Fixed vs Floating
[updated]
Latest Reserve Bank figures show new lending dropped 6% to $14.2 billion in April from March, but rose 16% from $12.3 billion in April 2025
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Latest Reserve Bank figures show new lending dropped 6% to $14.2 billion in April from March, but rose 16% from $12.3 billion in April 2025
The Co-operative Bank CEO Mark Wilkshire puts a spotlight on floating mortgage rates, where his bank is the outlier
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The Co-operative Bank CEO Mark Wilkshire puts a spotlight on floating mortgage rates, where his bank is the outlier
Latest Reserve Bank figures show two-year fixed rate mortgages have returned to favouritism with homeowners
Latest Reserve Bank figures show two-year fixed rate mortgages have returned to favouritism with homeowners
Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore
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Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore
David Hargreaves has a look at how mortgage rate reductions have been tracking and tries to assess how much more is needed in order to get the economy back on track
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David Hargreaves has a look at how mortgage rate reductions have been tracking and tries to assess how much more is needed in order to get the economy back on track
Kiwibank the slowest major bank to cut floating mortgage rates as the OCR falls, while ASB takes first place for the fastest bank to hike those rates when the OCR rose
Kiwibank the slowest major bank to cut floating mortgage rates as the OCR falls, while ASB takes first place for the fastest bank to hike those rates when the OCR rose
Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it
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Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it
Squirrel's David Cunningham explains how interest rates are set and how banks have been able to boost their margins by about 20%
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Squirrel's David Cunningham explains how interest rates are set and how banks have been able to boost their margins by about 20%
With interest rates on two-year bank mortgage rates seemingly poised to rise above floating rates, could we see growth in the number of borrowers choosing to float over fixing?
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With interest rates on two-year bank mortgage rates seemingly poised to rise above floating rates, could we see growth in the number of borrowers choosing to float over fixing?
With the end of what might've felt like a year of treading water nigh, we look at what 2022 may hold for housing, interest rates and the Kiwi dollar
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With the end of what might've felt like a year of treading water nigh, we look at what 2022 may hold for housing, interest rates and the Kiwi dollar
Fitch says rising interest rates will be both credit positive for New Zealand banks, as well as boosting their profitability
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Fitch says rising interest rates will be both credit positive for New Zealand banks, as well as boosting their profitability
How high household debt and the swathe of mortgages due to rollover within the next year could make NZ particularly sensitive to interest rate rises... should they eventuate soon
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How high household debt and the swathe of mortgages due to rollover within the next year could make NZ particularly sensitive to interest rate rises... should they eventuate soon
Kiwibank CEO Steve Jurkovich says banks could use cheap RBNZ Funding for Lending Programme money to lower floating mortgage rates
Kiwibank CEO Steve Jurkovich says banks could use cheap RBNZ Funding for Lending Programme money to lower floating mortgage rates
With the Reserve Bank's Funding for Lending Programme set to offer banks very cheap funding, there's plenty of scope for banks to cut floating mortgage rates, Kiwibank's economists argue
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With the Reserve Bank's Funding for Lending Programme set to offer banks very cheap funding, there's plenty of scope for banks to cut floating mortgage rates, Kiwibank's economists argue
Gareth Vaughan questions whether banks' floating mortgage interest rates can be justified in a low interest rate world
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Gareth Vaughan questions whether banks' floating mortgage interest rates can be justified in a low interest rate world