About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
David Chaston takes a macro look at the pay discrepancy between men and women, calculates what it's costing the economy, and shows current rates of improvement are just not fast enough
8th Apr 18, 6:02am
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David Chaston takes a macro look at the pay discrepancy between men and women, calculates what it's costing the economy, and shows current rates of improvement are just not fast enough
US jobs growth disappoints; trade war talk grows; US consumer credit growth slows; airfreight and passenger growth rises; Westpac warns; UST 10yr 2.77%; oil down and gold up; NZ$1 = 72.8 USc; TWI-5 = 74.1
7th Apr 18, 8:32am
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US jobs growth disappoints; trade war talk grows; US consumer credit growth slows; airfreight and passenger growth rises; Westpac warns; UST 10yr 2.77%; oil down and gold up; NZ$1 = 72.8 USc; TWI-5 = 74.1
A review of things you need to know before you go home on Wednesday; no rate changes, consumer confidence high, Govt surplus swells, housing buyers market, offshore bank funding falls, swaps up, NZD up
4th Apr 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, consumer confidence high, Govt surplus swells, housing buyers market, offshore bank funding falls, swaps up, NZD up
Wall Street rebounds; dairy prices unchanged; US car sales rise, NZ tops out; Williams gets NYFed job; China raises subsidies for local food; UST 10yr at 2.78%; oil up and gold down; NZ$1 = 72.6 USc; TWI-5 = 74
4th Apr 18, 7:42am
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Wall Street rebounds; dairy prices unchanged; US car sales rise, NZ tops out; Williams gets NYFed job; China raises subsidies for local food; UST 10yr at 2.78%; oil up and gold down; NZ$1 = 72.6 USc; TWI-5 = 74
A review of things you need to know before you go home on Tuesday; TSB cuts rates, NZX50 resists Wall Street, Aussie units rise more than houses; eyes on dairy prices, swaps unchanged, NZD slips
3rd Apr 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; TSB cuts rates, NZX50 resists Wall Street, Aussie units rise more than houses; eyes on dairy prices, swaps unchanged, NZD slips
A key challenger bank reduces two key home loan rates as the real estate market winds down toward winter volumes. It also cuts some key savings account rates
3rd Apr 18, 2:10pm
A key challenger bank reduces two key home loan rates as the real estate market winds down toward winter volumes. It also cuts some key savings account rates
Wall Street drops -3%; PCE rising; US PMIs mixed; China PMI's mixed; China responds to US tariffs; tiny China current account surplus; UST 10yr at 2.73%; oil down and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.4
3rd Apr 18, 7:21am
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Wall Street drops -3%; PCE rising; US PMIs mixed; China PMI's mixed; China responds to US tariffs; tiny China current account surplus; UST 10yr at 2.73%; oil down and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.4
Trump undermines NAFTA 'progress'; China PMIs improve; China current account surplus modest; Aust regulators diss Xero; UST 10yr 2.74%; oil up and gold down; NZ$1 = 72.4 USc; TWI-5 = 73.7; bitcoin loses 50% in 90 days
2nd Apr 18, 7:52am
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Trump undermines NAFTA 'progress'; China PMIs improve; China current account surplus modest; Aust regulators diss Xero; UST 10yr 2.74%; oil up and gold down; NZ$1 = 72.4 USc; TWI-5 = 73.7; bitcoin loses 50% in 90 days
Wall Street up; sub-prime yield chasing re-emerges; China bank risk revealed; CITIC takes loss; coffee needs warning label; AU banks in funding squeeze; UST 10yr 2.74%; oil up and gold down; NZ$1 = 72.4 USc; TWI-5 = 73.6; bitcoin dumped
31st Mar 18, 8:17am
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Wall Street up; sub-prime yield chasing re-emerges; China bank risk revealed; CITIC takes loss; coffee needs warning label; AU banks in funding squeeze; UST 10yr 2.74%; oil up and gold down; NZ$1 = 72.4 USc; TWI-5 = 73.6; bitcoin dumped
A review of things you need to know before you go home on Thursday; FEI cuts rates, building consents slip, ring-fencing eyed, job confidence up, debt grows modestly, swaps rise, NZD slips
29th Mar 18, 3:59pm
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A review of things you need to know before you go home on Thursday; FEI cuts rates, building consents slip, ring-fencing eyed, job confidence up, debt grows modestly, swaps rise, NZD slips
Two-thirds of all New Zealand construction cranes are now operating in Auckland with most focused on an expanding project list in the central city
29th Mar 18, 10:28am
Two-thirds of all New Zealand construction cranes are now operating in Auckland with most focused on an expanding project list in the central city
US grew 2.9% in Q4-17; US trade deficit widens; Trump threatens Amazon; Beijing smog gets worse; B&R economics revealed; Aussie tax collections surge; UST 10yr at 2.78%; oil and gold down; NZ$1 = 72.3 USc; TWI-5 = 73.5
29th Mar 18, 7:37am
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US grew 2.9% in Q4-17; US trade deficit widens; Trump threatens Amazon; Beijing smog gets worse; B&R economics revealed; Aussie tax collections surge; UST 10yr at 2.78%; oil and gold down; NZ$1 = 72.3 USc; TWI-5 = 73.5
A review of things you need to know before you go home on Wednesday; Coop cuts home loan rates, business confidence sags, NZX50 tumbles, temps warmer, cyber losses grow, swaps drop, NZD stable
28th Mar 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; Coop cuts home loan rates, business confidence sags, NZX50 tumbles, temps warmer, cyber losses grow, swaps drop, NZD stable
