responsible lending
Commerce Commission and Co-operative Bank reach settlement over unreasonable fees self reported by the bank
Commerce Commission and Co-operative Bank reach settlement over unreasonable fees self reported by the bank
As the Commerce Commission's banking market study gets underway, Gareth Vaughan looks at the impact of regulation on competition
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As the Commerce Commission's banking market study gets underway, Gareth Vaughan looks at the impact of regulation on competition
The Government's had another go at fixing problematic credit rules it first implemented nearly 18 months ago, but the bankers are still not thrilled
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The Government's had another go at fixing problematic credit rules it first implemented nearly 18 months ago, but the bankers are still not thrilled
Financial Services Federation unimpressed with National Party proposal to favour banks over its finance company, building society & credit union members
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Financial Services Federation unimpressed with National Party proposal to favour banks over its finance company, building society & credit union members
[updated]
Amendments to the troubled credit rule changes last year will come into force on July 7, but the NZ Bankers' Association says the 'rushed' attempt to fix the problems won't make things easier for would-be borrowers
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Amendments to the troubled credit rule changes last year will come into force on July 7, but the NZ Bankers' Association says the 'rushed' attempt to fix the problems won't make things easier for would-be borrowers
Gareth Vaughan looks at how and why a risk-off mindset is dominating at NZ's major banks
CEO Dan Huggins says despite the weaker housing market, BNZ retains the appetite to grow lending; - responsibly
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CEO Dan Huggins says despite the weaker housing market, BNZ retains the appetite to grow lending; - responsibly
CCCFA changes 'narrow refinements to specific aspects of regulations, rather than wholesale changes'
MBIE highlights where it sees lenders' interpretation and implementation of credit contracts and consumer finance regulations as too onerous and restrictive
MBIE highlights where it sees lenders' interpretation and implementation of credit contracts and consumer finance regulations as too onerous and restrictive
Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA
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Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA
David Clark unveils changes to responsible lending rules aimed at curbing unintended consequences of the Credit Contracts & Consumer Finance Act
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David Clark unveils changes to responsible lending rules aimed at curbing unintended consequences of the Credit Contracts & Consumer Finance Act
Simon Jensen probes how financial regulations are put together in New Zealand, asking whether it's parliamentary democracy at work or benign dictatorship by officials
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Simon Jensen probes how financial regulations are put together in New Zealand, asking whether it's parliamentary democracy at work or benign dictatorship by officials
ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions
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ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions
Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced
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Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
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Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
Government consultation paper floats three options for addressing financial hardship caused by the buy now, pay later sector
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Government consultation paper floats three options for addressing financial hardship caused by the buy now, pay later sector