David Chaston

Markets in dour mood; US data generally average; traders question China stimulus; ship orders fall; Australian data weak; UST 10yr 2.59%; oil and gold unchanged; NZ$1 = 66.8 USc; TWI-5 = 71.4

Markets in dour mood; US data generally average; traders question China stimulus; ship orders fall; Australian data weak; UST 10yr 2.59%; oil and gold unchanged; NZ$1 = 66.8 USc; TWI-5 = 71.4

David Chaston looks at the changes in average loan size for new lending for first home buyers, owner occupiers, and housing investors to try and locate the stress points

David Chaston looks at the changes in average loan size for new lending for first home buyers, owner occupiers, and housing investors to try and locate the stress points

Equity price runup contrasts with economic data; new NAFTA consent uncertain; China continues stimulus; Aussie business confidence shaky; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 66.9 USc; TWI-5 = 71.5

Equity price runup contrasts with economic data; new NAFTA consent uncertain; China continues stimulus; Aussie business confidence shaky; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 66.9 USc; TWI-5 = 71.5

Compounding interest has a fierce effect on the cost of letting your credit card balance roll over each month, boosting sky-high rates even higher

Compounding interest has a fierce effect on the cost of letting your credit card balance roll over each month, boosting sky-high rates even higher

Retail sales rise in the US and Canada; awful US housing starts data; PMIs turn down, NAFTA deal gets panned; China loses at WTO; Aussie PMI turns up; UST 10yr 2.56%; oil and gold firm; NZ$1 = 66.9 USc; TWI-5 = 71.5

Retail sales rise in the US and Canada; awful US housing starts data; PMIs turn down, NAFTA deal gets panned; China loses at WTO; Aussie PMI turns up; UST 10yr 2.56%; oil and gold firm; NZ$1 = 66.9 USc; TWI-5 = 71.5

A review of things you need to know before you go home on Thursday; Jobseeker benefit claims leap, some other benefit claims rise even faster, cheap Govt. money; SMEs still unhappy, swaps up, NZD down, & more

A review of things you need to know before you go home on Thursday; Jobseeker benefit claims leap, some other benefit claims rise even faster, cheap Govt. money; SMEs still unhappy, swaps up, NZD down, & more

Tepid US data, but trade deficit shrinks; China's growth holds up; EU lists relatiatory tariffs; China woos Europe; Monash goes all in; UST 10yr 2.59%; oil and gold dip; NZ$1 = 67.2 USc; TWI-5 = 71.7

Tepid US data, but trade deficit shrinks; China's growth holds up; EU lists relatiatory tariffs; China woos Europe; Monash goes all in; UST 10yr 2.59%; oil and gold dip; NZ$1 = 67.2 USc; TWI-5 = 71.7

A review of things you need to know before you go home on Wednesday; no rate changes, inflation low, CGT canned, dairy prices up, China growth steady, swap rates sink, NZD down, & more

A review of things you need to know before you go home on Wednesday; no rate changes, inflation low, CGT canned, dairy prices up, China growth steady, swap rates sink, NZD down, & more

Dairy prices inch up; US data weakens; Wall Street hesitates; China equities leap; China house prices rise; Moody's rates NZ highly; UST 10yr 2.59%; oil firm and gold drops; NZ$1 = 67.6 USc; TWI-5 = 72.1

Dairy prices inch up; US data weakens; Wall Street hesitates; China equities leap; China house prices rise; Moody's rates NZ highly; UST 10yr 2.59%; oil firm and gold drops; NZ$1 = 67.6 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Tuesday; another TD cut, peak rental car, Govt debt falls, RBA minutes explore options, swaps hold higher, NZD slips, & more

A review of things you need to know before you go home on Tuesday; another TD cut, peak rental car, Govt debt falls, RBA minutes explore options, swaps hold higher, NZD slips, & more

Equity markets dull; US regional Fed surveys blah; Canada data tails off; China export anecdote weak; China stimulus effect strong; Aussie banks ready to downsize; UST 10yr 2.55%; oil and gold soft; NZ$1 = 67.6 USc; TWI-5 = 72.1

Equity markets dull; US regional Fed surveys blah; Canada data tails off; China export anecdote weak; China stimulus effect strong; Aussie banks ready to downsize; UST 10yr 2.55%; oil and gold soft; NZ$1 = 67.6 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Monday; Kiwibank cuts rates, PSI weakens; occupancy rates slip, lower farm sales, ditto lifestyle blocks, swaps rates rise, NZD firm, & more

A review of things you need to know before you go home on Monday; Kiwibank cuts rates, PSI weakens; occupancy rates slip, lower farm sales, ditto lifestyle blocks, swaps rates rise, NZD firm, & more

Another bank tweaks its rates for longer term fixed home loans, adding a new market leading rate while holding on to another. It cuts term deposit rates at the same time

