About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
We look at where our KiwiSaver funds are held, finding more than half are in growth-type funds and two thirds are in bank-controlled schemes
7th May 18, 9:44am
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We look at where our KiwiSaver funds are held, finding more than half are in growth-type funds and two thirds are in bank-controlled schemes
US payrolls grow modestly; Apple stars, Buffet posts huge loss; US-China trade talks unresolved; China suffers current account deficit; Argentina hikes again; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.2 USc; TWI-5 = 72.7
7th May 18, 7:11am
US payrolls grow modestly; Apple stars, Buffet posts huge loss; US-China trade talks unresolved; China suffers current account deficit; Argentina hikes again; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.2 USc; TWI-5 = 72.7
US jobs report mixed; US-China talks rocky; China gets rare current account deficit; Swiss not keen; Argentina hikes again; UST 10yr 2.95%; oil up, gold unchanged; NZ$1 = 70.2 USc; TWI-5 = 72.7
5th May 18, 8:17am
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US jobs report mixed; US-China talks rocky; China gets rare current account deficit; Swiss not keen; Argentina hikes again; UST 10yr 2.95%; oil up, gold unchanged; NZ$1 = 70.2 USc; TWI-5 = 72.7
A review of things you need to know before you go home on Friday; Westpac cuts a mortgage rate, Harmoney raises most rates, cuts a fee, used car imports fall, new bond issues, swaps slip, NZD rises
4th May 18, 3:59pm
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A review of things you need to know before you go home on Friday; Westpac cuts a mortgage rate, Harmoney raises most rates, cuts a fee, used car imports fall, new bond issues, swaps slip, NZD rises
US trade deficit falls; Canada trade deficit rises; airtravel rises strongly; Swiss toy with banking change; Argentina hikes again; advice costs jump in Aust.; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.4 USc; TWI-5 = 72.9
4th May 18, 7:38am
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US trade deficit falls; Canada trade deficit rises; airtravel rises strongly; Swiss toy with banking change; Argentina hikes again; advice costs jump in Aust.; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.4 USc; TWI-5 = 72.9
A review of things you need to know before you go home on Thursday; Westpac changes some TD rates, B&T has tame report, job ads weaker, commodity prices stronger, swaps steeper
3rd May 18, 3:59pm
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A review of things you need to know before you go home on Thursday; Westpac changes some TD rates, B&T has tame report, job ads weaker, commodity prices stronger, swaps steeper
US Fed unchanged but June hike expected; UST debt issuance jumps; China factories find exports harder; airfreight growth stalls; Japan confidence down; UST 10yr at 2.97%; oil and gold up; NZ$1 = 70 USc; TWI-5 = 72.5
3rd May 18, 7:30am
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US Fed unchanged but June hike expected; UST debt issuance jumps; China factories find exports harder; airfreight growth stalls; Japan confidence down; UST 10yr at 2.97%; oil and gold up; NZ$1 = 70 USc; TWI-5 = 72.5
A review of things you need to know before you go home on Wednesday; no rate changes, solid jobs growth, wage signals warmer, QV sees slower growth, bank CEOs told to 'prove it', petrol up, swaps up, NZD stable
2nd May 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, solid jobs growth, wage signals warmer, QV sees slower growth, bank CEOs told to 'prove it', petrol up, swaps up, NZD stable
Dairy auction stable; US factory activity slows; steel tariffs delayed for some; US car sales drop; Canada growth up; Aussie mortgages harder to get; UST 10yr at 2.97%; oil and gold down; NZ$1 = 70.1 USc; TWI-5 = 72.6
2nd May 18, 7:46am
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Dairy auction stable; US factory activity slows; steel tariffs delayed for some; US car sales drop; Canada growth up; Aussie mortgages harder to get; UST 10yr at 2.97%; oil and gold down; NZ$1 = 70.1 USc; TWI-5 = 72.6
A review of things you need to know before you go home on Tuesday; mortgage & TD rate changes, building consents up, English joins Wesfarmers, TWG gets 1000s of submissions, swaps flatter, NZD holds
1st May 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; mortgage & TD rate changes, building consents up, English joins Wesfarmers, TWG gets 1000s of submissions, swaps flatter, NZD holds
Conservative or cash KiwiSaver returns beg the question: Why are you in KiwiSaver in the first place? We review the long-term returns and find them hard to justify
1st May 18, 9:30am
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Conservative or cash KiwiSaver returns beg the question: Why are you in KiwiSaver in the first place? We review the long-term returns and find them hard to justify
US consumption up, inflation at 2%; Mexico grows faster; China PMIs stable; German retails sales slip; EU readies retaliation on US tariff decisions; UST 10yr at 2.95%; oil up, gold down; NZ$1 = 70.4 USc; TWI-5 = 72.6
1st May 18, 7:26am
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US consumption up, inflation at 2%; Mexico grows faster; China PMIs stable; German retails sales slip; EU readies retaliation on US tariff decisions; UST 10yr at 2.95%; oil up, gold down; NZ$1 = 70.4 USc; TWI-5 = 72.6
ANZ pulls out of its low one year home loan rate special, settling back into the middle of the pack. But it did reduce its highish two year rate, but to an undistinguished level
30th Apr 18, 5:31pm
