David Chaston

Japanese retail rises; South Korea all in on AI chipmaking; Singapore & Malaysia struggle with producer prices; global rural outlook looks good; air cargo activity expands; UST 10yr at 4.37%; gold dips and oil up; NZ$1 = 56.5 USc; TWI-5 = 60.4

Japanese retail rises; South Korea all in on AI chipmaking; Singapore & Malaysia struggle with producer prices; global rural outlook looks good; air cargo activity expands; UST 10yr at 4.37%; gold dips and oil up; NZ$1 = 56.5 USc; TWI-5 = 60.4

Kiwibank shifts its rate card mostly lower with its two year fixed home loan rate now among the lowest of the big banks, even if the other terms aren't quite as competitive

Kiwibank shifts its rate card mostly lower with its two year fixed home loan rate now among the lowest of the big banks, even if the other terms aren't quite as competitive

A review of things you need to know before you sign off on Monday; TD rates both up and down, building cost pressures ease, where the new jobs are & aren't, NZGB bond activity stays very high, swaps and NZD stable, & more

A review of things you need to know before you sign off on Monday; TD rates both up and down, building cost pressures ease, where the new jobs are & aren't, NZGB bond activity stays very high, swaps and NZD stable, & more

Long term data tracking shifting mortgage market shares shows why borrowers should expect to move their loan between banks on a regular basis

Long term data tracking shifting mortgage market shares shows why borrowers should expect to move their loan between banks on a regular basis

Tensions turn up in Persian Gulf; China industry profits rise; EU inflation expectations ease; BIS worried; US trade deficit swells; Aussie housing market cools; UST 10yr at 4.37%; gold up and oil firmish; NZ$1 = 56.4 USc; TWI-5 = 60.3

Tensions turn up in Persian Gulf; China industry profits rise; EU inflation expectations ease; BIS worried; US trade deficit swells; Aussie housing market cools; UST 10yr at 4.37%; gold up and oil firmish; NZ$1 = 56.4 USc; TWI-5 = 60.3

US data softens broadly; US tries to help Big Tech from paying taxes in any country; SpaceX delivers losses to investors; 'excessive pricing' tackled; UST 10yr at 4.37%; gold up and oil eases; NZ$1 = 56.4 USc; TWI-5 = 60.3

US data softens broadly; US tries to help Big Tech from paying taxes in any country; SpaceX delivers losses to investors; 'excessive pricing' tackled; UST 10yr at 4.37%; gold up and oil eases; NZ$1 = 56.4 USc; TWI-5 = 60.3

A review of things you need to know before you sign off on Friday; retail rates settle, eyes turn to next OCR review, wool prices higher, Aussies get teeth for supermarket pricing reviews, swaps stable, NZD ends low & stable, & more

A review of things you need to know before you sign off on Friday; retail rates settle, eyes turn to next OCR review, wool prices higher, Aussies get teeth for supermarket pricing reviews, swaps stable, NZD ends low & stable, & more

US inflation rises as activity weakens, firms start to 'recover' AI costs, although there are some positive spots; container freight rates rise; UST 10yr at 4.39%; gold up and oil rises after ship attack; NZ$1 = 56.5 USc; TWI-5 = 60.4

US inflation rises as activity weakens, firms start to 'recover' AI costs, although there are some positive spots; container freight rates rise; UST 10yr at 4.39%; gold up and oil rises after ship attack; NZ$1 = 56.5 USc; TWI-5 = 60.4

A review of things you need to know before you sign off on Thursday; a few more retail rate cuts, fewer OCR hikes expected, Aussie payrolls rise but for part-timers, swaps lower, NZX firmer, NZD softish, & more

A review of things you need to know before you sign off on Thursday; a few more retail rate cuts, fewer OCR hikes expected, Aussie payrolls rise but for part-timers, swaps lower, NZX firmer, NZD softish, & more

The opening of Hormuz expected to create new distortions; US data soft; Taiwan data strong; China harvests swell; Aussie inflation stays high; UST 10yr at 4.40%; gold and oil drop hard; NZ$1 = 56.4 USc; TWI-5 = 60.4

The opening of Hormuz expected to create new distortions; US data soft; Taiwan data strong; China harvests swell; Aussie inflation stays high; UST 10yr at 4.40%; gold and oil drop hard; NZ$1 = 56.4 USc; TWI-5 = 60.4

A review of things you need to know before you sign off on Wednesday; BNZ moves mortgage rates up & down, FHB's tap KiwiSaver harder, less reno work being done, swaps soft, NZX stable, NZD lower, & more

A review of things you need to know before you sign off on Wednesday; BNZ moves mortgage rates up & down, FHB's tap KiwiSaver harder, less reno work being done, swaps soft, NZX stable, NZD lower, & more

Even though there have only been sporadic term deposit rate changes over the past month, the slow but steady shifts have opened up interesting variations between financial institutions

Even though there have only been sporadic term deposit rate changes over the past month, the slow but steady shifts have opened up interesting variations between financial institutions

