David Chaston

US C/A deficit drops, US housing starts wobble; BoJ sits pat; trade war lull between battles; EU car sales jump; global poverty drops; UST 10yr at 3.08%; oil and gold up; NZ$1 = 66.2 USc; TWI-5 = 69.8

US C/A deficit drops, US housing starts wobble; BoJ sits pat; trade war lull between battles; EU car sales jump; global poverty drops; UST 10yr at 3.08%; oil and gold up; NZ$1 = 66.2 USc; TWI-5 = 69.8

A review of things you need to know before you go home on Wednesday; another mortgage cut, dairy prices lower, confidence down, C/A weakens, jobs growth slows, swaps and NZD firm

A review of things you need to know before you go home on Wednesday; another mortgage cut, dairy prices lower, confidence down, C/A weakens, jobs growth slows, swaps and NZD firm

Dairy prices fall yet again; US and China fight on tariffs; markets yawn; China swine fever crisis grows; world car maket stable; CBA dumps SMSF property lending; UST 10yr at 3.05%; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.6

Dairy prices fall yet again; US and China fight on tariffs; markets yawn; China swine fever crisis grows; world car maket stable; CBA dumps SMSF property lending; UST 10yr at 3.05%; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.6

A review of things you need to know before you go home on Tuesday; Co-op Bank trims some TD rates, auction updates, polytech bailouts, more bonds coming, more hotels too, swaps up & steeper, NZD stable

A review of things you need to know before you go home on Tuesday; Co-op Bank trims some TD rates, auction updates, polytech bailouts, more bonds coming, more hotels too, swaps up & steeper, NZD stable

Key US factory survey stumbles; EU inflation dips; Canada house sales fall; G20 growth stable; China turns away from trade talks; UST 10yr at 3.00%; oil down and gold up; NZ$1 = 65.8 USc; TWI-5 = 69.5

Key US factory survey stumbles; EU inflation dips; Canada house sales fall; G20 growth stable; China turns away from trade talks; UST 10yr at 3.00%; oil down and gold up; NZ$1 = 65.8 USc; TWI-5 = 69.5

A review of things you need to know before you go home on Monday; Heartland trims TD rates, PSI jobs contract, Harcourts finds soft prices, Shipley faces court, more bond issues, swaps firm, NZD stable

A review of things you need to know before you go home on Monday; Heartland trims TD rates, PSI jobs contract, Harcourts finds soft prices, Shipley faces court, more bond issues, swaps firm, NZD stable

US retail sales growth slows, ditto factory production and imports; EU trade balance lower; Russia and Indonesia feel the pinch; China slows, turns to houses; UST 10yr at 3.00%; oil and gold prices fall; NZ$1 = 65.5 USc; TWI-5 = 69.4

US retail sales growth slows, ditto factory production and imports; EU trade balance lower; Russia and Indonesia feel the pinch; China slows, turns to houses; UST 10yr at 3.00%; oil and gold prices fall; NZ$1 = 65.5 USc; TWI-5 = 69.4

The updated RLB survey of construction cranes shows rising growth in Auckland, and resurgent growth in Christchurch

The updated RLB survey of construction cranes shows rising growth in Auckland, and resurgent growth in Christchurch

Core US data soft, but confidence up; EU trade balance shrinks; Russia hikes rates; Trump wants more tariffs; China data soft; Indonesia delays projects; UST 10yr 3.00%; oil and gold down; NZ$1 = 65.5 USc; TWI-5 = 69.4

Core US data soft, but confidence up; EU trade balance shrinks; Russia hikes rates; Trump wants more tariffs; China data soft; Indonesia delays projects; UST 10yr 3.00%; oil and gold down; NZ$1 = 65.5 USc; TWI-5 = 69.4

A review of things you need to know before you go home on Friday; many rate changes, factories glum, KiwiSaver matures, NZD trading volumes jump, swaps steepen, NZD rises

A review of things you need to know before you go home on Friday; many rate changes, factories glum, KiwiSaver matures, NZD trading volumes jump, swaps steepen, NZD rises

Three more banks lower their home loan rates but only to levels in the middle of the pack - and one of them lowers term deposit rates as well

Three more banks lower their home loan rates but only to levels in the middle of the pack - and one of them lowers term deposit rates as well

US inflation eases; US federal deficit jumps to -4.5% of GDP; ECB lowers growth forecast; Turkey hikes rates sharply; UST 10yr at 2.97%; oil and gold prices fall; NZ$1 = 65.7 USc; TWI-5 = 69.3

US inflation eases; US federal deficit jumps to -4.5% of GDP; ECB lowers growth forecast; Turkey hikes rates sharply; UST 10yr at 2.97%; oil and gold prices fall; NZ$1 = 65.7 USc; TWI-5 = 69.3

