About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Thursday; Kiwibank tweaks TD rates, filled jobs rise mainly in the health sector, bank NIMs fall, Fonterra positive, more in Budget than expected, swaps & NZD firm, & more
28th May 26, 3:59pm
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A review of things you need to know before you sign off on Thursday; Kiwibank tweaks TD rates, filled jobs rise mainly in the health sector, bank NIMs fall, Fonterra positive, more in Budget than expected, swaps & NZD firm, & more
Money markets, bank economists, and you, all struggle with assessing what will happen at the four OCR reviews to come in 2026 and the resulting interest rates moves
28th May 26, 3:49pm
Money markets, bank economists, and you, all struggle with assessing what will happen at the four OCR reviews to come in 2026 and the resulting interest rates moves
Fonterra's Q3-2026 business update releases its new season payout forecast, flat from the its existing season forecast. They claim a +15% after-tax profit gain from continuing operations
28th May 26, 9:22am
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Fonterra's Q3-2026 business update releases its new season payout forecast, flat from the its existing season forecast. They claim a +15% after-tax profit gain from continuing operations
Commodity markets believe Iran TV; US mortgage applications drop on higher US rates; other US data mixed; Australian CPI restrained; UST 10yr at 4.48%; gold falls; oil lower; NZ$1 = 58.9 USc; TWI-5 = 62.4
28th May 26, 7:19am
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Commodity markets believe Iran TV; US mortgage applications drop on higher US rates; other US data mixed; Australian CPI restrained; UST 10yr at 4.48%; gold falls; oil lower; NZ$1 = 58.9 USc; TWI-5 = 62.4
A review of things you need to know before you sign off on Wednesday; FHB buyers active, surprise vote split on OCR decision, fintech speed rolling out, Fisher Funds shakeup, swaps firm, NZX50 firm, NZD firm, & more
27th May 26, 3:59pm
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A review of things you need to know before you sign off on Wednesday; FHB buyers active, surprise vote split on OCR decision, fintech speed rolling out, Fisher Funds shakeup, swaps firm, NZX50 firm, NZD firm, & more
No deal in US-Iran talks yet; US data mixed; investors extract big yield jump in UST 2yr bonds; Singapore and Taiwan rise; aluminium price nears record high; UST 10yr at 4.49%; gold eases; oil rises; NZ$1 = 58.3 USc; TWI-5 = 61.8
27th May 26, 7:20am
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No deal in US-Iran talks yet; US data mixed; investors extract big yield jump in UST 2yr bonds; Singapore and Taiwan rise; aluminium price nears record high; UST 10yr at 4.49%; gold eases; oil rises; NZ$1 = 58.3 USc; TWI-5 = 61.8
A review of things you need to know before you sign off on Tuesday; few retail rate changes, FHBs find mortgages more affordable, mortgage switching stays high, Spark dull, FPH shines, swaps soft, NZX firm, NZD dips, & more
26th May 26, 3:59pm
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A review of things you need to know before you sign off on Tuesday; few retail rate changes, FHBs find mortgages more affordable, mortgage switching stays high, Spark dull, FPH shines, swaps soft, NZX firm, NZD dips, & more
Claims & counterclaims in US-Iran talks but no deal; markets act as though one will emerge; Singapore data strong; China FDI stabilises; yuan financing rises; UST 10yr at 4.47%; gold rises; oil drops; NZ$1 = 58.7 USc; TWI-5 = 62.1
26th May 26, 7:19am
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Claims & counterclaims in US-Iran talks but no deal; markets act as though one will emerge; Singapore data strong; China FDI stabilises; yuan financing rises; UST 10yr at 4.47%; gold rises; oil drops; NZ$1 = 58.7 USc; TWI-5 = 62.1
A review of things you need to know before you sign off on Monday; rents flat again, Rabo sets high new season dairy payout forecast, commercial vacancies rise, fuel update, swaps down, NZX50 flat, NZD firmish, & more
25th May 26, 3:59pm
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A review of things you need to know before you sign off on Monday; rents flat again, Rabo sets high new season dairy payout forecast, commercial vacancies rise, fuel update, swaps down, NZX50 flat, NZD firmish, & more
A new week, a fresh new challenge for you in our updated quiz. Join your fellow readers and do it now
25th May 26, 8:05am
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A new week, a fresh new challenge for you in our updated quiz. Join your fellow readers and do it now
Iran-US deal proving hard to close; US consumers sentiment hits record low; Canada battles high PPI; Japan & Korea avoid Iran fallout; UST 10yr at 4.57%; gold and oil on hold; NZ$1 = 58.5 USc; TWI-5 = 62
25th May 26, 7:19am
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Iran-US deal proving hard to close; US consumers sentiment hits record low; Canada battles high PPI; Japan & Korea avoid Iran fallout; UST 10yr at 4.57%; gold and oil on hold; NZ$1 = 58.5 USc; TWI-5 = 62
US sentiment worse than originally reported; Fed's Waller sees rate hikes; Canadian PPI leaps; Japanese CPI tame; Korean sentiment up; UST 10yr at 4.55%; gold dips but oil holds; NZ$1 = 58.6 USc; TWI-5 = 62.1
23rd May 26, 8:34am
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US sentiment worse than originally reported; Fed's Waller sees rate hikes; Canadian PPI leaps; Japanese CPI tame; Korean sentiment up; UST 10yr at 4.55%; gold dips but oil holds; NZ$1 = 58.6 USc; TWI-5 = 62.1
A review of things you need to know before you sign off on Friday; retail flurry, tractor dip, Nowcast hesitation, Fonterra drops Fitch, Fletcher deal with Vinci unconditional, swaps ease, NZX50 firm NZD firm, & more
22nd May 26, 3:59pm
