David Chaston

US manufacturing jumps; Canada's likewise; China improves yuan signals, suggests more reform coming; China fx outflow becomes inflow; UST 10yr yield at 2.36%; oil down, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.7

US manufacturing jumps; Canada's likewise; China improves yuan signals, suggests more reform coming; China fx outflow becomes inflow; UST 10yr yield at 2.36%; oil down, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.7

A review of things you need to know before you go home Thursday; no rate changes, confidence high, less concrete poured, fewer rentals available, Auckland Council valuations up +45%, swaps and NZD lower

A review of things you need to know before you go home Thursday; no rate changes, confidence high, less concrete poured, fewer rentals available, Auckland Council valuations up +45%, swaps and NZD lower

US retail growth, CPI as expected; Japan's growth streak extends; HNA cuts top exec; Canada challenges US; NAB has CML woes; AU adopts vacancy tax; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9

US retail growth, CPI as expected; Japan's growth streak extends; HNA cuts top exec; Canada challenges US; NAB has CML woes; AU adopts vacancy tax; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9

A review of things you need to know before you go home Wednesday; ANZ cuts two home loan rates, REINZ reports sales slide, Nash moves on online GST, RBNZ slaps Westpac, swaps down, NZD holds

A review of things you need to know before you go home Wednesday; ANZ cuts two home loan rates, REINZ reports sales slide, Nash moves on online GST, RBNZ slaps Westpac, swaps down, NZD holds

interest.co.nz journalists win their categories at the Business Journalist of the Year Awards

interest.co.nz journalists win their categories at the Business Journalist of the Year Awards

David Chaston reviews the effective cost of credit, being interest plus standard fees, of taking out a payday loan

David Chaston reviews the effective cost of credit, being interest plus standard fees, of taking out a payday loan

Key China benchmarks slow; German growth rises; IEA sees 'major upheavals'; Venezuela in default; FDA approves digital drug; Aust. confidence high; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9

Key China benchmarks slow; German growth rises; IEA sees 'major upheavals'; Venezuela in default; FDA approves digital drug; Aust. confidence high; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9

New Zealand's biggest home loan lender signals a more aggressive market position with two lower rate 'specials'. BNZ adjusts an out-of-line rate

New Zealand's biggest home loan lender signals a more aggressive market position with two lower rate 'specials'. BNZ adjusts an out-of-line rate

A review of things you need to know before you go home Tuesday; NZCU Baywide trims some rates, Heartland adds new saver, population younger again, Geneva profit up, NZD out of favour, swaps stable, NZD down, bitcoin recovers

A review of things you need to know before you go home Tuesday; NZCU Baywide trims some rates, Heartland adds new saver, population younger again, Geneva profit up, NZD out of favour, swaps stable, NZD down, bitcoin recovers

We find an uncanny similarity in the bitcoin price track over 8+ months to a prior gold price track over 8+ years. Then the fun evaporated

We find an uncanny similarity in the bitcoin price track over 8+ months to a prior gold price track over 8+ years. Then the fun evaporated

China new loans rise less than expected; Juwai issues 'last chance' promotion; RBA laments lack of bank support for SME lending; UST 10yr yield at 2.40%; oil and gold unchanged; bitcoin bounces; NZ$1 = 69.3 US¢, TWI-5 = 72.5

China new loans rise less than expected; Juwai issues 'last chance' promotion; RBA laments lack of bank support for SME lending; UST 10yr yield at 2.40%; oil and gold unchanged; bitcoin bounces; NZ$1 = 69.3 US¢, TWI-5 = 72.5

A review of things you need to know before you go home Monday; mortgage rate changes, Greens oppose Labour's CPTPP, Tower in halt, Harcourts' volumes fall, exporter confidence strong, swaps up, NZ stable, bitcoin slumps

A review of things you need to know before you go home Monday; mortgage rate changes, Greens oppose Labour's CPTPP, Tower in halt, Harcourts' volumes fall, exporter confidence strong, swaps up, NZ stable, bitcoin slumps

US sentiment falls; China opens up financial industry, Singles Day hits stunning levels; China SOE banks hit limits early; Saputo to challenge Fonterra; UST 10yr yield at 2.40%; oil and gold lower; NZ$1 = 69.3 US¢, TWI-5 = 72.5; bitcoin tumbles

US sentiment falls; China opens up financial industry, Singles Day hits stunning levels; China SOE banks hit limits early; Saputo to challenge Fonterra; UST 10yr yield at 2.40%; oil and gold lower; NZ$1 = 69.3 US¢, TWI-5 = 72.5; bitcoin tumbles

