responsible lending

As the Commerce Commission's banking market study gets underway, Gareth Vaughan looks at the impact of regulation on competition

As the Commerce Commission's banking market study gets underway, Gareth Vaughan looks at the impact of regulation on competition

The Government's had another go at fixing problematic credit rules it first implemented nearly 18 months ago, but the bankers are still not thrilled

The Government's had another go at fixing problematic credit rules it first implemented nearly 18 months ago, but the bankers are still not thrilled

Financial Services Federation unimpressed with National Party proposal to favour banks over its finance company, building society & credit union members

Financial Services Federation unimpressed with National Party proposal to favour banks over its finance company, building society & credit union members

Amendments to the troubled credit rule changes last year will come into force on July 7, but the NZ Bankers' Association says the 'rushed' attempt to fix the problems won't make things easier for would-be borrowers

Amendments to the troubled credit rule changes last year will come into force on July 7, but the NZ Bankers' Association says the 'rushed' attempt to fix the problems won't make things easier for would-be borrowers

Gareth Vaughan looks at how and why a risk-off mindset is dominating at NZ's major banks

Gareth Vaughan looks at how and why a risk-off mindset is dominating at NZ's major banks

CEO Dan Huggins says despite the weaker housing market, BNZ retains the appetite to grow lending; - responsibly

CEO Dan Huggins says despite the weaker housing market, BNZ retains the appetite to grow lending; - responsibly

MBIE highlights where it sees lenders' interpretation and implementation of credit contracts and consumer finance regulations as too onerous and restrictive

MBIE highlights where it sees lenders' interpretation and implementation of credit contracts and consumer finance regulations as too onerous and restrictive

Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA

Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA

David Clark unveils changes to responsible lending rules aimed at curbing unintended consequences of the Credit Contracts & Consumer Finance Act

David Clark unveils changes to responsible lending rules aimed at curbing unintended consequences of the Credit Contracts & Consumer Finance Act

Simon Jensen probes how financial regulations are put together in New Zealand, asking whether it's parliamentary democracy at work or benign dictatorship by officials

Simon Jensen probes how financial regulations are put together in New Zealand, asking whether it's parliamentary democracy at work or benign dictatorship by officials

ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions

ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions

Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced

Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced

Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?

Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?

Government consultation paper floats three options for addressing financial hardship caused by the buy now, pay later sector

Government consultation paper floats three options for addressing financial hardship caused by the buy now, pay later sector

Government delaying start of the Credit Contracts Legislation Amendment Act by two months due to community battle with Covid-19

Government delaying start of the Credit Contracts Legislation Amendment Act by two months due to community battle with Covid-19