David Chaston

We look at how much you should be saving for retirement, attempting to give age markers so that you can tell if you are on track. You need a plan, commitment & to get started now

We look at how much you should be saving for retirement, attempting to give age markers so that you can tell if you are on track. You need a plan, commitment & to get started now

Kiwibank matches the (almost) market-leading 4.35% one year home loan rate and adds their $2,000 cash-back offer to qualifying borrowers

Kiwibank matches the (almost) market-leading 4.35% one year home loan rate and adds their $2,000 cash-back offer to qualifying borrowers

A review of things you need to know before you go home on Wednesday; Co-op Bank makes changes, IAG's profits jump, LGFA gets cheaper money, logs worth more, food costs less, inflation expectations rise, swaps stable, NZD jumps

A review of things you need to know before you go home on Wednesday; Co-op Bank makes changes, IAG's profits jump, LGFA gets cheaper money, logs worth more, food costs less, inflation expectations rise, swaps stable, NZD jumps

Eyes on US inflation; Fed stays with hike plan; claim the VIX is fixed; US household debt rises modestly; airline profits boom; RBA says wages stable for a while yet; UST 10yr at 2.85%; oil down and gold up; NZ$1 = 72.9 USc; TWI-5 = 73.9

Eyes on US inflation; Fed stays with hike plan; claim the VIX is fixed; US household debt rises modestly; airline profits boom; RBA says wages stable for a while yet; UST 10yr at 2.85%; oil down and gold up; NZ$1 = 72.9 USc; TWI-5 = 73.9

A review of things you need to know before you go home on Tuesday; ANZ cuts TD and mortgage rates, Crown surplus swells, English quits, KiwiSaver analysis updated, swaps, bitcoin and NZD all stable

A review of things you need to know before you go home on Tuesday; ANZ cuts TD and mortgage rates, Crown surplus swells, English quits, KiwiSaver analysis updated, swaps, bitcoin and NZD all stable

US Federal budget plans growing deficits; China new lending leaps; Spring Festival travel underway; AU Banking Commission 'lawyers picnic' underway; UST 10yr at 2.87%; oil and gold up; NZ$1 = 72.4 USc; TWI-5 = 73.8

US Federal budget plans growing deficits; China new lending leaps; Spring Festival travel underway; AU Banking Commission 'lawyers picnic' underway; UST 10yr at 2.87%; oil and gold up; NZ$1 = 72.4 USc; TWI-5 = 73.8

New Zealand's largest mortgage lender makes a relatively unusual move (for them) to price its one year fixed rate below all its main rivals

New Zealand's largest mortgage lender makes a relatively unusual move (for them) to price its one year fixed rate below all its main rivals

A review of things you need to know before you go home on Monday; no rate changes, smoke clouds inflation, retail sales rise +4.3%, ANZ to dump $835 mln in cash, wholesale rates hold, NZD unchanged

A review of things you need to know before you go home on Monday; no rate changes, smoke clouds inflation, retail sales rise +4.3%, ANZ to dump $835 mln in cash, wholesale rates hold, NZD unchanged

Wall Street stabilises; US Govt shutdown averted; US wholesale trade healthy; Canada jobs disappoint; huge China migration starts; UST 10yr at 2.86%; oil and gold down; NZ$1 = 72.3 USc; TWI-5 = 74

Wall Street stabilises; US Govt shutdown averted; US wholesale trade healthy; Canada jobs disappoint; huge China migration starts; UST 10yr at 2.86%; oil and gold down; NZ$1 = 72.3 USc; TWI-5 = 74

Wall Street gyrating; volatility high; US shutdown averted with more debt; US wholesale trade healthy; Canadian jobless rise; China inflation cools; HNA bailed out; UST 10yr 2.84%; oil and gold down; NZ$1 = 73.3 USc; TWI-5 = 74.2

Wall Street gyrating; volatility high; US shutdown averted with more debt; US wholesale trade healthy; Canadian jobless rise; China inflation cools; HNA bailed out; UST 10yr 2.84%; oil and gold down; NZ$1 = 73.3 USc; TWI-5 = 74.2

A review of things you need to know before you go home on Friday; Westpac cuts a key mortgage rate, BNZ raises some TD rates, Truckometer softer, another huge Akl project, share markets tank, swaps slip, NZD stable

A review of things you need to know before you go home on Friday; Westpac cuts a key mortgage rate, BNZ raises some TD rates, Truckometer softer, another huge Akl project, share markets tank, swaps slip, NZD stable

Westpac makes second home loan rate change this week, matches BNZ with 4.39% for one year fixed. Rivals seek new ways to be competitive

Westpac makes second home loan rate change this week, matches BNZ with 4.39% for one year fixed. Rivals seek new ways to be competitive

