David Chaston

Hayne Report issues 76 recommended changes; criminal charges possible; broker conflicts unresolvable; US durable goods orders fall; UST 10yr 2.73%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 72.9

Hayne Report issues 76 recommended changes; criminal charges possible; broker conflicts unresolvable; US durable goods orders fall; UST 10yr 2.73%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 72.9

A review of things you need to know before you go home on Monday; SBS Bank cuts a home loan rate, building consents rise, FMT sold, bank funding even more short term, swaps & NZD unchanged, & more

A review of things you need to know before you go home on Monday; SBS Bank cuts a home loan rate, building consents rise, FMT sold, bank funding even more short term, swaps & NZD unchanged, & more

US jobs growth unexpectedly strong; US consumer confidence drops; world PMIs dip; China on holiday; eyes on Hayne; UST 10yr 2.68%; oil up and gold down; NZ$1 = 69 USc; TWI-5 = 72.9

US jobs growth unexpectedly strong; US consumer confidence drops; world PMIs dip; China on holiday; eyes on Hayne; UST 10yr 2.68%; oil up and gold down; NZ$1 = 69 USc; TWI-5 = 72.9

The KiwiSaver results are in for the December 2018 quarter and we review how high market volatility affected our retirement savings accounts, with a detailed look at Default funds

The KiwiSaver results are in for the December 2018 quarter and we review how high market volatility affected our retirement savings accounts, with a detailed look at Default funds

David Chaston suggests that if you want to know where mortgage rates are headed next, watch what the big banks do with term deposit rates rather than where swap rates go

David Chaston suggests that if you want to know where mortgage rates are headed next, watch what the big banks do with term deposit rates rather than where swap rates go

Good US jobs growth, but part-time heavy; US factory expansion unchanged; US consumers less confident; most other PMIs weaken; AU house prices fall; UST 10yr 2.69%; oil rises and gold slips; NZ$1 = 69.1 USc; TWI-5 = 73

Good US jobs growth, but part-time heavy; US factory expansion unchanged; US consumers less confident; most other PMIs weaken; AU house prices fall; UST 10yr 2.69%; oil rises and gold slips; NZ$1 = 69.1 USc; TWI-5 = 73

A review of things you need to know before you go home on Friday; some TD increases, Westpac says house building in balance, consumer confidence good & stable, swaps flatten, NZD firm, & more

A review of things you need to know before you go home on Friday; some TD increases, Westpac says house building in balance, consumer confidence good & stable, swaps flatten, NZD firm, & more

Another bank raises its key term deposit rates, even in the face of sharply falling wholesale swap rates. A finance company raised a key rate too

Another bank raises its key term deposit rates, even in the face of sharply falling wholesale swap rates. A finance company raised a key rate too

Lame Fed signals have big impact; US jobless jump; US housing starts dive; EU finds bond cartel; China PMIs mixed; credit raters satisfied with NZ; UST 10yr 2.64%; oil and gold up; NZ$1 = 69.2 USc; TWI-5 = 73.1

Lame Fed signals have big impact; US jobless jump; US housing starts dive; EU finds bond cartel; China PMIs mixed; credit raters satisfied with NZ; UST 10yr 2.64%; oil and gold up; NZ$1 = 69.2 USc; TWI-5 = 73.1

A review of things you need to know before you go home on Thursday; low rate extended, FHBs face new pressure, NZGB yields tumble, mortgage debt up +6.1%, household deposits up +6.2%, swaps sink, NZD rises, & more

A review of things you need to know before you go home on Thursday; low rate extended, FHBs face new pressure, NZGB yields tumble, mortgage debt up +6.1%, household deposits up +6.2%, swaps sink, NZD rises, & more

Fed view in focus; US jobs growth modest; US home sales weak; Mexico growth weakens; US-China trade talks start; China decides stimulus focus; UST 10yr 2.73%; oil and gold up; NZ$1 = 68.4 USc; TWI-5 = 72.5

Fed view in focus; US jobs growth modest; US home sales weak; Mexico growth weakens; US-China trade talks start; China decides stimulus focus; UST 10yr 2.73%; oil and gold up; NZ$1 = 68.4 USc; TWI-5 = 72.5

A review of things you need to know before you go home on Wednesday; no rate changes rents rising, corruption slip, biosecurity call, swaps & NZD stable, & more

A review of things you need to know before you go home on Wednesday; no rate changes rents rising, corruption slip, biosecurity call, swaps & NZD stable, & more

US consumer confidence retreats; house prices dip; US-China trade talks get harder; Huawei indicted; iron ore prices up; AU jobs growth in focus; UST 10yr 2.72%; oil and gold up; NZ$1 = 68.3 USc; TWI-5 = 72.4

US consumer confidence retreats; house prices dip; US-China trade talks get harder; Huawei indicted; iron ore prices up; AU jobs growth in focus; UST 10yr 2.72%; oil and gold up; NZ$1 = 68.3 USc; TWI-5 = 72.4

