About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Market glow fades as Trump-Xi truce seen as hollow; world factories in contraction; signs of investment chill; Aussie regulation roils banking markets; UST 10yr yield at 2.03%; oil and gold down; NZ$1 = 66.7 USc; TWI-5 = 71.5
2nd Jul 19, 7:22am
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Market glow fades as Trump-Xi truce seen as hollow; world factories in contraction; signs of investment chill; Aussie regulation roils banking markets; UST 10yr yield at 2.03%; oil and gold down; NZ$1 = 66.7 USc; TWI-5 = 71.5
A review of things you need to know before you go home on Monday; mortgage rate cuts, a TD 'special', winter house market very slow, contractors a happy lot, more fuel taxes, swaps up, NZD stays firm, & more
1st Jul 19, 3:59pm
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A review of things you need to know before you go home on Monday; mortgage rate cuts, a TD 'special', winter house market very slow, contractors a happy lot, more fuel taxes, swaps up, NZD stays firm, & more
US trade threats against China set aside; slump in global factory activity; China worries about rising house prices; Australia gets new banking code; UST 10yr yield at 2.01%; oil and gold down; NZ$1 = 67.2 USc; TWI-5 = 71.7
1st Jul 19, 7:16am
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US trade threats against China set aside; slump in global factory activity; China worries about rising house prices; Australia gets new banking code; UST 10yr yield at 2.01%; oil and gold down; NZ$1 = 67.2 USc; TWI-5 = 71.7
We are now in the depth of the Winter mortgage season. Wholesale swap rates have turned up recently. Banks are pulling back on their 'specials', keeping powder dry for the upcoming Spring campaigns
29th Jun 19, 9:32am
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We are now in the depth of the Winter mortgage season. Wholesale swap rates have turned up recently. Banks are pulling back on their 'specials', keeping powder dry for the upcoming Spring campaigns
China-US talks imminent; trade signal noises rise; US inflation low; world factories in decline; China rethinks housing signals; big new multilateral trade deal; UST 10yr 2.01%; oil down and gold unchanged; NZ$1 = 67.2 USc; TWI-5 = 70.7
29th Jun 19, 8:51am
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China-US talks imminent; trade signal noises rise; US inflation low; world factories in decline; China rethinks housing signals; big new multilateral trade deal; UST 10yr 2.01%; oil down and gold unchanged; NZ$1 = 67.2 USc; TWI-5 = 70.7
A review of things you need to know before you go home on Friday; many rate changes, consumer confidence up, debt growth 'normal', deposit growth also 'normal', swaps rise, NZD firm & more
28th Jun 19, 3:59pm
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A review of things you need to know before you go home on Friday; many rate changes, consumer confidence up, debt growth 'normal', deposit growth also 'normal', swaps rise, NZD firm & more
Bitcoin dives; US data decidedly soft; EU business sentiment falls; G20 rumours swirl; China profits shrink; China yuan sidelined; UST 10yr yield at 2.01%; oil and gold down; NZ$1 = 67 USc; TWI-5 = 71.5
28th Jun 19, 7:17am
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Bitcoin dives; US data decidedly soft; EU business sentiment falls; G20 rumours swirl; China profits shrink; China yuan sidelined; UST 10yr yield at 2.01%; oil and gold down; NZ$1 = 67 USc; TWI-5 = 71.5
A review of things you need to know before you go home on Thursday; small rate changes, bigger tax surplus, business confidence slips, FHBs borrow more, household CO2 rises fast, swaps up, NZD up, & more
27th Jun 19, 3:59pm
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A review of things you need to know before you go home on Thursday; small rate changes, bigger tax surplus, business confidence slips, FHBs borrow more, household CO2 rises fast, swaps up, NZD up, & more
Bitcoin leaps; US durable goods orders sink; US inventories jump; US trade deficit swells; China bans Canadian meat; Aussies don't trust China; UST 10yr yield at 2.05%; oil up and gold down; NZ$1 = 66.9 USc; TWI-5 = 71.4
27th Jun 19, 7:20am
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Bitcoin leaps; US durable goods orders sink; US inventories jump; US trade deficit swells; China bans Canadian meat; Aussies don't trust China; UST 10yr yield at 2.05%; oil up and gold down; NZ$1 = 66.9 USc; TWI-5 = 71.4
A review of things you need to know before you go home on Wednesday; no rate changes, new credit card, new hybrid account, full lakes (mostly), consents equal completions, swaps up, NZD up, & more
26th Jun 19, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, new credit card, new hybrid account, full lakes (mostly), consents equal completions, swaps up, NZD up, & more
A new type of multipurpose account is launched by Heartland Bank paying interest on credit balances and allowing an overdraft at an interest rate below most credit cards
26th Jun 19, 1:43pm
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A new type of multipurpose account is launched by Heartland Bank paying interest on credit balances and allowing an overdraft at an interest rate below most credit cards
Markets await Trump-Xi meeting; US Fed boss pushes back at critic; US confidence drops; China debt boom gathers pace; extent of Hayne gravy revealed; UST 10yr yield at 1.99%; oil unchanged and gold up; NZ$1 = 66.5 USc; TWI-5 = 71
26th Jun 19, 7:20am
