About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
American officials twist their laws to find another way to impose tariffs after dodgy 'investigation'
4th Jun 26, 9:23am
3
American officials twist their laws to find another way to impose tariffs after dodgy 'investigation'
US data mixed & inconsistent; Canada house prices fall; Japan to assess rate hike; China service sector rises; Australian GDP growth fades; UST 10yr at 4.49%; gold falls and oil rises; NZ$1 = 58.6 USc; TWI-5 = 62.2
4th Jun 26, 7:23am
13
US data mixed & inconsistent; Canada house prices fall; Japan to assess rate hike; China service sector rises; Australian GDP growth fades; UST 10yr at 4.49%; gold falls and oil rises; NZ$1 = 58.6 USc; TWI-5 = 62.2
Our largest bank increases all its fixed mortgage rates to levels equal to or above its main rivals. At the same time it has raised two term deposit rates but left all others unchanged
3rd Jun 26, 6:17pm
4
Our largest bank increases all its fixed mortgage rates to levels equal to or above its main rivals. At the same time it has raised two term deposit rates but left all others unchanged
A review of things you need to know before you sign off on Wednesday; some TD rate increases, varying property market reports, building consents rise, tourism strong, BP targeted, swaps and NZD stable, bitcoin down again, & more
3rd Jun 26, 3:59pm
19
A review of things you need to know before you sign off on Wednesday; some TD rate increases, varying property market reports, building consents rise, tourism strong, BP targeted, swaps and NZD stable, bitcoin down again, & more
US labour data upbeat but sentiment downbeat; China harvests; EU inflation in spotlight; Australia gets first trade deficit in nine years; mineral prices rise; UST 10yr at 4.46%; gold dips and oil rises; NZ$1 = 59.2 USc; TWI-5 = 62.7
3rd Jun 26, 7:21am
44
US labour data upbeat but sentiment downbeat; China harvests; EU inflation in spotlight; Australia gets first trade deficit in nine years; mineral prices rise; UST 10yr at 4.46%; gold dips and oil rises; NZ$1 = 59.2 USc; TWI-5 = 62.7
A review of things you need to know before you sign off on Tuesday; Heartland & TSB propose merger, CCCFA on way to FMA, FAMNZ folds, fuel situation stable, swaps firm, NZX50 soft, NZD soft, bitcoin lower, & more
2nd Jun 26, 3:59pm
31
A review of things you need to know before you sign off on Tuesday; Heartland & TSB propose merger, CCCFA on way to FMA, FAMNZ folds, fuel situation stable, swaps firm, NZX50 soft, NZD soft, bitcoin lower, & more
Hormuz unresolved; global factories expand on stockpiling; Korean exports impress; Australian inflation dips; Wall Street in tech IPO frenzy; UST 10yr at 4.47%; gold falls and oil rises; NZ$1 = 59.5 USc; TWI-5 = 62.9
2nd Jun 26, 7:19am
20
Hormuz unresolved; global factories expand on stockpiling; Korean exports impress; Australian inflation dips; Wall Street in tech IPO frenzy; UST 10yr at 4.47%; gold falls and oil rises; NZ$1 = 59.5 USc; TWI-5 = 62.9
China PMIs steady with little expansion; house prices ease in Sydney & Melbourne; Aussie super stress grows; strong El Niño developing; UST 10yr at 4.45%; gold and oil softish; NZ$1 = 59.9 USc; TWI-5 = 63.4
1st Jun 26, 8:33am
24
China PMIs steady with little expansion; house prices ease in Sydney & Melbourne; Aussie super stress grows; strong El Niño developing; UST 10yr at 4.45%; gold and oil softish; NZ$1 = 59.9 USc; TWI-5 = 63.4
US trade deficit stays high; Chicago PMI gets stockpiling boost; Canada close to recession; Japan sentiment and retail rise; Taiwan posts outsized GDP growth; UST 10yr at 4.43%; gold firms again; oil lower; NZ$1 = 59.9 USc; TWI-5 = 63.3
