About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home Wednesday; no rate changes, BOP underwhelms, good net debt gains, food price rises stir, house price gains slip, Three Kings project gets tick, swaps and NZD stable
14th Jun 17, 3:59pm
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A review of things you need to know before you go home Wednesday; no rate changes, BOP underwhelms, good net debt gains, food price rises stir, house price gains slip, Three Kings project gets tick, swaps and NZD stable
US debt ceiling talks struggling; reliance on USTs 'dangerous'; China inversion grows; London threatened with clearing shutout; UST 10yr yield 2.21%; oil and gold unchanged; NZ$1 = 72.3 US¢, TWI-5 = 76.5
14th Jun 17, 7:34am
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US debt ceiling talks struggling; reliance on USTs 'dangerous'; China inversion grows; London threatened with clearing shutout; UST 10yr yield 2.21%; oil and gold unchanged; NZ$1 = 72.3 US¢, TWI-5 = 76.5
A review of things you need to know before you go home Tuesday; grocery prices stir, Aussie business confidence holds, Kiwis tire of an Aussie visit, China yields invert again, swaps and NZD stable
13th Jun 17, 3:59pm
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A review of things you need to know before you go home Tuesday; grocery prices stir, Aussie business confidence holds, Kiwis tire of an Aussie visit, China yields invert again, swaps and NZD stable
Our comprehensive review of default KiwiSaver fund performance to March 2017, identifying who has the best long-term returns
13th Jun 17, 2:11pm
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Our comprehensive review of default KiwiSaver fund performance to March 2017, identifying who has the best long-term returns
Fed QE windback could come early; China car sales drop; two China provinces caught with false data; Fuji-Xerox scandal claims managers; NAB in ethical hotseat; UST 10yr yield 2.21%; oil up but gold drops; NZ$1 = 72 US¢, TWI-5 = 76.2
13th Jun 17, 7:35am
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Fed QE windback could come early; China car sales drop; two China provinces caught with false data; Fuji-Xerox scandal claims managers; NAB in ethical hotseat; UST 10yr yield 2.21%; oil up but gold drops; NZ$1 = 72 US¢, TWI-5 = 76.2
A review of things you need to know before you go home Monday; TSB Bank & BNZ change rates, retail spending up, guest nights catch up, inflation inches up, growth firm, more irrigation, swaps & NZD flat
12th Jun 17, 3:59pm
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A review of things you need to know before you go home Monday; TSB Bank & BNZ change rates, retail spending up, guest nights catch up, inflation inches up, growth firm, more irrigation, swaps & NZD flat
A key challenger bank hikes its floating rates in an out-of-cycle rise that includes their overdraft rates, ending the rate advantages it had with these types of lending
12th Jun 17, 12:46pm
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A key challenger bank hikes its floating rates in an out-of-cycle rise that includes their overdraft rates, ending the rate advantages it had with these types of lending
US debt limit pressure grows; fraud crimps SWIFT; huge German tax swindle; China targets Aussie news media for "mutual respect"; HNA bites back at fraud claim; UST 10yr yield 2.20%; oil up but gold drops; NZ$1 = 72.1 US¢, TWI-5 = 76.4
12th Jun 17, 7:35am
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US debt limit pressure grows; fraud crimps SWIFT; huge German tax swindle; China targets Aussie news media for "mutual respect"; HNA bites back at fraud claim; UST 10yr yield 2.20%; oil up but gold drops; NZ$1 = 72.1 US¢, TWI-5 = 76.4
A review of things you need to know before you go home Friday; dairy prices up, more reinsurance cover, service exports targeted, DTI exemption wanted, swaps flat, NZD up
9th Jun 17, 4:01pm
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A review of things you need to know before you go home Friday; dairy prices up, more reinsurance cover, service exports targeted, DTI exemption wanted, swaps flat, NZD up
US household net worth surges; Canada housing stumbles, China faces liquidity crunch; China trade grows; ECB still QEing; Aussies fear China interference; UST 10yr yield 2.19%; oil and gold lower; NZ$1 = 72.1 US¢, TWI-5 = 76.3
9th Jun 17, 7:41am
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US household net worth surges; Canada housing stumbles, China faces liquidity crunch; China trade grows; ECB still QEing; Aussies fear China interference; UST 10yr yield 2.19%; oil and gold lower; NZ$1 = 72.1 US¢, TWI-5 = 76.3
A review of things you need to know before you go home Thursday; RaboDirect raises a rate, FMA prevails, trucks show the way, DTI details, yields fall, BEPS progress, swaps firm, NZD rises
8th Jun 17, 3:59pm
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A review of things you need to know before you go home Thursday; RaboDirect raises a rate, FMA prevails, trucks show the way, DTI details, yields fall, BEPS progress, swaps firm, NZD rises
Banks are competing harder for term deposit funding, even as wholesale interest rates start slipping lower. Who is offering market-leading rates keeps on changing
8th Jun 17, 11:58am
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Banks are competing harder for term deposit funding, even as wholesale interest rates start slipping lower. Who is offering market-leading rates keeps on changing
Growth of US consumer credit slows; OECD sees higher growth; China cuts costs but banks raise rates, Spain rescues a bank, Aussies rate GDP record; UST 10yr yield 2.18%; oil and gold lower; NZ$1 = 71.9 US¢, TWI-5 = 75.9
8th Jun 17, 7:38am
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Growth of US consumer credit slows; OECD sees higher growth; China cuts costs but banks raise rates, Spain rescues a bank, Aussies rate GDP record; UST 10yr yield 2.18%; oil and gold lower; NZ$1 = 71.9 US¢, TWI-5 = 75.9
