 18, 9:05am

David Hargreaves

85 comments

Reserve Bank leaves Official Cash Rate unchanged at 1.75%; still sees upside and downside risks
More...

Short term inflation expectations spike upwards

7 Nov 18, 3:29pm

David Hargreaves

18 comments

Influential RBNZ Survey of expectations shows sharp rise in inflation expected over next year, but more subdued in two years' time; house price expectations have moved up a little
More...

Westpac boss sees bank mortgage competition hotting up

6 Nov 18, 11:51am

David Hargreaves

32 comments

Westpac NZ's David McLean is seeing increased competition between the banks as the spring housing market springs to life
More...

Westpac NZ breaks the $1 bln mark

5 Nov 18, 10:07am

David Hargreaves

8 comments

Westpac NZ annual cash earnings rise 5%, statutory earnings up 3% to $936 mln, three-year business transformation programme yielding benefits
More...

Down, down, down

5 Nov 18, 9:49am

David Chaston

32 comments

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower
More...

John Bolton looks at whether economic storm clouds could portend a property crash here

4 Nov 18, 6:02am

John Bolton

127 comments

John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm
More...

TSB trims key mortgage rates

3 Nov 18, 11:17am

David Chaston

3 comments

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers
More...

BNZ annual profit tops $1 billion

1 Nov 18, 10:19am

Gareth Vaughan

6 comments

BNZ posts 10% rise in annual profit as income rises and bottom line gets boost from mark to market movements in offshore debt
More...

Borrowing growth slowing on all fronts

31 Oct 18, 3:32pm

David Hargreaves

30 comments

Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
More...