We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans. We find that competition is not working to get Kiwi's a better deal. The banks are getting the better deal in 2017

We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans. We find that competition is not working to get Kiwi's a better deal. The banks are getting the better deal in 2017

Challenger bank adjusts its rate card lower, matching the market as new residential real estate transactions struggle to build to normal Spring volumes

Challenger bank adjusts its rate card lower, matching the market as new residential real estate transactions struggle to build to normal Spring volumes

After some bumpy negotiation, the Trans Pacific Partnership Agreement has been agreed by all eleven remaining participants. But some details remain to be sorted

After some bumpy negotiation, the Trans Pacific Partnership Agreement has been agreed by all eleven remaining participants. But some details remain to be sorted

A review of things you need to know before you go home Friday; small TD reductions, retail spending weak, SI hospitality strong; dairy prices soft, linkers dip, big new Māori fund, swaps stable, NZD soft

A review of things you need to know before you go home Friday; small TD reductions, retail spending weak, SI hospitality strong; dairy prices soft, linkers dip, big new Māori fund, swaps stable, NZD soft

Republicans battle each other on tax cut; China inflation up; China housing fall expected; gold demand drops; EU growth rises; AU home loans fall; UST 10yr yield at 2.32%; oil and gold unchanged; NZ$1 = 69.5 US¢, TWI-5 = 72.8

Republicans battle each other on tax cut; China inflation up; China housing fall expected; gold demand drops; EU growth rises; AU home loans fall; UST 10yr yield at 2.32%; oil and gold unchanged; NZ$1 = 69.5 US¢, TWI-5 = 72.8

A review of things you need to know before you go home Thursday; no rate changes, upbeat RBNZ, low housing confidence, weak Aussie housing markets, rising public sector workforce, swap rates jump, NZD firms

A review of things you need to know before you go home Thursday; no rate changes, upbeat RBNZ, low housing confidence, weak Aussie housing markets, rising public sector workforce, swap rates jump, NZD firms

Live-streamed video from the November 2017 RBNZ press conference with Acting Governor Grant Spencer - will start at 10am

Live-streamed video from the November 2017 RBNZ press conference with Acting Governor Grant Spencer - will start at 10am

Canada housing construction up; China's trade surplus with the US high; India tackles big corporate bad debt; CBA assigns $100 mln to fight AML cases; UST 10yr yield at 2.32%; oil and gold up; NZ$1 = 69.2 US¢, TWI-5 = 72.6

Canada housing construction up; China's trade surplus with the US high; India tackles big corporate bad debt; CBA assigns $100 mln to fight AML cases; UST 10yr yield at 2.32%; oil and gold up; NZ$1 = 69.2 US¢, TWI-5 = 72.6

A review of things you need to know before you go home Wednesday; no rate changes, Truckometer on the up, LGFA stumbles, a China trade 'win', inflation murmurs, violence wanes, swaps and NZD stable

A review of things you need to know before you go home Wednesday; no rate changes, Truckometer on the up, LGFA stumbles, a China trade 'win', inflation murmurs, violence wanes, swaps and NZD stable

Dairy prices fall again; Ardern sees TPP benefits; China stems currency outflow; many more London banks look to leave; Waymo trials Level 4 autonomy; UST 10yr yield at 2.31%; oil and gold unchanged; NZ$1 = 69 US¢, TWI-5 = 72.4

Dairy prices fall again; Ardern sees TPP benefits; China stems currency outflow; many more London banks look to leave; Waymo trials Level 4 autonomy; UST 10yr yield at 2.31%; oil and gold unchanged; NZ$1 = 69 US¢, TWI-5 = 72.4

A review of things you need to know before you go home Tuesday; minor rate changes, Crown books positive, dairy auction shaky, Avondale to get spruce-up, Treasury sees positive outlook, swaps rise, NZD firms, Bitcoin slips

A review of things you need to know before you go home Tuesday; minor rate changes, Crown books positive, dairy auction shaky, Avondale to get spruce-up, Treasury sees positive outlook, swaps rise, NZD firms, Bitcoin slips

Japan & Australia think TPP-11 approval close; Dudley quits; China posts modest C/A surplus; credit raters eye China; HSBC features in Paradise Papers; UST 10yr yield at 2.32%; oil up and gold unchanged; NZ$1 = 69.1 US¢, TWI-5 = 72.5

Japan & Australia think TPP-11 approval close; Dudley quits; China posts modest C/A surplus; credit raters eye China; HSBC features in Paradise Papers; UST 10yr yield at 2.32%; oil up and gold unchanged; NZ$1 = 69.1 US¢, TWI-5 = 72.5