Fixed vs Floating

30th Apr 19, 5:05pm
Gareth Vaughan questions whether banks' floating mortgage interest rates can be justified in a low interest rate world
Gareth Vaughan questions whether banks' floating mortgage interest rates can be justified in a low interest rate world
30th Apr 19, 5:05pm
27th Mar 18, 7:59am
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
25th Jun 17, 8:36am
Sifting through the RBNZ tea-leaves: As banks encourage 2-year mortgage rates, borrowers may find they come off to a higher OCR, hiked earlier and potentially higher than expected, Alex Tarrant argues
Sifting through the RBNZ tea-leaves: As banks encourage 2-year mortgage rates, borrowers may find they come off to a higher OCR, hiked earlier and potentially higher than expected, Alex Tarrant argues
25th Jun 17, 8:36am
8th Feb 17, 9:37am
John Bolton on how retail banks make money and why mortgage rates are increasing  
John Bolton on how retail banks make money and why mortgage rates are increasing  
8th Feb 17, 9:37am
1st Feb 17, 6:38am
CBA's director of interest rate strategy says demography is destiny for interest rates, but immigration a fountain of youth
CBA's director of interest rate strategy says demography is destiny for interest rates, but immigration a fountain of youth
1st Feb 17, 6:38am
8th Dec 16, 9:50am
by Guest
CBA's director of interest rate strategy changes his long-held position on New Zealand interest rates, now a payer rather than a receiver
CBA's director of interest rate strategy changes his long-held position on New Zealand interest rates, now a payer rather than a receiver
8th Dec 16, 9:50am
14th Oct 16, 3:18pm
ASIC chairman Greg Medcraft tells the AFR mortgages that track the RBA's cash rate could improve home loan transparency
ASIC chairman Greg Medcraft tells the AFR mortgages that track the RBA's cash rate could improve home loan transparency
14th Oct 16, 3:18pm
23rd Sep 16, 7:52pm
Bernard Hickey looks at whether to fix or float and how long to fix as the Reserve Bank looks to cut the OCR again later this year and as the banks refuse to pass on lower wholesale rates
Bernard Hickey looks at whether to fix or float and how long to fix as the Reserve Bank looks to cut the OCR again later this year and as the banks refuse to pass on lower wholesale rates
23rd Sep 16, 7:52pm
12th May 16, 3:12pm
Kiwibank offers its lowest rate ever, with two-year 3.99% mortgage special offer
Kiwibank offers its lowest rate ever, with two-year 3.99% mortgage special offer
12th May 16, 3:12pm
12th May 16, 9:38am
A second major bank slices 20 bps off a key mortgage rate as wholesale money costs fall to near record lows. But it ends its 3 year 'special'
A second major bank slices 20 bps off a key mortgage rate as wholesale money costs fall to near record lows. But it ends its 3 year 'special'
12th May 16, 9:38am
6th May 16, 9:05am
A major bank slices 20 bps off a key mortgage rate as wholesale money costs fall to near record lows. But it also raises rates for two other terms
A major bank slices 20 bps off a key mortgage rate as wholesale money costs fall to near record lows. But it also raises rates for two other terms
6th May 16, 9:05am
2nd May 16, 7:32pm
Amount borrowed for mortgages grows at fastest annual rate for over seven-and-a-half-years; more mortgages on floating and short fixed terms
Amount borrowed for mortgages grows at fastest annual rate for over seven-and-a-half-years; more mortgages on floating and short fixed terms
2nd May 16, 7:32pm
15th Apr 16, 6:21pm
TSB Bank grabs the market leading two year fixed rate mortage rate off of Kiwibank, driving home loan rates even lower
TSB Bank grabs the market leading two year fixed rate mortage rate off of Kiwibank, driving home loan rates even lower
15th Apr 16, 6:21pm
1st Apr 16, 5:25pm
A challenger bank takes a knife to their one year rate to claim a market-leading position at 4.10%, going lower than ASB's offer for that term
A challenger bank takes a knife to their one year rate to claim a market-leading position at 4.10%, going lower than ASB's offer for that term
1st Apr 16, 5:25pm
[Updated]
31st Mar 16, 3:49pm
Borrowing for houses increasing at fastest rate since 2008; business borrowing pauses; agricultural debt growth slows
[Updated]
Borrowing for houses increasing at fastest rate since 2008; business borrowing pauses; agricultural debt growth slows
31st Mar 16, 3:49pm
[Updated]
30th Mar 16, 10:31am
Banks continue to reduce fixed mortgage rates and the 1-5 rate difference is its flattest since 2009. But no other bank has followed HSBC below 4%
[Updated]
Banks continue to reduce fixed mortgage rates and the 1-5 rate difference is its flattest since 2009. But no other bank has followed HSBC below 4%
30th Mar 16, 10:31am
[Updated]
11th Mar 16, 5:13pm
One Aussie-owned major breaks ranks, cuts floating rate to 5.55%, chops all fixed rates in key challenges for their main rivals
[Updated]
One Aussie-owned major breaks ranks, cuts floating rate to 5.55%, chops all fixed rates in key challenges for their main rivals
11th Mar 16, 5:13pm
[Updated]
11th Mar 16, 11:49am
Kiwibank cuts floating mortgage rate by 20 basis points, flexible & offset rates by 15, and 3-5 year fixed rates by up to 36 basis points
[Updated]
Kiwibank cuts floating mortgage rate by 20 basis points, flexible & offset rates by 15, and 3-5 year fixed rates by up to 36 basis points
11th Mar 16, 11:49am
29th Feb 16, 3:42pm
Housing debt continues to grow strongly; business borrowing grows at fastest rate since 2009
Housing debt continues to grow strongly; business borrowing grows at fastest rate since 2009
29th Feb 16, 3:42pm
18th Dec 15, 9:44am
Tony Alexander says fixing mortgages for two years could be the best bet, believes Chinese buyers may return to property market in second half of next year
Tony Alexander says fixing mortgages for two years could be the best bet, believes Chinese buyers may return to property market in second half of next year
18th Dec 15, 9:44am

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