David Chaston

Yes, housing debt is growing but perhaps not to levels that anywhere near threaten financial stability, especially if you measure that on a per dwelling basis. The regulatory restrictions are doing their job well

Yes, housing debt is growing but perhaps not to levels that anywhere near threaten financial stability, especially if you measure that on a per dwelling basis. The regulatory restrictions are doing their job well

US jobs growth slows sharply; Wall Street in 2018 loss; Canada jobs data impresses; China in faux-anger over Huawei; Rudd sees big China move soon; UST 10yr 2.85%; oil and gold up; NZ$1 = 68.5 USc; TWI-5 = 73.1

US jobs growth slows sharply; Wall Street in 2018 loss; Canada jobs data impresses; China in faux-anger over Huawei; Rudd sees big China move soon; UST 10yr 2.85%; oil and gold up; NZ$1 = 68.5 USc; TWI-5 = 73.1

A review of things you need to know before you go home on Friday; some rate changes, household balance sheets swell, Fitch likes NZ housing, wholesale trade up, swaps & NZD stable, bitcoin falls, & more

A review of things you need to know before you go home on Friday; some rate changes, household balance sheets swell, Fitch likes NZ housing, wholesale trade up, swaps & NZD stable, bitcoin falls, & more

Equity markets drop; bond yields down too; US jobs markets soften; US orders and trade fall; Huawei arrest sours relations; CO2 emissions grow; air travel up; AU regulators score own-goal; UST 10yr at 2.86%; oil down, gold up; NZ$1 = 68.7 USc; TWI-5 = 73.

Equity markets drop; bond yields down too; US jobs markets soften; US orders and trade fall; Huawei arrest sours relations; CO2 emissions grow; air travel up; AU regulators score own-goal; UST 10yr at 2.86%; oil down, gold up; NZ$1 = 68.7 USc; TWI-5 = 73.

A review of things you need to know before you go home on Thursday; ASB changes rates, used car sales drop, local authority revenues race higher, swap rates little changed, NZD softer, & more later

A review of things you need to know before you go home on Thursday; ASB changes rates, used car sales drop, local authority revenues race higher, swap rates little changed, NZD softer, & more later

Fonterra cuts farmgate milk price forecast range to $6.00-$6.30 per kgMS from $6.25-$6.50, forced down by rising international milk supply. Dividend indications unchanged

Fonterra cuts farmgate milk price forecast range to $6.00-$6.30 per kgMS from $6.25-$6.50, forced down by rising international milk supply. Dividend indications unchanged

The last of the main banks retreats from a sub-4% home loan offer rate, just as wholesale rates tumble on the darkening international mood. But two smaller rivals still offer sub-4%

The last of the main banks retreats from a sub-4% home loan offer rate, just as wholesale rates tumble on the darkening international mood. But two smaller rivals still offer sub-4%

Wall Street closed; Canada turns dovish; China services in surprise rise; Australia growth in surprise fall; airfreight growth rises modestly; UST 10yr at 2.91%; oil up, gold unchanged; NZ$1 = 69.1 USc; TWI-5 = 73.6

Wall Street closed; Canada turns dovish; China services in surprise rise; Australia growth in surprise fall; airfreight growth rises modestly; UST 10yr at 2.91%; oil up, gold unchanged; NZ$1 = 69.1 USc; TWI-5 = 73.6

A review of things you need to know before you go home on Wednesday; no retail rate changes, QV data variable, Barfoot results strong, GDT prices rise, Aussie growth slows, swaps weak again, NZD firm, & more

A review of things you need to know before you go home on Wednesday; no retail rate changes, QV data variable, Barfoot results strong, GDT prices rise, Aussie growth slows, swaps weak again, NZD firm, & more

Dairy prices rise; Wall Street drops sharply; US trade positions confusing; WTO worried; inflation rising; UST 10yr at 2.89%; yield curves slump; oil and gold higher; NZ$1 = 69.3 USc; TWI-5 = 73.8

Dairy prices rise; Wall Street drops sharply; US trade positions confusing; WTO worried; inflation rising; UST 10yr at 2.89%; yield curves slump; oil and gold higher; NZ$1 = 69.3 USc; TWI-5 = 73.8

A review of things you need to know before you go home on Tuesday; car sales drop, Ardern pitches CPTPP to Moon, hydrogen chosen, NZ wins on trade, big bond rate falls, NZD rises, & more

A review of things you need to know before you go home on Tuesday; car sales drop, Ardern pitches CPTPP to Moon, hydrogen chosen, NZ wins on trade, big bond rate falls, NZD rises, & more

Car sales enter a sales shadow in November with SUV demand lower, especially for medium-sized SUVs. Commercial demand stays strong

Car sales enter a sales shadow in November with SUV demand lower, especially for medium-sized SUVs. Commercial demand stays strong

Equity investors approve of China-US deal, but bond investors don't; US factory data unchanged, others weaker; ECB adjustment; Sydney house prices fall; UST 10yr at 2.99%; oil and gold up; NZ$1 = 69.3 USc; TWI-5 = 73.8

