Gareth Vaughan | interest.co.nz

About

Gareth is editor of interest.co.nz and has worked for more than 20 years as a financial journalist in New Zealand and the United Kingdom. He has received awards in the EY Business Journalism Awards, Canon Media Awards, and Shareholders' Association Business Journalism Awards.

Member for

15 years 7 months

Latest articles

How much are mortgage rate hikes worth to banks' bottom lines?

Macquarie analysts probe the extent to which recent mortgage rate increases will pump up the major Aussie banks' earnings

31st Mar 17, 4:44pm

by Gareth Vaughan

Macquarie analysts probe the extent to which recent mortgage rate increases will pump up the major Aussie banks' earnings

APRA tightens mortgage lending reins on parents of NZ's big 4 banks

Aussie regulator heightens oversight of banks' interest-only mortgages, property investor lending, serviceability metrics and mortgage securitisation

31st Mar 17, 12:07pm

by Gareth Vaughan

Aussie regulator heightens oversight of banks' interest-only mortgages, property investor lending, serviceability metrics and mortgage securitisation

'That sounds like the sort of conclusion someone who believes in the Tooth Fairy would draw'

Gareth Vaughan argues the Companies Office needs to pull finger and help the FMA out if NZ's reputation is to be protected from association with unsavoury financial service providers

31st Mar 17, 5:02am

by Gareth Vaughan

Gareth Vaughan argues the Companies Office needs to pull finger and help the FMA out if NZ's reputation is to be protected from association with unsavoury financial service providers

Higher loan impairments eat into Rabobank NZ's annual profit

Rural lender Rabobank says it's 'well positioned' to support expanding customers and 'explore opportunities' to take on 'good quality' new customers

29th Mar 17, 10:03am

by Gareth Vaughan

Rural lender Rabobank says it's 'well positioned' to support expanding customers and 'explore opportunities' to take on 'good quality' new customers

Vivier's Luigi Wewege publishes book on digital banking

CEO of company removed from NZ's Financial Service Providers Register by the FMA but that continues to operate overseas as a NZ company 'offering a complete banking package', releases book on digital banking

29th Mar 17, 5:02am

by Gareth Vaughan

What will the deal junkies at China's HNA Group be like as UDC's owner?

Gareth Vaughan questions whether ANZ's gift horse HNA Group will be good for UDC Finance, its staff, borrowers, depositors, and the NZ financial services sector as a whole

28th Mar 17, 5:02am

by Gareth Vaughan

Gareth Vaughan questions whether ANZ's gift horse HNA Group will be good for UDC Finance, its staff, borrowers, depositors, and the NZ financial services sector as a whole

Pay shake-up in A$2b+ mortgage broker market in Aust. Should NZ follow suit?

'NZ very different to Australia' mortgage brokers' lobby group argues as ASIC eyes major changes after reviewing mortgage broker remuneration

27th Mar 17, 6:49am

by Gareth Vaughan

'NZ very different to Australia' mortgage brokers' lobby group argues as ASIC eyes major changes after reviewing mortgage broker remuneration

ANZ sees opening 2017/18 Fonterra milk price forecast in the high $5/kg range

ANZ reduces its Fonterra 2016/17 milk price forecast, although it still remains above the co-operative's own forecast

24th Mar 17, 2:41pm

by Gareth Vaughan

ANZ reduces its Fonterra 2016/17 milk price forecast, although it still remains above the co-operative's own forecast

Where the bloody hell are they?

Auckland has a well publicised housing shortage. Over the ditch there's an array of property development companies and concerns about oversupply. So why aren't more of them coming to Auckland?

23rd Mar 17, 5:02am

by Gareth Vaughan

Auckland has a well publicised housing shortage. Over the ditch there's an array of property development companies and concerns about oversupply. So why aren't more of them coming to Auckland?

'Mortgage repayments nearing extreme historical tipping points where prices fell'

UBS looks at how Australian politicians & regulators might respond to their country's ongoing housing boom and how this would impact banks

22nd Mar 17, 10:57am

by Gareth Vaughan

UBS looks at how Australian politicians & regulators might respond to their country's ongoing housing boom and how this would impact banks

The 83 countries where NZ's FSPR has left its mark & not in a good way

The global ABC of where New Zealand's Financial Service Providers Register has been wrecking our reputation

21st Mar 17, 1:46pm

by Gareth Vaughan

The global ABC of where New Zealand's Financial Service Providers Register has been wrecking our reputation

What has Fair Play on Fees achieved for bank customers?

