David Chaston

Investors turning away from US Treasuries; China faces dollar debt crisis; Fed official turns dovish; Mexico & Indonesia raise rates; RBI to be muzzled; UST 10yr at 3.07%; oil flat and gold up; NZ$1 = 68.8 USc; TWI-5 = 73.1

Investors turning away from US Treasuries; China faces dollar debt crisis; Fed official turns dovish; Mexico & Indonesia raise rates; RBI to be muzzled; UST 10yr at 3.07%; oil flat and gold up; NZ$1 = 68.8 USc; TWI-5 = 73.1

Surprise! For the first time ever we are now not paying more than the Aussies for one key fixed rate. We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans

Surprise! For the first time ever we are now not paying more than the Aussies for one key fixed rate. We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans

US household debt rises but safe; US factory production stalls; Fed view seen as dovish; Mexico and Indonesia raise rates; China faces US debt stress; UST 10yr 3.07%; oil holds and gold up; NZ$1 = 68.8 USc; TWI-5 = 73.1

US household debt rises but safe; US factory production stalls; Fed view seen as dovish; Mexico and Indonesia raise rates; China faces US debt stress; UST 10yr 3.07%; oil holds and gold up; NZ$1 = 68.8 USc; TWI-5 = 73.1

A review of things you need to know before you go home on Friday; plenty of rate changes, PMIs improve, KiwiSavers take a hit, lakes refill fast, petrol prices drop, swaps soften, NZD rises, & more

A review of things you need to know before you go home on Friday; plenty of rate changes, PMIs improve, KiwiSavers take a hit, lakes refill fast, petrol prices drop, swaps soften, NZD rises, & more

US retail sales up strongly; Canada housing sales dip; gig jobs impact labour stats; China data questionable; EU data soft; RBA sees overshoot & protracted decline; UST 10yr at 3.11%; oil flat and gold up; NZ$1 = 68.2 USc; TWI-5 = 72.8

US retail sales up strongly; Canada housing sales dip; gig jobs impact labour stats; China data questionable; EU data soft; RBA sees overshoot & protracted decline; UST 10yr at 3.11%; oil flat and gold up; NZ$1 = 68.2 USc; TWI-5 = 72.8

A review of things you need to know before you go home on Thursday; some rate changes, big bond issues, Jones not spending fast enough, a $1.09 tln investment, swaps dip, NZD strong, & more

A review of things you need to know before you go home on Thursday; some rate changes, big bond issues, Jones not spending fast enough, a $1.09 tln investment, swaps dip, NZD strong, & more

History is made with the weighted average one year fixed mortgage rate falling below 4% for the first time ever, bumped lower by Thursday's cut by TSB

History is made with the weighted average one year fixed mortgage rate falling below 4% for the first time ever, bumped lower by Thursday's cut by TSB

US inflation rising; Canadians fear global slump; China retail growth slows sharply; Japan contracts; Brexit details emerge; Aussie confidence up; UST 10yr at 3.09%; oil down and gold flat; NZ$1 = 67.9 USc; TWI-5 = 72.5

US inflation rising; Canadians fear global slump; China retail growth slows sharply; Japan contracts; Brexit details emerge; Aussie confidence up; UST 10yr at 3.09%; oil down and gold flat; NZ$1 = 67.9 USc; TWI-5 = 72.5

A review of things you need to know before you go home on Wednesday; no rate changes, house sales 'normal', Anderson passes, swaps softer and flatter, NZD holds high, & more

A review of things you need to know before you go home on Wednesday; no rate changes, house sales 'normal', Anderson passes, swaps softer and flatter, NZD holds high, & more

US deficits widen; OECD jobless rate falls; a Brexit deal on the table; RCEP pushed back; China & US in confusing trade talks; UST 10yr at 3.16%; oil slumps and gold down; NZ$1 = 67.6 USc; TWI-5 = 72.3

US deficits widen; OECD jobless rate falls; a Brexit deal on the table; RCEP pushed back; China & US in confusing trade talks; UST 10yr at 3.16%; oil slumps and gold down; NZ$1 = 67.6 USc; TWI-5 = 72.3

A review of things you need to know before you go home on Tuesday; ASB cuts, Co-op Bank changes, food prices unchanged, Fonterra has China win, population up +1.9%, swaps & NZD little changed, & more