Equity investors approve of China-US deal, but bond investors don't; US factory data unchanged, others weaker; ECB adjustment; Sydney house prices fall; UST 10yr at 2.99%; oil and gold up; NZ$1 = 69.3 USc; TWI-5 = 73.8

A review of things you need to know before you go home on Monday; listing and inventories decline, dairy prices rise, terms of trade drop irrelevant, Shanghai celebrates, Aussie data weak, swaps and NZD firm, & more

A review of things you need to know before you go home on Monday; listing and inventories decline, dairy prices rise, terms of trade drop irrelevant, Shanghai celebrates, Aussie data weak, swaps and NZD firm, & more

G20 brings 90-day trade ceasefire; Canada GDP growth lower; Japan data up; India growth lower; UST 10yr at 2.99%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 73.4

G20 brings 90-day trade ceasefire; Canada GDP growth lower; Japan data up; India growth lower; UST 10yr at 2.99%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 73.4

Eyes on Xi-Trump meeting; Canada growth soft; Japan gets boosts; China factories stall; India growth slows; investors wary of Australia; UST 10yr 3.01%; oil holds low and gold down; NZ$1 = 68.7 USc; TWI-5 = 73.3

Eyes on Xi-Trump meeting; Canada growth soft; Japan gets boosts; China factories stall; India growth slows; investors wary of Australia; UST 10yr 3.01%; oil holds low and gold down; NZ$1 = 68.7 USc; TWI-5 = 73.3

NZ's largest mortgage bank also raises a key rate, but then adds a competitive 18 mth 'special', and extends its $3000 cash-back inducement

NZ's largest mortgage bank also raises a key rate, but then adds a competitive 18 mth 'special', and extends its $3000 cash-back inducement

A review of things you need to know before you go home on Friday; key rate changes, building consents rise, RBNZ to get tough on bank capital, consumer confidence average, business borrowing sags, swaps down, NZD firm & more

A review of things you need to know before you go home on Friday; key rate changes, building consents rise, RBNZ to get tough on bank capital, consumer confidence average, business borrowing sags, swaps down, NZD firm & more

BNZ ups its sub-4% two year home loan rate to match its rivals at 4.29% as the competitive imperative for lower rates to win market share fades. Westpac follows

BNZ ups its sub-4% two year home loan rate to match its rivals at 4.29% as the competitive imperative for lower rates to win market share fades. Westpac follows

US incomes rise, prices up less; US housing markets weak; China private sector in retreat; EU growth slows; NZ #2 in prosperity; UST 10yr at 3.04%; oil firms, gold up; NZ$1 = 68.5 USc; TWI-5 = 73

US incomes rise, prices up less; US housing markets weak; China private sector in retreat; EU growth slows; NZ #2 in prosperity; UST 10yr at 3.04%; oil firms, gold up; NZ$1 = 68.5 USc; TWI-5 = 73

A review of things you need to know before you go home on Thursday: no rate changes, business confidence stays low, subbies suffer more legal woes, PGF funds more, tough ICRs, swaps rise, NZD firm, & more

A review of things you need to know before you go home on Thursday: no rate changes, business confidence stays low, subbies suffer more legal woes, PGF funds more, tough ICRs, swaps rise, NZD firm, & more

Powell's comments boost Wall St, undermine greenback; US trade deficit widens; OECD says trade growth ends; BofE warns on Brexit; Hayne targets advice fees; UST 10yr at 3.05%; oil unchanged, gold recovers; NZ$1 = 68.8 USc; TWI-5 = 73.2

Powell's comments boost Wall St, undermine greenback; US trade deficit widens; OECD says trade growth ends; BofE warns on Brexit; Hayne targets advice fees; UST 10yr at 3.05%; oil unchanged, gold recovers; NZ$1 = 68.8 USc; TWI-5 = 73.2

A review of things you need to know before you go home on Wednesday; no rate changes, LVR relaxations, regulators act, a Maori bank?, swaps lower, NZD higher, & more

A review of things you need to know before you go home on Wednesday; no rate changes, LVR relaxations, regulators act, a Maori bank?, swaps lower, NZD higher, & more

US consumer confidence slips; investment held back; new US tariffs raise uncertainty; China profits lower; ASIC warns on low-doc lending; UST 10yr at 3.05%; oil down, gold drops; NZ$1 = 67.8 USc; TWI-5 = 72.6

US consumer confidence slips; investment held back; new US tariffs raise uncertainty; China profits lower; ASIC warns on low-doc lending; UST 10yr at 3.05%; oil down, gold drops; NZ$1 = 67.8 USc; TWI-5 = 72.6

A review of things you need to know before you go home on Tuesday; Co-op Bank cuts a mortgage rate, imports pour in, trade deficit swells, Sovereign brand to go, swaps and NZD unchanged, & more

A review of things you need to know before you go home on Tuesday; Co-op Bank cuts a mortgage rate, imports pour in, trade deficit swells, Sovereign brand to go, swaps and NZD unchanged, & more