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LVRs

22nd Jan 21, 7:01pm
Cyber attack prompts RBNZ to delay collecting and publishing bank data, key to policymakers addressing the housing crisis and ensuring the financial system is stable
Cyber attack prompts RBNZ to delay collecting and publishing bank data, key to policymakers addressing the housing crisis and ensuring the financial system is stable
22nd Jan 21, 7:01pm
19th Jan 21, 11:36am
David Hargreaves says the ability of first home buyers to keep competing in the viciously competitive housing market will be a key thing to watch this year
David Hargreaves says the ability of first home buyers to keep competing in the viciously competitive housing market will be a key thing to watch this year
19th Jan 21, 11:36am
18th Dec 20, 1:51pm
Jenée Tibshraeny has spent the year scrutinising the seismic government and central bank interventions made to keep the economy (and house prices) afloat. She shares her observations on the NZ Everyday Investor podcast
Jenée Tibshraeny has spent the year scrutinising the seismic government and central bank interventions made to keep the economy (and house prices) afloat. She shares her observations on the NZ Everyday Investor podcast
18th Dec 20, 1:51pm
[Updated]
11th Dec 20, 11:38am
Reserve Bank open to having more regard for house prices through the way it regulates banks, not through the way it conducts monetary policy; Asks for debt-to-income tools
[Updated]
Reserve Bank open to having more regard for house prices through the way it regulates banks, not through the way it conducts monetary policy; Asks for debt-to-income tools
11th Dec 20, 11:38am
30th Nov 20, 3:40pm
Reserve Bank statistics show the bumper mortgage month of October led to the biggest monthly and annual increase in the amount of mortgage money outstanding ever
Reserve Bank statistics show the bumper mortgage month of October led to the biggest monthly and annual increase in the amount of mortgage money outstanding ever
30th Nov 20, 3:40pm
[Updated]
26th Nov 20, 4:31pm
Robertson says Labour wouldn't be breaking its pre-election promises on tax if it extended the bright-line test; Orr clarifies the RBNZ would like debt-to-income ratios to be added to its toolkit but this hasn't been a priority
[Updated]
Robertson says Labour wouldn't be breaking its pre-election promises on tax if it extended the bright-line test; Orr clarifies the RBNZ would like debt-to-income ratios to be added to its toolkit but this hasn't been a priority
26th Nov 20, 4:31pm
[Updated]
25th Nov 20, 10:12am
RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
[Updated]
RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
25th Nov 20, 10:12am
25th Nov 20, 8:01am
Economist Brian Easton looks at housing bubbles and what we might do about them
Economist Brian Easton looks at housing bubbles and what we might do about them
25th Nov 20, 8:01am
25th Nov 20, 7:50am
Ryan Greenaway-McGrevy says reintroducing LVR restrictions on property investors is urgently needed and the maximum LVR on investment properties should be 60% or perhaps even 50%
Ryan Greenaway-McGrevy says reintroducing LVR restrictions on property investors is urgently needed and the maximum LVR on investment properties should be 60% or perhaps even 50%
25th Nov 20, 7:50am
25th Nov 20, 6:58am
Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
25th Nov 20, 6:58am
[Updated]
24th Nov 20, 4:23pm
BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
[Updated]
BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
24th Nov 20, 4:23pm
17th Nov 20, 6:34am
PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
17th Nov 20, 6:34am
16th Nov 20, 12:26pm
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
15th Nov 20, 6:02am
Gareth Vaughan delves into the Reserve Bank's mandate, economic policy settings, the housing market and the type of society New Zealanders want
Gareth Vaughan delves into the Reserve Bank's mandate, economic policy settings, the housing market and the type of society New Zealanders want
15th Nov 20, 6:02am
12th Nov 20, 5:07pm
Banks are moving quickly to reinstate LVR restrictions now that they have the RBNZ's signal. The first to announce them is heavyweight ASB, which is moving 'immediately'
Banks are moving quickly to reinstate LVR restrictions now that they have the RBNZ's signal. The first to announce them is heavyweight ASB, which is moving 'immediately'
12th Nov 20, 5:07pm
[Updated]
12th Nov 20, 2:58pm
Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
[Updated]
Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
12th Nov 20, 2:58pm
12th Nov 20, 10:13am
Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
12th Nov 20, 10:13am
12th Nov 20, 9:00am
Investors rushing to secure low deposit mortgages before high LVR restrictions are reintroduced may not add as much fuel to the housing market fire as people are expecting
Investors rushing to secure low deposit mortgages before high LVR restrictions are reintroduced may not add as much fuel to the housing market fire as people are expecting
12th Nov 20, 9:00am
11th Nov 20, 3:57pm
Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
11th Nov 20, 3:57pm
11th Nov 20, 11:52am
Grant Robertson signals he wants banks to rein in their risky mortgage lending ASAP, saying the RBNZ's decision to consider re-imposing LVR restrictions in March is 'sensible'
Grant Robertson signals he wants banks to rein in their risky mortgage lending ASAP, saying the RBNZ's decision to consider re-imposing LVR restrictions in March is 'sensible'
11th Nov 20, 11:52am
11th Nov 20, 10:43am
Westpac says the reintroduction of LVRs on new mortgage lending would probably be aimed at property investors
Westpac says the reintroduction of LVRs on new mortgage lending would probably be aimed at property investors
11th Nov 20, 10:43am
[Updated]
11th Nov 20, 8:52am
Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
[Updated]
Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
11th Nov 20, 8:52am
3rd Nov 20, 12:06pm
CEO David McLean says Westpac NZ is open for business but has not loosened its LVR lending limits since the Reserve Bank said it could
CEO David McLean says Westpac NZ is open for business but has not loosened its LVR lending limits since the Reserve Bank said it could
3rd Nov 20, 12:06pm
2nd Nov 20, 5:17pm
Grant Robertson says he has brought forward a scheduled meeting with Adrian Orr ahead of the RBNZ releasing its Monetary Policy Statement
Grant Robertson says he has brought forward a scheduled meeting with Adrian Orr ahead of the RBNZ releasing its Monetary Policy Statement
2nd Nov 20, 5:17pm
2nd Nov 20, 11:58am
ANZ economists say the fear of missing out dynamic has the potential to contribute to frothiness in the housing market that ultimately cannot be sustained
ANZ economists say the fear of missing out dynamic has the potential to contribute to frothiness in the housing market that ultimately cannot be sustained
2nd Nov 20, 11:58am

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