David Chaston

A review of things you need to know before you go home on Wednesday; a mortgage rate change, tame current account deficit, foreign debt falls, lower dairy prices, swaps down, NZD firm, & more

A review of things you need to know before you go home on Wednesday; a mortgage rate change, tame current account deficit, foreign debt falls, lower dairy prices, swaps down, NZD firm, & more

Dairy prices weak again; US housing starts weak; German sentiment dives; Draghi signals new stimulus; G20 US-China meeting on; Facebook announces Libra; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.2 USc; TWI-5 = 70.3

Dairy prices weak again; US housing starts weak; German sentiment dives; Draghi signals new stimulus; G20 US-China meeting on; Facebook announces Libra; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.2 USc; TWI-5 = 70.3

A review of things you need to know before you go home on Tuesday; Co-op Bank makes TD changes, consumer sentiment weak, tractor sales growing, RBA turns gloomy, swaps soft, NZD holds & more

A review of things you need to know before you go home on Tuesday; Co-op Bank makes TD changes, consumer sentiment weak, tractor sales growing, RBA turns gloomy, swaps soft, NZD holds & more

NY factories in sharp turn down; KMPG pays huge fine for integrity bust; China surrenders at WTO; China bank contagion worry; UN revises population forecast; UST 10yr yield at 2.09%; oil and gold stable; NZ$1 = 65 USc; TWI-5 = 70

NY factories in sharp turn down; KMPG pays huge fine for integrity bust; China surrenders at WTO; China bank contagion worry; UN revises population forecast; UST 10yr yield at 2.09%; oil and gold stable; NZ$1 = 65 USc; TWI-5 = 70

David Chaston suggests the premium on NZ term deposit rates over those in other countries might be explained by our lack of deposit insurance. He checks how we benchmark with other countries with a taxpayer backstop

David Chaston suggests the premium on NZ term deposit rates over those in other countries might be explained by our lack of deposit insurance. He checks how we benchmark with other countries with a taxpayer backstop

A review of things you need to know before you go home on Monday; no rate changes, Hisco dumped, services weak, occupancy rates up, inflation up, fx volumes up, swaps rise, NZF firm, & more

A review of things you need to know before you go home on Monday; no rate changes, Hisco dumped, services weak, occupancy rates up, inflation up, fx volumes up, swaps rise, NZF firm, & more

India hits US with tariff rises; Hong Kong in huge protest; China retail rises; China taxes fall; US retail up, sentiment down; Aussie house auctions rise; UST 10yr yield at 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 69.9

India hits US with tariff rises; Hong Kong in huge protest; China retail rises; China taxes fall; US retail up, sentiment down; Aussie house auctions rise; UST 10yr yield at 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 69.9

There is a substantial interest rate benefit for being a term deposit saver on this side of the Tasman, even after adjusting for the OCR differences and the inflation rate difference. NZ banks hold some for savers

There is a substantial interest rate benefit for being a term deposit saver on this side of the Tasman, even after adjusting for the OCR differences and the inflation rate difference. NZ banks hold some for savers

US retail sales good but business indicators turn down; China retail sales good but business indicators weaken; Russia cuts; equities flat; UST 10yr 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 70

US retail sales good but business indicators turn down; China retail sales good but business indicators weaken; Russia cuts; equities flat; UST 10yr 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 70

A review of things you need to know before you go home on Friday; mortgage and TD rate changes, house sale volumes sink, PMIs retreat, food prices low, rents up, swaps sink, NZD down, & more

A review of things you need to know before you go home on Friday; mortgage and TD rate changes, house sale volumes sink, PMIs retreat, food prices low, rents up, swaps sink, NZD down, & more

US jobless claims rise; US imports and exports fall; eyes on Fed; China readies new monetary responses; Aussie jobs growth all part-time; UST 10yr yield at 2.10%; oil and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.6

US jobless claims rise; US imports and exports fall; eyes on Fed; China readies new monetary responses; Aussie jobs growth all part-time; UST 10yr yield at 2.10%; oil and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.6

A review of things you need to know before you go home on Thursday; HNZ cuts mortgage rates, Afterpay investigated, Aussie jobs grow, but most part-time, swaps dip again, NZD firmer, & more

A review of things you need to know before you go home on Thursday; HNZ cuts mortgage rates, Afterpay investigated, Aussie jobs grow, but most part-time, swaps dip again, NZD firmer, & more

US inflation dips; US deficit swells; German Bunds popular; China inflation up; China lending growth modest; APRA rules hurt bank investors; UST 10yr yield at 2.13%; oil down and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.5