Wall Street posting more losses; US consumer debt up; China trade rises, surplus falls; German surplus falls; BofE sees earlier, faster rate rises; UST 10yr at 2.85%; oil and gold down; NZ$1 = 72.3 USc; TWI-5 = 73.5

Wall Street posting more losses; US consumer debt up; China trade rises, surplus falls; German surplus falls; BofE sees earlier, faster rate rises; UST 10yr at 2.85%; oil and gold down; NZ$1 = 72.3 USc; TWI-5 = 73.5

A review of things you need to know before you go home on Thursday; BNZ cuts 1yr mortgage rate, RBNZ sits pat, we review car insurance rates/cover, FBU in trading halt, swap rates little changed, NZD falls sharply

A review of things you need to know before you go home on Thursday; BNZ cuts 1yr mortgage rate, RBNZ sits pat, we review car insurance rates/cover, FBU in trading halt, swap rates little changed, NZD falls sharply

Hard on the heels of changes by Westpac and TSB earlier in the week, BNZ strikes with a market-leading low one year 'special' home loan rate

Hard on the heels of changes by Westpac and TSB earlier in the week, BNZ strikes with a market-leading low one year 'special' home loan rate

Live-streamed video from the February 2018 RBNZ press conference with Acting Governor Grant Spencer - will start at 10am

Live-streamed video from the February 2018 RBNZ press conference with Acting Governor Grant Spencer - will start at 10am

Wall Street calm; global economy sanguine; US Congress may have 2yr budget deal; China loosens currency controls; Germany gets grand coalition; UST 10yr at 2.84%; oil and gold down; NZ$1 = 72.8 USc; TWI-5 = 74.1

Wall Street calm; global economy sanguine; US Congress may have 2yr budget deal; China loosens currency controls; Germany gets grand coalition; UST 10yr at 2.84%; oil and gold down; NZ$1 = 72.8 USc; TWI-5 = 74.1

A review of things you need to know before you go home on Wednesday; Westpac changes rates, wage gains pick up, ASB hits record profits, used imports soar, dairy prices up, equities recover, swaps slip, NZD firms

A review of things you need to know before you go home on Wednesday; Westpac changes rates, wage gains pick up, ASB hits record profits, used imports soar, dairy prices up, equities recover, swaps slip, NZD firms

The Red Bank reduces a set of term deposit rates, plus one mortgage rate, but resists the urge to make any of them market-leading

The Red Bank reduces a set of term deposit rates, plus one mortgage rate, but resists the urge to make any of them market-leading

Dairy prices jump +5.9%; market volatility threatens wealth effect; global service sector strong; US & AU trade balances worsen; UST 10yr at 2.78%; oil and gold down; NZ$1 = 73 USc; TWI-5 = 74.1

Dairy prices jump +5.9%; market volatility threatens wealth effect; global service sector strong; US & AU trade balances worsen; UST 10yr at 2.78%; oil and gold down; NZ$1 = 73 USc; TWI-5 = 74.1

Wall Street drops; global service PMIs rise; China threatens US grain trade; UST 10yr 2.80%; oil down and gold up; NZ$1 = 72.8 USc; TWI-5 = 73.9

Wall Street drops; global service PMIs rise; China threatens US grain trade; UST 10yr 2.80%; oil down and gold up; NZ$1 = 72.8 USc; TWI-5 = 73.9

A review of things you need to know before you go home on Monday; mortgage and TD rate changes, commodity prices up, rents up, Auckland house sales down, dairy prices looking up, wholesale rates rise, NZD stable

A review of things you need to know before you go home on Monday; mortgage and TD rate changes, commodity prices up, rents up, Auckland house sales down, dairy prices looking up, wholesale rates rise, NZD stable

With bond yields suddenly in focus and more chance of rising interest rates globally, we take a closer look at the signals markets are giving and what they might mean for us

With bond yields suddenly in focus and more chance of rising interest rates globally, we take a closer look at the signals markets are giving and what they might mean for us

We review the overall performance of the KiwiSaver funds industry, one that will reach $50 bln invested in 2018. Results have been good overall but there is a wide divergence between managers

We review the overall performance of the KiwiSaver funds industry, one that will reach $50 bln invested in 2018. Results have been good overall but there is a wide divergence between managers

US jobs and pay rise; interest rates jump; Japan pay claims rise; Canada threatens NAFTA; UPS confident on trade growth; Vancouver and Hong Kong house prices jump; UST 10yr at 2.84%; oil and gold down; NZ$1 = 73 USc; TWI-5 = 74

US jobs and pay rise; interest rates jump; Japan pay claims rise; Canada threatens NAFTA; UPS confident on trade growth; Vancouver and Hong Kong house prices jump; UST 10yr at 2.84%; oil and gold down; NZ$1 = 73 USc; TWI-5 = 74