Mortgages
Adding low equity loans on new house builds to exemptions from lending restrictions not a back down; Not planning further changes to the policy, RBNZ Governor says
13th Dec 13, 7:00am
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Adding low equity loans on new house builds to exemptions from lending restrictions not a back down; Not planning further changes to the policy, RBNZ Governor says
Bernard Hickey looks at what the Reserve Bank's OCR decision means for mortgage rates and house prices
12th Dec 13, 1:04pm
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Bernard Hickey looks at what the Reserve Bank's OCR decision means for mortgage rates and house prices
RBNZ holds OCR at 2.5%, but raises forecast rate hike track by 10 bps; indicating OCR at 4.75% by early 2016
12th Dec 13, 9:08am
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RBNZ holds OCR at 2.5%, but raises forecast rate hike track by 10 bps; indicating OCR at 4.75% by early 2016
Reserve Bank says that houses under construction will be exempt from the 'speed limits' on high loan-to-value ratio lending
10th Dec 13, 11:11am
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Reserve Bank says that houses under construction will be exempt from the 'speed limits' on high loan-to-value ratio lending
Margins between banks' carded fixed-term mortgage rates and swap rates drop to five-year low
9th Dec 13, 4:04pm
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Margins between banks' carded fixed-term mortgage rates and swap rates drop to five-year low
BNZ economists say a 50-basis-points rise in official interest rates is fully justified by the current growth in the economy
9th Dec 13, 3:00pm
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BNZ economists say a 50-basis-points rise in official interest rates is fully justified by the current growth in the economy
Fewer sales by auction, more parents helping their kids buy and a settling market; What the RBNZ low equity mortgage restrictions mean for Auckland housing
6th Dec 13, 12:17pm
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Fewer sales by auction, more parents helping their kids buy and a settling market; What the RBNZ low equity mortgage restrictions mean for Auckland housing
September quarter profit up 23%, mortgage book grows 2% at the Co-operative Bank
5th Dec 13, 10:28pm
September quarter profit up 23%, mortgage book grows 2% at the Co-operative Bank
Major real estate firm says first-time buyers and lenders are finding ways around lending limits
5th Dec 13, 9:19am
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Major real estate firm says first-time buyers and lenders are finding ways around lending limits
Weekly mortgage approvals reach highest level by both volume and value since RBNZ's low equity loan restrictions were introduced
5th Dec 13, 8:00am
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Weekly mortgage approvals reach highest level by both volume and value since RBNZ's low equity loan restrictions were introduced
SBS Bank back in lending growth mode as it competes more on price and opens shop in Auckland
4th Dec 13, 4:55pm
SBS Bank back in lending growth mode as it competes more on price and opens shop in Auckland
Westpac to give 1st home buyers preferential treatment for low equity loans if they have a deposit of at least $10,000
3rd Dec 13, 5:00am
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Westpac to give 1st home buyers preferential treatment for low equity loans if they have a deposit of at least $10,000
Property IQ says 20% of home sales since start of last year to first home buyers, with increases since RBNZ loan restrictions were introduced
2nd Dec 13, 12:19pm
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Property IQ says 20% of home sales since start of last year to first home buyers, with increases since RBNZ loan restrictions were introduced
Opinion: Only an actual fall in house prices will save the RBNZ's high-LVR policy
2nd Dec 13, 8:28am
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Opinion: Only an actual fall in house prices will save the RBNZ's high-LVR policy
Bernard Hickey says the LVR policy restrictions are having three unfortunate and unintended consequences
1st Dec 13, 7:40am
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Bernard Hickey says the LVR policy restrictions are having three unfortunate and unintended consequences
Property investor Olly Newland says RBNZ lending limits could lead to a 'dysfunctional' property market
29th Nov 13, 8:44am
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Property investor Olly Newland says RBNZ lending limits could lead to a 'dysfunctional' property market
HSBC NZ posts strong rise in September quarter profit and grows home loans
28th Nov 13, 5:43pm
HSBC NZ posts strong rise in September quarter profit and grows home loans
Statistics NZ's latest household economic survey shows household incomes rising faster than spending
28th Nov 13, 12:26pm
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Statistics NZ's latest household economic survey shows household incomes rising faster than spending
RBNZ says banks reduced low equity mortgage lending to 11.7% of total new mortgage lending in October from 25.5% in September
28th Nov 13, 12:00pm
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RBNZ says banks reduced low equity mortgage lending to 11.7% of total new mortgage lending in October from 25.5% in September
Westpac grew net residential mortgages by $525 mln in September quarter, with growth not in high LVR lending
27th Nov 13, 5:02pm
Westpac grew net residential mortgages by $525 mln in September quarter, with growth not in high LVR lending
RBNZ figures show there were 6523 mortgages approved last week - the most since lending limits came into force in October
27th Nov 13, 3:28pm
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RBNZ figures show there were 6523 mortgages approved last week - the most since lending limits came into force in October
Auckland mortgage broker sees central bank coming under attack early next year as LVR limits bite into housing market
25th Nov 13, 2:02pm
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Auckland mortgage broker sees central bank coming under attack early next year as LVR limits bite into housing market
BNZ chief economist says the cost of shoring up the stability of the financial sector is being borne by would-be first home buyers
25th Nov 13, 12:36pm
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BNZ chief economist says the cost of shoring up the stability of the financial sector is being borne by would-be first home buyers
A total of 15% of Kiwibank's net September quarter residential mortgage lending growth came from high LVR loans
25th Nov 13, 9:09am
A total of 15% of Kiwibank's net September quarter residential mortgage lending growth came from high LVR loans
Rodney Dickens unpicks the background behind the recent LVR restrictions and finds 'dubious justification' for them
22nd Nov 13, 12:18pm
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Rodney Dickens unpicks the background behind the recent LVR restrictions and finds 'dubious justification' for them