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Mortgages

Most average bank fixed mortgage rates now lower than average bank floating rates, reprising a rate structure last seen in 2009
25th Nov 14, 9:37am
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Most average bank fixed mortgage rates now lower than average bank floating rates, reprising a rate structure last seen in 2009
NZ's biggest home loan lender cuts nearly every fixed rate it offers, matching the market in some terms, going lower in others
24th Nov 14, 5:40pm
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NZ's biggest home loan lender cuts nearly every fixed rate it offers, matching the market in some terms, going lower in others
Kiwibank temporarily halts high LVR home loans to 'rebalance the book'
24th Nov 14, 3:26pm
Kiwibank temporarily halts high LVR home loans to 'rebalance the book'
Cuts to three-year, fixed-term home loan rates from BNZ and Kiwibank; Kiwibank ends five-year 'special'
21st Nov 14, 8:07am
Cuts to three-year, fixed-term home loan rates from BNZ and Kiwibank; Kiwibank ends five-year 'special'
The Red Bank rejigs its home loan offers; targets 18 month, 3 year and 5 year terms for lower conditional rates
20th Nov 14, 8:36am
The Red Bank rejigs its home loan offers; targets 18 month, 3 year and 5 year terms for lower conditional rates
Gareth Vaughan argues the RBNZ's LVR 'speed limit' policy stacks up favourably against its hysterical opposition
17th Nov 14, 4:31pm
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Gareth Vaughan argues the RBNZ's LVR 'speed limit' policy stacks up favourably against its hysterical opposition
A new set of home loan rate offers from ASB & cousins sees a more aggressive and lower position by one of our biggest mortgage banks
15th Nov 14, 8:48am
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A new set of home loan rate offers from ASB & cousins sees a more aggressive and lower position by one of our biggest mortgage banks
RBNZ mulling income based rule in push for banks to hold more capital against loans to investors who own multiple rental properties
12th Nov 14, 11:18am
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RBNZ mulling income based rule in push for banks to hold more capital against loans to investors who own multiple rental properties
First home buyers account for 10% of new mortgage lending while investors account for less than 30%, according to new Reserve Bank figures
11th Nov 14, 4:44pm
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First home buyers account for 10% of new mortgage lending while investors account for less than 30%, according to new Reserve Bank figures
RBNZ may signal increase to low equity mortgage lending 'speed limit' tomorrow
11th Nov 14, 10:00am
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RBNZ may signal increase to low equity mortgage lending 'speed limit' tomorrow
The big banks have nearly 25% of their mortgage books paying interest only. Gareth Vaughan asks whether this is good for financial stability
10th Nov 14, 2:03pm
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The big banks have nearly 25% of their mortgage books paying interest only. Gareth Vaughan asks whether this is good for financial stability
BNZ drops all standard rates for terms 18 months to 7 years reflecting a flattening bias in home loan fixed rates
10th Nov 14, 8:29am
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BNZ drops all standard rates for terms 18 months to 7 years reflecting a flattening bias in home loan fixed rates
State-owned bank pitches its new longest fixed home loan rate well below its rivals, setting a dramatic new benchmark
7th Nov 14, 9:12am
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State-owned bank pitches its new longest fixed home loan rate well below its rivals, setting a dramatic new benchmark
The latest reductions allow SBS Bank to claim the lowest home loan rate for all terms from 18 months to five years
5th Nov 14, 12:05am
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The latest reductions allow SBS Bank to claim the lowest home loan rate for all terms from 18 months to five years
Westpac acting CEO says credit cycle has peaked, doesn't want mortgage price war, and Westpac is 'there or thereabouts' as best digital bank
4th Nov 14, 12:00pm
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Westpac acting CEO says credit cycle has peaked, doesn't want mortgage price war, and Westpac is 'there or thereabouts' as best digital bank
A new current low two year mortgage rate hits the market at 5.49% to start November from a bank that already has the lowest five year rate
2nd Nov 14, 7:39pm
A new current low two year mortgage rate hits the market at 5.49% to start November from a bank that already has the lowest five year rate
BNZ CEO Anthony Healy playing long game in mortgage market, says marketshare 'well off par' from BNZ's business lending marketshare
31st Oct 14, 2:00pm
BNZ CEO Anthony Healy playing long game in mortgage market, says marketshare 'well off par' from BNZ's business lending marketshare
Annual profit jumps 25% to record high of NZ$1.7 billion at ANZ NZ
31st Oct 14, 10:00am
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Annual profit jumps 25% to record high of NZ$1.7 billion at ANZ NZ
Home loan rates continue to fall with more reductions today; rates re-set lower for terms of three years and less, for Premier clients
30th Oct 14, 5:28pm
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Home loan rates continue to fall with more reductions today; rates re-set lower for terms of three years and less, for Premier clients
RBNZ holds OCR at 3.5%; says "period of assessment appropriate"; drops comment on further hikes; warns again on high NZ$
30th Oct 14, 9:10am
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RBNZ holds OCR at 3.5%; says "period of assessment appropriate"; drops comment on further hikes; warns again on high NZ$
State-owned bank follows mortgage market down with new 'special' offer, reprises its cash incentive for lending over $100,000
27th Oct 14, 5:54pm
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State-owned bank follows mortgage market down with new 'special' offer, reprises its cash incentive for lending over $100,000
The mortgage rate reductions keep coming with another bank pitching its latest change near the bottom of the range as wholesale rates droop
24th Oct 14, 8:03am
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The mortgage rate reductions keep coming with another bank pitching its latest change near the bottom of the range as wholesale rates droop
Two major banks come late to the mortgage rate reduction party but bring some of the lowest rates with them, boosted by falling swap rates
22nd Oct 14, 7:47am
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Two major banks come late to the mortgage rate reduction party but bring some of the lowest rates with them, boosted by falling swap rates
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
21st Oct 14, 12:42pm
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Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
Bank's vie for lowest-rate claim in rapid-fire mortgage rate reductions in the key one and two year terms, following wholesale rates down
17th Oct 14, 5:39pm
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Bank's vie for lowest-rate claim in rapid-fire mortgage rate reductions in the key one and two year terms, following wholesale rates down