Sector credit
David Hargreaves suggests the real estate industry is singling out the wrong target by urging exemptions from the RBNZ’s LVR rules for first home buyers
14th Aug 17, 11:04am
109
David Hargreaves suggests the real estate industry is singling out the wrong target by urging exemptions from the RBNZ’s LVR rules for first home buyers
New RBNZ figures show mortgage borrowing growing at its slowest annual rate in well over a year; non-bank mortgage borrowing is starting to surge, however
31st Jul 17, 4:14pm
113
New RBNZ figures show mortgage borrowing growing at its slowest annual rate in well over a year; non-bank mortgage borrowing is starting to surge, however
David Hargreaves crunches some of the official numbers on mortgage interest rates
17th May 17, 3:15pm
19
David Hargreaves crunches some of the official numbers on mortgage interest rates
New RBNZ figures show over a quarter of the amount owed on mortgages in this country is for investment property, while over 40% of that money is on interest-only terms
6th Apr 17, 4:04pm
14
New RBNZ figures show over a quarter of the amount owed on mortgages in this country is for investment property, while over 40% of that money is on interest-only terms
New figures show the previously rapidly rising mortgage borrowing surge has been stemmed; Reserve Bank begins new series of monthly statistics
5th Apr 17, 3:46pm
10
New figures show the previously rapidly rising mortgage borrowing surge has been stemmed; Reserve Bank begins new series of monthly statistics
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
8th Mar 17, 5:00pm
72
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
6th Mar 17, 3:53pm
23
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
New figures show slowest rate of borrowing growth in a year-and-a-half, while bank deposits shrank for the first time in three years
1st Mar 17, 12:04pm
8
New figures show slowest rate of borrowing growth in a year-and-a-half, while bank deposits shrank for the first time in three years
New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
31st Jan 17, 3:34pm
10
New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
New figures show a slowing in the growth rate of household borrowing, while deposits have picked up after falling away recently
30th Nov 16, 3:34pm
3
New figures show a slowing in the growth rate of household borrowing, while deposits have picked up after falling away recently
ANZ economists see a slowing of house market activity and say 'this time looks different'; banks 'rationing credit'
31st Oct 16, 4:50pm
34
ANZ economists see a slowing of house market activity and say 'this time looks different'; banks 'rationing credit'
New figures indicate the latest RBNZ housing measures may be starting to have some impact on the growth rate of household borrowing
31st Oct 16, 3:38pm
5
New figures indicate the latest RBNZ housing measures may be starting to have some impact on the growth rate of household borrowing
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
3rd Oct 16, 4:07pm
9
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
New LVR rules expected to slow housing debt, which is growing at its fastest pace in more than eight years
30th Sep 16, 5:26pm
6
New LVR rules expected to slow housing debt, which is growing at its fastest pace in more than eight years
The borrowing of the dairy sector accounts for exactly two-thirds of bank lending to New Zealand's agricultural industries, according to the latest figures
14th Sep 16, 6:03am
16
The borrowing of the dairy sector accounts for exactly two-thirds of bank lending to New Zealand's agricultural industries, according to the latest figures
Kiwis' debt pile now exceeds annual disposable income by nearly $100 billion
The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet
31st Aug 16, 3:36pm
30
The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet
The household debt party is continuing to gather pace, with rates of growth last seen before the Global Financial Crisis
29th Jul 16, 3:21pm
59
The household debt party is continuing to gather pace, with rates of growth last seen before the Global Financial Crisis
The annual rate of growth in household borrowing is continuing to climb at rates last seen in 2008
30th Jun 16, 3:32pm
18
The annual rate of growth in household borrowing is continuing to climb at rates last seen in 2008
David Hargreaves says about the only thing we can be sure of is that American interest rates will not rise in the near future, so we need to focus on that
27th Jun 16, 2:48pm
2
David Hargreaves says about the only thing we can be sure of is that American interest rates will not rise in the near future, so we need to focus on that
The Government's desire to keep pumping the economy with a flow of immigrants is increasingly at odds with Auckland's housing shortage
23rd Jun 16, 11:55am
95
The Government's desire to keep pumping the economy with a flow of immigrants is increasingly at odds with Auckland's housing shortage
We could again very soon be confronted by our powerlessness in the face of global upheavals
17th Jun 16, 8:22am
52
We could again very soon be confronted by our powerlessness in the face of global upheavals
Century 21 chief says current real estate market 'completely different' to pre-1987 sharemarket: 'Auckland house prices aren't rising off the back of speculators having a bit of fun'
15th Jun 16, 3:35pm
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Century 21 chief says current real estate market 'completely different' to pre-1987 sharemarket: 'Auckland house prices aren't rising off the back of speculators having a bit of fun'
The Reserve Bank's in a big hurry to place more controls on housing lending - but what role does it want the Government to play in helping?
9th Jun 16, 3:17pm
43
The Reserve Bank's in a big hurry to place more controls on housing lending - but what role does it want the Government to play in helping?
NZIER's monetary policy 'Shadow Board' says the Reserve Bank should hold interest rates at current levels this Thursday
7th Jun 16, 11:52am
7
NZIER's monetary policy 'Shadow Board' says the Reserve Bank should hold interest rates at current levels this Thursday