interest-only
Adopting more conservative living expense assumptions and interest rate buffers sees Aussie parents of NZ's major banks tighten the screws on residential mortgage lending
15th Jun 17, 11:36am
Adopting more conservative living expense assumptions and interest rate buffers sees Aussie parents of NZ's major banks tighten the screws on residential mortgage lending
David Hargreaves crunches some of the official numbers on mortgage interest rates
17th May 17, 3:15pm
19
David Hargreaves crunches some of the official numbers on mortgage interest rates
New Reserve Bank figures show housing investors' borrowing levels are down over 30% on a year ago, but lending to first home buyers and owner occupiers is up
1st May 17, 3:42pm
25
New Reserve Bank figures show housing investors' borrowing levels are down over 30% on a year ago, but lending to first home buyers and owner occupiers is up
New RBNZ figures show over a quarter of the amount owed on mortgages in this country is for investment property, while over 40% of that money is on interest-only terms
6th Apr 17, 4:04pm
14
New RBNZ figures show over a quarter of the amount owed on mortgages in this country is for investment property, while over 40% of that money is on interest-only terms
New figures show the previously rapidly rising mortgage borrowing surge has been stemmed; Reserve Bank begins new series of monthly statistics
5th Apr 17, 3:46pm
10
New figures show the previously rapidly rising mortgage borrowing surge has been stemmed; Reserve Bank begins new series of monthly statistics
Interest-only lending doesn't appear to be the problem here that it is in Australia - but there's still no good reason why we couldn't clamp down on it too
4th Apr 17, 7:39am
23
Interest-only lending doesn't appear to be the problem here that it is in Australia - but there's still no good reason why we couldn't clamp down on it too
Aussie regulator heightens oversight of banks' interest-only mortgages, property investor lending, serviceability metrics and mortgage securitisation
31st Mar 17, 12:07pm
10
Aussie regulator heightens oversight of banks' interest-only mortgages, property investor lending, serviceability metrics and mortgage securitisation
Macquarie analysts sanguine about threat of more regulatory action against lending by Australian banks to property investors, see margins on these loans fattening
16th Mar 17, 11:24am
Macquarie analysts sanguine about threat of more regulatory action against lending by Australian banks to property investors, see margins on these loans fattening
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
8th Mar 17, 5:00pm
72
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
6th Mar 17, 3:53pm
23
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
New figures show slowest rate of borrowing growth in a year-and-a-half, while bank deposits shrank for the first time in three years
1st Mar 17, 12:04pm
8
New figures show slowest rate of borrowing growth in a year-and-a-half, while bank deposits shrank for the first time in three years
New Reserve Bank figures show housing investors continuing a rapid retreat in the summer housing market
27th Feb 17, 3:55pm
18
New Reserve Bank figures show housing investors continuing a rapid retreat in the summer housing market
New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
31st Jan 17, 3:34pm
10
New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
New Reserve Bank figures show borrowing by housing investors during December was down over 20% compared with a year earlier, but first home buyer and owner-occupier borrowing was up
31st Jan 17, 9:15am
4
New Reserve Bank figures show borrowing by housing investors during December was down over 20% compared with a year earlier, but first home buyer and owner-occupier borrowing was up
New Reserve Bank figures show those looking for their first house are taking up some of the slack left by investors
21st Dec 16, 3:24pm
22
New Reserve Bank figures show those looking for their first house are taking up some of the slack left by investors
New figures show a slowing in the growth rate of household borrowing, while deposits have picked up after falling away recently
30th Nov 16, 3:34pm
3
New figures show a slowing in the growth rate of household borrowing, while deposits have picked up after falling away recently
New Reserve Bank figures show housing investors grabbing smallest share of new mortgage lending in at least two years; first home buyers coming on strong
24th Nov 16, 3:39pm
26
New Reserve Bank figures show housing investors grabbing smallest share of new mortgage lending in at least two years; first home buyers coming on strong
Silverfin syndicate has features that should soothe some investor concerns about being able to cash up early and get their money out
11th Nov 16, 2:54pm
3
Silverfin syndicate has features that should soothe some investor concerns about being able to cash up early and get their money out
ANZ economists see a slowing of house market activity and say 'this time looks different'; banks 'rationing credit'
31st Oct 16, 4:50pm
34
ANZ economists see a slowing of house market activity and say 'this time looks different'; banks 'rationing credit'
New figures indicate the latest RBNZ housing measures may be starting to have some impact on the growth rate of household borrowing
31st Oct 16, 3:38pm
5
New figures indicate the latest RBNZ housing measures may be starting to have some impact on the growth rate of household borrowing
New Reserve Bank figures show the new LVR restrictions have been having an impact on borrowing patterns
27th Oct 16, 3:42pm
40
New Reserve Bank figures show the new LVR restrictions have been having an impact on borrowing patterns
RBNZ says bank managers and directors generally better placed to design mortgage lending risk management systems than regulators
27th Oct 16, 9:46am
9
RBNZ says bank managers and directors generally better placed to design mortgage lending risk management systems than regulators
Augusta's latest property syndicate offers relatively attractive returns but investors should think carefully about its upfront costs
14th Oct 16, 8:59am
Augusta's latest property syndicate offers relatively attractive returns but investors should think carefully about its upfront costs
Bank funding costs down more than 26% since 2014, KPMG says in quarterly FIPS, boosting net interest margins
12th Oct 16, 12:02pm
2
Bank funding costs down more than 26% since 2014, KPMG says in quarterly FIPS, boosting net interest margins
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
3rd Oct 16, 4:07pm
9
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market