cash incentives

Kiwibank is offering a new outsized incentive for home loan borrowers who want to go big, with up to $10,000 on offer for a million dollar mortgage

Kiwibank is offering a new outsized incentive for home loan borrowers who want to go big, with up to $10,000 on offer for a million dollar mortgage

Another major bank falls into line with a 3.39% one year home loan rate while also raising its two year fixed rate by +10 bps

Another major bank falls into line with a 3.39% one year home loan rate while also raising its two year fixed rate by +10 bps

New Zealand's largest home loan bank has chosen to match the hot one year rate offer from the smallest of their major home loan rivals as wholesale rates stay low

New Zealand's largest home loan bank has chosen to match the hot one year rate offer from the smallest of their major home loan rivals as wholesale rates stay low

Kiwibank makes a serious cut to its one year fixed home loan rate, besting all its major rivals. It also raises its one year TD rate, the first such rise for a term deposit rate in 2019, as wholesale rates turn up

Kiwibank makes a serious cut to its one year fixed home loan rate, besting all its major rivals. It also raises its one year TD rate, the first such rise for a term deposit rate in 2019, as wholesale rates turn up

While mortgage bankers assess the wholesale money moves and await RBNZ rate and policy signals, at least one more bank is rolling out a cash incentive to get borrowers to switch

While mortgage bankers assess the wholesale money moves and await RBNZ rate and policy signals, at least one more bank is rolling out a cash incentive to get borrowers to switch

The re-emergence of cash-back home loan incentives in public mortgage advertising heralds an elevated drive for business by a number of banks

The re-emergence of cash-back home loan incentives in public mortgage advertising heralds an elevated drive for business by a number of banks

With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well

With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers

Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins

Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins

As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows

As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows

SBS Bank bursts into contention in the Spring selling season with a very sharp competitive two year fixed mortgage rate, lower than all rivals

SBS Bank bursts into contention in the Spring selling season with a very sharp competitive two year fixed mortgage rate, lower than all rivals