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home loan rates

[Updated]
23rd Apr 21, 9:49am
Home loan heavyweight ASB trims some short-term fixed rates and raises some longer-term fixed mortgage rates as background wholesale rates shift under varying influences. Westpac follows
[Updated]
Home loan heavyweight ASB trims some short-term fixed rates and raises some longer-term fixed mortgage rates as background wholesale rates shift under varying influences. Westpac follows
23rd Apr 21, 9:49am
6th Apr 21, 3:55pm
HSBC ends its 1.99% fixed home loan offers, raising them to 2.25% after a two month run at the unusually low level. All eyes are on how the RBNZ will react to rising international benchmark rates
HSBC ends its 1.99% fixed home loan offers, raising them to 2.25% after a two month run at the unusually low level. All eyes are on how the RBNZ will react to rising international benchmark rates
6th Apr 21, 3:55pm
12th Feb 21, 4:02pm
SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive
SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive
12th Feb 21, 4:02pm
[Updated]
10th Feb 21, 10:10am
Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
[Updated]
Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
10th Feb 21, 10:10am
[Updated]
27th Jan 21, 3:30pm
A challenger bank offers first home buyers a one year fixed rate well below the main banks, raises two term deposit rates to well above the main banks as well
[Updated]
A challenger bank offers first home buyers a one year fixed rate well below the main banks, raises two term deposit rates to well above the main banks as well
27th Jan 21, 3:30pm
[Updated]
22nd Jan 21, 8:37am
More big banks slip into line with lower one year fixed rate home loan offers. BNZ is the latest, then ASB. But challenger banks still have lower rates on the table
[Updated]
More big banks slip into line with lower one year fixed rate home loan offers. BNZ is the latest, then ASB. But challenger banks still have lower rates on the table
22nd Jan 21, 8:37am
19th Jan 21, 6:22pm
Another big bank has cut a key home loan rate, signaling that a new round of mortgage rate cuts are on their way. The RBNZ's FLP gives them the low cost funds to do this if they apply
Another big bank has cut a key home loan rate, signaling that a new round of mortgage rate cuts are on their way. The RBNZ's FLP gives them the low cost funds to do this if they apply
19th Jan 21, 6:22pm
11th Jan 21, 8:18am
Encouraged by the RBNZ, one major bank offers a 2.29% one year fixed home loan rate. It is almost certain to signal a new round of mortgage rate cuts that will juice up the already-hot housing market
Encouraged by the RBNZ, one major bank offers a 2.29% one year fixed home loan rate. It is almost certain to signal a new round of mortgage rate cuts that will juice up the already-hot housing market
11th Jan 21, 8:18am
6th Nov 20, 10:27am
HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally
HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally
6th Nov 20, 10:27am
12th Oct 20, 2:07pm
Another challenger bank has launched even lower home loan rate offers today, the first time any mortgage rate has fallen below 2%. These Heartland offers are digital-only
Another challenger bank has launched even lower home loan rate offers today, the first time any mortgage rate has fallen below 2%. These Heartland offers are digital-only
12th Oct 20, 2:07pm
12th Oct 20, 9:27am
Challenger bank SBS has grabbed the market leading home loan rate position with 2.49% fixed for 18 months, two and three years
Challenger bank SBS has grabbed the market leading home loan rate position with 2.49% fixed for 18 months, two and three years
12th Oct 20, 9:27am
17th Aug 20, 5:20pm
A large challenger bank trims home loan rates to near market-leading levels, the first to do so after the RBNZ MPS and the first to line up for the Spring real estate selling season race
A large challenger bank trims home loan rates to near market-leading levels, the first to do so after the RBNZ MPS and the first to line up for the Spring real estate selling season race
17th Aug 20, 5:20pm
20th Jul 20, 10:40am
A new low mortgage rate launched at 2.45% for one year fixed, by HSBC. And every fixed rate offered for their Premier customers is now market-leading
A new low mortgage rate launched at 2.45% for one year fixed, by HSBC. And every fixed rate offered for their Premier customers is now market-leading
20th Jul 20, 10:40am
[Updated]
16th Jul 20, 9:11am
ASB becomes the first main bank to eliminate the difference between 'standard' and 'special' home loan rates, saving about 50 bps for most first home buyers
[Updated]
ASB becomes the first main bank to eliminate the difference between 'standard' and 'special' home loan rates, saving about 50 bps for most first home buyers
16th Jul 20, 9:11am
[Updated]
11th May 19, 3:09pm
With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well
[Updated]
With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well
11th May 19, 3:09pm
[Updated]
10th Sep 15, 9:24am
Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
[Updated]
Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
10th Sep 15, 9:24am
2nd Aug 15, 4:03pm
Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
2nd Aug 15, 4:03pm
24th Jul 15, 9:35am
The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market
The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market
24th Jul 15, 9:35am
26th Jun 15, 10:16am
David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them
David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them
26th Jun 15, 10:16am
2nd Jun 15, 10:26am
ANZ resets many rates lower, leading term deposits down, follows on mortgages, but still leaves credit card rates unchanged
ANZ resets many rates lower, leading term deposits down, follows on mortgages, but still leaves credit card rates unchanged
2nd Jun 15, 10:26am
28th Nov 14, 10:42am
Home loan affordability worsened in much of the country in October, but improved slightly in central Auckland, Hamilton and Queenstown
Home loan affordability worsened in much of the country in October, but improved slightly in central Auckland, Hamilton and Queenstown
28th Nov 14, 10:42am
25th Nov 14, 9:37am
Most average bank fixed mortgage rates now lower than average bank floating rates, reprising a rate structure last seen in 2009
Most average bank fixed mortgage rates now lower than average bank floating rates, reprising a rate structure last seen in 2009
25th Nov 14, 9:37am
28th Oct 14, 4:42pm
NZ home loan affordability flat as house prices stagnate
NZ home loan affordability flat as house prices stagnate
28th Oct 14, 4:42pm
19th Sep 14, 11:28am
NZ home loan affordability improved in August as interest rates and mortgage payments fell
NZ home loan affordability improved in August as interest rates and mortgage payments fell
19th Sep 14, 11:28am
27th Aug 14, 1:59pm
NZ home loan affordability improves again in July after more house price falls, Roost Home Loan Affordability Reports show. But Auckland missing out on affordability gains
NZ home loan affordability improves again in July after more house price falls, Roost Home Loan Affordability Reports show. But Auckland missing out on affordability gains
27th Aug 14, 1:59pm

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