David Hargreaves

Fonterra announces net profit of $834 mln; reaffirms season end milk price of $3.90 and dividend of 40c for total payout of $4.30

Fonterra announces net profit of $834 mln; reaffirms season end milk price of $3.90 and dividend of 40c for total payout of $4.30

A review of things you need to know before you go home on Wednesday; Subdued mortgage figures, 'She'll be right' with the house building, Govt gives itself a tick on major projects, NZ Super hangs tough, swaps and NZD in waiting mode

A review of things you need to know before you go home on Wednesday; Subdued mortgage figures, 'She'll be right' with the house building, Govt gives itself a tick on major projects, NZ Super hangs tough, swaps and NZD in waiting mode

Some 'old' patterns of consumer spending are belatedly showing signs of returning, along with the ever-rising house prices

Some 'old' patterns of consumer spending are belatedly showing signs of returning, along with the ever-rising house prices

Fonterra raises forecast of milk price for current season to $5.25 from $4.75; total payout to farmers now seen in $5.75 to $5.85 range before retentions

Fonterra raises forecast of milk price for current season to $5.25 from $4.75; total payout to farmers now seen in $5.75 to $5.85 range before retentions

High profile investment adviser Martin Hawes is to front a re-imaging of Forsyth Barr's Kiwisaver product

High profile investment adviser Martin Hawes is to front a re-imaging of Forsyth Barr's Kiwisaver product

The much-delayed deal for the NZ Super Fund and ACC to become major Kiwibank shareholders may now be completed within weeks

The much-delayed deal for the NZ Super Fund and ACC to become major Kiwibank shareholders may now be completed within weeks

If current house sales figures are demonstrating the full impact of the latest LVR restrictions, there's nothing to stop prices marching ownwards and upwards over the rest of 2016 and into the New Year

If current house sales figures are demonstrating the full impact of the latest LVR restrictions, there's nothing to stop prices marching ownwards and upwards over the rest of 2016 and into the New Year

The borrowing of the dairy sector accounts for exactly two-thirds of bank lending to New Zealand's agricultural industries, according to the latest figures

The borrowing of the dairy sector accounts for exactly two-thirds of bank lending to New Zealand's agricultural industries, according to the latest figures

David Hargreaves says National is getting into deep water by trading off education revenues for easy access to New Zealand's job market for migrants

David Hargreaves says National is getting into deep water by trading off education revenues for easy access to New Zealand's job market for migrants

Kiwis' debt pile now exceeds annual disposable income by nearly $100 billion

Kiwis' debt pile now exceeds annual disposable income by nearly $100 billion

The Reserve Bank's 40% deposit rule for investors already seems like yesterday's news...now all eyes are on the proposed debt-to-income ratios

The Reserve Bank's 40% deposit rule for investors already seems like yesterday's news...now all eyes are on the proposed debt-to-income ratios

Prices of dairy products now at their highest levels in about a year-and-a-half, but the surging Kiwi dollar is taking some gloss off the gains

Prices of dairy products now at their highest levels in about a year-and-a-half, but the surging Kiwi dollar is taking some gloss off the gains

The Reserve Bank is indicating that some - unnamed - banks have deliberately tightened internal credit policies by applying a more restrictive approach to LVR rules than necessary

The Reserve Bank is indicating that some - unnamed - banks have deliberately tightened internal credit policies by applying a more restrictive approach to LVR rules than necessary

RBNZ decides to further extend the exemption from LVR rules for newly constructed homes to assist in creation of new housing stock

RBNZ decides to further extend the exemption from LVR rules for newly constructed homes to assist in creation of new housing stock

Cameron Bagrie says aspects of current immigration trends suggest the migration framework and application of rules 'could be in need of adjustment'

Cameron Bagrie says aspects of current immigration trends suggest the migration framework and application of rules 'could be in need of adjustment'

The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet

The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet

BNZ's latest confidence survey suggests that for the first time more people are unhappy than happy about rising house prices

BNZ's latest confidence survey suggests that for the first time more people are unhappy than happy about rising house prices

Commerce Commission attempts to establish how the Consumer Finance Act 2003 applies to peer-to-peer lender's 'platform fee'; Harmoney 'disappointed' with action

Commerce Commission attempts to establish how the Consumer Finance Act 2003 applies to peer-to-peer lender's 'platform fee'; Harmoney 'disappointed' with action

The era of monetary policy based on inflation targeting is drawing to a shuddering halt. But nobody seems to know what to replace it with

The era of monetary policy based on inflation targeting is drawing to a shuddering halt. But nobody seems to know what to replace it with

Country's largest bank drops floating mortgage rate by 0.05% to 5.59% but raises some term deposits up to 0.3%; CEO urges people to pay down debt and save

Country's largest bank drops floating mortgage rate by 0.05% to 5.59% but raises some term deposits up to 0.3%; CEO urges people to pay down debt and save

BNZ economists now see Reserve Bank cutting rates this week and signposting two more cuts; anything less and the NZ dollar will rise and the RBNZ's credibility 'will be brought into question'

BNZ economists now see Reserve Bank cutting rates this week and signposting two more cuts; anything less and the NZ dollar will rise and the RBNZ's credibility 'will be brought into question'

Barfoot & Thompson average price drops 4.5%; 'a definite change' seen in the market

Barfoot & Thompson average price drops 4.5%; 'a definite change' seen in the market

Some long overdue cheer for dairy farmers as dairy auction prices surge to their highest levels so far this year; ASB sticks with $6 milk price pick

Some long overdue cheer for dairy farmers as dairy auction prices surge to their highest levels so far this year; ASB sticks with $6 milk price pick

RBNZ Survey of expectations shows anticipated inflation of just 1.65% in two years time - still well below the RBNZ's explicit target of 2%

RBNZ Survey of expectations shows anticipated inflation of just 1.65% in two years time - still well below the RBNZ's explicit target of 2%

ANZ economists lay out the reasons why not all of an expected cut in interest rates by the RBNZ next week will be passed on to borrowers and depositors

ANZ economists lay out the reasons why not all of an expected cut in interest rates by the RBNZ next week will be passed on to borrowers and depositors