30th May 26, 8:53am
12
US trade deficit stays high; Chicago PMI gets stockpiling boost; Canada close to recession; Japan sentiment and retail rise; Taiwan posts outsized GDP growth; UST 10yr at 4.43%; gold firms again; oil lower; NZ$1 = 59.9 USc; TWI-5 = 63.3
[updated]
A review of things you need to know before you sign off on Friday; consumer sentiment stays very low, business sentiment improves, TD's find more favour, KiwiSaver returns shockingly low, swaps ease, NZD rises, & more
29th May 26, 3:59pm
39
A review of things you need to know before you sign off on Friday; consumer sentiment stays very low, business sentiment improves, TD's find more favour, KiwiSaver returns shockingly low, swaps ease, NZD rises, & more
Iran & the US agree a tentative deal; US data mixed while inflation rises; Australian household spending falls, capex rises; air travel falls, air freight resilient; UST 10yr at 4.45%; gold firms; oil lower; NZ$1 = 59.3 USc; TWI-5 = 62.8
29th May 26, 7:32am
60
Iran & the US agree a tentative deal; US data mixed while inflation rises; Australian household spending falls, capex rises; air travel falls, air freight resilient; UST 10yr at 4.45%; gold firms; oil lower; NZ$1 = 59.3 USc; TWI-5 = 62.8
A review of things you need to know before you sign off on Thursday; Kiwibank tweaks TD rates, filled jobs rise mainly in the health sector, bank NIMs fall, Fonterra positive, more in Budget than expected, swaps & NZD firm, & more
28th May 26, 3:59pm
22
A review of things you need to know before you sign off on Thursday; Kiwibank tweaks TD rates, filled jobs rise mainly in the health sector, bank NIMs fall, Fonterra positive, more in Budget than expected, swaps & NZD firm, & more
Money markets, bank economists, and you, all struggle with assessing what will happen at the four OCR reviews to come in 2026 and the resulting interest rates moves
28th May 26, 3:49pm
2
Money markets, bank economists, and you, all struggle with assessing what will happen at the four OCR reviews to come in 2026 and the resulting interest rates moves
Fonterra's Q3-2026 business update releases its new season payout forecast, flat from the its existing season forecast. They claim a +15% after-tax profit gain from continuing operations
28th May 26, 9:22am
3
Fonterra's Q3-2026 business update releases its new season payout forecast, flat from the its existing season forecast. They claim a +15% after-tax profit gain from continuing operations
Commodity markets believe Iran TV; US mortgage applications drop on higher US rates; other US data mixed; Australian CPI restrained; UST 10yr at 4.48%; gold falls; oil lower; NZ$1 = 58.9 USc; TWI-5 = 62.4
28th May 26, 7:19am
38
Commodity markets believe Iran TV; US mortgage applications drop on higher US rates; other US data mixed; Australian CPI restrained; UST 10yr at 4.48%; gold falls; oil lower; NZ$1 = 58.9 USc; TWI-5 = 62.4
A review of things you need to know before you sign off on Wednesday; FHB buyers active, surprise vote split on OCR decision, fintech speed rolling out, Fisher Funds shakeup, swaps firm, NZX50 firm, NZD firm, & more
27th May 26, 3:59pm
17
A review of things you need to know before you sign off on Wednesday; FHB buyers active, surprise vote split on OCR decision, fintech speed rolling out, Fisher Funds shakeup, swaps firm, NZX50 firm, NZD firm, & more
No deal in US-Iran talks yet; US data mixed; investors extract big yield jump in UST 2yr bonds; Singapore and Taiwan rise; aluminium price nears record high; UST 10yr at 4.49%; gold eases; oil rises; NZ$1 = 58.3 USc; TWI-5 = 61.8
27th May 26, 7:20am
18
