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Gareth Vaughan

About

Gareth is editor of interest.co.nz and has worked for more than 20 years as a financial journalist in New Zealand and the United Kingdom. He has received awards in the EY Business Journalism Awards, Canon Media Awards, and Shareholders' Association Business Journalism Awards.

Member for

16 years 6 months

Latest articles

Juniper Research details its top 10 fintech trends for 2021
Artificial intelligence, QR code payments, open banking & buy now pay later services all feature in Juniper Research's predictions for the top 10 fintech trends of 2021
by Gareth Vaughan
Artificial intelligence, QR code payments, open banking & buy now pay later services all feature in Juniper Research's predictions for the top 10 fintech trends of 2021
ASB joins other banks in requiring a 40% deposit from residential property investors
ASB says residential property investors seeking loans must now have a 40% deposit, with bank's CEO 'concerned high levels of investor demand are unsustainable'
by Gareth Vaughan
35
ASB says residential property investors seeking loans must now have a 40% deposit, with bank's CEO 'concerned high levels of investor demand are unsustainable'
UK govt moves to regulate buy now pay later sector, which is unregulated in NZ
British government acting on advice buy now pay later credit sector needs to be regulated 'as a matter of urgency' to protect consumers
by Gareth Vaughan
6
British government acting on advice buy now pay later credit sector needs to be regulated 'as a matter of urgency' to protect consumers
Outlook brightening for major banks with eyes on capital return to shareholders from ASB's parent
Expectations 'very high' ahead of half-year financial results from ASB's parent Commonwealth Bank of Australia
by Gareth Vaughan
1
Expectations 'very high' ahead of half-year financial results from ASB's parent Commonwealth Bank of Australia
The biggest impact on banks from open banking to date? Increasing costs
A European centric look at open banking from Morgan Stanley contains some useful morsels for New Zealand banks
by Gareth Vaughan
A European centric look at open banking from Morgan Stanley contains some useful morsels for New Zealand banks
Banks' COVID-19 loan loss cycle expected to be shorter & shallower than a typical cycle
Morgan Stanley says massive quantities of government and central bank fiscal and monetary policy stimulus is suppressing banks' loan losses
by Gareth Vaughan
Morgan Stanley says massive quantities of government and central bank fiscal and monetary policy stimulus is suppressing banks' loan losses
Do banks face the threat of a Google banking marketplace?
Google Pay and banking-as-a-service business model seen making competitive landscape tougher for banks
by Gareth Vaughan
Google Pay and banking-as-a-service business model seen making competitive landscape tougher for banks
Kiwibank completes digital and technology leadership team
Kiwibank unveils key digital and technology appointments as it spruiks evolving digital banking services
by Gareth Vaughan
Kiwibank unveils key digital and technology appointments as it spruiks evolving digital banking services
The big banks may be cutting fixed mortgage rates, but what about floating rates?
Don't hold your breath if you're waiting for floating mortgage rate cuts from the big four banks. But do haggle with 'em if you want a lower rate
by Gareth Vaughan
6
Don't hold your breath if you're waiting for floating mortgage rate cuts from the big four banks. But do haggle with 'em if you want a lower rate
This week's Top 5 featuring a Trump obit, trusts, a central bank propping up a share market & more
Gareth Vaughan on the central bank propping up a share market, an obituary for a failed presidency, trusts slipping through the crackdown cracks, the buy now pay later bubble & Iran's struggles with bitcoin mining
by Gareth Vaughan
43
Gareth Vaughan on the central bank propping up a share market, an obituary for a failed presidency, trusts slipping through the crackdown cracks, the buy now pay later bubble & Iran's struggles with bitcoin mining
Assessing QE's impact on wealth and income inequality
UK think-tank delves into whether quantitative easing, such as the RBNZ's COVID-era large scale asset purchase programme, worsens wealth and income inequality
by Gareth Vaughan
30
UK think-tank delves into whether quantitative easing, such as the RBNZ's COVID-era large scale asset purchase programme, worsens wealth and income inequality
QE 'likely to continue to play a key role in the monetary policy toolkit for years to come'
