Joseph Darby questions whether some people are putting too much money in KiwiSaver, noting there's no illiquidity premium in exchange for reduced access to capital

Keith Woodford sees only a few sectors that can improve our poor overall productivity record, and they are rural and potential is limited. He searches for other ways we can get out of our collective funk

New Zealand’s economy is recovering gradually but global turbulence, unemployment, 'subdued' net migration and high electricity prices are impacting momentum, an OECD economic survey report says

Fuel limits: Government outlines who 'critical fuel users' would be in the 'unlikely event' the oil crisis worsens enough to justify a move to phase 4 of its National Fuel Response Plan

Ross Stitt explores why Aussies seem more dissatisfied with life than Kiwis, and yet it is attracting more of us

A review of things you need to know before you sign off on Monday; the Worldclear Files, Foodstuffs says no inflation, critical fuel users defined, bonds rushed again, fuel stock update, swaps stable, NZD stable, & more

Oil prices tumble even as Hormuz remains shut; US labour market expands; China holiday travel rises; global debt demand shifts away from US Treasuries; UST 10yr at 4.35%; gold jumps and oil falls; NZ$1 = 59.5 USc; TWI-5 = 62.8