US inflation dips; US deficit swells; German Bunds popular; China inflation up; China lending growth modest; APRA rules hurt bank investors; UST 10yr yield at 2.13%; oil down and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.5

A review of things you need to know before you go home on Wednesday; TDs trimmed, rising migrant levels, visitor levels strong, retail sales soft, LGFA bond yields lower, swaps stable, NZD soft, & more

A review of things you need to know before you go home on Wednesday; TDs trimmed, rising migrant levels, visitor levels strong, retail sales soft, LGFA bond yields lower, swaps stable, NZD soft, & more

Interest.co.nz launches a daily podcast - Economy Watch - helping you stay up-to-date while you are on the move

Interest.co.nz launches a daily podcast - Economy Watch - helping you stay up-to-date while you are on the move

US producer prices rise; Wall Street fades; Shanghai surges; OECD sees leading indicators turn lower; China cuts rare-earth exports; UST 10yr yield at 2.15%; oil and gold stable; NZ$1 = 65.9 USc; TWI-5 = 70.5

US producer prices rise; Wall Street fades; Shanghai surges; OECD sees leading indicators turn lower; China cuts rare-earth exports; UST 10yr yield at 2.15%; oil and gold stable; NZ$1 = 65.9 USc; TWI-5 = 70.5

A review of things you need to know before you go home on Tuesday; TD rate cuts, busy factories, rising truck traffic, upgrades and new stuff, swaps unchanged, NZD soft, & more

A review of things you need to know before you go home on Tuesday; TD rate cuts, busy factories, rising truck traffic, upgrades and new stuff, swaps unchanged, NZD soft, & more

If after tax returns from term deposits are at risk of more rate cuts and dip below the inflation rate, what are the alternatives? Your view?

If after tax returns from term deposits are at risk of more rate cuts and dip below the inflation rate, what are the alternatives? Your view?

Bank offers for term deposits have slipped recently but not as much as the OCR, or wholesale rates, or mortgage rates. Term deposit savers have been cushioned from the recent general fall in rates - so far

Bank offers for term deposits have slipped recently but not as much as the OCR, or wholesale rates, or mortgage rates. Term deposit savers have been cushioned from the recent general fall in rates - so far

US JOLTS higher; US inflation expectations dip; Canada building permits jump; China trade surplus swells; Wall Street on a tariff relief rally; UST 10yr yield at 2.14%; oil and gold down; NZ$1 = 66.1 USc; TWI-5 = 70.8

US JOLTS higher; US inflation expectations dip; Canada building permits jump; China trade surplus swells; Wall Street on a tariff relief rally; UST 10yr yield at 2.14%; oil and gold down; NZ$1 = 66.1 USc; TWI-5 = 70.8

A review of things you need to know before you go home on Monday; mortgage rate cuts, minor rate trimmings for business; China exports rise but imports fall; swaps and NZD steady, & more

A review of things you need to know before you go home on Monday; mortgage rate cuts, minor rate trimmings for business; China exports rise but imports fall; swaps and NZD steady, & more

New Zealand's largest home loan lender follows Kiwibank quickly, matching its new two year fixed rate mortgage rate 'special', but ensuring it is lower than its other Aussie bank rivals

New Zealand's largest home loan lender follows Kiwibank quickly, matching its new two year fixed rate mortgage rate 'special', but ensuring it is lower than its other Aussie bank rivals

US & Mexico agree, tariff threat lifted; China & US to meet at G20; US jobs growth weak; Beijing goes hard-line on tech; markets expecting Fed to cut; UST 10yr yield at 2.08%; oil and gold up; NZ$1 = 66.6 USc; TWI-5 = 71.3

US & Mexico agree, tariff threat lifted; China & US to meet at G20; US jobs growth weak; Beijing goes hard-line on tech; markets expecting Fed to cut; UST 10yr yield at 2.08%; oil and gold up; NZ$1 = 66.6 USc; TWI-5 = 71.3

US jobs growth slows sharply; US consumer credit jumps; Canada jobs growth picks up; Germany gloomy; world food supplies under pressure; UST 10yr 2.08%; oil and gold up; NZ$1 = 66.7 USc; TWI-5 = 71.3

US jobs growth slows sharply; US consumer credit jumps; Canada jobs growth picks up; Germany gloomy; world food supplies under pressure; UST 10yr 2.08%; oil and gold up; NZ$1 = 66.7 USc; TWI-5 = 71.3

Another key fixed home loan rate cut is announced that takes rates down further. This reduction targets the sticky fixed 2 year rate

Another key fixed home loan rate cut is announced that takes rates down further. This reduction targets the sticky fixed 2 year rate