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Gareth Vaughan

About

Gareth is editor of interest.co.nz and has worked for more than 20 years as a financial journalist in New Zealand and the United Kingdom. He has received awards in the EY Business Journalism Awards, Canon Media Awards, and Shareholders' Association Business Journalism Awards.

Member for

15 years 3 months

Latest articles

NZ credit card profitability up 19% per card over five years
As the Government mulls regulating credit card interchange fees, New Zealand has been named one of the most profitable credit card markets in the world
27th Oct 16, 5:02pm
by Gareth Vaughan
1
As the Government mulls regulating credit card interchange fees, New Zealand has been named one of the most profitable credit card markets in the world
BNZ boss sees only short-term effect for new LVR restrictions
BNZ annual profit drops $125m; Gross impaired assets top $1b; Capital bolstered; CEO sees increased pressure on lending margins influencing interest rates
27th Oct 16, 10:14am
by Gareth Vaughan
11
BNZ annual profit drops $125m; Gross impaired assets top $1b; Capital bolstered; CEO sees increased pressure on lending margins influencing interest rates
RBNZ 'not uncomfortable' with APRA approach on mortgage lending
RBNZ says bank managers and directors generally better placed to design mortgage lending risk management systems than regulators
27th Oct 16, 9:46am
by Gareth Vaughan
9
RBNZ says bank managers and directors generally better placed to design mortgage lending risk management systems than regulators
Cost cutting could provide 'an upside surprise' in bank results
Macquarie analysts estimate the big 4 Australasian banks can cut costs by up A$700m over three years
26th Oct 16, 10:58am
by Gareth Vaughan
Macquarie analysts estimate the big 4 Australasian banks can cut costs by up A$700m over three years
ASB note issue likely to pay north of 5% pa
ASB seeking to borrow up to NZ$400m through 'issue of complex financial products that are not suitable for many investors'
26th Oct 16, 10:45am
by Gareth Vaughan
7
ASB seeking to borrow up to NZ$400m through 'issue of complex financial products that are not suitable for many investors'
UDC credit rating downgraded due to potential ownership change
S&P downgrades UDC's credit rating by 3 notches saying parent ANZ may sell NZ's biggest finance company within a year
25th Oct 16, 2:31pm
by Gareth Vaughan
S&P downgrades UDC's credit rating by 3 notches saying parent ANZ may sell NZ's biggest finance company within a year
2016 'a tough year' for the big banks
'Subdued results in-line with market expectations' predicted from the big bank results. NAB's dividend, ANZ's strategic reviews among the focal points
25th Oct 16, 10:01am
by Gareth Vaughan
1
'Subdued results in-line with market expectations' predicted from the big bank results. NAB's dividend, ANZ's strategic reviews among the focal points
Govt seeks 'further information' on RBNZ's plans for debt-to-income ratio limits
The RBNZ is keen to bolster its macro-prudential arsenal with a debt-to-income ratio limiting tool. What might this mean for borrowers, banks, the housing market & politicians?
24th Oct 16, 5:02am
by Gareth Vaughan
137
The RBNZ is keen to bolster its macro-prudential arsenal with a debt-to-income ratio limiting tool. What might this mean for borrowers, banks, the housing market & politicians?
A Top 10 for the long weekend
Gareth Vaughan on Tony Alexander & intergenerational housing warfare, dirty air, bubble blowing central banks, Donald Trump & Silvio Berlusconi, the Fed & bankers, Dilbert & more
22nd Oct 16, 10:02am
by Gareth Vaughan
101
Gareth Vaughan on Tony Alexander & intergenerational housing warfare, dirty air, bubble blowing central banks, Donald Trump & Silvio Berlusconi, the Fed & bankers, Dilbert & more
Govt details infrastructure projects pipeline
Finance Minister Bill English launches Government’s 10-year Capital Intentions Plan with $100.9b pipeline of infrastructure projects
21st Oct 16, 9:31am
by Gareth Vaughan
12
Finance Minister Bill English launches Government’s 10-year Capital Intentions Plan with $100.9b pipeline of infrastructure projects
'Traditional banks must respond rapidly to retain market share'
Juniper Research sees global mobile banking users growing by 800 million over five years
20th Oct 16, 8:15pm
by Gareth Vaughan
Juniper Research sees global mobile banking users growing by 800 million over five years
NZ financial service providers, the Gold Coast connection
Yet another batch of curious New Zealand financial service providers emerge, and they all have three things in common
