Mortgages
BNZ launches new low two year market-leading fixed mortgage rate of 4.39%, just 4 bps above the lowest 1 year fixed rate
5th Oct 15, 9:40am
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BNZ launches new low two year market-leading fixed mortgage rate of 4.39%, just 4 bps above the lowest 1 year fixed rate
Bernard Hickey argues the Reserve Bank needs to adopt a Bank of England style monetary policy making committee with expert external members able to argue in public
4th Oct 15, 5:02am
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Bernard Hickey argues the Reserve Bank needs to adopt a Bank of England style monetary policy making committee with expert external members able to argue in public
Kiwis are still amping up household borrowing ahead of new Government and RBNZ housing investment rules
30th Sep 15, 3:48pm
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Kiwis are still amping up household borrowing ahead of new Government and RBNZ housing investment rules
BNZ launches new low two year market-leading fixed mortgage rate of 4.39%, just 4 bps above the lowest 1 year fixed rate
26th Sep 15, 7:33am
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BNZ launches new low two year market-leading fixed mortgage rate of 4.39%, just 4 bps above the lowest 1 year fixed rate
House prices have started falling at the lower end of the market, with Auckland's lower quartile selling price declining for three months in a row
25th Sep 15, 8:31am
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House prices have started falling at the lower end of the market, with Auckland's lower quartile selling price declining for three months in a row
Investors show no signs of backing off from the housing market ahead of new restrictive rules, but the proportionate size of loans is shrinking
24th Sep 15, 3:22pm
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Investors show no signs of backing off from the housing market ahead of new restrictive rules, but the proportionate size of loans is shrinking
The RBNZ's view on the neutral interest rate highlights a risk it thinks current monetary policy settings 'are more stimulatory than they actually are'
24th Sep 15, 12:02pm
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The RBNZ's view on the neutral interest rate highlights a risk it thinks current monetary policy settings 'are more stimulatory than they actually are'
The Cooperative Bank claims the lowest rate for an 18 month home loan term, better because it is a standard offer without special conditions
23rd Sep 15, 10:37am
The Cooperative Bank claims the lowest rate for an 18 month home loan term, better because it is a standard offer without special conditions
Both BNZ and Westpac announce small falls in mortgage rates, although none are market leading. Wholesale rates slip
21st Sep 15, 9:50am
Both BNZ and Westpac announce small falls in mortgage rates, although none are market leading. Wholesale rates slip
Following the last OCR reduction and fall in swap rates, we review where carded home loan rates have fallen to
19th Sep 15, 9:19am
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Following the last OCR reduction and fall in swap rates, we review where carded home loan rates have fallen to
New Zealand's largest home loan lender reduces all its fixed rates, setting upper limits for their rivals
14th Sep 15, 6:36pm
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New Zealand's largest home loan lender reduces all its fixed rates, setting upper limits for their rivals
The stresses on the rolls of the Grammar Zone schools can only really be fixed with a pricing signal, argues Bernard Hickey
13th Sep 15, 5:02am
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The stresses on the rolls of the Grammar Zone schools can only really be fixed with a pricing signal, argues Bernard Hickey
Early days of ICBC's NZ lending dominated by corporate loans, although the bank's also writing residential mortgages
11th Sep 15, 4:02pm
Early days of ICBC's NZ lending dominated by corporate loans, although the bank's also writing residential mortgages
The RBNZ's rate cut has given two banks the opportunity to boost margins, by reverting to standard industry levels and removing their rate benefits
11th Sep 15, 11:13am
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The RBNZ's rate cut has given two banks the opportunity to boost margins, by reverting to standard industry levels and removing their rate benefits
Kiwibank follows floating rate cuts with reductions in its fixed-term mortgage rates
11th Sep 15, 10:54am
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Kiwibank follows floating rate cuts with reductions in its fixed-term mortgage rates
Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
10th Sep 15, 9:24am
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Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
As the arguments continue over 'how much is enough?' Auckland's residential construction market IS now seriously ramping up
9th Sep 15, 12:04pm
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As the arguments continue over 'how much is enough?' Auckland's residential construction market IS now seriously ramping up
ASB matches BNZ with 4.35% for one year, cuts most other fixed rates, sets new low 5 year benchmark
7th Sep 15, 7:23pm
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ASB matches BNZ with 4.35% for one year, cuts most other fixed rates, sets new low 5 year benchmark
The flurry of Auckland house sales ahead of rule changes in October and November could point to a more subdued spring/summer market than usual in our largest city
7th Sep 15, 4:29pm
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The flurry of Auckland house sales ahead of rule changes in October and November could point to a more subdued spring/summer market than usual in our largest city
Bernard Hickey asks why apparently rational investors borrowed over NZ$2 billion in 31 days to buy assets that make cash losses while very profitable businesses only borrowed NZ$12 million
6th Sep 15, 5:02am
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Bernard Hickey asks why apparently rational investors borrowed over NZ$2 billion in 31 days to buy assets that make cash losses while very profitable businesses only borrowed NZ$12 million
New Classic rate of 4.35% lays down a very competitive marker ahead of an expected OCR rate cut
4th Sep 15, 9:26am
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New Classic rate of 4.35% lays down a very competitive marker ahead of an expected OCR rate cut
What the Reserve Bank people say in their latest interest rate review is seen as more important than what they actually do with the rates
3rd Sep 15, 3:15pm
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What the Reserve Bank people say in their latest interest rate review is seen as more important than what they actually do with the rates
David Hargreaves says the Reserve Bank should be holding scheduled reviews of interest rates more frequently - not less
3rd Sep 15, 8:55am
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David Hargreaves says the Reserve Bank should be holding scheduled reviews of interest rates more frequently - not less
Kiwis gearing up their household borrowing at the fastest rate in seven and a half years
31st Aug 15, 3:18pm
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Kiwis gearing up their household borrowing at the fastest rate in seven and a half years
TSB Bank delivers solid quarterly home lending growth, but profit drops as costs climb
31st Aug 15, 3:02pm
TSB Bank delivers solid quarterly home lending growth, but profit drops as costs climb