No deal in US-Iran talks yet; US data mixed; investors extract big yield jump in UST 2yr bonds; Singapore and Taiwan rise; aluminium price nears record high; UST 10yr at 4.49%; gold eases; oil rises; NZ$1 = 58.3 USc; TWI-5 = 61.8
A review of things you need to know before you sign off on Tuesday; few retail rate changes, FHBs find mortgages more affordable, mortgage switching stays high, Spark dull, FPH shines, swaps soft, NZX firm, NZD dips, & more
26th May 26, 3:59pm
50
A review of things you need to know before you sign off on Tuesday; few retail rate changes, FHBs find mortgages more affordable, mortgage switching stays high, Spark dull, FPH shines, swaps soft, NZX firm, NZD dips, & more
Claims & counterclaims in US-Iran talks but no deal; markets act as though one will emerge; Singapore data strong; China FDI stabilises; yuan financing rises; UST 10yr at 4.47%; gold rises; oil drops; NZ$1 = 58.7 USc; TWI-5 = 62.1
26th May 26, 7:19am
64
Claims & counterclaims in US-Iran talks but no deal; markets act as though one will emerge; Singapore data strong; China FDI stabilises; yuan financing rises; UST 10yr at 4.47%; gold rises; oil drops; NZ$1 = 58.7 USc; TWI-5 = 62.1
A review of things you need to know before you sign off on Monday; rents flat again, Rabo sets high new season dairy payout forecast, commercial vacancies rise, fuel update, swaps down, NZX50 flat, NZD firmish, & more
25th May 26, 3:59pm
21
A review of things you need to know before you sign off on Monday; rents flat again, Rabo sets high new season dairy payout forecast, commercial vacancies rise, fuel update, swaps down, NZX50 flat, NZD firmish, & more
A new week, a fresh new challenge for you in our updated quiz. Join your fellow readers and do it now
25th May 26, 8:05am
1
A new week, a fresh new challenge for you in our updated quiz. Join your fellow readers and do it now
Iran-US deal proving hard to close; US consumers sentiment hits record low; Canada battles high PPI; Japan & Korea avoid Iran fallout; UST 10yr at 4.57%; gold and oil on hold; NZ$1 = 58.5 USc; TWI-5 = 62
25th May 26, 7:19am
11
Iran-US deal proving hard to close; US consumers sentiment hits record low; Canada battles high PPI; Japan & Korea avoid Iran fallout; UST 10yr at 4.57%; gold and oil on hold; NZ$1 = 58.5 USc; TWI-5 = 62
US sentiment worse than originally reported; Fed's Waller sees rate hikes; Canadian PPI leaps; Japanese CPI tame; Korean sentiment up; UST 10yr at 4.55%; gold dips but oil holds; NZ$1 = 58.6 USc; TWI-5 = 62.1
23rd May 26, 8:34am
11
US sentiment worse than originally reported; Fed's Waller sees rate hikes; Canadian PPI leaps; Japanese CPI tame; Korean sentiment up; UST 10yr at 4.55%; gold dips but oil holds; NZ$1 = 58.6 USc; TWI-5 = 62.1
A review of things you need to know before you sign off on Friday; retail flurry, tractor dip, Nowcast hesitation, Fonterra drops Fitch, Fletcher deal with Vinci unconditional, swaps ease, NZX50 firm NZD firm, & more
22nd May 26, 3:59pm
20
A review of things you need to know before you sign off on Friday; retail flurry, tractor dip, Nowcast hesitation, Fonterra drops Fitch, Fletcher deal with Vinci unconditional, swaps ease, NZX50 firm NZD firm, & more
US data mixed, distorted by cost jumps; Korea input prices surge; Japanese exports strong; Australian labour markets weaken; freight rates rise; UST 10yr at 4.58%; gold up but oil holds high; NZ$1 = 58.8 USc; TWI-5 = 62.3
22nd May 26, 7:19am
41
US data mixed, distorted by cost jumps; Korea input prices surge; Japanese exports strong; Australian labour markets weaken; freight rates rise; UST 10yr at 4.58%; gold up but oil holds high; NZ$1 = 58.8 USc; TWI-5 = 62.3