20th Oct 16, 5:16pm
by Gareth Vaughan
19
Yet another batch of curious New Zealand financial service providers emerge, and they all have three things in common
Government 'prepared to consider' regulating interchange fees
MBIE issues paper suggests 'regulatory intervention' needed to fix retail payment systems market inefficiencies, reduce prices & open barriers to entry
20th Oct 16, 10:08am
by Gareth Vaughan
MBIE issues paper suggests 'regulatory intervention' needed to fix retail payment systems market inefficiencies, reduce prices & open barriers to entry
RBA details concerns about banks' exposure to inner-city apartments
As NZ's Australian owned banks become more cautious about apartment lending, the Reserve Bank of Australia highlights concerns about their parents' apartment exposure
17th Oct 16, 10:05am
by Gareth Vaughan
As NZ's Australian owned banks become more cautious about apartment lending, the Reserve Bank of Australia highlights concerns about their parents' apartment exposure
Why the RBNZ should not cut the OCR on November 10
Gareth Vaughan argues the Reserve Bank's inflation targeting regime is broken and it's time for a change
15th Oct 16, 5:02am
by Gareth Vaughan
35
Gareth Vaughan argues the Reserve Bank's inflation targeting regime is broken and it's time for a change
Key Aussie regulator comes out in favour of cash rate tracker mortgages
ASIC chairman Greg Medcraft tells the AFR mortgages that track the RBA's cash rate could improve home loan transparency
14th Oct 16, 3:18pm
by Gareth Vaughan
ASIC chairman Greg Medcraft tells the AFR mortgages that track the RBA's cash rate could improve home loan transparency
Six-year Air NZ bonds to pay 'not less than' 4.10%
Air New Zealand $75 mln bond issue to help repay existing $150 mln bonds paying 6.90% per annum
13th Oct 16, 11:12am
by Gareth Vaughan
Air New Zealand $75 mln bond issue to help repay existing $150 mln bonds paying 6.90% per annum
'Policy decisions are ultimately a matter for the Minister'
Financial Markets Authority says it's purpose is not to advocate for Harmoney as P2P lender's dispute with the Commerce Commission ratchets up a notch
13th Oct 16, 10:25am
by Gareth Vaughan
Financial Markets Authority says it's purpose is not to advocate for Harmoney as P2P lender's dispute with the Commerce Commission ratchets up a notch
ANZ NZ launching Apple Pay today
Apple Pay makes New Zealand debut through offer to ANZ NZ's Visa credit and debit card customers
13th Oct 16, 7:41am
by Gareth Vaughan
Apple Pay makes New Zealand debut through offer to ANZ NZ's Visa credit and debit card customers
BNZ restructuring
BNZ consulting with staff on potential changes to some parts of its business
12th Oct 16, 1:49pm
by Gareth Vaughan
1
BNZ consulting with staff on potential changes to some parts of its business
NZ bank funding costs fall for sixth straight quarter
Bank funding costs down more than 26% since 2014, KPMG says in quarterly FIPS, boosting net interest margins
12th Oct 16, 12:02pm
by Gareth Vaughan
2
Bank funding costs down more than 26% since 2014, KPMG says in quarterly FIPS, boosting net interest margins
ACT's David Seymour goes into bat for Harmoney
ACT's leader tells Commerce & Consumer Affairs Minister Paul Goldsmith to overrule 'over zealous' regulator and make a law change for P2P lender Harmoney
12th Oct 16, 10:02am
by Gareth Vaughan
1
ACT's leader tells Commerce & Consumer Affairs Minister Paul Goldsmith to overrule 'over zealous' regulator and make a law change for P2P lender Harmoney
Companies Office moves on curious entity Fennas Finance
Registrar of Companies tries for a second time to remove Fennas Finance from NZ Companies Register
12th Oct 16, 9:48am
by Gareth Vaughan
Registrar of Companies tries for a second time to remove Fennas Finance from NZ Companies Register
FMA removes or dissuades 66 companies from registering on the FSPR
NZ's problematic Financial Service Providers Register the subject of the fourth highest volume of annual queries received by the FMA
12th Oct 16, 5:02am
by Gareth Vaughan
NZ's problematic Financial Service Providers Register the subject of the fourth highest volume of annual queries received by the FMA
Westpac boss says retirees need term deposit rates higher than his bank's
Westpac Group CEO Brian Hartzer estimates New Zealanders reliant on term deposits need interest rates of about 4% to live off 'and that's getting really hard'
10th Oct 16, 3:01pm
by Gareth Vaughan
12
Westpac Group CEO Brian Hartzer estimates New Zealanders reliant on term deposits need interest rates of about 4% to live off 'and that's getting really hard'