Mortgages

4 Jul 18, 11:54am

Aussie sharemarket investors no longer keen to see banks growing lending, especially investment property lending, strongly, analysts argue
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Kiwibank also cuts 1yr mortgage rate

2 Jul 18, 9:05am

David Chaston

7 comments

Kiwibank is the third bank to adopt 4.19% as its one year fixed home loan rate as the reductions keep coming at the popular end of the fixed term options
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SBS Bank announces even lower rates

30 Jun 18, 9:53am

David Chaston

5 comments

A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down
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Exposing our young

28 Jun 18, 11:52am

David Hargreaves

116 comments

David Hargreaves says on one hand it's great to see so many first home buyers getting into the market - but the risks are looking very real at the moment
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First home buyers splashing the cash

27 Jun 18, 3:40pm

David Hargreaves

108 comments

Total monthly mortgage borrowing figures hit their highest level in nearly two years last month, while first-home-buyer borrowing topped the $1 billion mark for the first time
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BNZ joins the rate trimming

25 Jun 18, 10:57am

David Hargreaves

BNZ has moved some of its key fixed mortgage rates down to match recent market moves from other major players
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Westpac matches most ANZ and ASB mortgage rate cuts

22 Jun 18, 10:41am

Jenée Tibshraeny

Westpac cuts 1, 2 and 3-year mortgage rates by up to 10 basis points, making similar changes to those already made by ASB and ANZ
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Falling house prices improve home loan affordability in most regions

21 Jun 18, 9:56am

Greg Ninness

70 comments

Lower quartile house prices dropped in most regions in May, but increased in Northland, Auckland, Waikato and Taranaki
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ANZ forced to respond

20 Jun 18, 5:22pm

David Chaston

6 comments

Less than a week after rival ASB trimmed some key rates, ANZ has now moved to match them. And it has lowered other rates to stay in touch with its key rivals
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'Small impact' on house price inflation from foreign buyer ban

18 Jun 18, 3:12pm

David Hargreaves

18 comments

ANZ economists say the Government's forthcoming ban on foreign buyers of New Zealand houses is not expected to have much impact on either house price inflation or housing affordability
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'Our entire interest rate curve is below the US and that's a first'

16 Jun 18, 9:35am

Gareth Vaughan

6 comments

Kiwibank chief economist Jarrod Kerr looks into the 2019 crystal ball and sees a weaker NZ dollar, but higher OCR, mortgage and deposit rates
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ASB trims three key mortgage rates

14 Jun 18, 9:25am

David Chaston

24 comments

New Zealand's second largest home loan lender shifts its key carded rate offers lower for the three most popular fixed terms
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Kiwibank cuts its two year home loan 'special' rate

8 Jun 18, 2:20pm

David Chaston

8 comments

Kiwibank aims its winter mortgage special offer at a two year term, claiming a 16 bps advantage over its four Aussie bank rivals
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HSBC launches a 3.85% 18-month mortgage rate, a 50 year low

6 Jun 18, 10:26am

David Chaston

68 comments

HSBC NZ makes an off-season strike with a very low mortgage rate offer, hoping to build on its fast-rising market share growth
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Credit union offers 95% mortgages

6 Jun 18, 9:29am

Gareth Vaughan

5 comments

NZCU Baywide open for 95% mortgages, increases lending cap to $600,000
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'Easing of LVR restrictions by end of year'

5 Jun 18, 3:39pm

David Hargreaves

115 comments

Westpac economists believe house price growth will be zero by the end of this year, which will be enough to prompt the Reserve Bank to further easing of lending restrictions
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Mortgage borrowing growth rate rises

31 May 18, 3:25pm

David Hargreaves

7 comments

The annual growth rate in the amount of mortgage money outstanding rose a touch last month - for the first time since late 2016
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LVRs are now part of the furniture

30 May 18, 2:42pm

David Hargreaves

17 comments

David Hargreaves sees little chance that the Reserve Bank's loan to value ratio restrictions will now ever be removed
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No LVR loosening till November 'at least'

30 May 18, 9:15am

David Hargreaves

18 comments

Reserve Bank says financial risks have lessened but will not be loosening LVR restrictions at this stage; will wait till November 'at least' before any loosening
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RBNZ 'unlikely to relax LVR rules'

28 May 18, 1:49pm

David Hargreaves

3 comments

Economists doubt the Reserve Bank will want to further roll back mortgage lending restrictions this week and will prefer to wait longer to see how the housing market develops this year
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