Mortgage rates
The mortgage war takes interest rates down to levels never seen before for fixed home loans with Kiwibank the latest to offer a market leading rate
16th Aug 19, 12:02am
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The mortgage war takes interest rates down to levels never seen before for fixed home loans with Kiwibank the latest to offer a market leading rate
ASB cuts all its fixed mortgage rates again, taking market leading positions for many terms, after raising some very cheap funding. It cuts term deposit rates too
15th Aug 19, 9:14am
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ASB cuts all its fixed mortgage rates again, taking market leading positions for many terms, after raising some very cheap funding. It cuts term deposit rates too
Another major home loan bank joins ANZ at a market-leading level for a key mortgage rate, dropping it by 16 bps. It also cut some key term deposit rates by 20 bps
13th Aug 19, 10:42am
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Another major home loan bank joins ANZ at a market-leading level for a key mortgage rate, dropping it by 16 bps. It also cut some key term deposit rates by 20 bps
Latest cuts to interest rates may only reduce mortgage payments by a dollar or two a week
7th Aug 19, 4:26pm
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Latest cuts to interest rates may only reduce mortgage payments by a dollar or two a week
ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
7th Aug 19, 2:19pm
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ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
3rd Aug 19, 10:21am
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SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
30th Jul 19, 4:51pm
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The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
26th Jul 19, 2:23pm
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By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
26th Jul 19, 10:31am
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Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
23rd Jul 19, 4:31pm
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Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
22nd Jul 19, 10:48am
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BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
Rodney Dickens says understanding how our local long term interest rates are influenced has huge implications for how much they will move in response to RBNZ and Government pro-growth and pro-inflation policies
17th Jul 19, 9:17am
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Rodney Dickens says understanding how our local long term interest rates are influenced has huge implications for how much they will move in response to RBNZ and Government pro-growth and pro-inflation policies
Rodney Dickens says current official forecasts are tainted by wishful thinking and take no account of policies that will boost wage inflation. OCR cuts and fiscal stimulus will boost growth so that the labour market will be tighter next year than now
10th Jul 19, 2:04pm
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Rodney Dickens says current official forecasts are tainted by wishful thinking and take no account of policies that will boost wage inflation. OCR cuts and fiscal stimulus will boost growth so that the labour market will be tighter next year than now
Background wholesale money costs are changing lower, but not at the durations that will have much influence on fixed mortgage rates
21st Mar 19, 1:10pm
Background wholesale money costs are changing lower, but not at the durations that will have much influence on fixed mortgage rates
Westpac economists challenge their ANZ counterparts, downplaying the effect higher proposed bank capital requirements will have on interest rates
16th Jan 19, 9:23am
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Westpac economists challenge their ANZ counterparts, downplaying the effect higher proposed bank capital requirements will have on interest rates
First home buyers being squeezed between rising lower quartile housing prices & higher mortgage interest rates, putting a dampener on their home ownership hopes
19th Dec 18, 5:00am
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First home buyers being squeezed between rising lower quartile housing prices & higher mortgage interest rates, putting a dampener on their home ownership hopes
As Shane Jones pushes for a bank levy to support regional NZ banking services, ACCC report says Aussie bank levy costs not being passed on to mortgage borrowers
13th Dec 18, 10:38am
As Shane Jones pushes for a bank levy to support regional NZ banking services, ACCC report says Aussie bank levy costs not being passed on to mortgage borrowers
Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
6th Dec 18, 10:09am
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Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
Rising house prices have more than offset falling interest rates in 11 of 12 regions over the last six months - Home loan Affordability Reports
21st Nov 18, 11:46am
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Rising house prices have more than offset falling interest rates in 11 of 12 regions over the last six months - Home loan Affordability Reports
Falling interest rates, easing house prices and rising incomes have improved the lot of typical first home buyers in Auckland by nearly $90 a week since March 2017
26th Oct 18, 11:04am
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Falling interest rates, easing house prices and rising incomes have improved the lot of typical first home buyers in Auckland by nearly $90 a week since March 2017
Slightly lower prices, falling interest rates and slowly rising incomes are all helping to improve affordability for first home buyers - but not by much
26th Sep 18, 10:22am
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Slightly lower prices, falling interest rates and slowly rising incomes are all helping to improve affordability for first home buyers - but not by much
David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins
8th Sep 18, 9:31am
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David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins
Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
6th Sep 18, 1:25pm
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Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
12th May 18, 9:22am
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Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
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Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank