About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Friday; rate cuts for mortgages and term deposits, consumer confidence still high; Ngaphui agree to negotiate; NZD firms
22nd May 15, 4:00pm
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A review of things you need to know before you go home on Friday; rate cuts for mortgages and term deposits, consumer confidence still high; Ngaphui agree to negotiate; NZD firms
The Red Bank gets stingy with its term deposit rate offers, and that is on top of its tough interest-payment arrangements
22nd May 15, 2:29pm
The Red Bank gets stingy with its term deposit rate offers, and that is on top of its tough interest-payment arrangements
American TPPA progress; US home sales fall, as do jobless claims; US, EU factories expand, China contracts; UST 10yr yield 2.22%; NZ$1 = 73.2 US¢, TWI-5 = 76.8
22nd May 15, 7:29am
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American TPPA progress; US home sales fall, as do jobless claims; US, EU factories expand, China contracts; UST 10yr yield 2.22%; NZ$1 = 73.2 US¢, TWI-5 = 76.8
ASB challenges its main rivals with a new rate lower by -24 bps, tweaks some of its standard rates down too
21st May 15, 5:30pm
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ASB challenges its main rivals with a new rate lower by -24 bps, tweaks some of its standard rates down too
A review of things you need to know before you go home on Thursday; new migrant peak, high visitor numbers from China, restrained credit card spending at home, FMA and SFO in new probe, swap rates down
21st May 15, 4:00pm
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A review of things you need to know before you go home on Thursday; new migrant peak, high visitor numbers from China, restrained credit card spending at home, FMA and SFO in new probe, swap rates down
Huge criminal fines for big banks; US Fed turns away from June hike; Japan grows strongly; China chooses Brazil over Australia; NZ$1 = 73.1 US¢, TWI-5 = 76.8
21st May 15, 7:28am
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Huge criminal fines for big banks; US Fed turns away from June hike; Japan grows strongly; China chooses Brazil over Australia; NZ$1 = 73.1 US¢, TWI-5 = 76.8
A review of things you need to know before you go home on Wednesday; more rate cuts, higher home loan values approved, regions stage a comeback, swap rates rise
20th May 15, 4:00pm
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A review of things you need to know before you go home on Wednesday; more rate cuts, higher home loan values approved, regions stage a comeback, swap rates rise
Low rates allow low repayments. So do longer terms. But neither seem rational. Irrational expectations of long term capital gains keep the structure together
20th May 15, 11:47am
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Low rates allow low repayments. So do longer terms. But neither seem rational. Irrational expectations of long term capital gains keep the structure together
Dairy prices stabilise on lower volumes; US housing starts jump; China BOP slumps; UST 10yr yields higher; oil and gold lower; NZ$1 = 73.4 US¢, TWI-5 = 76.9
20th May 15, 7:31am
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Dairy prices stabilise on lower volumes; US housing starts jump; China BOP slumps; UST 10yr yields higher; oil and gold lower; NZ$1 = 73.4 US¢, TWI-5 = 76.9
A review of things you need to know before you go home on Tuesday; PPI weak, farm expenses fall, inflation expectations don't fall, swap rates rise, NZD falls then jumps on RBNZ survey
19th May 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; PPI weak, farm expenses fall, inflation expectations don't fall, swap rates rise, NZD falls then jumps on RBNZ survey
China house prices fall; US Fed doubts their economy is weak; RBA eyes more rate cuts; IMF values energy subsidies; UST 10yr yields up to 2.22%; NZ$1 = 73.7 US¢, TWI-5 = 76.7
19th May 15, 7:43am
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China house prices fall; US Fed doubts their economy is weak; RBA eyes more rate cuts; IMF values energy subsidies; UST 10yr yields up to 2.22%; NZ$1 = 73.7 US¢, TWI-5 = 76.7
A review of things you need to know before you go home on Monday; many rate cuts, service sector buoyant, kiwifruit blocks sell briskly, property investor borrowing in focus, swap rates fall, 60% of an OCR cut priced in
18th May 15, 4:00pm
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A review of things you need to know before you go home on Monday; many rate cuts, service sector buoyant, kiwifruit blocks sell briskly, property investor borrowing in focus, swap rates fall, 60% of an OCR cut priced in
Kiwibank cuts the core rates in its term deposit rate card; shifts its 'special' shorter from 5 months to 3 months