A review of things you need to know before you go home Wednesday; some TD changes, car sales boom, ed industry grows, petrol prices flat, mesh claims go to court, factories go up-market, swaps slip, NZD rises
7th Jun 17, 3:59pm
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A review of things you need to know before you go home Wednesday; some TD changes, car sales boom, ed industry grows, petrol prices flat, mesh claims go to court, factories go up-market, swaps slip, NZD rises
Dairy prices rise, despite WMP drop; US job openings at record high; RBA holds despite current weaknesses; Murray Goulburn starts 2017/8 low; Harvard selling out of NZ; UST 10yr yield 2.14%; oil and gold higher; NZ$1 = 71.9 US¢, TWI-5 = 76
7th Jun 17, 7:33am
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Dairy prices rise, despite WMP drop; US job openings at record high; RBA holds despite current weaknesses; Murray Goulburn starts 2017/8 low; Harvard selling out of NZ; UST 10yr yield 2.14%; oil and gold higher; NZ$1 = 71.9 US¢, TWI-5 = 76
A review of things you need to know before you go home Tuesday; rate changes for mortgages and TDs, Govt surplus grows, Auckland housing hits skids, wholesale trade up, commodity prices up, swaps slip, NZD rises
6th Jun 17, 3:59pm
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A review of things you need to know before you go home Tuesday; rate changes for mortgages and TDs, Govt surplus grows, Auckland housing hits skids, wholesale trade up, commodity prices up, swaps slip, NZD rises
Conflicting US jobs signals; US trade gap widens; airfreight trade growing fast; China services sector expands; China dairy co fraud; China tries to 'buy' Aussie politicians; UST 10yr yield 2.18%; oil lower and gold higher; NZ$1 = 71.4 US¢, TWI-5 = 75.6
6th Jun 17, 7:31am
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Conflicting US jobs signals; US trade gap widens; airfreight trade growing fast; China services sector expands; China dairy co fraud; China tries to 'buy' Aussie politicians; UST 10yr yield 2.18%; oil lower and gold higher; NZ$1 = 71.4 US¢, TWI-5 = 75.6
US jobs growth sags, trade deficit widens; global airfreight growth strong; China debt stress grows; foreigners disappear from NZ housing sales; UST 10yr 2.16%; oil down and gold up; NZ$1 = 71.5 USc, TWI = 75.6
5th Jun 17, 7:08am
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US jobs growth sags, trade deficit widens; global airfreight growth strong; China debt stress grows; foreigners disappear from NZ housing sales; UST 10yr 2.16%; oil down and gold up; NZ$1 = 71.5 USc, TWI = 75.6
A review of things you need to know before you go home Wednesday; BNZ cuts RapidSave rate, business confidence even higher, online retail spending growth slows, financial system 'sound', swap rates fall, NZD rises
31st May 17, 3:59pm
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A review of things you need to know before you go home Wednesday; BNZ cuts RapidSave rate, business confidence even higher, online retail spending growth slows, financial system 'sound', swap rates fall, NZD rises
US household income and spending rise quicker; US Q2 GDP growth improves; EU targets record budget; NIB sued for 'deceptive conduct'; UST 10yr yield 2.21%; oil and gold lower; NZ$1 = 71 US¢, TWI-5 = 75.3
31st May 17, 7:34am
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US household income and spending rise quicker; US Q2 GDP growth improves; EU targets record budget; NIB sued for 'deceptive conduct'; UST 10yr yield 2.21%; oil and gold lower; NZ$1 = 71 US¢, TWI-5 = 75.3
A review of things you need to know before you go home Tuesday; NZCU Baywide changes rates, housing consents slump, Synlait ups payout forecast, KiwiSaver balances jump, household net worth sags, swaps slip
30th May 17, 3:59pm
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A review of things you need to know before you go home Tuesday; NZCU Baywide changes rates, housing consents slump, Synlait ups payout forecast, KiwiSaver balances jump, household net worth sags, swaps slip
OECD says G20 trade rising faster; US consumer credit scores hit record high; Draghi still has tap turned on; Aussie LVRs falling; UST 10yr yield 2.25%; oil and gold unchanged; NZ$1 = 70.6 US¢, TWI-5 = 75
30th May 17, 7:26am
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OECD says G20 trade rising faster; US consumer credit scores hit record high; Draghi still has tap turned on; Aussie LVRs falling; UST 10yr yield 2.25%; oil and gold unchanged; NZ$1 = 70.6 US¢, TWI-5 = 75
A review of things you need to know before you go home Monday; SBS Bank raises mortgage rate, Heartland raises TD rate, TradeMe to offer personal loans, curbs coming for bank risk weights, affordability improves, swaps and NZD up
29th May 17, 3:59pm
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A review of things you need to know before you go home Monday; SBS Bank raises mortgage rate, Heartland raises TD rate, TradeMe to offer personal loans, curbs coming for bank risk weights, affordability improves, swaps and NZD up
US growth stronger than first reported; rift between US and EU grows; China ODI collapses; Xi readies Hong Kong takeover; UST 10yr yield 2.25%; oil down, gold up; NZ$1 = 70.6 US¢, TWI-5 = 75.1
29th May 17, 7:22am
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US growth stronger than first reported; rift between US and EU grows; China ODI collapses; Xi readies Hong Kong takeover; UST 10yr yield 2.25%; oil down, gold up; NZ$1 = 70.6 US¢, TWI-5 = 75.1
Adjusting for inflation, the gains in house prices in the past four years are actually nothing special when viewed over a full 50+ year timeframe
28th May 17, 7:55am
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Adjusting for inflation, the gains in house prices in the past four years are actually nothing special when viewed over a full 50+ year timeframe