sign up log in
Want to go ad-free? Find out how, here.

Mortgages

Government begins consultation on plans for a withholding tax on offshore-based sellers of NZ houses
31st Aug 15, 2:42pm
14
Government begins consultation on plans for a withholding tax on offshore-based sellers of NZ houses
SBS 'delighted' with the success of its 4.99%, 5-year home loan offer after record quarter of mortgage growth
28th Aug 15, 3:14pm
SBS 'delighted' with the success of its 4.99%, 5-year home loan offer after record quarter of mortgage growth
ANZ economists see regional house prices as likely out-performing those in the country's largest city in the near term
26th Aug 15, 1:09pm
32
ANZ economists see regional house prices as likely out-performing those in the country's largest city in the near term
RBNZ's Grant Spencer points out almost one-third of new borrowers take out mortgages equivalent to more than 6 times their incomes
25th Aug 15, 12:04pm
1
RBNZ's Grant Spencer points out almost one-third of new borrowers take out mortgages equivalent to more than 6 times their incomes
Reserve Bank Deputy Governor says the sharp rise in the number of smaller residential investors in Auckland relying on credit is a risk to the market
24th Aug 15, 1:51pm
15
Reserve Bank Deputy Governor says the sharp rise in the number of smaller residential investors in Auckland relying on credit is a risk to the market
ANZ NZ records strongest quarterly home loan growth in 8 years and reduces provisions for credit impairment despite softening economy
18th Aug 15, 10:33am
20
ANZ NZ records strongest quarterly home loan growth in 8 years and reduces provisions for credit impairment despite softening economy
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
12th Aug 15, 4:55pm
7
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
11th Aug 15, 4:44pm
10
We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
10th Aug 15, 5:52pm
15
ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
10th Aug 15, 10:19am
1
Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
BNZ matches ASB's 1-year 'special' mortgage rate with a new 'special' of its own
7th Aug 15, 9:43am
1
BNZ matches ASB's 1-year 'special' mortgage rate with a new 'special' of its own
There are clouds on the economic horizon – but it is far from certain whether they will bring a downpour or just cooler conditions
6th Aug 15, 8:10am
40
There are clouds on the economic horizon – but it is far from certain whether they will bring a downpour or just cooler conditions
Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
1st Aug 15, 11:07am
18
Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
31st Jul 15, 5:55pm
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
31st Jul 15, 12:05pm
10
Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
29th Jul 15, 9:31am
5
BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
RBNZ sees more interest rate reductions likely, but rules out extensive cuts; says further falls in NZ currency still 'necessary'; Westpac sticks with 2% OCR prediction
29th Jul 15, 9:12am
21
RBNZ sees more interest rate reductions likely, but rules out extensive cuts; says further falls in NZ currency still 'necessary'; Westpac sticks with 2% OCR prediction
The Government is finally moving in the right direction on housing and migration
27th Jul 15, 3:57pm
33
The Government is finally moving in the right direction on housing and migration
In its drive to grow its home loan business, BNZ now offers two very low rates, leading the market down and undercutting rivals by at least 20 bps
27th Jul 15, 9:19am
13
In its drive to grow its home loan business, BNZ now offers two very low rates, leading the market down and undercutting rivals by at least 20 bps
ASB, Westpac cut floating home loan rates by 25 basis points
24th Jul 15, 1:41pm
9
ASB, Westpac cut floating home loan rates by 25 basis points
BNZ chief economist gives several reasons why curbs on offshore-based house buyers would be a good idea
23rd Jul 15, 1:40pm
34
BNZ chief economist gives several reasons why curbs on offshore-based house buyers would be a good idea
Some major banks quick to pass on RBNZ's 25-basis point cut to official interest rates
23rd Jul 15, 9:22am
17
Some major banks quick to pass on RBNZ's 25-basis point cut to official interest rates
NZIER 'Shadow Board' warns Reserve Bank against cutting interest rates too hard
22nd Jul 15, 10:31am
7
NZIER 'Shadow Board' warns Reserve Bank against cutting interest rates too hard
Big 4 Aussie banks require A$12b of capital to lift mortgage risk weights to levels still below their NZ subsidiaries
21st Jul 15, 10:14am
Big 4 Aussie banks require A$12b of capital to lift mortgage risk weights to levels still below their NZ subsidiaries
October 1 looms as a vital day for both the Government and the Reserve Bank
20th Jul 15, 4:54pm
28
October 1 looms as a vital day for both the Government and the Reserve Bank