US consumer confidence slips; China pushes yuan up; Aussies target insurance managers, commissions; ATO targets holiday homes; UST 10yr at 2.80%; oil and gold down; NZ$1 = 72.8 USc; TWI-5 = 73.8
28th Mar 18, 7:41am
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US consumer confidence slips; China pushes yuan up; Aussies target insurance managers, commissions; ATO targets holiday homes; UST 10yr at 2.80%; oil and gold down; NZ$1 = 72.8 USc; TWI-5 = 73.8
A review of things you need to know before you go home on Tuesday; no rate card changes, online sales grow strongly, focus on fees, swaps rise, bitcoin slips, NZD rises
27th Mar 18, 3:59pm
A review of things you need to know before you go home on Tuesday; no rate card changes, online sales grow strongly, focus on fees, swaps rise, bitcoin slips, NZD rises
Equities recover as trade fears fade; Dudley wants banker pay changes; gun-maker bankrupt; China pollution returns; China starts huge weather experiment; France meets EU target; UST 10yr at 2.84%; oil down and gold up; NZ$1 = 73 USc; TWI-5 = 73.8
27th Mar 18, 7:28am
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Equities recover as trade fears fade; Dudley wants banker pay changes; gun-maker bankrupt; China pollution returns; China starts huge weather experiment; France meets EU target; UST 10yr at 2.84%; oil down and gold up; NZ$1 = 73 USc; TWI-5 = 73.8
A review of things you need to know before you go home on Monday; Kiwibank cuts TD rates, trade in surprise surplus, new mortgage lending rises, huge mycoplasma bovis cull, swaps rise, NZD rises
26th Mar 18, 3:59pm
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A review of things you need to know before you go home on Monday; Kiwibank cuts TD rates, trade in surprise surplus, new mortgage lending rises, huge mycoplasma bovis cull, swaps rise, NZD rises
Equities tumble on US trade moves; US durable goods orders rise, new home sales fall; Canada inflation up; China threatens UST demand; UST 10yr at 2.81%; oil and gold up; NZ$1 = 72.4 USc; TWI-5 = 73.3
26th Mar 18, 7:32am
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Equities tumble on US trade moves; US durable goods orders rise, new home sales fall; Canada inflation up; China threatens UST demand; UST 10yr at 2.81%; oil and gold up; NZ$1 = 72.4 USc; TWI-5 = 73.3
Fear grips markets but commodity prices rise; US data mixed; Canada inflation jumps; China's responses have sharp edge; Denmark attacked; UST 10yr 2.81%; oil and gold up; NZ$1 = 72.6 USc; TWI-5 = 73.5
24th Mar 18, 9:03am
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Fear grips markets but commodity prices rise; US data mixed; Canada inflation jumps; China's responses have sharp edge; Denmark attacked; UST 10yr 2.81%; oil and gold up; NZ$1 = 72.6 USc; TWI-5 = 73.5
A review of things you need to know before you go home on Friday; both mortgage and TD rate changes, new PTA ready, trade war hits markets hard, BNZ musical chairs, Cook Strait check point, swaps drop & flatten, NZD stable
23rd Mar 18, 3:59pm
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A review of things you need to know before you go home on Friday; both mortgage and TD rate changes, new PTA ready, trade war hits markets hard, BNZ musical chairs, Cook Strait check point, swaps drop & flatten, NZD stable
Kiwibank reverts its 2-year 'special' to 4.65% but replaces its fighting position with a 1-year 4.29% fixed home loan rate, the lowest of all the majors for that term
23rd Mar 18, 11:01am
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Kiwibank reverts its 2-year 'special' to 4.65% but replaces its fighting position with a 1-year 4.29% fixed home loan rate, the lowest of all the majors for that term
Wall St falls as Trump starts trade war; major new tariffs aimed at China; US eyes $1.3 tln stop-gap funding; China readies trade response; PMI's reveal rising costs; UST 10yr at 2.84%; oil down and gold up; NZ$1 = 72.2 USc; TWI-5 = 73.3
23rd Mar 18, 7:39am
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Wall St falls as Trump starts trade war; major new tariffs aimed at China; US eyes $1.3 tln stop-gap funding; China readies trade response; PMI's reveal rising costs; UST 10yr at 2.84%; oil down and gold up; NZ$1 = 72.2 USc; TWI-5 = 73.3
A review of things you need to know before you go home on Thursday; no retail rate changes, FMA finds life insurance agent issues, Coleman goes, jobs demand rises, QLD beats NZL to 5 mln, swaps slip, NZD firms
22nd Mar 18, 3:59pm
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A review of things you need to know before you go home on Thursday; no retail rate changes, FMA finds life insurance agent issues, Coleman goes, jobs demand rises, QLD beats NZL to 5 mln, swaps slip, NZD firms
With the latest hike in the US Fed funds benchmark, we are now in territory not seen in decades. Can low NZ rates be sustained in the face of these changes?
22nd Mar 18, 7:34am
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With the latest hike in the US Fed funds benchmark, we are now in territory not seen in decades. Can low NZ rates be sustained in the face of these changes?
US Fed hikes, says 3 more in 2018; US home sales rise with prices, US C/A deficit swells; EU aims tax on digital companies; small WTO members worried; UST 10yr at 2.92%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.3
22nd Mar 18, 7:27am
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US Fed hikes, says 3 more in 2018; US home sales rise with prices, US C/A deficit swells; EU aims tax on digital companies; small WTO members worried; UST 10yr at 2.92%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.3