home loan rates
Another week, more geopolitical risk, and solid moves up for wholesale interest rates. The recent stability of fixed mortgage rates seems ready to give way to a new push higher, despite lackluster housing demand
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Another week, more geopolitical risk, and solid moves up for wholesale interest rates. The recent stability of fixed mortgage rates seems ready to give way to a new push higher, despite lackluster housing demand
Following the RBNZ's rate hike and bank pass-throughs to floating rates, attention now turns to pressures on home loan fixed rates where pressures are building too
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Following the RBNZ's rate hike and bank pass-throughs to floating rates, attention now turns to pressures on home loan fixed rates where pressures are building too
We look at how wholesale money markets are reacting to the current geopolitical crises, and what is in store for fixed home loan rates
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We look at how wholesale money markets are reacting to the current geopolitical crises, and what is in store for fixed home loan rates
In granular analysis, we show the rate offer moves lower for savers have been faster than for borrowers. But the size of the shift might surprise you, with at least 3 interesting out-takes from this analysis
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In granular analysis, we show the rate offer moves lower for savers have been faster than for borrowers. But the size of the shift might surprise you, with at least 3 interesting out-takes from this analysis
SBS Bank cuts its first home buyer 'Combo' rate to 3.99%, its lowest rate since May 2022
Infometric's Gareth Kiernan takes a look at where mortgage interest rates are headed in light of the recent changed signals from the RBNZ
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Infometric's Gareth Kiernan takes a look at where mortgage interest rates are headed in light of the recent changed signals from the RBNZ
[updated]
NZ's largest bank raises fixed and floating home loan rates, savings account rates, and term deposit rates in a broad response to the recent RBNZ OCR rises
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NZ's largest bank raises fixed and floating home loan rates, savings account rates, and term deposit rates in a broad response to the recent RBNZ OCR rises
At least $1 billion in 'excess' interest cost is being left on the table by home owners who don't negotiate hard enough for the best mortgage rate available, sure to rise as policy makers create the conditions for higher rates
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At least $1 billion in 'excess' interest cost is being left on the table by home owners who don't negotiate hard enough for the best mortgage rate available, sure to rise as policy makers create the conditions for higher rates
In a surprise move, Heartland Bank has sharply cut its floating and one year fixed home loan rates to levels that will cause its rivals to have a double-take
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In a surprise move, Heartland Bank has sharply cut its floating and one year fixed home loan rates to levels that will cause its rivals to have a double-take
SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.
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SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.
A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for
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A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for
New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate
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New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate
Home loan heavyweight ASB trims some short-term fixed rates and raises some longer-term fixed mortgage rates as background wholesale rates shift under varying influences. Westpac follows
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Home loan heavyweight ASB trims some short-term fixed rates and raises some longer-term fixed mortgage rates as background wholesale rates shift under varying influences. Westpac follows
HSBC ends its 1.99% fixed home loan offers, raising them to 2.25% after a two month run at the unusually low level. All eyes are on how the RBNZ will react to rising international benchmark rates
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HSBC ends its 1.99% fixed home loan offers, raising them to 2.25% after a two month run at the unusually low level. All eyes are on how the RBNZ will react to rising international benchmark rates
SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive
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SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive