About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home Wednesday; BNZ cuts home loan rate, bitcoin hits stratosphere, LVR limits cut, OIO to be tougher on farmland, UDC faces junk rating, swaps and NZD slip
29th Nov 17, 3:59pm
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A review of things you need to know before you go home Wednesday; BNZ cuts home loan rate, bitcoin hits stratosphere, LVR limits cut, OIO to be tougher on farmland, UDC faces junk rating, swaps and NZD slip
Investors looking for enhanced returns from alternative assets need a market platform that can link buyers and sellers with transparency, providing the liquidity both need
29th Nov 17, 11:11am
Investors looking for enhanced returns from alternative assets need a market platform that can link buyers and sellers with transparency, providing the liquidity both need
Live-streamed video from the November 2017 RBNZ FSR press conference with Acting Governor Grant Spencer - will start at 11am
29th Nov 17, 10:46am
Live-streamed video from the November 2017 RBNZ FSR press conference with Acting Governor Grant Spencer - will start at 11am
Dips lower by BNZ and the Cooperative Bank come as real estate transaction weakness intensifies competition while the loan rollover market stays healthy
29th Nov 17, 9:53am
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Dips lower by BNZ and the Cooperative Bank come as real estate transaction weakness intensifies competition while the loan rollover market stays healthy
OECD sees growth; NZ to grow faster than most; AU close to rate hike; US Fed signals hike; US confidence up; Canada sees mortgages tightening; HNA pulls back; UST 10yr yield at 2.32%; oil down, gold stable; NZ$1 = 69.3 US¢, TWI-5 = 72
29th Nov 17, 7:32am
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OECD sees growth; NZ to grow faster than most; AU close to rate hike; US Fed signals hike; US confidence up; Canada sees mortgages tightening; HNA pulls back; UST 10yr yield at 2.32%; oil down, gold stable; NZ$1 = 69.3 US¢, TWI-5 = 72
A review of things you need to know before you go home Tuesday; Co-op Bank changes rates, affordability improves, cost of risk falls, WMP prices firm, Limmer wins SFF job, swaps slip, NZD up
28th Nov 17, 3:59pm
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A review of things you need to know before you go home Tuesday; Co-op Bank changes rates, affordability improves, cost of risk falls, WMP prices firm, Limmer wins SFF job, swaps slip, NZD up
A 'fast cash short term loan' finance company tempts investors with 10% pa for a first ranking security position, to fund loans that carry a cost of credit more than twenty times as high
28th Nov 17, 11:14am
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A 'fast cash short term loan' finance company tempts investors with 10% pa for a first ranking security position, to fund loans that carry a cost of credit more than twenty times as high
US new home sales jump unexpectedly; US retail sales strong; China moves to control WMP industry; EU meat industry facing upheaval; La Niña signaled; UST 10yr yield at 2.34%; oil down, gold stable; NZ$1 = 69.1 US¢, TWI-5 = 71.8
28th Nov 17, 7:58am
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US new home sales jump unexpectedly; US retail sales strong; China moves to control WMP industry; EU meat industry facing upheaval; La Niña signaled; UST 10yr yield at 2.34%; oil down, gold stable; NZ$1 = 69.1 US¢, TWI-5 = 71.8
A review of things you need to know before you go home Monday; SBS Bank ups TD rate, NZCU South cuts, no signs of credit stress, new mortgage lending low, swaps firm, NZD soft, bitcoin surges (again)
27th Nov 17, 3:59pm
A review of things you need to know before you go home Monday; SBS Bank ups TD rate, NZCU South cuts, no signs of credit stress, new mortgage lending low, swaps firm, NZD soft, bitcoin surges (again)
US loan growth slows; China M&A pullback; HNA troubles extend; China cuts import duties; Germany 'booms'; AU bank satisfaction high; UST 10yr yield at 2.34%; oil up, gold stable; NZ$1 = 68.8 US¢, TWI-5 = 71.4; bitcoin surges again
27th Nov 17, 7:21am
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US loan growth slows; China M&A pullback; HNA troubles extend; China cuts import duties; Germany 'booms'; AU bank satisfaction high; UST 10yr yield at 2.34%; oil up, gold stable; NZ$1 = 68.8 US¢, TWI-5 = 71.4; bitcoin surges again
Ahead of the Government's new Tax Working Group, David Chaston casts a broad historical eye over NZ tax and how it's paid
26th Nov 17, 6:51am
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Ahead of the Government's new Tax Working Group, David Chaston casts a broad historical eye over NZ tax and how it's paid
A review of things you need to know before you go home Friday; Kiwibank cuts two rates, goods trade deficit shrinks, butter slides, government finance stats released, swaps and NZD firm
24th Nov 17, 3:59pm
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A review of things you need to know before you go home Friday; Kiwibank cuts two rates, goods trade deficit shrinks, butter slides, government finance stats released, swaps and NZD firm
Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets
24th Nov 17, 9:26am
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Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets
China stocks drop; China eyes large aircraft orders; EU confidence jumps; AU seeks new way without the US; Adelaide battery ready; UST 10yr yield at 2.32%; China 10yr yield hits 4%; oil and gold up; NZ$1 = 68.9 US¢, TWI-5 = 71.6
24th Nov 17, 7:37am
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China stocks drop; China eyes large aircraft orders; EU confidence jumps; AU seeks new way without the US; Adelaide battery ready; UST 10yr yield at 2.32%; China 10yr yield hits 4%; oil and gold up; NZ$1 = 68.9 US¢, TWI-5 = 71.6
A review of things you need to know before you go home Thursday; no rate changes, retailers quiet, NZGB yields fall, Govt gets poll bounce, WMP futures rise, swaps slip, NZD holds
23rd Nov 17, 3:59pm
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A review of things you need to know before you go home Thursday; no rate changes, retailers quiet, NZGB yields fall, Govt gets poll bounce, WMP futures rise, swaps slip, NZD holds
US durable goods orders slip; confidence high; Yellen frank; China pulls back EV subsidies; Canada raises minimum wage; Australia frets about US and China; UST 10yr yield at 2.34%; oil up, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.5
23rd Nov 17, 7:32am
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US durable goods orders slip; confidence high; Yellen frank; China pulls back EV subsidies; Canada raises minimum wage; Australia frets about US and China; UST 10yr yield at 2.34%; oil up, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.5
A review of things you need to know before you go home Wednesday; no rate changes, online job ads up, visitor numbers grow, peak migrant, dairy downside, blockchain review; swaps soft, NZD up
22nd Nov 17, 3:59pm
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A review of things you need to know before you go home Wednesday; no rate changes, online job ads up, visitor numbers grow, peak migrant, dairy downside, blockchain review; swaps soft, NZD up
Dairy prices drop again; US to start a trade war; US home sales rise; HNA in credit trouble in Hong Kong; 'girls better than boys'; UST 10yr yield at 2.36%; oil up, gold down; NZ$1 = 68.3 US¢, TWI-5 = 71.4
22nd Nov 17, 7:25am
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Dairy prices drop again; US to start a trade war; US home sales rise; HNA in credit trouble in Hong Kong; 'girls better than boys'; UST 10yr yield at 2.36%; oil up, gold down; NZ$1 = 68.3 US¢, TWI-5 = 71.4
A review of things you need to know before you go home Tuesday; cautious investors, more credit card use, fewer farm sales, far fewer lifestyle block sales, no uptick for dairy, swaps rise, NZD stable, new bitcoin record
21st Nov 17, 3:59pm
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A review of things you need to know before you go home Tuesday; cautious investors, more credit card use, fewer farm sales, far fewer lifestyle block sales, no uptick for dairy, swaps rise, NZD stable, new bitcoin record
US expanding faster; London to lose to Frankfurt; German MMP negotiations collapse; RBA says mortgage rates lack transparency; Westpac glum on NZ; UST 10yr yield at 2.37%; oil down, gold unchanged; NZ$1 = 68.1 US¢, TWI-5 = 71.2
21st Nov 17, 7:27am
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US expanding faster; London to lose to Frankfurt; German MMP negotiations collapse; RBA says mortgage rates lack transparency; Westpac glum on NZ; UST 10yr yield at 2.37%; oil down, gold unchanged; NZ$1 = 68.1 US¢, TWI-5 = 71.2
A review of things you need to know before you go home Monday; TD rate changes, new rating values in Akl, food prices up, MTF reports, Gem changes terms, services expanding, swaps and NZD slip, bitcoin up strongly
20th Nov 17, 3:59pm
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A review of things you need to know before you go home Monday; TD rate changes, new rating values in Akl, food prices up, MTF reports, Gem changes terms, services expanding, swaps and NZD slip, bitcoin up strongly
China pulls plug on new subway plans; China house price growth cools; US housing starts jump; Aust. watching AfterPay, and contactless systems; UST 10yr yield at 2.35%; oil and gold up; NZ$1 = 68.2 US¢, TWI-5 = 71.1; bitcoin at new record
20th Nov 17, 7:25am
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China pulls plug on new subway plans; China house price growth cools; US housing starts jump; Aust. watching AfterPay, and contactless systems; UST 10yr yield at 2.35%; oil and gold up; NZ$1 = 68.2 US¢, TWI-5 = 71.1; bitcoin at new record
Can behavioural economics explain our change of direction? New Gallup data points to a possible reason; the proportion of the country 'struggling' has been on the rise
19th Nov 17, 4:39pm
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Can behavioural economics explain our change of direction? New Gallup data points to a possible reason; the proportion of the country 'struggling' has been on the rise
The latest RBNZ survey of house price expectations brings a sharp dive in those seeing gains in the future. In fact capital gains may have vanished; the risk is now to the downside
18th Nov 17, 9:29am
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The latest RBNZ survey of house price expectations brings a sharp dive in those seeing gains in the future. In fact capital gains may have vanished; the risk is now to the downside
A review of things you need to know before you go home Friday; HNZC cuts a rate, PMI stays high, PPI shows rising prices, no farm inflation, RMO a new 3-letter code, China too tough, swaps and NZD stable
17th Nov 17, 3:59pm
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A review of things you need to know before you go home Friday; HNZC cuts a rate, PMI stays high, PPI shows rising prices, no farm inflation, RMO a new 3-letter code, China too tough, swaps and NZD stable