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Home loan affordability

House prices at the bottom of the market now falling in every region, but first home buyers no better off due to rising interest rates
19th May 22, 10:00am
131
House prices at the bottom of the market now falling in every region, but first home buyers no better off due to rising interest rates
The flow-on effects of Reserve Bank policies have effectively thrown first home buyers under the bus
28th Apr 22, 1:49pm
150
The flow-on effects of Reserve Bank policies have effectively thrown first home buyers under the bus
Some light relief for first home buyers in Auckland as price falls at the bottom of the market outpaced interest rate rises
21st Mar 22, 11:48am
119
Some light relief for first home buyers in Auckland as price falls at the bottom of the market outpaced interest rate rises
Falling house prices make home ownership more affordable for first home buyers
22nd Feb 22, 9:00am
166
Falling house prices make home ownership more affordable for first home buyers
Prices at the bottom of the market continued to rise steeply in November pushing home ownership further out of reach for those on average wages
17th Dec 21, 11:15am
154
Prices at the bottom of the market continued to rise steeply in November pushing home ownership further out of reach for those on average wages
Rising mortgage rates took the shine off price falls for many first home buyers in September
24th Oct 21, 6:00am
43
Rising mortgage rates took the shine off price falls for many first home buyers in September
The prospect of home ownership has been increasingly hopeless for people on average wages but the Government's new housing policies should give them hope
24th Mar 21, 11:55am
217
The prospect of home ownership has been increasingly hopeless for people on average wages but the Government's new housing policies should give them hope
Housing affordability improved slightly for first home buyers in many parts of the country in January, but the outlook remains grim for those on average wages
28th Feb 21, 6:32am
92
Housing affordability improved slightly for first home buyers in many parts of the country in January, but the outlook remains grim for those on average wages
Low interest rates have created winners and losers in the housing market as the COVID-19 pandemic rumbles on
26th Jan 21, 10:12am
211
Low interest rates have created winners and losers in the housing market as the COVID-19 pandemic rumbles on
The benefits of rising wages and lower interest rates on mortgage payments for first home buyers have been more than wiped out by rising house prices
22nd Dec 20, 11:53am
196
The benefits of rising wages and lower interest rates on mortgage payments for first home buyers have been more than wiped out by rising house prices
Mortgage payments are just as affordable for first home buyers as they were three years ago, thanks to falling interest rates and higher wages
22nd Nov 20, 6:02am
239
Mortgage payments are just as affordable for first home buyers as they were three years ago, thanks to falling interest rates and higher wages
House prices at the bottom of the market have been largely flat in Auckland for several months but have kept rising in most of the rest of the country
27th Oct 20, 10:29am
85
House prices at the bottom of the market have been largely flat in Auckland for several months but have kept rising in most of the rest of the country
Falling interest rates have had a bigger impact on mortgage payments than they have on house prices, leaving first home buyers better off overall, particularly in Auckland
24th Sep 20, 12:03pm
81
Falling interest rates have had a bigger impact on mortgage payments than they have on house prices, leaving first home buyers better off overall, particularly in Auckland
If they can scrape together a deposit, mortgage payments should be affordable for first home buyers on average incomes in all regions including Auckland
27th Aug 20, 10:04am
174
If they can scrape together a deposit, mortgage payments should be affordable for first home buyers on average incomes in all regions including Auckland
House prices at the bottom end of the market have declined 7.3% from their March peak, while mortgage interest rates continue to slide
25th Jun 20, 12:19pm
117
House prices at the bottom end of the market have declined 7.3% from their March peak, while mortgage interest rates continue to slide
The removal of LVR restrictions on new mortgage lending probably won't be much help to first home buyers in high priced areas like Auckland, Bay of Plenty, Wellington and Nelson
25th May 20, 12:31pm
107
The removal of LVR restrictions on new mortgage lending probably won't be much help to first home buyers in high priced areas like Auckland, Bay of Plenty, Wellington and Nelson
The Home Loan Affordability Reports have had a major makeover - what has changed and why we have changed the way we measure home loan affordability in New Zealand
29th Jun 16, 1:43pm
7
The Home Loan Affordability Reports have had a major makeover - what has changed and why we have changed the way we measure home loan affordability in New Zealand
House prices have started falling at the lower end of the market, with Auckland's lower quartile selling price declining for three months in a row
25th Sep 15, 8:31am
40
House prices have started falling at the lower end of the market, with Auckland's lower quartile selling price declining for three months in a row
A fall in prices and interest rates saw housing affordability improve an overall 4% in January - AMP360 Home Loan Affordability Report
24th Feb 15, 4:49pm
3
A fall in prices and interest rates saw housing affordability improve an overall 4% in January - AMP360 Home Loan Affordability Report
Home loan affordability worsened in much of the country in October, but improved slightly in central Auckland, Hamilton and Queenstown
28th Nov 14, 10:42am
Home loan affordability worsened in much of the country in October, but improved slightly in central Auckland, Hamilton and Queenstown
NZ home loan affordability flat as house prices stagnate
28th Oct 14, 4:42pm
2
NZ home loan affordability flat as house prices stagnate
NZ home loan affordability improved in August as interest rates and mortgage payments fell
19th Sep 14, 11:28am
NZ home loan affordability improved in August as interest rates and mortgage payments fell
NZ home loan affordability improves again in July after more house price falls, Roost Home Loan Affordability Reports show. But Auckland missing out on affordability gains
27th Aug 14, 1:59pm
NZ home loan affordability improves again in July after more house price falls, Roost Home Loan Affordability Reports show. But Auckland missing out on affordability gains
New package to help about 90,000 lower and middle income first home buyers over the next five years, says Nick Smith
24th Aug 14, 3:31pm
by Guest
77
New package to help about 90,000 lower and middle income first home buyers over the next five years, says Nick Smith
NZ home loan affordability improves in June after house price falls, Roost Home Loan Affordability Reports show
25th Jul 14, 2:36pm
2
NZ home loan affordability improves in June after house price falls, Roost Home Loan Affordability Reports show