David Chaston

US markets stay down; shutdown consequences get complicated; Japan lowers inflation expectations; China tax flows slow; Australia struggles with integrity; UST 10yr at 2.76%; oil holds, gold up; NZ$1 = 67.9 USc; TWI-5 = 72.1

US markets stay down; shutdown consequences get complicated; Japan lowers inflation expectations; China tax flows slow; Australia struggles with integrity; UST 10yr at 2.76%; oil holds, gold up; NZ$1 = 67.9 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Wednesday; Coop Bank raises a rate, underlying inflation turn up, rental yields change course, swaps rise, NZD rises, & more

A review of things you need to know before you go home on Wednesday; Coop Bank raises a rate, underlying inflation turn up, rental yields change course, swaps rise, NZD rises, & more

Wall Street grumpy; US home sales dive; new-NAFTA ratification uncertain; Canada data weak; Mastercard fined; China births slump; eyes on Hayne; UST 10yr at 2.73%; oil drops, gold up; NZ$1 = 67.2 USc; TWI-5 = 71.5

Wall Street grumpy; US home sales dive; new-NAFTA ratification uncertain; Canada data weak; Mastercard fined; China births slump; eyes on Hayne; UST 10yr at 2.73%; oil drops, gold up; NZ$1 = 67.2 USc; TWI-5 = 71.5

A review of things you need to know before you go home on Tuesday; no rate changes, PSI patchy, NZ does trade deal with the UK, tractor demand strong, EV demand tiny, swaps stable, NZD holds, & more

A review of things you need to know before you go home on Tuesday; no rate changes, PSI patchy, NZ does trade deal with the UK, tractor demand strong, EV demand tiny, swaps stable, NZD holds, & more

Equities in remarkable about-turn; China growth sags; IMF trims 2019 world growth forecasts; iron ore prices rally; UST 10yr at 2.79%; oil unchanged, gold down; NZ$1 = 67.3 USc; TWI-5 = 71.6

Equities in remarkable about-turn; China growth sags; IMF trims 2019 world growth forecasts; iron ore prices rally; UST 10yr at 2.79%; oil unchanged, gold down; NZ$1 = 67.3 USc; TWI-5 = 71.6

A review of things you need to know before you go home on Monday; no rate changes, Wellington day off, China in minor easing, investors positive, Kiwis expecting trouble, swaps firm, NZD soft, & more

A review of things you need to know before you go home on Monday; no rate changes, Wellington day off, China in minor easing, investors positive, Kiwis expecting trouble, swaps firm, NZD soft, & more

Equities up; Fed resets normalisation;US sentiment drops; Vancouver housing taxes cause outrage; Hong Kong house prices fall; TPP wants to expand; UST 10yr at 2.79%; oil up, gold down; NZ$1 = 67.3 USc; TWI-5 = 71.7

Equities up; Fed resets normalisation;US sentiment drops; Vancouver housing taxes cause outrage; Hong Kong house prices fall; TPP wants to expand; UST 10yr at 2.79%; oil up, gold down; NZ$1 = 67.3 USc; TWI-5 = 71.7

Wall Street rises strongly on China trade hopes; Fed more cautious; US consumers even more cautious; Fitch sees good 2019 growth; ATO warns on SMSF risks; UST 10yr 2.79%; oil rises and gold drops; NZ$1 = 67.5 USc; TWI-5 = 71.7

Wall Street rises strongly on China trade hopes; Fed more cautious; US consumers even more cautious; Fitch sees good 2019 growth; ATO warns on SMSF risks; UST 10yr 2.79%; oil rises and gold drops; NZ$1 = 67.5 USc; TWI-5 = 71.7

A review of things you need to know before you go home on Friday; Westpac cuts mortgage rate, factory PMIs rise, petrol prices fall, NZ #1 in Aussie, swaps rise, NZD holds, & more

A review of things you need to know before you go home on Friday; Westpac cuts mortgage rate, factory PMIs rise, petrol prices fall, NZ #1 in Aussie, swaps rise, NZD holds, & more

US data drought raises doubt; Canada starts mortgage rate cuts; EU inflation falls; OECD employment rises; China embraces RMBS; Aussie home lending falls; UST 10yr 2.73%; oil holds while gold slips; NZ$1 = 67.5 USc; TWI-5 = 71.6

US data drought raises doubt; Canada starts mortgage rate cuts; EU inflation falls; OECD employment rises; China embraces RMBS; Aussie home lending falls; UST 10yr 2.73%; oil holds while gold slips; NZ$1 = 67.5 USc; TWI-5 = 71.6

A review of things you need to know before you go home on Thursday; one SBS TD change, a spluttering housing market, employment confidence rises, beneficiary numbers turn up, rents up, swaps low, NZD dips, & more

A review of things you need to know before you go home on Thursday; one SBS TD change, a spluttering housing market, employment confidence rises, beneficiary numbers turn up, rents up, swaps low, NZD dips, & more

