David Chaston

Restarting trade talks appears to have been an empty boast; US data solid; China adds more stimulus; trade war twist boosts palm oil; UST 10yr yield at 1.49%; oil and gold up; NZ$1 = 63.7 USc; TWI-5 = 68.9

Restarting trade talks appears to have been an empty boast; US data solid; China adds more stimulus; trade war twist boosts palm oil; UST 10yr yield at 1.49%; oil and gold up; NZ$1 = 63.7 USc; TWI-5 = 68.9

A review of things you need to know before you go home on Tuesday; some key rate cuts, house inflation reviving, bank reputations improve, ugly Fonterra drop, swaps firm, NZD stable, & more

A review of things you need to know before you go home on Tuesday; some key rate cuts, house inflation reviving, bank reputations improve, ugly Fonterra drop, swaps firm, NZD stable, & more

Wall Street up on renewed trade talks claims; US data mixed; France & US agree on digital services tax; OECD growth slips again; UST 10yr yield at 1.53%; oil down and gold up; NZ$1 = 63.9 USc; TWI-5 = 69.2

Wall Street up on renewed trade talks claims; US data mixed; France & US agree on digital services tax; OECD growth slips again; UST 10yr yield at 1.53%; oil down and gold up; NZ$1 = 63.9 USc; TWI-5 = 69.2

ANZ takes an axe to two key mortgage rate specials, and pays for it with across the board cuts to all its term deposit rates. Low rates keep shifting lower

ANZ takes an axe to two key mortgage rate specials, and pays for it with across the board cuts to all its term deposit rates. Low rates keep shifting lower

As mortgage interest rates fall, home & contents insurance premiums are rising, and fast, undermining the benefits of low interest rates. We investigate where that insurance premium goes and how it has changed

As mortgage interest rates fall, home & contents insurance premiums are rising, and fast, undermining the benefits of low interest rates. We investigate where that insurance premium goes and how it has changed

A review of things you need to know before you go home on Monday; more rate cuts, FCG dumped further, trade deficit widens, new National Party policies, commodities drop, swaps slump, NZD holds, & more

A review of things you need to know before you go home on Monday; more rate cuts, FCG dumped further, trade deficit widens, new National Party policies, commodities drop, swaps slump, NZD holds, & more

US imposes even more tariffs on China; Fed 'put' may no longer work; yuan falls; Moody's cuts growth forecasts; commodity prices fall; UST 10yr yield at 1.53%; oil down and gold up; NZ$1 = 64 USc; TWI-5 = 69.2

US imposes even more tariffs on China; Fed 'put' may no longer work; yuan falls; Moody's cuts growth forecasts; commodity prices fall; UST 10yr yield at 1.53%; oil down and gold up; NZ$1 = 64 USc; TWI-5 = 69.2

Challenger bank SBS trims its key home loan rates to current levels to stay in touch with a falling market, with more evidence that most banks will match the lowest rate on offer, provided your financials are good

Challenger bank SBS trims its key home loan rates to current levels to stay in touch with a falling market, with more evidence that most banks will match the lowest rate on offer, provided your financials are good

China retaliates with new tariffs; the US 'orders' American companies to quit China; Trump calls Powell a threat; markets recoil; Chinese yuan drops; EU tightens non-tariff rules; UST 10yr 1.53%; oil down and gold jumps; NZ$1 = 63.9 USc; TWI-5 = 69.1

China retaliates with new tariffs; the US 'orders' American companies to quit China; Trump calls Powell a threat; markets recoil; Chinese yuan drops; EU tightens non-tariff rules; UST 10yr 1.53%; oil down and gold jumps; NZ$1 = 63.9 USc; TWI-5 = 69.1

A review of things you need to know before you go home on Friday; more rate cuts, retail lull, Kiwibank reports lower result, KiwiSaver an offshore investment, swap rates rise. NZD firms, & more

A review of things you need to know before you go home on Friday; more rate cuts, retail lull, Kiwibank reports lower result, KiwiSaver an offshore investment, swap rates rise. NZD firms, & more

US jobs data revised down sharply; US PMIs dip; China's yuan depreciates; Indonesia in surprise second cut; ECB readies stimulus; ASIC eyes CFD restrictions; UST 10yr yield at 1.61%; oil unchanged and gold down; NZ$1 = 63.7 USc; TWI-5 = 69

US jobs data revised down sharply; US PMIs dip; China's yuan depreciates; Indonesia in surprise second cut; ECB readies stimulus; ASIC eyes CFD restrictions; UST 10yr yield at 1.61%; oil unchanged and gold down; NZ$1 = 63.7 USc; TWI-5 = 69

HSBC cuts most of its fixed Premier home loan rates, and announces its new floating rate too which it cut by 55 bps

HSBC cuts most of its fixed Premier home loan rates, and announces its new floating rate too which it cut by 55 bps

A review of things you need to know before you go home on Thursday; Some tweaks to fixed mortgage rates and TDs, FHBs get a break, more record low yields in bond tender, swap rates firm, dollar soft, bitcoin below US$10,000 again