Another bank tweaks its rates for longer term fixed home loans, adding a new market leading rate while holding on to another. It cuts term deposit rates at the same time

Draghi recoils at Trump moves; S&P500 nears record; US consumer mood off; China trade surplus jumps, as do new loans; China car sales slide; RBA puzzled; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 67.7 USc; TWI-5 = 72.2

Draghi recoils at Trump moves; S&P500 nears record; US consumer mood off; China trade surplus jumps, as do new loans; China car sales slide; RBA puzzled; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 67.7 USc; TWI-5 = 72.2

Risk on as investors cheer earnings; US consumer mood lower; China trade surplus jumps; new China debt leaps; Malaysia gets better deal; RBA updates FSR; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 67.7 USc; TWI-5 = 72.2

Risk on as investors cheer earnings; US consumer mood lower; China trade surplus jumps; new China debt leaps; Malaysia gets better deal; RBA updates FSR; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 67.7 USc; TWI-5 = 72.2

A review of things you need to know before you go home on Friday; miserable housing market; high migration, ANZ offers discounts, tourism dips, PMI droops, retail soft, swaps stable, NZD lower & more

A review of things you need to know before you go home on Friday; miserable housing market; high migration, ANZ offers discounts, tourism dips, PMI droops, retail soft, swaps stable, NZD lower & more

China equities drop; China inflation rises; US PPI up; IMF sees China risk, but also gains; key commodity prices rise; RBA and RBNZ views turn; UST 10yr 2.50%; oil and gold down; NZ$1 = 67.3 USc; TWI-5 = 71.9

China equities drop; China inflation rises; US PPI up; IMF sees China risk, but also gains; key commodity prices rise; RBA and RBNZ views turn; UST 10yr 2.50%; oil and gold down; NZ$1 = 67.3 USc; TWI-5 = 71.9

Many banks rush to cut term deposit rates, leaving few outliers and fewer options to lock in what were already considered low rates before they are trimmed even lower

Many banks rush to cut term deposit rates, leaving few outliers and fewer options to lock in what were already considered low rates before they are trimmed even lower

A review of things you need to know before you go home on Thursday; Westpac & TSB cut TD rates, food prices tame, low NZGB yields, RBNZ wants your view, swap rates soft, NZD stable, & more

A review of things you need to know before you go home on Thursday; Westpac & TSB cut TD rates, food prices tame, low NZGB yields, RBNZ wants your view, swap rates soft, NZD stable, & more

US inflation up; Fed holds pat; US deficit swells; Japan machine tool orders up; China housing sales jump; RBA says not planning rate cut; UST 10yr 2.47%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 72.1

US inflation up; Fed holds pat; US deficit swells; Japan machine tool orders up; China housing sales jump; RBA says not planning rate cut; UST 10yr 2.47%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Wednesday; TD rate cuts, inflation pips up, another shared ownership scheme, log prices fall, cheap car finance, swaps soft, NZD stable, & more

A review of things you need to know before you go home on Wednesday; TD rate cuts, inflation pips up, another shared ownership scheme, log prices fall, cheap car finance, swaps soft, NZD stable, & more

US job openings shrink; equities fall; IMF downgrades 2019 growth; US threatens EU; EU & China make up; Aussie lending in credit crunch; UST 10yr 2.50%; oil down, gold up; NZ$1 = 67.4 USc; TWI-5 = 72

US job openings shrink; equities fall; IMF downgrades 2019 growth; US threatens EU; EU & China make up; Aussie lending in credit crunch; UST 10yr 2.50%; oil down, gold up; NZ$1 = 67.4 USc; TWI-5 = 72

A review of things you need to know before you go home on Tuesday; even more rate cuts, Truckometer bottoming, RBNZ changes, Hayne pain deepens, swaps soft, NZD stable, & more

A review of things you need to know before you go home on Tuesday; even more rate cuts, Truckometer bottoming, RBNZ changes, Hayne pain deepens, swaps soft, NZD stable, & more

Global equities mark time; China mulls joining the TPP; India eyes humongous development plan; France eyes tax cuts; China invests less in Australia; UST 10yr 2.52%; oil firm, gold up; NZ$1 = 67.5 USc; TWI-5 = 72.1

Global equities mark time; China mulls joining the TPP; India eyes humongous development plan; France eyes tax cuts; China invests less in Australia; UST 10yr 2.52%; oil firm, gold up; NZ$1 = 67.5 USc; TWI-5 = 72.1

New Zealand's largest home loan lender chooses to compete hard at the short end of the mortgage market, leaving most of its rivals battling for borrowers interested in low rates at longer terms

New Zealand's largest home loan lender chooses to compete hard at the short end of the mortgage market, leaving most of its rivals battling for borrowers interested in low rates at longer terms