A review of things you need to know before you go home on Thursday; no rate changes; Fonterra reports first loss, house prices flat-line, food prices down, Council pay up, swap rates stable, NZD firm

A review of things you need to know before you go home on Thursday; no rate changes; Fonterra reports first loss, house prices flat-line, food prices down, Council pay up, swap rates stable, NZD firm

US Fed sees trade cutbacks, more rate hikes; US PPI falls; EU factory production falls; euro as reserve currency; China pumps in liquidity; UST 10yr at 2.98%; oil and gold up sharply; NZ$1 = 65.6 USc; TWI-5 = 69.4

US Fed sees trade cutbacks, more rate hikes; US PPI falls; EU factory production falls; euro as reserve currency; China pumps in liquidity; UST 10yr at 2.98%; oil and gold up sharply; NZ$1 = 65.6 USc; TWI-5 = 69.4

A review of things you need to know before you go home on Wednesday; many rate changes, accommodation shadow, high petrol prices, Aussie confidence fall, swaps inch up, NZD low

A review of things you need to know before you go home on Wednesday; many rate changes, accommodation shadow, high petrol prices, Aussie confidence fall, swaps inch up, NZD low

US data supportive; Canada housing starts fall; German investors less negative; China car sales drop; Aussie drought bites crop estimates; UST 10yr at 2.98%; oil up sharply, gold unchanged; NZ$1 = 65.1 USc; TWI-5 = 69.1

US data supportive; Canada housing starts fall; German investors less negative; China car sales drop; Aussie drought bites crop estimates; UST 10yr at 2.98%; oil up sharply, gold unchanged; NZ$1 = 65.1 USc; TWI-5 = 69.1

TSB takes a sharp pencil to home loan rates three years and longer. ANZ reduces most of its rates, but none market leading

TSB takes a sharp pencil to home loan rates three years and longer. ANZ reduces most of its rates, but none market leading

A review of things you need to know before you go home on Tuesday; no rate changes, truckometer mixed, inflation rises, petrol eats up retail sales, electricity reviewed, swaps and NZD becalmed

A review of things you need to know before you go home on Tuesday; no rate changes, truckometer mixed, inflation rises, petrol eats up retail sales, electricity reviewed, swaps and NZD becalmed

US consumer credit grows strongly; Fed officials turn hawkish; China CPI rises; EU sentiment dips; Japan sentiment up; RBA warns local system risks are high; UST 10yr at 2.94%; oil and gold unchanged; NZ$1 = 65.2 USc; TWI-5 = 69.2

US consumer credit grows strongly; Fed officials turn hawkish; China CPI rises; EU sentiment dips; Japan sentiment up; RBA warns local system risks are high; UST 10yr at 2.94%; oil and gold unchanged; NZ$1 = 65.2 USc; TWI-5 = 69.2

A review of things you need to know before you go home on Monday; some rate changes, 5 mln closer, weaker manufacturing, weaker commercial vehicle sales, soaking up cheap money, swaps unchanged, NZD soft

A review of things you need to know before you go home on Monday; some rate changes, 5 mln closer, weaker manufacturing, weaker commercial vehicle sales, soaking up cheap money, swaps unchanged, NZD soft

US jobs up in one survey, down in another; ditto Canada; China trade surplus shrinks, except with the US; Trump threatens total tariffs; another Aussie rort; UST 10yr at 2.94%; oil unchanged, gold softer; NZ$1 = 65.4 USc; TWI-5 = 69.4

US jobs up in one survey, down in another; ditto Canada; China trade surplus shrinks, except with the US; Trump threatens total tariffs; another Aussie rort; UST 10yr at 2.94%; oil unchanged, gold softer; NZ$1 = 65.4 USc; TWI-5 = 69.4

David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins

David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins

US job gains undermined by detail; Canada job losses mask F/T gains; Mexico inflation up; EU growth down; China reserves steady; US makes new trade threats; UST 10yr 2.85; oil up, gold down; NZ$1 = 65.4 USc; TWI-5 = 69.4

US job gains undermined by detail; Canada job losses mask F/T gains; Mexico inflation up; EU growth down; China reserves steady; US makes new trade threats; UST 10yr 2.85; oil up, gold down; NZ$1 = 65.4 USc; TWI-5 = 69.4

A review of things you need to know before you go home on Friday; ASB cuts rates for mortgages and term deposits, FMA sees trust crisis, wholesale trade jumps, household net worth growth dips, swaps and NZD slip

A review of things you need to know before you go home on Friday; ASB cuts rates for mortgages and term deposits, FMA sees trust crisis, wholesale trade jumps, household net worth growth dips, swaps and NZD slip

ASB trims a range of term deposit rates, in most cases matching their main rivals, focusing on terms of 18 months and longer

ASB trims a range of term deposit rates, in most cases matching their main rivals, focusing on terms of 18 months and longer