Despite mortgage rates trending lower, recent moves on term deposit rates by two major banks suggest a rising trend

Despite mortgage rates trending lower, recent moves on term deposit rates by two major banks suggest a rising trend

A review of things you need to know before you go home on Tuesday; TD rate changes, larger 2018 trade deficit, commission selling in spotlight, swaps stable, NZD soft, & more

A review of things you need to know before you go home on Tuesday; TD rate changes, larger 2018 trade deficit, commission selling in spotlight, swaps stable, NZD soft, & more

China on the move; equities lower; US tax cut didn't motivate companies to invest; Malaysia and EU fight over palm oil; Brexit options narrow; UST 10yr 2.73%; oil jumps and gold up; NZ$1 = 68.3 USc; TWI-5 = 72.4

China on the move; equities lower; US tax cut didn't motivate companies to invest; Malaysia and EU fight over palm oil; Brexit options narrow; UST 10yr 2.73%; oil jumps and gold up; NZ$1 = 68.3 USc; TWI-5 = 72.4

A review of things you need to know before you go home on Monday; Kiwibank makes rate changes, realtor commissions rise, southern guest nights hot, Synlait cuts milk payout, swaps stable, NZD up, & more

A review of things you need to know before you go home on Monday; Kiwibank makes rate changes, realtor commissions rise, southern guest nights hot, Synlait cuts milk payout, swaps stable, NZD up, & more

Most equity markets rise; US ends shutdown; Canada probes non-bank lender risk; China adds stimulus; Malaysia goes after KPMG, Deloitte; UST 10yr 2.76%; oil firm and gold jumps; NZ$1 = 68.4 USc; TWI-5 = 72.3

Most equity markets rise; US ends shutdown; Canada probes non-bank lender risk; China adds stimulus; Malaysia goes after KPMG, Deloitte; UST 10yr 2.76%; oil firm and gold jumps; NZ$1 = 68.4 USc; TWI-5 = 72.3

Stocks rise on earnings and shutdown back-off; Canada assess non-bank stability; Japan welcomes immigrants; China stimulates; Aussie power policy failure; UST 10yr 2.76%; oil rises and gold jumps; NZ$1 = 68.4 USc; TWI-5 = 72.5

Stocks rise on earnings and shutdown back-off; Canada assess non-bank stability; Japan welcomes immigrants; China stimulates; Aussie power policy failure; UST 10yr 2.76%; oil rises and gold jumps; NZ$1 = 68.4 USc; TWI-5 = 72.5

Competitive pressure in the face of languishing house sales is driving mortgage rates lower. Kiwibank's latest cut brings sub-4% rates to fixed terms of two years

Competitive pressure in the face of languishing house sales is driving mortgage rates lower. Kiwibank's latest cut brings sub-4% rates to fixed terms of two years

A review of things you need to know before you go home on Friday; Westpac tweaks rates, major migration revision; tourism risk, tax receipts under pressure; new S35 upgrade; swaps sink, NZD holds, & more

A review of things you need to know before you go home on Friday; Westpac tweaks rates, major migration revision; tourism risk, tax receipts under pressure; new S35 upgrade; swaps sink, NZD holds, & more

US PMIs 'solid'; Canada household spending drops; EU PMIs stall; ECB worried; Germany cuts growth forecast; ASIC slams audit conflicts; NAB hikes rates; UST 10yr at 2.71%; oil firm, gold down; NZ$1 = 67.7 USc; TWI-5 = 72.1

US PMIs 'solid'; Canada household spending drops; EU PMIs stall; ECB worried; Germany cuts growth forecast; ASIC slams audit conflicts; NAB hikes rates; UST 10yr at 2.71%; oil firm, gold down; NZ$1 = 67.7 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Thursday; no rate changes, low NZGB offers, farm sales rise, creditcard growth slows, hydro lakes normal, swaps flatten, NZD firms, & more

A review of things you need to know before you go home on Thursday; no rate changes, low NZGB offers, farm sales rise, creditcard growth slows, hydro lakes normal, swaps flatten, NZD firms, & more

US markets stay down; shutdown consequences get complicated; Japan lowers inflation expectations; China tax flows slow; Australia struggles with integrity; UST 10yr at 2.76%; oil holds, gold up; NZ$1 = 67.9 USc; TWI-5 = 72.1

US markets stay down; shutdown consequences get complicated; Japan lowers inflation expectations; China tax flows slow; Australia struggles with integrity; UST 10yr at 2.76%; oil holds, gold up; NZ$1 = 67.9 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Wednesday; Coop Bank raises a rate, underlying inflation turn up, rental yields change course, swaps rise, NZD rises, & more

A review of things you need to know before you go home on Wednesday; Coop Bank raises a rate, underlying inflation turn up, rental yields change course, swaps rise, NZD rises, & more