18th May 15, 10:38am
Kiwibank cuts the core rates in its term deposit rate card; shifts its 'special' shorter from 5 months to 3 months
New Zealand's biggest mortgage bank removes most 'specials' but cuts all its standard rates. The result is nothing especially competitive
18th May 15, 9:43am
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New Zealand's biggest mortgage bank removes most 'specials' but cuts all its standard rates. The result is nothing especially competitive
Reductions to 6 month, one year and five year rates position it lower than most of its main rivals, AMP Home Loan rates also cut
18th May 15, 8:18am
Reductions to 6 month, one year and five year rates position it lower than most of its main rivals, AMP Home Loan rates also cut
NZ cracks down on speculators, tightens rules for foreigners; ASIC worries about low rates; US momentum slows; Greek bank run worsens; UST 10yr yields fall; NZ$1 = 74.7 US¢, TWI-5 = 77.2
18th May 15, 7:20am
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NZ cracks down on speculators, tightens rules for foreigners; ASIC worries about low rates; US momentum slows; Greek bank run worsens; UST 10yr yields fall; NZ$1 = 74.7 US¢, TWI-5 = 77.2
A review of things you need to know before you go home on Friday; mortgage rate cut, concerns about China, doctors win in jobs market, no dairy price rises yet, wholesale rates fall
15th May 15, 3:59pm
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A review of things you need to know before you go home on Friday; mortgage rate cut, concerns about China, doctors win in jobs market, no dairy price rises yet, wholesale rates fall
Sovereign launches a market leading one year fixed home loan offer of just 5.10%, in a limited two week campaign
15th May 15, 9:03am
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Sovereign launches a market leading one year fixed home loan offer of just 5.10%, in a limited two week campaign
US jobless claims at 15 year low, prices fall; Greek minister lashes out; China power use barely grows; China fiscal spending explodes; UST 10yr yields fall; oil price down; NZ$1 = 74.9 US¢, TWI-5 = 77.5
15th May 15, 7:32am
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US jobless claims at 15 year low, prices fall; Greek minister lashes out; China power use barely grows; China fiscal spending explodes; UST 10yr yields fall; oil price down; NZ$1 = 74.9 US¢, TWI-5 = 77.5
A review of things you need to know before you go home on Thursday; strong retail in Q1, higher Govt bond yields, quieter fx markets, PMI slowdown, better data sought, swaps higher, NZD up
14th May 15, 4:00pm
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A review of things you need to know before you go home on Thursday; strong retail in Q1, higher Govt bond yields, quieter fx markets, PMI slowdown, better data sought, swaps higher, NZD up
US retail flat; China growth slows, stimulus 'extra urgent'; EU retail rises; Moody's warns on Aussie housing; UST 10yr yield 2.27%, oil waivers, gold up; NZ$1 = 74.8 US¢, TWI-5 = 77.3
14th May 15, 7:34am
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US retail flat; China growth slows, stimulus 'extra urgent'; EU retail rises; Moody's warns on Aussie housing; UST 10yr yield 2.27%, oil waivers, gold up; NZ$1 = 74.8 US¢, TWI-5 = 77.3
A review of things you need to know before you go home on Wednesday; loud signals from Wheeler, strong property market signals, less sheep more cattle, farm price signals, swap rates rise
13th May 15, 4:00pm
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A review of things you need to know before you go home on Wednesday; loud signals from Wheeler, strong property market signals, less sheep more cattle, farm price signals, swap rates rise
Live-streamed video from the May 2015 RBNZ Financial Stability Report press conference with Governor Graeme Wheeler
13th May 15, 8:38am
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Live-streamed video from the May 2015 RBNZ Financial Stability Report press conference with Governor Graeme Wheeler
Australia gets a rosy budget; US confidence higher for SMEs and workers; TPPA hurdle; Athens fiddle; NAB win, El Niño returns, bond yields rise; NZ$1 = 73.7 US¢, TWI-5 = 76.8
13th May 15, 7:34am
Australia gets a rosy budget; US confidence higher for SMEs and workers; TPPA hurdle; Athens fiddle; NAB win, El Niño returns, bond yields rise; NZ$1 = 73.7 US¢, TWI-5 = 76.8
A review of things you need to know before you go home on Tuesday; housing confidence waivers, April house prices sag, new RBNZ data, swap rates recover, NZD doesn't
12th May 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; housing confidence waivers, April house prices sag, new RBNZ data, swap rates recover, NZD doesn't