David Chaston

A review of things you need to know before you go home on Wednesday; no rate changes today but major drama in jobs, inflation expectations and wholesale rate data. NZD rises strongly, & more

A review of things you need to know before you go home on Wednesday; no rate changes today but major drama in jobs, inflation expectations and wholesale rate data. NZD rises strongly, & more

Dairy prices slip -2%; markets sanguine on US elections; Canada building permits edge up; China facing growing economic challenges; RBA optimistic; UST 10yr at 3.21%; oil and gold lower; NZ$1 = 66.7 USc; TWI-5 = 71

Dairy prices slip -2%; markets sanguine on US elections; Canada building permits edge up; China facing growing economic challenges; RBA optimistic; UST 10yr at 3.21%; oil and gold lower; NZ$1 = 66.7 USc; TWI-5 = 71

A review of things you need to know before you go home on Tuesday; some more rate changes, used car sales dip, rents up in Auckland, Fonterra gets a terrier inside, Hisco pay revealed, swaps and NZD on hold, & more

A review of things you need to know before you go home on Tuesday; some more rate changes, used car sales dip, rents up in Auckland, Fonterra gets a terrier inside, Hisco pay revealed, swaps and NZD on hold, & more

US service sector cools; China service sector growth stalls; airfreight growth down sharply; Chinese investors lose on Australia property; UST 10yr at 3.20%; oil and gold unchanged; NZ$1 = 66.6 USc; TWI-5 = 71

US service sector cools; China service sector growth stalls; airfreight growth down sharply; Chinese investors lose on Australia property; UST 10yr at 3.20%; oil and gold unchanged; NZ$1 = 66.6 USc; TWI-5 = 71

A review of things you need to know before you go home on Monday; big mortgage rate cuts, B&T rates rise as do dropouts, commodities lower, car sales leap, bank behaviour critiqued, swaps up, NZD holds

A review of things you need to know before you go home on Monday; big mortgage rate cuts, B&T rates rise as do dropouts, commodities lower, car sales leap, bank behaviour critiqued, swaps up, NZD holds

As financial markets suddenly get more volatile or turn lower, we need to be careful about not over stating the nature of changes - otherwise we will miss or ignore the really important events

As financial markets suddenly get more volatile or turn lower, we need to be careful about not over stating the nature of changes - otherwise we will miss or ignore the really important events

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower

US jobs growth superficial; Wall Street falls; US trade deficit -2.9% of GDP; Canada jobs growth extends; China targets jobs growth; EBA fingers UK, Italy weakness; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 65.6 USc; TWI-5 = 71

US jobs growth superficial; Wall Street falls; US trade deficit -2.9% of GDP; Canada jobs growth extends; China targets jobs growth; EBA fingers UK, Italy weakness; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 65.6 USc; TWI-5 = 71

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers

Heavy buying by just three dictatorships add significantly to current gold demand, but are overwhelmed by even faster supply flows. Prices are falling. Investors are shying away

Heavy buying by just three dictatorships add significantly to current gold demand, but are overwhelmed by even faster supply flows. Prices are falling. Investors are shying away

US jobs and wages grow faster than expected; US trade deficit small; Canada jobs growth up; China targets jobs; EU stress tests show issues; AU solar use jumps; UST 10yr 3.21%; oil and gold down; NZ$1 = 66.4 USc; TWI-5 = 70.8

US jobs and wages grow faster than expected; US trade deficit small; Canada jobs growth up; China targets jobs; EU stress tests show issues; AU solar use jumps; UST 10yr 3.21%; oil and gold down; NZ$1 = 66.4 USc; TWI-5 = 70.8

Boosted by strong demand for rental cars and the tourism market, new vehicle sales leap to a new record high in October, with sales of electric vehicles nowhere in sight

Boosted by strong demand for rental cars and the tourism market, new vehicle sales leap to a new record high in October, with sales of electric vehicles nowhere in sight

A review of things you need to know before you go home on Friday: no rate changes, consumer confidence turns down, RBNZ restructures; KPG pays 4.06%, swap rates rise again, the NZD is up strongly, & more