A review of things you need to know before you go home on Tuesday; ASB cuts, Co-op Bank changes, food prices unchanged, Fonterra has China win, population up +1.9%, swaps & NZD little changed, & more

ASB cuts one rate to 3.95% but raises two others as the sub 4% rate level embeds in the current home loan market; only three stragglers to go now

ASB cuts one rate to 3.95% but raises two others as the sub 4% rate level embeds in the current home loan market; only three stragglers to go now

Wall Street goes risk-off; Japan machine tool orders drop; China C/A may be in deficit; yuan management gettting tricky; US deficit issues grow; UST 10yr at 3.19%; oil up and gold down; NZ$1 = 67.3 USc; TWI-5 = 72.1

Wall Street goes risk-off; Japan machine tool orders drop; China C/A may be in deficit; yuan management gettting tricky; US deficit issues grow; UST 10yr at 3.19%; oil up and gold down; NZ$1 = 67.3 USc; TWI-5 = 72.1

Another major bank reduces one mortgage rate below 4%, leaving only ASB and Kiwibank as majors with no offers at this new level

Another major bank reduces one mortgage rate below 4%, leaving only ASB and Kiwibank as majors with no offers at this new level

A review of things you need to know before you go home on Monday; many rate and cash-back changes, good time to buy a house, consumer spending rises, more bond issues, swaps and NZD on hold, & more

A review of things you need to know before you go home on Monday; many rate and cash-back changes, good time to buy a house, consumer spending rises, more bond issues, swaps and NZD on hold, & more

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years

US producer prices jump; Mexican production rises; China aims for more private sector support; Singles Day record; Fed targets financial stability; UST 10yr at 3.19%; oil and gold fall; NZ$1 = 67.4 USc; TWI-5 = 72

US producer prices jump; Mexican production rises; China aims for more private sector support; Singles Day record; Fed targets financial stability; UST 10yr at 3.19%; oil and gold fall; NZ$1 = 67.4 USc; TWI-5 = 72

With wholesale interest rates turning higher, Kiwibank tests the waters with a new 'special' one year term deposit rate offer that is +15 to +25 bps higher than its rivals

With wholesale interest rates turning higher, Kiwibank tests the waters with a new 'special' one year term deposit rate offer that is +15 to +25 bps higher than its rivals

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up

US PPI surges; US wholesales sale up; China CPI up, PPI down; China economy sagging, but iron ore prices up; S&P500 and SSE indexes fall; UST 10yr 3.19%; oil and gold down; NZ$1 = 67.4 USc; TWI-5 = 71.9

US PPI surges; US wholesales sale up; China CPI up, PPI down; China economy sagging, but iron ore prices up; S&P500 and SSE indexes fall; UST 10yr 3.19%; oil and gold down; NZ$1 = 67.4 USc; TWI-5 = 71.9

Fed holds; Canada housing starts drop; Mexico inflation cools; China posts jump in exports; EU data soft; AU banks warn on regulatory overreach; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 67.8 USc; TWI-5 = 72.1

Fed holds; Canada housing starts drop; Mexico inflation cools; China posts jump in exports; EU data soft; AU banks warn on regulatory overreach; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 67.8 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Thursday; no rate changes even from RBNZ, Fonterra shareholders unhappy, more concrete poured, swap rates up again, NZD stronger

A review of things you need to know before you go home on Thursday; no rate changes even from RBNZ, Fonterra shareholders unhappy, more concrete poured, swap rates up again, NZD stronger

Live-streamed video from the November 2018 RBNZ Monetary Policy Statement press conference with Governor Adrian Orr

Live-streamed video from the November 2018 RBNZ Monetary Policy Statement press conference with Governor Adrian Orr

Eyes on RBNZ; Wall St lives with US Midterms; US mortgage applications drop sharply; China fx reserves slip; PBoC to fund desperate private companies; UST 10yr at 3.20%; oil and gold hold; NZ$1 = 67.9 USc; TWI-5 = 72.1

Eyes on RBNZ; Wall St lives with US Midterms; US mortgage applications drop sharply; China fx reserves slip; PBoC to fund desperate private companies; UST 10yr at 3.20%; oil and gold hold; NZ$1 = 67.9 USc; TWI-5 = 72.1