David Chaston

A review of things you need to know before you go home on Friday; ANZ changes TD rates, PMI average, mortgage brokers face wrath, NZGBs held by foreigners at 6yr low; swaps lower, NZD down

A review of things you need to know before you go home on Friday; ANZ changes TD rates, PMI average, mortgage brokers face wrath, NZGBs held by foreigners at 6yr low; swaps lower, NZD down

US Fed regions humming; US imports booming; NAFTA to survive with the US; Canada housing stumbles; China conglomerates with cash woes; Aussie inquiry digs at detail; UST 10yr at 2.82%; oil up, gold down; NZ$1 = 72.8 USc; TWI-5 = 73.8

US Fed regions humming; US imports booming; NAFTA to survive with the US; Canada housing stumbles; China conglomerates with cash woes; Aussie inquiry digs at detail; UST 10yr at 2.82%; oil up, gold down; NZ$1 = 72.8 USc; TWI-5 = 73.8

US deficits and debt grows; IMF sees productivity the main problem; Japan scandal; London house prices fall; EU to 'stand up to bullies'; UST 10yr at 2.87%; oil and gold drop; NZ$1 = 72.9 USc; TWI-5 = 73.9

US deficits and debt grows; IMF sees productivity the main problem; Japan scandal; London house prices fall; EU to 'stand up to bullies'; UST 10yr at 2.87%; oil and gold drop; NZ$1 = 72.9 USc; TWI-5 = 73.9

In a lacklustre real estate and mortgage market, another bank cuts a key rate to generate some momentum and snare some market share even as funding costs remain stable

In a lacklustre real estate and mortgage market, another bank cuts a key rate to generate some momentum and snare some market share even as funding costs remain stable

US employment surges but wage gain rate slips; Canada jobs sag; China CPI jumps, PPI off the boil; China new loan growth crashes; UST 10yr 2.89; oil up and gold unchanged; NZ$1 = 72.9 USc; TWI-5 = 74

US employment surges but wage gain rate slips; Canada jobs sag; China CPI jumps, PPI off the boil; China new loan growth crashes; UST 10yr 2.89; oil up and gold unchanged; NZ$1 = 72.9 USc; TWI-5 = 74

China exports surge; US waters down tariff talk; Japan C/A surplus jumps, growth revised up; US household debt rises; air travel growth sags; UST 10yr at 2.86%; oil and gold drop; NZ$1 = 72.6 USc; TWI-5 = 73.7

China exports surge; US waters down tariff talk; Japan C/A surplus jumps, growth revised up; US household debt rises; air travel growth sags; UST 10yr at 2.86%; oil and gold drop; NZ$1 = 72.6 USc; TWI-5 = 73.7

A review of things you need to know before you go home on Thursday; Truckometer gives mixed Q1-18 signals, provincial rents jump, banks extract 78% of profits, swap rates & NZD stable, bitcoin slumps

A review of things you need to know before you go home on Thursday; Truckometer gives mixed Q1-18 signals, provincial rents jump, banks extract 78% of profits, swap rates & NZD stable, bitcoin slumps

US payrolls rising, but productivity flat; US trade deficit swells; global airfreight booms; China FX reserves slip; EU grows +2.7%; UST 10yr at 2.87%; oil and gold drop; NZ$1 = 72.6 USc; TWI-5 = 73.6

US payrolls rising, but productivity flat; US trade deficit swells; global airfreight booms; China FX reserves slip; EU grows +2.7%; UST 10yr at 2.87%; oil and gold drop; NZ$1 = 72.6 USc; TWI-5 = 73.6

A review of things you need to know before you go home on Wednesday; a TD rate rise, Govt tax surplus leaps, wholesale trade strong, residential building weak, rates up, AU GDP underwhelms, swaps unchanged, NZD rises

A review of things you need to know before you go home on Wednesday; a TD rate rise, Govt tax surplus leaps, wholesale trade strong, residential building weak, rates up, AU GDP underwhelms, swaps unchanged, NZD rises

Dairy prices hold; US durable goods orders fall; OECD inflation slips; China now 20% of world economy; China shadow banking 15% of global total; UST 10yr at 2.89%; oil unchanged, gold up; NZ$1 = 73 USc; TWI-5 = 73.9

Dairy prices hold; US durable goods orders fall; OECD inflation slips; China now 20% of world economy; China shadow banking 15% of global total; UST 10yr at 2.89%; oil unchanged, gold up; NZ$1 = 73 USc; TWI-5 = 73.9

A review of things you need to know before you go home on Tuesday; BNZ drops mortgage rate, used import sales fall, public housing levels rise, Census return due, Aussie C/A deficit falls, swaps rise, NZD stable

A review of things you need to know before you go home on Tuesday; BNZ drops mortgage rate, used import sales fall, public housing levels rise, Census return due, Aussie C/A deficit falls, swaps rise, NZD stable

Bank of 'Let's Do It' sets a 4.49% two year fixed mortgage rate, about -16 bps lower than all its main rivals but still above both HSBC and TSB

Bank of 'Let's Do It' sets a 4.49% two year fixed mortgage rate, about -16 bps lower than all its main rivals but still above both HSBC and TSB

US truck sales leap; non-OPEC oil output jumps; US tariff policy in turmoil; Italy in hung result; China outbound tourism up +7%; UST 10yr at 2.89%; oil up, gold down; NZ$1 = 72.3 USc; TWI-5 = 73.4