David Chaston says thanks to affordability limits being reached & a range of public policy changes, Auckland home owners ought to buckle in for a prolonged housing market funk 

David Chaston says thanks to affordability limits being reached & a range of public policy changes, Auckland home owners ought to buckle in for a prolonged housing market funk 

US shutdown undermines growth; US housing in revival signs; Japan machine orders hold higher; China oks huge new hydro dam; UST 10yr 2.72%; oil slips while gold rises; NZ$1 = 67.9 USc; TWI-5 = 72

US shutdown undermines growth; US housing in revival signs; Japan machine orders hold higher; China oks huge new hydro dam; UST 10yr 2.72%; oil slips while gold rises; NZ$1 = 67.9 USc; TWI-5 = 72

A review of things you need to know before you go home on Wednesday; BNZ makes a TD adjustment, QV index rises slower, dairy prices up, December retail soft, tax inflow strong, swaps drift lower, NZD stable, & more

A review of things you need to know before you go home on Wednesday; BNZ makes a TD adjustment, QV index rises slower, dairy prices up, December retail soft, tax inflow strong, swaps drift lower, NZD stable, & more

Surprising analysts, December retail sales end 2018 on a very weak note, even after removing the impact of falling petrol prices

Surprising analysts, December retail sales end 2018 on a very weak note, even after removing the impact of falling petrol prices

Dairy prices rise again; US data weakens; Canada home sales poor; EU growth slows; S&P500 rises +1%; China spruiks stimulus; NZ a high-tax country; UST 10yr 2.72%; oil up while gold slips; NZ$1 = 68.1 USc; TWI-5 = 72.3

Dairy prices rise again; US data weakens; Canada home sales poor; EU growth slows; S&P500 rises +1%; China spruiks stimulus; NZ a high-tax country; UST 10yr 2.72%; oil up while gold slips; NZ$1 = 68.1 USc; TWI-5 = 72.3

A review of things you need to know before you go home on Tuesday; QSBO less pessimistic; food prices favour the good stuff, dairy auction signals, swaps dip further, NZD stable, & more

A review of things you need to know before you go home on Tuesday; QSBO less pessimistic; food prices favour the good stuff, dairy auction signals, swaps dip further, NZD stable, & more

Food prices are not rising - in fact healthy food prices are lower now than at the start of 2018. Better weather conditions kept prices of fruit & vegetables considerably lower

Food prices are not rising - in fact healthy food prices are lower now than at the start of 2018. Better weather conditions kept prices of fruit & vegetables considerably lower

Growth dims in major economies; China trade shrinks but surplus grows, especially with the US; EU savings rate jumps; China banks seek capital; UST 10yr 2.71%; oil dips while gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.2

Growth dims in major economies; China trade shrinks but surplus grows, especially with the US; EU savings rate jumps; China banks seek capital; UST 10yr 2.71%; oil dips while gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.2

A review of things you need to know before you go home on Monday; Kiwibank raises a TD rate, poll says we are optimistic, inflation tame, new Chinese buyer frenzy, Fitch likes NZ, swaps lower, NZD firms, & more

A review of things you need to know before you go home on Monday; Kiwibank raises a TD rate, poll says we are optimistic, inflation tame, new Chinese buyer frenzy, Fitch likes NZ, swaps lower, NZD firms, & more

A market leading offer by Kiwibank comes at a time all banks, especially the large ones, are under pressure to raise vast amounts of new capital over the next few years

A market leading offer by Kiwibank comes at a time all banks, especially the large ones, are under pressure to raise vast amounts of new capital over the next few years

US wants back in to TPP; US inflation cools; China readies a large tax cut; Brazil sees strong growth ahead; Australian coal exports zoom; UST 10yr 2.70%; oil and gold softer; NZ$1 = 68.3 USc; TWI-5 = 72.3

US wants back in to TPP; US inflation cools; China readies a large tax cut; Brazil sees strong growth ahead; Australian coal exports zoom; UST 10yr 2.70%; oil and gold softer; NZ$1 = 68.3 USc; TWI-5 = 72.3

Personal loans are a uniquely profitable corner of the overall debt market where margins are high but shopping around is essentially ineffective. No-one stands up for the interests of these borrowers

Personal loans are a uniquely profitable corner of the overall debt market where margins are high but shopping around is essentially ineffective. No-one stands up for the interests of these borrowers

US CPI inflation eases; survey sees recession chance low; no shutdown progress; US deficit swells; market volatility eases; UST 10yr 2.69%; oil slips and gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.3

US CPI inflation eases; survey sees recession chance low; no shutdown progress; US deficit swells; market volatility eases; UST 10yr 2.69%; oil slips and gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.3

The first 2019 home loan rate reduction has arrived, taking the two year fixed to a market-leading 4.19% level. Eyes are now on rival moves

The first 2019 home loan rate reduction has arrived, taking the two year fixed to a market-leading 4.19% level. Eyes are now on rival moves