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Markets await Trump-Xi meeting; US Fed boss pushes back at critic; US confidence drops; China debt boom gathers pace; extent of Hayne gravy revealed; UST 10yr yield at 1.99%; oil unchanged and gold up; NZ$1 = 66.5 USc; TWI-5 = 71
A review of things you need to know before you go home on Tuesday; ANZ cuts a mortgage rate, job confidence soft, export success thanks to China, swaps firm, NZD rising, & more
25th Jun 19, 3:59pm
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A review of things you need to know before you go home on Tuesday; ANZ cuts a mortgage rate, job confidence soft, export success thanks to China, swaps firm, NZD rising, & more
David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay
25th Jun 19, 2:37pm
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David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay
US manufacturing slows; China meat imports jump; China urbanisation grows; India faces severe regional water crisis; Turkey faces reckoning; UST 10yr yield at 2.02%; oil unchanged and gold up; NZ$1 = 66.2 USc; TWI-5 = 70.7
25th Jun 19, 7:19am
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US manufacturing slows; China meat imports jump; China urbanisation grows; India faces severe regional water crisis; Turkey faces reckoning; UST 10yr yield at 2.02%; oil unchanged and gold up; NZ$1 = 66.2 USc; TWI-5 = 70.7
A review of things you need to know before you go home on Monday; key mortgage rate changes, deposit protection coming, farmers beat ANZ in court, swaps up, NZD stable, & more
24th Jun 19, 4:01pm
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A review of things you need to know before you go home on Monday; key mortgage rate changes, deposit protection coming, farmers beat ANZ in court, swaps up, NZD stable, & more
Two cuts to fixed mortgage rates and one increase come from BNZ as they tweak their carded offers. Even in the real estate off-season banks manoeuvre to get a competitive advantage
24th Jun 19, 2:14pm
Two cuts to fixed mortgage rates and one increase come from BNZ as they tweak their carded offers. Even in the real estate off-season banks manoeuvre to get a competitive advantage
US bank stress tests clear; US PMIs weak; US house sales rise; Japan PMIs contract; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4, BIS warns on cryptos
24th Jun 19, 6:54am
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US bank stress tests clear; US PMIs weak; US house sales rise; Japan PMIs contract; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4, BIS warns on cryptos
In a falling mortgage rate market, a major lender shifts a key rate higher, putting it back in the middle of the pack
24th Jun 19, 12:06am
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In a falling mortgage rate market, a major lender shifts a key rate higher, putting it back in the middle of the pack
US PMIs buckle; US home sales turn up; Canada retail weak; Japan PMI's contract; EU PMIs brighten; equities post big June gains; UST 10yr 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4
22nd Jun 19, 8:42am
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US PMIs buckle; US home sales turn up; Canada retail weak; Japan PMI's contract; EU PMIs brighten; equities post big June gains; UST 10yr 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4
A review of things you need to know before you go home on Friday; ASB cuts mortgage rates, farm sales low, long wait for tax refund, Paterson returns, swaps lower, NZD higher, & more
21st Jun 19, 3:59pm
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A review of things you need to know before you go home on Friday; ASB cuts mortgage rates, farm sales low, long wait for tax refund, Paterson returns, swaps lower, NZD higher, & more
Another major home loan lender trims interest rates for some popular terms, matching a big rival, but also going lower than most other majors with its eighteen month fixed rate
21st Jun 19, 10:25am
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Another major home loan lender trims interest rates for some popular terms, matching a big rival, but also going lower than most other majors with its eighteen month fixed rate
Bond yields dive on risk aversion; US rail shipments fall; China extends its stimulus. EU sentiment falls, Norway hikes rates; Westpac flip-flops; UST 10yr yield at 2.00%; oil and gold jump; NZ$1 = 65.9 USc; TWI-5 = 70.6
21st Jun 19, 7:14am
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Bond yields dive on risk aversion; US rail shipments fall; China extends its stimulus. EU sentiment falls, Norway hikes rates; Westpac flip-flops; UST 10yr yield at 2.00%; oil and gold jump; NZ$1 = 65.9 USc; TWI-5 = 70.6
A review of things you need to know before you go home on Thursday; minor rate changes, GDP growth scepticism, more gold exported, farmgate milk price forecast held, swaps fall hard, NZD rises, & more
20th Jun 19, 3:59pm
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A review of things you need to know before you go home on Thursday; minor rate changes, GDP growth scepticism, more gold exported, farmgate milk price forecast held, swaps fall hard, NZD rises, & more
US Fed no longer 'patient', but holds off rate cut anyway; Canada inflation rising; China liquidity stress grows; iron ore price rises again; UST 10yr yield at 2.03%; oil down and gold up; NZ$1 = 65.4 USc; TWI-5 = 70.3
20th Jun 19, 7:12am
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US Fed no longer 'patient', but holds off rate cut anyway; Canada inflation rising; China liquidity stress grows; iron ore price rises again; UST 10yr yield at 2.03%; oil down and gold up; NZ$1 = 65.4 USc; TWI-5 = 70.3