US truck sales leap; non-OPEC oil output jumps; US tariff policy in turmoil; Italy in hung result; China outbound tourism up +7%; UST 10yr at 2.89%; oil up, gold down; NZ$1 = 72.3 USc; TWI-5 = 73.4

A review of things you need to know before you go home on Monday; TD rate changes, higher commodity prices, Drury moves on, Shortt moves up, WMP prices fragile, swaps firm, NZD up

A review of things you need to know before you go home on Monday; TD rate changes, higher commodity prices, Drury moves on, Shortt moves up, WMP prices fragile, swaps firm, NZD up

When we hear about household debt stress, David Chaston wonders whether we are looking at the most relevant data. Household budgets will only be stressed when the servicing costs rise

When we hear about household debt stress, David Chaston wonders whether we are looking at the most relevant data. Household budgets will only be stressed when the servicing costs rise

US car sales fall; US car loan rates rise; Canada GDP disappoints; Japan jobless very low; China CPI jump expected; Germany decides, Italy deciding; UST 10yr at 2.87%; oil and gold up; NZ$1 = 72.4 USc; TWI-5 = 73.5

US car sales fall; US car loan rates rise; Canada GDP disappoints; Japan jobless very low; China CPI jump expected; Germany decides, Italy deciding; UST 10yr at 2.87%; oil and gold up; NZ$1 = 72.4 USc; TWI-5 = 73.5

We launch a new calculator that figures out the true "cost of credit" of a loan contract, simple to use but revealing (and sometimes disturbing)

We launch a new calculator that figures out the true "cost of credit" of a loan contract, simple to use but revealing (and sometimes disturbing)

Trump tweets 'Trade wars are good'; Canada GDP growth soft; Japan jobless low; eyes on Italy's election; NZ car sales level off; UST 10yr 2.86%; Fear index higher; oil down and gold up; NZ$1 = 72.3 USc; TWI-5 = 73.4

Trump tweets 'Trade wars are good'; Canada GDP growth soft; Japan jobless low; eyes on Italy's election; NZ car sales level off; UST 10yr 2.86%; Fear index higher; oil down and gold up; NZ$1 = 72.3 USc; TWI-5 = 73.4

A review of things you need to know before you go home on Friday; no rate changes, confidence up, Auckland building consents rise, costs jump, ANZ profit high, swaps lower, NZD stable

A review of things you need to know before you go home on Friday; no rate changes, confidence up, Auckland building consents rise, costs jump, ANZ profit high, swaps lower, NZD stable

US PCE up; factories worldwide expanding solidly; US to impose new tariffs; China has 100 mln businesses; APRA sees end of investor speed limit; UST 10yr at 2.84%; oil and gold down sharply; NZ$1 = 72.5 USc; TWI-5 = 73.9

US PCE up; factories worldwide expanding solidly; US to impose new tariffs; China has 100 mln businesses; APRA sees end of investor speed limit; UST 10yr at 2.84%; oil and gold down sharply; NZ$1 = 72.5 USc; TWI-5 = 73.9

A review of things you need to know before you go home on Thursday; Westpac ups TD rates, job ads slip, terms of trade very high, KiwiSaver funds worth $47 bln; swaps lower & flatter, NZD slips

A review of things you need to know before you go home on Thursday; Westpac ups TD rates, job ads slip, terms of trade very high, KiwiSaver funds worth $47 bln; swaps lower & flatter, NZD slips

US growth sags; US home sales drop; US car sales lower; US threatens new tariffs on China; China PMIs slump; India growth up; EU inflation down; UST 10yr at 2.89%; oil down, gold up; NZ$1 = 72.3 USc; TWI-5 = 73.6

US growth sags; US home sales drop; US car sales lower; US threatens new tariffs on China; China PMIs slump; India growth up; EU inflation down; UST 10yr at 2.89%; oil down, gold up; NZ$1 = 72.3 USc; TWI-5 = 73.6

A review of things you need to know before you go home on Wednesday; UDC trims rates, business confidence up, migrants hit 97 year high, consumer debt jumps, Key cashes in, swaps up, NZD down

A review of things you need to know before you go home on Wednesday; UDC trims rates, business confidence up, migrants hit 97 year high, consumer debt jumps, Key cashes in, swaps up, NZD down

Powell gives hawkish signals; investors of USTs worried; US sentiment high; US trade deficit rises, durable goods orders drop; Germans go anti-diesel; China home sales drop; UST 10yr at 2.92%; oil and gold lower; NZ$1 = 72.4 USc; TWI-5 = 73.7

Powell gives hawkish signals; investors of USTs worried; US sentiment high; US trade deficit rises, durable goods orders drop; Germans go anti-diesel; China home sales drop; UST 10yr at 2.92%; oil and gold lower; NZ$1 = 72.4 USc; TWI-5 = 73.7

A review of things you need to know before you go home on Tuesday; Co-op Bank trims a rate, nasty trade surprise, retailers positive, better energy efficiency, insurers with stunning ROE, swaps up, NZD slips

A review of things you need to know before you go home on Tuesday; Co-op Bank trims a rate, nasty trade surprise, retailers positive, better energy efficiency, insurers with stunning ROE, swaps up, NZD slips