Fair Play on Fees & Kiwibank quietly settle fees dispute following ANZ settlement. BNZ, Westpac cases 'still before the court'

20th Mar 17, 11:59am

by Gareth Vaughan

Fair Play on Fees & Kiwibank quietly settle fees dispute following ANZ settlement. BNZ, Westpac cases 'still before the court'

Kiwibank funding, profitability concerns raised by credit rating agency

Fitch says Kiwibank cancelling a bond issue & having its capital questioned by the RBNZ, could hinder the bank's funding market access & hit profitability

20th Mar 17, 9:45am

by Gareth Vaughan

Fitch says Kiwibank cancelling a bond issue & having its capital questioned by the RBNZ, could hinder the bank's funding market access & hit profitability

NZ's Chinese banks, anti-money laundering responsibilities & the US$50k limit

ICBC & China Construction Bank explain how China's NZ banks operate within the US$50k restriction on Chinese citizens taking money overseas & their AML responsibilities

18th Mar 17, 8:26am

by Gareth Vaughan

ICBC & China Construction Bank explain how China's NZ banks operate within the US$50k restriction on Chinese citizens taking money overseas & their AML responsibilities

RBNZ's Kiwibank capital move raises broader concerns, causes uncertainty

NZ Super Fund says RBNZ gave the green light to Kiwibank capital instruments it's now questioning last year when Super Fund and ACC were doing due diligence on the bank

17th Mar 17, 4:48pm

by Gareth Vaughan

NZ Super Fund says RBNZ gave the green light to Kiwibank capital instruments it's now questioning last year when Super Fund and ACC were doing due diligence on the bank

Aussie banks 'should continue to enjoy robust investor housing growth'

Macquarie analysts sanguine about threat of more regulatory action against lending by Australian banks to property investors, see margins on these loans fattening

16th Mar 17, 11:24am

by Gareth Vaughan

Macquarie analysts sanguine about threat of more regulatory action against lending by Australian banks to property investors, see margins on these loans fattening

RBNZ says Kiwibank bonds classified as capital actually aren't capital

Kiwibank 'working urgently' with the RBNZ after a preliminary view from the regulator concludes $250m of its bonds don't comply with bank capital rules

15th Mar 17, 10:04am

by Gareth Vaughan

Kiwibank 'working urgently' with the RBNZ after a preliminary view from the regulator concludes $250m of its bonds don't comply with bank capital rules

Fewer law firms, accounting firms & real estate agents caught in AML net

Justice Minister Amy Adams says estimated compliance costs of extending anti-money laundering net have fallen by as much as half to between $800 mln and $1.1 bln

15th Mar 17, 6:02am

by Gareth Vaughan

Justice Minister Amy Adams says estimated compliance costs of extending anti-money laundering net have fallen by as much as half to between $800 mln and $1.1 bln

'Property deals replace Vodka & Red Bull as the stimulant of choice'

Ex-pat Kiwi Michael Parker reflects on the fact that he's now eligible to buy real estate in the world's most expensive property market

13th Mar 17, 9:53am

by Gareth Vaughan

Ex-pat Kiwi Michael Parker reflects on the fact that he's now eligible to buy real estate in the world's most expensive property market

CCB seeks greater lending scale in NZ

China Construction Bank keen to lend for infrastructure, including apartment, development, but aims to do half its lending in the home loan market

10th Mar 17, 7:40am

by Gareth Vaughan

China Construction Bank keen to lend for infrastructure, including apartment, development, but aims to do half its lending in the home loan market

The Opportunities Party details its climate change policy

Gareth Morgan's Opportunities Party wants to wean NZ off fossil fuels, end 'bias' towards roads, and see traffic congestion charges introduced

9th Mar 17, 5:25pm

by Gareth Vaughan

Gareth Morgan's Opportunities Party wants to wean NZ off fossil fuels, end 'bias' towards roads, and see traffic congestion charges introduced

Media boss jumps ship to ASB

Simon Tong succeeds Russell Jones as ASB's executive general manager for technology, innovation and payments

9th Mar 17, 11:26am

by Gareth Vaughan

Simon Tong succeeds Russell Jones as ASB's executive general manager for technology, innovation and payments

What about a leverage ratio?

What will 'strong on a standalone basis' mean for NZ's major banks as the RBNZ moves to review their regulatory capital requirements?

9th Mar 17, 10:34am

by Gareth Vaughan

What will 'strong on a standalone basis' mean for NZ's major banks as the RBNZ moves to review their regulatory capital requirements?

RBNZ 'particularly interested' in banks' use of convertible capital instruments

RBNZ review of bank capital to probe differences in banks' capital modelling, and use of controversial convertible capital instruments

8th Mar 17, 9:50am

by Gareth Vaughan

RBNZ review of bank capital to probe differences in banks' capital modelling, and use of controversial convertible capital instruments

NZ bank capital ratios 'in the pack' relative to international peers, RBNZ says

RBNZ review of bank capital requirements to cover definition of capital, the measurement of risks banks face, plus minimum capital requirements and buffers

7th Mar 17, 11:10am

by Gareth Vaughan

RBNZ review of bank capital requirements to cover definition of capital, the measurement of risks banks face, plus minimum capital requirements and buffers