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A review of things you need to know before you sign off on Friday; retail flurry, tractor dip, Nowcast hesitation, Fonterra drops Fitch, Fletcher deal with Vinci unconditional, swaps ease, NZX50 firm NZD firm, & more
US data mixed, distorted by cost jumps; Korea input prices surge; Japanese exports strong; Australian labour markets weaken; freight rates rise; UST 10yr at 4.58%; gold up but oil holds high; NZ$1 = 58.8 USc; TWI-5 = 62.3
22nd May 26, 7:19am
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US data mixed, distorted by cost jumps; Korea input prices surge; Japanese exports strong; Australian labour markets weaken; freight rates rise; UST 10yr at 4.58%; gold up but oil holds high; NZ$1 = 58.8 USc; TWI-5 = 62.3
Westpac stays competitive for its two year fixed mortgage rate, but increases for other fixed terms lessen that advantage unless you look at four and five year fixed rates
21st May 26, 4:15pm
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Westpac stays competitive for its two year fixed mortgage rate, but increases for other fixed terms lessen that advantage unless you look at four and five year fixed rates
A review of things you need to know before you sign off on Thursday; Westpac increases rates, record trade surplus, AI job ads drive growth, livestock buy prices rise, FMA's Barrass nears end, swaps up, NZD down, & more
21st May 26, 3:59pm
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A review of things you need to know before you sign off on Thursday; Westpac increases rates, record trade surplus, AI job ads drive growth, livestock buy prices rise, FMA's Barrass nears end, swaps up, NZD down, & more
Crude oil prices determining benchmark interest rates and policy choices; Taiwan export orders star again; Indonesia hikes unexpectedly; UST 10yr at 4.57%; eyes on Nvidia; gold up but oil eases; NZ$1 = 58.7 USc; TWI-5 = 62.2
21st May 26, 7:19am
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Crude oil prices determining benchmark interest rates and policy choices; Taiwan export orders star again; Indonesia hikes unexpectedly; UST 10yr at 4.57%; eyes on Nvidia; gold up but oil eases; NZ$1 = 58.7 USc; TWI-5 = 62.2
[updated]
A review of things you need to know before you sign off on Wednesday; housing confidence eases, dairy prices hold, households see higher inflation, fuel stocks stable, swaps up, long term bond yields up, NZX down, NZD down, & more
20th May 26, 4:05pm
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A review of things you need to know before you sign off on Wednesday; housing confidence eases, dairy prices hold, households see higher inflation, fuel stocks stable, swaps up, long term bond yields up, NZX down, NZD down, & more
Bond markets turn angry; diary prices rise; Canadian inflation up less than expected; Japan GDP rises; Aussie sentiment shows sharp age differences; UST 10yr at 4.67%; gold down but oil holds; NZ$1 = 58.4 USc; TWI-5 = 61.9
20th May 26, 7:22am
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Bond markets turn angry; diary prices rise; Canadian inflation up less than expected; Japan GDP rises; Aussie sentiment shows sharp age differences; UST 10yr at 4.67%; gold down but oil holds; NZ$1 = 58.4 USc; TWI-5 = 61.9
A review of things you need to know before you sign off on Tuesday; some TD rate increases, retail spending softer, PPI hit less than expected, record KiwiSaver funds flows, carbon price firm, swaps fall, NZD firm, & more
19th May 26, 3:59pm
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A review of things you need to know before you sign off on Tuesday; some TD rate increases, retail spending softer, PPI hit less than expected, record KiwiSaver funds flows, carbon price firm, swaps fall, NZD firm, & more
Although term deposit rate changes have lagged wholesale and mortgage rate rises, there's been a steady stream of them, shifting where you can find the highest rates
19th May 26, 11:12am
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Although term deposit rate changes have lagged wholesale and mortgage rate rises, there's been a steady stream of them, shifting where you can find the highest rates
No change in the Middle East; US data little-changed but still negative; China data weaker; Singapore exports strong; Trumps crypto partners help Iran; UST 10yr at 4.49%; gold holds but oil rises; NZ$1 = 58.7 USc; TWI-5 = 62.2
19th May 26, 7:20am
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No change in the Middle East; US data little-changed but still negative; China data weaker; Singapore exports strong; Trumps crypto partners help Iran; UST 10yr at 4.49%; gold holds but oil rises; NZ$1 = 58.7 USc; TWI-5 = 62.2
A review of things you need to know before you sign off on Monday; TSB tweaks mortgage rates up, population gain rises, service sector struggles, commercial property for lease topping, swaps rise, NZX falls, NZD stable, & more
18th May 26, 3:59pm
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A review of things you need to know before you sign off on Monday; TSB tweaks mortgage rates up, population gain rises, service sector struggles, commercial property for lease topping, swaps rise, NZX falls, NZD stable, & more
There is a fresh new challenge for you in our updated quiz. Join your fellow readers and do it now
18th May 26, 8:05am
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There is a fresh new challenge for you in our updated quiz. Join your fellow readers and do it now
US gets bump from defensive stockpiling effects; China sees off Trump; bond markets rethink US prospects; Japan gets record PPI jump; Indian exports jump; UST 10yr at 4.60%; gold dives and oil rises; NZ$1 = 58.4 USc; TWI-5 = 61.9
18th May 26, 7:19am
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US gets bump from defensive stockpiling effects; China sees off Trump; bond markets rethink US prospects; Japan gets record PPI jump; Indian exports jump; UST 10yr at 4.60%; gold dives and oil rises; NZ$1 = 58.4 USc; TWI-5 = 61.9