A review of things you need to know before you go home on Friday: no rate changes, consumer confidence turns down, RBNZ restructures; KPG pays 4.06%, swap rates rise again, the NZD is up strongly, & more

US car sales weaken; US factory PMIs moderate, mirrored in Canada, Mexico and China; China faces currency crisis; Aussie house prices dropping; UST 10yr at 3.14%; oil drops and gold jumps; NZ$1 = 65.5 USc; TWI-5 = 70.4

US car sales weaken; US factory PMIs moderate, mirrored in Canada, Mexico and China; China faces currency crisis; Aussie house prices dropping; UST 10yr at 3.14%; oil drops and gold jumps; NZ$1 = 65.5 USc; TWI-5 = 70.4

A review of things you need to know before you go home on Thursday; some small rate changes, house prices soft, job ad growth modest, record low linker yield, swaps rise, NZD unchanged, & more

A review of things you need to know before you go home on Thursday; some small rate changes, house prices soft, job ad growth modest, record low linker yield, swaps rise, NZD unchanged, & more

Strong US job signals push up inflation expectations; Canada growth up; China expansion slows; Beijing readies new stimulus; RCEP progresses; UST 10yr at 3.15%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70

Strong US job signals push up inflation expectations; Canada growth up; China expansion slows; Beijing readies new stimulus; RCEP progresses; UST 10yr at 3.15%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70

A review of things you need to know before you go home on Wednesday; key rate changes, job ads & retail looking up, building consents and business confidence down, TPP ratified, swaps rise, NZD firm, & more

A review of things you need to know before you go home on Wednesday; key rate changes, job ads & retail looking up, building consents and business confidence down, TPP ratified, swaps rise, NZD firm, & more

Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins

Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins

US confidence confuses, house price growth slows; Mexico growth good; Australia struggles to ratify TPP; China markets firm; EU weakens; UST 10yr at 3.10%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70.2

US confidence confuses, house price growth slows; Mexico growth good; Australia struggles to ratify TPP; China markets firm; EU weakens; UST 10yr at 3.10%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70.2

A review of things you need to know before you go home on Tuesday; no rate changes, fewer foreign buyers, housing costs stable, NAIT to be updated, sudden Aussie consent drop, swaps & NZD unchanged

A review of things you need to know before you go home on Tuesday; no rate changes, fewer foreign buyers, housing costs stable, NAIT to be updated, sudden Aussie consent drop, swaps & NZD unchanged

US PCE at 2%; Shanghai now a bear market; China mulls tax cut on cars; China toughens currency rules; NZ scores well in household deleveraging risk review; UST 10yr at 3.10%; oil and gold little changed NZ$1 = 65.3 USc; TWI-5 = 69.8

US PCE at 2%; Shanghai now a bear market; China mulls tax cut on cars; China toughens currency rules; NZ scores well in household deleveraging risk review; UST 10yr at 3.10%; oil and gold little changed NZ$1 = 65.3 USc; TWI-5 = 69.8

A review of things you need to know before you go home on Monday; Kiwibank trims a mortgage rate, exporters chirpy, bank customers satisfied, mixed work safety record, Shanghai opens lower, swaps lower, NZD stable

A review of things you need to know before you go home on Monday; Kiwibank trims a mortgage rate, exporters chirpy, bank customers satisfied, mixed work safety record, Shanghai opens lower, swaps lower, NZD stable

As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows

As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows

US growth slows; US personal savings stall; US consumer sentiment slips; Wall Street drops; Canadians take on less debt; lower China profits, Singapore output falls; UST 10yr at 3.08%; oil and gold little changed NZ$1 = 65.2 USc; TWI-5 = 69.6

US growth slows; US personal savings stall; US consumer sentiment slips; Wall Street drops; Canadians take on less debt; lower China profits, Singapore output falls; UST 10yr at 3.08%; oil and gold little changed NZ$1 = 65.2 USc; TWI-5 = 69.6

We review the performance of KiwiSaver growth funds and find our previous expectation they might struggle quite wrong. Results are on an upswing again

We review the performance of KiwiSaver growth funds and find our previous expectation they might struggle quite wrong. Results are on an upswing again