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ANZ pulls out of its low one year home loan rate special, settling back into the middle of the pack. But it did reduce its highish two year rate, but to an undistinguished level
A review of things you need to know before you go home on Monday; business confidence falls, preferring local, more mobile trader fines, debt growth lower, deposit growth higher, swaps flatten, NZD stable
30th Apr 18, 3:59pm
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A review of things you need to know before you go home on Monday; business confidence falls, preferring local, more mobile trader fines, debt growth lower, deposit growth higher, swaps flatten, NZD stable
US growth slips, inflation rises; Canada mortgage rates rise; NAFTA talks stall; Japan abandons 2% inflation target; Norway fund falls; Argentina hikes rates; UST 10yr at 2.96%; oil unchanged, gold up; NZ$1 = 70.8 USc; TWI-5 = 72.8
30th Apr 18, 7:24am
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US growth slips, inflation rises; Canada mortgage rates rise; NAFTA talks stall; Japan abandons 2% inflation target; Norway fund falls; Argentina hikes rates; UST 10yr at 2.96%; oil unchanged, gold up; NZ$1 = 70.8 USc; TWI-5 = 72.8
Whatever way you look at it, ANZ is winning larger mortgage market shares for both home loans and rural mortgages. But challenger banks are also doing better
28th Apr 18, 10:55am
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Whatever way you look at it, ANZ is winning larger mortgage market shares for both home loans and rural mortgages. But challenger banks are also doing better
US growth tame; PCE rises; Norway wealth fund drops; Argentina raises rates by +300 bps; NZ migrant friendly; US complains about Pharmac again; UST 10yr 2.96%; oil unchanged, gold up; NZ$1 = 70.9 USc; TWI-5 = 73
28th Apr 18, 9:07am
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US growth tame; PCE rises; Norway wealth fund drops; Argentina raises rates by +300 bps; NZ migrant friendly; US complains about Pharmac again; UST 10yr 2.96%; oil unchanged, gold up; NZ$1 = 70.9 USc; TWI-5 = 73
A review of things you need to know before you go home on Friday; first floating rate rise in a long time, goods trade deficit up, consumer confidence falls, jobs demand strong, swap rates drop, NZD steady
27th Apr 18, 3:59pm
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A review of things you need to know before you go home on Friday; first floating rate rise in a long time, goods trade deficit up, consumer confidence falls, jobs demand strong, swap rates drop, NZD steady
In 25 of the 30 urban areas we track buying a first home is affordable for a couple on median incomes, but not on Auckland's North Shore - and saving for a deposit remains a challenge
27th Apr 18, 8:38am
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In 25 of the 30 urban areas we track buying a first home is affordable for a couple on median incomes, but not on Auckland's North Shore - and saving for a deposit remains a challenge
US trade deficit in goods falls; durable goods orders uninspiring; Toronto house prices drop; ECB sits pat; China ready to hit US; UST 10yr at 2.99%; oil up and gold down; NZ$1 = 70.7 USc; TWI-5 = 72.8
27th Apr 18, 7:45am
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US trade deficit in goods falls; durable goods orders uninspiring; Toronto house prices drop; ECB sits pat; China ready to hit US; UST 10yr at 2.99%; oil up and gold down; NZ$1 = 70.7 USc; TWI-5 = 72.8
A review of things you need to know before you go home on Thursday; huge increased spending for Akl infrastructure; more real estate agents despite fewer sales, Kiwibank gets new boss; swap rates up, NZD down
26th Apr 18, 3:59pm
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A review of things you need to know before you go home on Thursday; huge increased spending for Akl infrastructure; more real estate agents despite fewer sales, Kiwibank gets new boss; swap rates up, NZD down
Wall Street sags; US housing data mismatch; US consumer confidence rises; NAFTA talks going 'nicely'; Apple to repay NZ$22.5 bln; fast jobs growth in India; UST 10yr at 3.03%; oil unchanged and gold down; NZ$1 = 70.6 USc; TWI-5 = 72.6
26th Apr 18, 7:33am
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Wall Street sags; US housing data mismatch; US consumer confidence rises; NAFTA talks going 'nicely'; Apple to repay NZ$22.5 bln; fast jobs growth in India; UST 10yr at 3.03%; oil unchanged and gold down; NZ$1 = 70.6 USc; TWI-5 = 72.6
A review of things you need to know before you go home on Tuesday; no rate changes, power prices spike, immigration lower, visitor numbers jump, IRD gets new clues, swap rates on hold, NZD slides
24th Apr 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; no rate changes, power prices spike, immigration lower, visitor numbers jump, IRD gets new clues, swap rates on hold, NZD slides
Key April PMIs hold healthy; US home sales hold but affordability worsens; China announces 5G launch date; automated warehouses coming soon; UST 10yr at 2.98%; oil unchanged and gold down; NZ$1 = 71.5 USc; TWI-5 = 73.3
24th Apr 18, 7:33am
Key April PMIs hold healthy; US home sales hold but affordability worsens; China announces 5G launch date; automated warehouses coming soon; UST 10yr at 2.98%; oil unchanged and gold down; NZ$1 = 71.5 USc; TWI-5 = 73.3
A review of things you need to know before you go home on Monday; Kiwibank cuts 1yr TD rate, farm & lifestyle block sales slip, S&P likes regulatory upgrade, new retirement tool, swap rates steepen, NZD holds
23rd Apr 18, 3:59pm
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A review of things you need to know before you go home on Monday; Kiwibank cuts 1yr TD rate, farm & lifestyle block sales slip, S&P likes regulatory upgrade, new retirement tool, swap rates steepen, NZD holds