British evaluation of central bank quantitative easing says it's now a core part of monetary policy, meaning public trust in and understanding of QE is important
by Gareth Vaughan
56
British evaluation of central bank quantitative easing says it's now a core part of monetary policy, meaning public trust in and understanding of QE is important
In a falling interest rate environment, what have banks done with their mortgage testing rates?
Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
by Gareth Vaughan
20
Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
The 2020 Interesties, our 10th annual awards
The 2020 Interesties featuring the National Party, Adrian Orr, Jacinda Ardern, Donald Trump, David Seymour, NZX, Ashley Bloomfield, David Clark, Daniel Andrews, COVID-19, Judith Collins & more
by Gareth Vaughan
28
The 2020 Interesties featuring the National Party, Adrian Orr, Jacinda Ardern, Donald Trump, David Seymour, NZX, Ashley Bloomfield, David Clark, Daniel Andrews, COVID-19, Judith Collins & more
Robertson sounds unenthusiastic about DTI ratio tool
Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
by Gareth Vaughan
45
Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
ANZ's Elliott describes a crisis as 'just a period of rapid change' as new chairman pledges 'relentless pressure' on costs
ANZ Banking Group CEO Shayne Elliott says a crisis is a period of rapid change where people have new needs and good companies figure out how to service them
by Gareth Vaughan
ANZ Banking Group CEO Shayne Elliott says a crisis is a period of rapid change where people have new needs and good companies figure out how to service them
Partners Life buying BNZ Life in NZ$290 mln deal
BNZ's parent National Australia Bank agrees to sell BNZ Life to Partners Life for NZ$290 million
by Gareth Vaughan
1
BNZ's parent National Australia Bank agrees to sell BNZ Life to Partners Life for NZ$290 million
How are banks coping with surging home loan demand?
Mortgage brokers say most banks have had their struggles keeping up with demand in a red hot housing market
by Gareth Vaughan
3
Mortgage brokers say most banks have had their struggles keeping up with demand in a red hot housing market
Will the RBNZ finally get a treasured debt-to-income ratio tool?
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
by Gareth Vaughan
21
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
Merchant service fee regulation - why the Government should go harder
Having advocated for it earlier this year, Gareth Vaughan is encouraged to see the Government proposing merchant service fee regulation, but calls for bolder action
by Gareth Vaughan
12
Having advocated for it earlier this year, Gareth Vaughan is encouraged to see the Government proposing merchant service fee regulation, but calls for bolder action
'We don't believe CBDCs will supplant financial institutions in their financial intermediation function'
S&P expects central bank digital currencies to be developed in a way that enables financial institutions to continue to play a major role in the financial system
by Gareth Vaughan
2
S&P expects central bank digital currencies to be developed in a way that enables financial institutions to continue to play a major role in the financial system
Small Business Minister says merchant service fee regulation coming so retailers & consumers 'get a fair go'
Government outlines wide ranging merchant service fee regulation proposals including 'hard caps' on interchange fees
by Gareth Vaughan
2
Government outlines wide ranging merchant service fee regulation proposals including 'hard caps' on interchange fees
Do we still need banks?
Macquarie analysts argue commercial banks and fintech will exist solely at the grace of central banks and their earnings will be determined by them
by Gareth Vaughan
49
Macquarie analysts argue commercial banks and fintech will exist solely at the grace of central banks and their earnings will be determined by them
UDC annual profit falls 10%, ANZ pockets final dividend
UDC Finance posts 10% drop in annual profit as sale to Japan's Shinsei Bank from ANZ goes through
by Gareth Vaughan
UDC Finance posts 10% drop in annual profit as sale to Japan's Shinsei Bank from ANZ goes through
How I ended up being cross examined by a defendant representing himself
Gareth Vaughan charts his journey as a witness in a Financial Markets Authority court case against a New Zealand registered company and its NZ resident director
by Gareth Vaughan
6
Gareth Vaughan charts his journey as a witness in a Financial Markets Authority court case against a New Zealand registered company and its NZ resident director