More banks jockey for position on home loan rate levels, with BNZ now shifting rates both ways; up for shorter fixed terms, down for longer fixed terms

More banks jockey for position on home loan rate levels, with BNZ now shifting rates both ways; up for shorter fixed terms, down for longer fixed terms

US data mixed but markets fear rate hikes coming; Asian data very good; Australia sees rural exports declining as costs twist commercial decisions; UST 10yr at 4.46%; gold down and oil dips; NZ$1 = 56.7 USc; TWI-5 = 60.6

US data mixed but markets fear rate hikes coming; Asian data very good; Australia sees rural exports declining as costs twist commercial decisions; UST 10yr at 4.46%; gold down and oil dips; NZ$1 = 56.7 USc; TWI-5 = 60.6

Our largest mortgage lender reverses its early June home loan rate hikes - and cuts a wider range of term deposit rates at the same time

Our largest mortgage lender reverses its early June home loan rate hikes - and cuts a wider range of term deposit rates at the same time

A review of things you need to know before you sign off on Tuesday; no retail rate changes, labour confidence knocked, extracting value by keeping native forest, swaps stable, NZX firmish, NZD much lower, & more

A review of things you need to know before you sign off on Tuesday; no retail rate changes, labour confidence knocked, extracting value by keeping native forest, swaps stable, NZX firmish, NZD much lower, & more

US explores stablecoin dominance; Greenspan dies; China FDI weakens again; EU sentiment picks up; Australian housing markets ease and voters approve; UST 10yr at 4.51%; gold firms and oil falls; NZ$1 = 57.1 USc; TWI-5 = 60.9

US explores stablecoin dominance; Greenspan dies; China FDI weakens again; EU sentiment picks up; Australian housing markets ease and voters approve; UST 10yr at 4.51%; gold firms and oil falls; NZ$1 = 57.1 USc; TWI-5 = 60.9

A review of things you need to know before you sign off on Monday; FHBs caught in some key cities, eyes on R/E agents, tourists drive credit card activity, waiting for bird flu to arrive, swaps stable, NZX stable, NZD softish, & more

A review of things you need to know before you sign off on Monday; FHBs caught in some key cities, eyes on R/E agents, tourists drive credit card activity, waiting for bird flu to arrive, swaps stable, NZX stable, NZD softish, & more

With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too

With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too

US-Iran talks chaotic; eyes on US PCE inflation; Canada loosens bank capital buffers; Europe swelters; Malaysia stars; Australia extends fuel tax relief; UST 10yr at 4.49%; gold and oil little-changed; NZ$1 = 57.4 USc; TWI-5 = 61.2

US-Iran talks chaotic; eyes on US PCE inflation; Canada loosens bank capital buffers; Europe swelters; Malaysia stars; Australia extends fuel tax relief; UST 10yr at 4.49%; gold and oil little-changed; NZ$1 = 57.4 USc; TWI-5 = 61.2

Middle East mess remains very uncertain; Canada eases bank capital buffers; Malaysia exports zoom; China tariffs hit Aussie beef hard; Russia cuts its policy rate; UST 10yr at 4.49%; gold down but oil up; NZ$1 = 57.4 USc; TWI-5 = 61.2

Middle East mess remains very uncertain; Canada eases bank capital buffers; Malaysia exports zoom; China tariffs hit Aussie beef hard; Russia cuts its policy rate; UST 10yr at 4.49%; gold down but oil up; NZ$1 = 57.4 USc; TWI-5 = 61.2

A review of things you need to know before you sign off on Friday; quiet on the retail rate front, rural exports rise strongly, jobs market soft but better in the SI, El Niño arriving, quotas to mess with beef trade, swaps stable, NZD soft, & more

A review of things you need to know before you sign off on Friday; quiet on the retail rate front, rural exports rise strongly, jobs market soft but better in the SI, El Niño arriving, quotas to mess with beef trade, swaps stable, NZD soft, & more

US & Iran sign MOU, leaving Iran stronger; US data mixed; Canada PPI leaps; many central bank decisions; freight rates rise; Hormuz transits pick up; UST 10yr at 4.44%; gold down and oil down; NZ$1 = 57.6 USc; TWI-5 = 61.3

US & Iran sign MOU, leaving Iran stronger; US data mixed; Canada PPI leaps; many central bank decisions; freight rates rise; Hormuz transits pick up; UST 10yr at 4.44%; gold down and oil down; NZ$1 = 57.6 USc; TWI-5 = 61.3

A review of things you need to know before you sign off on Thursday; Westpac cuts mortgage rates; GDP rise better than expected, migrants more family oriented, NZGB strong again, swaps up, NZD down, & more

A review of things you need to know before you sign off on Thursday; Westpac cuts mortgage rates; GDP rise better than expected, migrants more family oriented, NZGB strong again, swaps up, NZD down, & more

The Red Bank heaps competitive pressure on ANZ by cutting some longer carded fixed rates, after ANZ raised all its fixed rates in early June

The Red Bank heaps competitive pressure on ANZ by cutting some longer carded fixed rates, after ANZ raised all its fixed rates in early June