A review of things you need to know before you go home on Thursday; Some tweaks to fixed mortgage rates and TDs, FHBs get a break, more record low yields in bond tender, swap rates firm, dollar soft, bitcoin below US$10,000 again

US Fed recalibration reveals confusion; US budget deficits cause concern; US home sales flat, Canada inflation stays up; China investment pulls back, Aussie fears; UST 10yr yield at 1.58%; oil mixed and gold down; NZ$1 = 64.1 USc; TWI-5 = 69.4

US Fed recalibration reveals confusion; US budget deficits cause concern; US home sales flat, Canada inflation stays up; China investment pulls back, Aussie fears; UST 10yr yield at 1.58%; oil mixed and gold down; NZ$1 = 64.1 USc; TWI-5 = 69.4

A review of things you need to know before you go home on Wednesday; many rate cuts, farm sales quiet, lifestyle block sales good, BNPL stunts credit card growth, swaps slip, NZD soft, & more

A review of things you need to know before you go home on Wednesday; many rate cuts, farm sales quiet, lifestyle block sales good, BNPL stunts credit card growth, swaps slip, NZD soft, & more

WMP prices rise; Wall Street slips; Canada manufacturing falls; China fx outflow slows; Italy government collapses; EU says no to Irish border relief; Aussie confidence slips; UST 10yr yield at 1.56%; oil unchanged and gold up; NZ$1 = 64.2 USc; TWI = 69.5

WMP prices rise; Wall Street slips; Canada manufacturing falls; China fx outflow slows; Italy government collapses; EU says no to Irish border relief; Aussie confidence slips; UST 10yr yield at 1.56%; oil unchanged and gold up; NZ$1 = 64.2 USc; TWI = 69.5

The Co-operative Bank cuts most of their home loan rates with three of them now market-leading. They also made matching term deposit rate cuts

The Co-operative Bank cuts most of their home loan rates with three of them now market-leading. They also made matching term deposit rate cuts

A review of things you need to know before you go home on Tuesday; few rate changes, APRA stunts ANZ, RBA takes a break, Moody's sees tame outlook, swaps firm, NZD soft, & more

A review of things you need to know before you go home on Tuesday; few rate changes, APRA stunts ANZ, RBA takes a break, Moody's sees tame outlook, swaps firm, NZD soft, & more

David Chaston calls out the PM for a populist outburst that isn't backed up by the facts at the petrol pump. The largest cost component of fuel is tax now taking almost half the discounted price paid

David Chaston calls out the PM for a populist outburst that isn't backed up by the facts at the petrol pump. The largest cost component of fuel is tax now taking almost half the discounted price paid

Equity markets turn bullish; Economic fundamentals turn bearish; US discretionary spending wanes; China prepares new debt stimulus; Japan & Germany face recession; UST 10yr yield at 1.56%; oil up and gold down; NZ$1 = 64.1 USc; TWI-5 = 69.5

Equity markets turn bullish; Economic fundamentals turn bearish; US discretionary spending wanes; China prepares new debt stimulus; Japan & Germany face recession; UST 10yr yield at 1.56%; oil up and gold down; NZ$1 = 64.1 USc; TWI-5 = 69.5

A review of things you need to know before you go home on Monday; minor rate changes, service sector perks up, business costs rise faster than prices, Moody's sees improving affordability, swap rates up, NZD down, & more

A review of things you need to know before you go home on Monday; minor rate changes, service sector perks up, business costs rise faster than prices, Moody's sees improving affordability, swap rates up, NZD down, & more

Big China tax shifts, key China interest rate reform; Hong Kong challenge grows; Singapore suffering; Aussies audit the auditors; US sentiment dips sharply; UST 10yr yield at 1.56%; oil firm and gold up; NZ$1 = 64.3 USc; TWI-5 = 69.7

Big China tax shifts, key China interest rate reform; Hong Kong challenge grows; Singapore suffering; Aussies audit the auditors; US sentiment dips sharply; UST 10yr yield at 1.56%; oil firm and gold up; NZ$1 = 64.3 USc; TWI-5 = 69.7

After reviewing all banks' interest rate changes since the RBNZ's surprise 50 basis points OCR cut, we calculate how much has benefited borrowers, and how much has been retained for savers

After reviewing all banks' interest rate changes since the RBNZ's surprise 50 basis points OCR cut, we calculate how much has benefited borrowers, and how much has been retained for savers

US housing starts drop; US sentiment drops; China tax collection change; Hong Kong growth evaporates; Malaysia growth up; equity markets chase stimulus plans; UST 10yr 1.54%; oil up and gold down; NZD devalued by -4.5%

US housing starts drop; US sentiment drops; China tax collection change; Hong Kong growth evaporates; Malaysia growth up; equity markets chase stimulus plans; UST 10yr 1.54%; oil up and gold down; NZD devalued by -4.5%

A review of things you need to know before you go home on Friday; some big rate changes, factories gloomy, house price expectations up, big lift in ship cruise business, swaps fall; NZD flat, & more

A review of things you need to know before you go home on Friday; some big rate changes, factories gloomy, house price expectations up, big lift in ship cruise business, swaps fall; NZD flat, & more