Home loan affordability

First home buyers may be in a sweet spot with the REINZ's lower quartile selling price now lower than it was five years ago

First home buyers may be in a sweet spot with the REINZ's lower quartile selling price now lower than it was five years ago

Getting on to the second rung of the property ladder should be well within reach for existing first home owners after 10 years

Getting on to the second rung of the property ladder should be well within reach for existing first home owners after 10 years

First home buyers helped by stagnant prices, plenty of stock to choose from and falling interest rates last year

First home buyers helped by stagnant prices, plenty of stock to choose from and falling interest rates last year

House prices at the bottom of the market rose a little in November while mortgage interest rates declined a bit, making home ownership slightly harder for first home buyers

House prices at the bottom of the market rose a little in November while mortgage interest rates declined a bit, making home ownership slightly harder for first home buyers

Improvements in mortgage affordability for first home buyers ground to a halt in March as the market waits to see what happens next

Improvements in mortgage affordability for first home buyers ground to a halt in March as the market waits to see what happens next

Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors

Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors

Falling house prices at the bottom of the market and lower mortgage rates improve affordability for first home buyers

Falling house prices at the bottom of the market and lower mortgage rates improve affordability for first home buyers

First home buyers with less than a 20% deposit may be able to get a low equity mortgage but they may not be able to afford the repayments

First home buyers with less than a 20% deposit may be able to get a low equity mortgage but they may not be able to afford the repayments

At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership

At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership

First home buyers are benefiting from a combination of declining house prices and falling interest rates

First home buyers are benefiting from a combination of declining house prices and falling interest rates

Improving affordability for first home buyers could mark a turning point in the housing market

Improving affordability for first home buyers could mark a turning point in the housing market

Small declines in mortgage rates, static house prices and rising incomes improving home ownership prospects for first home buyers

Small declines in mortgage rates, static house prices and rising incomes improving home ownership prospects for first home buyers

First home buyers were better off by $2 a week in November as the market drifted sideways

First home buyers were better off by $2 a week in November as the market drifted sideways

First home buyers will have trouble finding their happy place if they are on average incomes

First home buyers will have trouble finding their happy place if they are on average incomes

Interest.co.nz's Home Loan Affordability Reports suggest first home buyers have been poorly served by both Labour and National-led governments

Interest.co.nz's Home Loan Affordability Reports suggest first home buyers have been poorly served by both Labour and National-led governments